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PANDANGAN TOKOH AGAMA TERHADAP PRAKTIK BUNGA PINJAMAN DANA KAS KELOMPOK TAHLILAN (Studi Kasus di Desa Pandan Indah, Kecamatan Praya Barat Daya, Kabupaten Lombok Tengah) Hotimah, Husnul
Al-Muqaronah: Jurnal Perbandingan Madzhab dan Hukum Vol. 4 No. 1 (2025): Al-Muqaronah : Jurnal Perbandingan Madzhab dan Hukum
Publisher : STIS Darussalam Bermi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59259/am.v4i1.289

Abstract

Penelitian ini bertujuan untuk menganalisis pandangan tokoh agama terhadap praktik pemberlakuan bunga pada sistem pinjaman dana kas kelompok tahlilan di Desa Pandan Indah, Kecamatan Praya Barat Daya, Kabupaten Lombok Tengah. Praktik pemberian bunga pada dana kas tersebut muncul sebagai bentuk kesepakatan bersama dalam kelompok, dengan tujuan menjaga keberlanjutan kas dan kedisiplinan anggota. Namun, keberadaan bunga ini menimbulkan perdebatan di kalangan masyarakat, khususnya terkait kesesuaiannya dengan prinsip hukum Islam yang melarang riba. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Data dikumpulkan melalui wawancara mendalam dengan tokoh agama, pengurus kelompok tahlilan, dan anggota masyarakat yang terlibat dalam kegiatan tersebut. Analisis dilakukan secara deskriptif untuk mengungkap pandangan dan argumentasi tokoh agama terhadap praktik bunga pinjaman tersebut. Hasil penelitian menunjukkan bahwa sebagian besar tokoh agama di Desa Pandan Indah menilai praktik bunga pada pinjaman dana kas tahlilan mengandung unsur riba karena adanya tambahan yang disyaratkan dalam pengembalian pinjaman. Namun, terdapat pula pandangan yang lebih moderat, yang menilai praktik tersebut dapat ditoleransi sepanjang bunga yang dikenakan tidak bersifat memberatkan dan digunakan untuk kemaslahatan bersama, bukan keuntungan individu. Dengan demikian, praktik ini menimbulkan dilema etis dan fiqhiyah di masyarakat, yang menunjukkan perlunya pembinaan dan penyuluhan hukum ekonomi syariah agar pengelolaan dana sosial lebih sesuai dengan prinsip syariat Islam.
Pengaruh Terapi Bermain (Berdongeng) Terhadap Perkembangan Bahasa Pada Anak Usia Prasekolah (3 - Hotimah, Husnul; Sunarto, Muhamad; Pratama, Edy A Surya
Jurnal Kesehatan Qamarul Huda Vol. 6 No. 2 (2018): Desember 2018
Publisher : Universitas Qamarul Huda Badaruddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37824/jkqh.v6i2.2018.35

Abstract

Language is a communication system that is used voluntarily and socially agreed upon, by using certain symbols to convey and receive messages from one person to another. One delay that can occur in children is the delay in language development. One stimulus that parents can give to improve children's language development is by telling stories. The purpose of this study was to determine the effect of play therapy (storytelling) on ??language development in preschool children (3- <6 years). The design of this study is an experimental research pre test and post test with a quantitative research approach. This study involved two groups, namely the experimental group and the control group. the sample was all preschool children enrolled in PAUD Ukuwah Islamiah Penujak Village who had language problems. The sampling technique in this study was total sampling with 40 respondents. The results of statistical tests based obtained t value of 2.137 with t table of 1.684 and p value = 0.039 which means the value of t> t table value or p value <? so it can be concluded that there is a significant change in language development in preschool children after playing therapy (storytelling). Key words: language development, storytelling therapy
English Speaking Skill and Language Component Practice: englisch-hilfen.de in Assistance Huda, Nurul; Hotimah, Husnul
Journal of Language Intelligence and Culture Vol. 2 No. 1 (2020): Journal of Language Intelligence and Culture
Publisher : Faculty of Tarbiyah and Teacher Training, IAIN Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/jlic.v2i1.19

Abstract

English Foreign Language (EFL) students, most of the time, face difficulties in learning English, especially in mastering speaking skills. One of the most common problems faced in the teaching and learning process for speaking skills is the lack of motivation and students tend to use their first language. As the development of technology, the teacher is required to involve digital teaching, especially related to the use of computers. Employing computer or Computer-Assisted Language Learning (CALL) in the teaching and learning process is highly recommended for a fun and exciting learning. In this particular case, englishch-hilfen.de serves as an answer for those seeking such a learning process. A qualitative study was involved to identify how the use of englishch-hilfen.de can improve and give a significant effect on students’ English performance, especially for speaking and vocabulary aspects. The result of this study suggested that the content within englishch-hilfen.de is very beneficial for it provides such meaningful and stimulating activities for English language students.
SOSIALISASI KEWIRAUSAHAAN DAN PELATIHAN PEMBUATAN KRIPIK TALAS DI DESA SELAT KECAMATAN NARMADA KABUPATEN LOMBOK BARAT Mubarak, Yazid Bustami Al; Alawiyah, St. Safira; Reviana, Isabela Putri; Safira, Annisa Nanda; Nurwasilah, Lisda; Maulida, Nurul; Hotimah, Husnul; Gomes, Aprilia Nelina; Isnaini, Lilis Nur; Dasilva, Jennifer Isabelana
Jurnal Wicara Vol 1 No 2 (2023): Jurnal Wicara Desa
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/wicara.v1i2.2413

Abstract

Community Service Program (KKN) has become part of educational activities as well as community service. The importance of this activity is to become a life lesson in the midst of the community in helping solve the problems faced by the community. Selat Village, Narmada District, West Lombok Regency has abundant potential for plants in the form of taro. The main problem in community service is the lack of potential agricultural products. When taro tubers are abundant, the market doesn't absorb the yield, so this taro has no selling value. This potential can be utilized by the community to increase the added value and selling value of these crops. For this reason, it is necessary to carry out training activities for processing taro tubers into products that are useful and have economic value so that they can increase the income of the people of Selat Village. The purpose of this community service is to provide knowledge to residents who participate in training activities so that they are able to produce or process taro tubers into taro chips that are in demand by consumers and are able to apply marketing in selling products. Service Implementation Method, carried out by counseling, demonstration and practice methods. The result of community service with the entrepreneurship outreach program and training in making taro chips in Selat Village is an increase in taro processing skills and it is hoped that the community will be able to open MSME businesses so that they can improve the community's economy.
Akibat Hukum Perjanjian Pinjam Nama Atas Kepemilikan Tanah WNA dalam Perspektif Hukum Perdata Internasional Clara, Anggi Dwita; Novia, Elsa Ari; Astuti, Retno Dwi; Hotimah, Husnul; Buana, Vaddeli Bagas; Wijaya, Mustika Mega
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 6 (2024): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10523179

Abstract

Based on article 21 of the Basic Agrarian Law which states that only Indonesian citizens can be given permission to own land in Indonesian territory. This normative analytical descriptive juridical research describes an examination of the legal certainty of the Nominee Agreement regarding the legitimacy of the transfer of property rights in accordance with national laws and regulations. The large number of mobilization activities of foreigners in Indonesia, especially in tourist areas, has made many foreigners decide to settle in Indonesia. Due to the large number of foreigners living in Indonesia, legal violations occur. One of them is legal smuggling of name loan agreements which are based on the theory of legal certainty, agreement theory and share ownership theory which are invalid and do not meet the objective requirements in BW. The juridical impact of this name-borrowing agreement is that it creates defects both legally and in terms of the legality of the agreement, thereby facilitating disagreements about who owns the land which will give rise to legal uncertainty and disputes in the future. If one of the parties defaults, there will be no legal consequences in the form of sanctions against the violator because the agreement that is the basis of the agreement violates statutory regulations and violates the law.
MANAJEMEN PENDIDIKAN KARAKTER DALAM METODE SENTRA Hotimah, Husnul; Syafuri, Syafuri; Zohriah, Anis
NUSRA : Jurnal Penelitian dan Ilmu Pendidikan Vol. 4 No. 2 (2023): NUSRA: Jurnal Penelitian dan Ilmu Pendidikan, Mei 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/nusra.v4i2.953

Abstract

The purpose of the research is to describe how the center method or Beyond Center and Circle Time Method is implemented in character educational management in Indria Islamic School Kindergarten Sepatan Timur Tangerang. This is qualitative research. It’s combined with management function which is we want to know about the preparation, the implementation, the evaluation and the supporting and the obstacle factors. The data collection technique used are observation, interviews and documentation. The data validity is used the source of triangulation, which means comparing and re-checking the degree of in the information obtained. The data analysis uses Miles and Huberman. The result of the study in Indria Islamic School Kindergarten Sepatan Timur Tangerang implements the center method in character educational management is effective and efficient. This is reflected for the plan preparation, implementation and the evaluation was very good. The supporting factors are the Al- Qur’an and Hadits as main guidelines of Islam. While inhibiting factor is the lack of literacy references and play creations.
Azhari, Ainul FILOSOFI PENDIDIKAN AGAMA ISLAM MENURUT AL-GHAZALI: : Integrasi Spiritualitas Dan Pengetahuan Azhari, Ainul; Hotimah, Husnul
ISLAMIKA Vol. 18 No. 01 (2024): january-juni 2024
Publisher : Universitas Islam Syekh-Yusuf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/islamika.v18i01.5107

Abstract

The philosophy of Islamic religious education according to Al-Ghazali reflects a harmonious integration between spirituality and knowledge. Al-Ghazali, a famous medieval Islamic scholar, viewed education as a means to achieve the balanced goals of spirituality and knowledge. Al-Ghazali's thoughts became the basis for the development of a holistic Islamic education system. This research is qualitative research that is descriptive analytical in nature. Data collected through observation, interviews and documentation. The method applied in this research is a library search and the data analysis technique uses content analysis, because this research relies on text and aims to provide a description of the research results. The results of this research show that the integration of spirituality in Islamic religious education emphasizes the importance of developing students' character and morality. Al-Ghazali emphasized that education is not only about mastering knowledge, but also about self-transformation towards moral and spiritual perfection. Good Islamic religious education must be able to guide students to achieve spiritual awareness, adherence to religious values, and development of an Islamic personality. Apart from that, the integration of knowledge in Islamic religious education according to Al-Ghazali emphasizes the importance of aligning science with Islamic values. Education must help students understand the world holistically, including spiritual, moral and intellectual aspects. Al-Ghazali refers to the idea that science without spirituality can lead to moral paralysis and loss of the true purpose of life. In this context, Islamic religious education according to Al-Ghazali not only provides an understanding of religious teachings, but also encourages intellectual exploration and critical thinking. The integration of spirituality and knowledge creates students who are not only skilled in academics, but also have noble character and spiritual depth. Thus, the philosophy of Islamic religious education according to Al-Ghazali offers a holistic view of education, which aims to form individuals who are spiritually and intellectually balanced.
EKSPLORASI ETNOMATEMATIKA PADA CANDI JABUNG DI KABUPATEN PROBOLINGGO Hotimah, Husnul; Sholikin, Nur Wiji
AL JABAR: Jurnal Pendidikan dan Pembelajaran Matematika Vol. 4 No. 1 (2025): Januari
Publisher : LPPM Institut Ahmad Dahlan Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/aljabar.v4i1.1642

Abstract

This research aims to identify and analyze the mathematical elements applied in the architecture of Jabung Temple, Probolinggo Regency. This research uses qualitative research methods with an ethnographic approach. The results of the research show that there are several ethnomathematics at Jabung Temple, including the concepts of flat shapes, spatial shapes, geometric transformations, similarity and congruence. This research can be used as material for preparing student test packages in the form of questions related to geometric transformations. This research can also help improve students' ability to understand mathematical concepts and develop critical and logical thinking skills. Apart from that, this research can also be a reference for teachers in developing curriculum and mathematics learning methods that are more effective and enjoyable for students.
Strategies to Reduce Stunting Rates Through Increased Awareness and Collective Action in the Community of Setanggor Village East Lombok Regency Suryani, Bunga; Satriawati, Yani; Lestari, Riskia Dwi; Hotimah, Husnul; Apriani, Pinka Izmy; Apriani, Ayu Mina; Hidayatullah, Wahyu; Irwan, Moh.; Alfarido, Lalu Gilang Ramadan; Maulana, Adrian; Suroso, Agus
Unram Journal of Community Service Vol. 5 No. 2 (2024): June
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i2.590

Abstract

Setanggor is one of the villages located in the Sukamulia District, East Lombok Regency, West Nusa Tenggara Province. The community in this village, 80% of whom work as farmers, spends a lot of time in the fields. However, the prevalence of stunting in this village is still relatively high. Therefore, the goal of the Community Service Program (KKN) by the Mataram University's PMD (Community Development Program) during the period of December 2023 to February 2024 is to assist the community in addressing stunting through increasing awareness and collective action in stunting prevention. The methods used include socialization, distribution of nutritious food, and Posyandu (Integrated Health Service Post). The results obtained from these activities include increased awareness and knowledge among the villagers regarding the importance of maintaining a healthy and clean lifestyle, as well as the need for adequate intake of nutritious food to prevent malnutrition in children
Analisis Kesulitan Siswa Belajar Matematika Pada Pokok Bahasan Fungsi Komposisi Kelas XI SMAN 3 Probolinggo Husnia, Husnia; Nuryami, Nuryami; Hotimah, Husnul; Dwi A, Kurnia; Wahyudi, Moh.
SCHOLASTICA: Jurnal Pendidikan dan Kebudayaan Vol. 6 No. 2 (2024): November 2024
Publisher : LP3M STITNU AL HIKMAH MOJOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Jurnal ini membahas masalah yang dihadapi siswa saat menyelesaikan soal-soal yang berkaitan dengan fungsi komposisi. 35 siswa dari kelas XI SMA Negeri 3 Probolinggo yang dipilih secara acak untuk menjadi subjek penelitian ini. Penelitian ini bersifat kualitatif, dan datanya terdiri dari informasi tentang tantangan yang dihadapi siswa. Selain itu, persentase digunakan untuk menunjukkan tingkat kesulitan berdasarkan jenis tantangan. Untuk mengumpulkan data, dilakukan wawancara dan tes uraian sebanyak enam soal untuk memverifikasi masalah dan faktor penyebabnya. Hasil penelitian menunjukkan bahwa tiga komponen matematika yang memengaruhi kesulitan siswa saat pengoprasian, pemahaman, konsep. Persentase kesulitan ini disaaat memahami konsep adalah 36%, yang tergolong rendah; kesulitan dalam memahami konsep soal tersebut adalah 37%, yang juga tergolong rendah; dan kesulitan dalam operasi adalah 27%, yang juga tergolong rendah. Terdapat dua jenis faktor yang memengaruhi kesulitan siswa. Yang pertama adalah faktor internal dari siswa itu sendiri, yang mencakup aspek intelektual, kesehatan, emosional, minat, dan konsentrasi belajar; yang kedua adalah faktor eksternal, yang mencakup metode pengajaran guru serta faktor sosial dan ekonomi dari orang tua.
Co-Authors Abdiyah, Ulfatul Agus Suroso Ahmad Ridwan Ain, Jumratul Alawiyah, St. Safira Alfarido, Lalu Gilang Ramadan Alfredo, Muhammad Fatur Alhidayah, Anggun Alvandi, Agung Alyuson, Clara Amanda, Natasya Friska Andarwulan, Setiana Anisa Anisa Ansanay, Yahya Esrom Apriani, Ayu Mina Apriani, Pinka Izmy Arif Widodo Astawinetu, Erwin Dyah Astuti, Retno Dwi Atep Sujana Aulia Bagas Satriya Azhari, Ainul Azizi, Putri Dwi Banmalei, Irmawati Bintara, Lafaz Yoga Buana, Vaddeli Bagas Budi, Yulifah Salistia Budimansyah, Afriyadi Clara, Anggi Dwita Dasilva, Jennifer Isabelana Dienullah, Muhamad Dhava Dwi A, Kurnia Ekaputri, Dinti Elvine Ivana Kabuhung Encep Supriatna Fadilah, Putri Nur Farhan Farhan Farhan Febri Dristyan Febrianti, Yenny Ghozi, Ali Gomes, Aprilia Nelina Haeruddin Hariyadi, M. Hartinah Hartinah Haryoto, Cecep Hasbullah Hasbullah Herli Antoni Hidayatullah, Wahyu Hijril Ismail, Hijril Hikam, Ahmad Ilzamul HIMMAH, MUFIDATUL Hubaedah, Annah Husnia, Husnia Iik Nurulpaik Ika Friscila, Ika Ikhram Hardi S Ilzamul Hikam, Ahmad Indriani, Dina Irwan, Moh. Isnaini, Lilis Nur Kartika Senjarini Khaerunisa, Kamila Khair, Ziadul Kumala Sari, Frisca Nur Kusuma, Ilham Wirahadi Lailia Awalushaumi, Lailia LAMIJAN HADI SUSARNO Lestari, Anggi Dwi Lestari, Riskia Dwi Maharani, Rizki Dini Mardhiyah, Rahadatul Mardiyah Mardiyah Mardiyah Mardlaatillah, Aina Martin, Tarisya Masruroh Masturia, Ilma Maulana, Adrian Maulida, Bela Nur Moh. Wahyudi Mubarak, Yazid Bustami Al Muhammad Al Amin Muhammad Raihan Akbar Muhammad Thohir Mujtahidah, Imamah Mustika Mega Wijaya Mustikawati, Ida Mu’alimin, Mu’alimin Nabila, Tasya Nabilul Maram, Ahmad Nandawiyah, Anggun Robitotul Ningrum, Nyna Puspita Ningsih, Fitriana Noven Suprayogi, Noven Novia, Elsa Ari Novita Sari Nur Wiji Sholikin nuraini, indria Nurhayati Nurhayati Nurhayati, Is Nurjannah Nurjannah Nurul Huda Nurul Maulida, Nurul Nurul Wahidah Nurullah, Tubagus Saef Nurwasilah, Lisda Nurwathani Janhari, M. Nuryami Oktaviannor, Husda Permata Sari, Shara Ayu Pramesthi, Riska Ayu Pratama, Edy A Surya Prayitno, Irwan Purwatiningsih Purwatiningsih Putra, Suadi Sapta Putri, Lorena Andrea Ratnadewanti, Dewi Reviana, Isabela Putri Ridhwan Ridhwan, Ridhwan Rohizi, Wingga Juina Rohman, Baeti Safira, Annisa Nanda Safutra B.N, Nor Hendra Salsabila, Salsabila Samosir, Natalia Ruthanaya Saputri, Marsanda Sari, Eva Sofia Satria, Ahmad Satriawati, Yani Sauqiyah, Nurus Setiawan Setiawan Siti Aminah Soeliha, Siti Sugiarto, Fitrah Sunarto, Muhamad Supendi, Moh. Supriyadi, Bagus suryani, Bunga Syafuri, Syafuri Syamsul Bahri Tine Yuliantini Tutik Ekasari Ulfah, Mariyah Wahyu Lestari Yusria Zohriah, Anis