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Analisis Manajemen Risiko Keamanan Self-Service Technology Perbankan Syariah Nurzaqiah, Neli; Ainulyaqin, MH; Achmad, LI; Edy, Sarwo
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3379

Abstract

Self Service Technology (SST) is a technology that allows customers to make transactions or carry out services independently without depending on employees. In the banking world, the Self-Service Technology services that customers can use are Automatic Teller Machine (ATM), Mobile Banking and Internet banking services to make things easier customers. However, you must be aware of various risks or potential incidents that could occur when customers use SST services. This research aims to analyze the security risk management of Sharia Banking Self-Service Technology. This research method uses a qualitative approach with field study methods through interviews and documentation. The results of this research are that Bank BJB Syariah has implemented Self-Service Technology security risk management with various strategies to minimize the security risks of Sharia Banking Self-Service Technology.  
Peningkatan Literasi Keuangan Syariah Melalui Pelatihan dan Pendampingan Masyarakat Kabupaten Bekasi Sakum; Sukron Mamun; Ali Nur Ahmad; Sarwo Edy; Hamdan Ainulyaqin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4824

Abstract

Financial literacy in Indonesia, especially in the context of sharia financial literacy, shows an alarming level. Financial literacy includes the ability to read, analyze, manage and communicate personal financial conditions. The World Bank survey places Indonesia in the third lowest ranking globally in terms of financial literacy, behind India and China. Data from the Financial Services Authority (OJK) shows that in 2013 and 2016, only around 21.84% and 29.66% of the Indonesian adult population had adequate financial literacy, with the figure among MSMEs even lower, namely 18.71%. An OJK webinar in 2022 revealed that the sharia economic literacy index had only reached 23.3%, far below the national financial literacy index of 49%. This imbalance highlights the need for broader educational efforts to increase public understanding of Islamic financial products. Even though financial education is the key to increasing literacy, in Indonesia, financial education is still rare in schools and universities. Developed countries have actively promoted financial education, while big challenges still exist in Indonesia. In the Islamic context, financial literacy also includes understanding muamalah maaliyah law to ensure halal and fair transactions. This research aims to explore and understand aspects of sharia financial literacy and inclusion through a qualitative approach, with observations and literature reviews in Bekasi Regency. It is hoped that this research can provide in-depth insights and recommendations to increase sharia financial literacy and inclusion more effectively.
Pendampingan Pengelolaan Bisnis Syariah dalam Meningkatkan Kemandirian Lembaga di Yayasan Islam Al-Lathifah Mulia Cikarang Baratlam Al-Lathifah Mulia Cikarang Barat Midisen, Kisanda; Badruzzaman, Aceng; Edy, Sarwo; Ahmad, Ali Nur
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 2 No. 1 (2024): February 2024
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/jp2m.v2i1.208

Abstract

This community service aims to provide information to stakeholders within the scope of the Al-Lathifah Mulia Islamic Foundation about increasing the independence of their institutions by carrying out sharia business management activities in the form of marketing concepts for honey and pure milk. The method used in this community service research is a training and mentoring method provided by providing explanations via Microsoft Power Point. The results of the sharia business management assistance that has been carried out have apparently had a significant positive impact on increasing the independence of institutions at the Al-Lathifah Mulia Islamic Foundation in West Cikarang. One of the positive impacts that can be felt is improving marketing concepts in accordance with sharia business concepts. This can help institutions gain sustainable profits and reduce the risk of unwanted losses. Apart from that, assistance with sharia business management can also help in strengthening the institution's sharia identity. Through the implementation of business practices that comply with sharia principles, institutions can gain the trust of the public who need business services that are in accordance with their religious beliefs.
Analisis Kemampuan Komunikasi Matematis Siswa dalam Menyelesaikan Soal PISA Machmuda, Rif'atul; Edy, Sarwo; Suryanti, Sri
Ideguru: Jurnal Karya Ilmiah Guru Vol 9 No 2 (2024): Edisi Mei 2024
Publisher : Dinas Pendidikan, Pemuda dan Olahraga Daerah Istimewa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51169/ideguru.v9i2.984

Abstract

Mathematical communication is a fundamental ability that students must have in order to support the learning of mathematics education in the 21st century. The level of creativity, critical reasoning skills, as well as student independence by applying a learning framework that supports the development of students' mathematical communication skills is appropriate is PISA (Program for International Students Assessment). The purpose of this study is to describe students' mathematical communication skills based on Uncertainty and Data content and focuses on three students of class VIII - A UPT SMPN 4 Lamongan as research subjects. The research data was obtained through the results of daily tests used to categorize the three student subjects. Then the analysis carried out in the results of mathematical communication ability tests and interviews, using indicators of mathematical communication skills, namely, 1) Connecting items, pictures or original charts to mathematical thinking; 2) Describe thinking ideas, situations and mathematical relationships in written and oral ways; 3) Use the concept of terms, symbols, and structure-based mathematical notation to convey ideas; also 4) Make conclusions in writing and orally. The research findings show that there are variations in students' mathematical communication abilities, namely with low mathematical communication only fulfilling the second indicator. Students with moderate mathematical communication fulfill the first, second and third indicators. Students with high mathematical communication fulfill all indicators.
Pengaruh Kecerdasan Emosional dan Kemandirian Belajar terhadap Kemampuan Literasi Matematis C.A, Difa Salsabila Fauziah; Edy, Sarwo; Suryanti, Sri
Ideguru: Jurnal Karya Ilmiah Guru Vol 9 No 2 (2024): Edisi Mei 2024
Publisher : Dinas Pendidikan, Pemuda dan Olahraga Daerah Istimewa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51169/ideguru.v9i2.1009

Abstract

This research aims to determine the effect of emotional intelligence and self-regulated learning on mathematical literacy ability. This research is a quantitative survey method with path analysis technique. The population in this research was about 574 students and the sample used was 236 students in grade VIII at the State Junior High School in Kebomas District. The research instruments used were emotional intelligence questionnaire, self-regulated learning questionnaire, and mathematical literacy test. The data analysis method used for this research is path analysis using SEM (Structural Equation Modeling) with a significance level of about 5% using the AMOS 26 application. The results revealed that (1) there is a significant positive influence between emotional intelligence on mathematical literacy ability, (2) there is a significant positive influence between self-regulated learning on mathematical literacy ability, (3) there is a significant positive influence between emotional intelligence and self-regulated learning. The results of this research contribute to the development of the science of learning psychology towards 21st century skills.
Analisis Kemampuan Komunikasi Matematis Peserta Didik SMP pada Pemecahan Masalah Matematika Kurniawati, Devi; Edy, Sarwo; Khikmiyah, Fatimatul
Ideguru: Jurnal Karya Ilmiah Guru Vol 9 No 2 (2024): Edisi Mei 2024
Publisher : Dinas Pendidikan, Pemuda dan Olahraga Daerah Istimewa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51169/ideguru.v9i2.1028

Abstract

This research aims to assess the level of students' mathematical communication skills in mathematics subjects with statistics material when faced with mathematical problems. The population of this study was 32 students consisting of 17 men and 15 women in Class IX A UPT SMPN 34 Gresik. The subjects in this study were 9 students who were divided into three groups, namely high, medium and low, the group division was based on the mathematics assessment on the report card. This type of research is descriptive qualitative, with the aim of describing students' abilities in communicating mathematical ideas when working in groups to solve mathematical problems. The research tools used in this research include written test instruments and interviews designed to measure students' mathematical communication skills, a written test consisting of two questions, then students' answers are communicated using in-depth interviews. The results of the research showed that in the written test, the high group subjects had quite good performance on question number 1, while the middle group and low group subjects had good performance in mathematical communication skills on question 1. On question number 2 the high group and low group subjects had good performance in solving problems, while the medium group subjects were still not good in expressing their arguments regarding mathematical communication in solving mathematical problems.
Literasi Pembingkaian Berita Dimedia Massa (Pembingkaian Berita Revisi UU ITE Di Kompas.Id) Edy, Sarwo; Permadi, Didi; Rahadi, Arya Eka
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11569

Abstract

Undang-Undang Informasi dan Transaksi Elektronik (UU ITE) di Indonesia memiliki sejarah yang panjang dan melibatkan beberapa perubahan dari waktu ke waktu. Sejak pertama kali disahkan pada tahun 2008 UU ITE dianggap sebagai UU yang membatasi kebebasan berpendapat. Revisi UU ITE menjadi kabar baik bagi Masyarakat khususnya bagi aktifis yang selalu menyuarakan kebebasan berpendapat. Pemberitaan Revisi UU ITE menjadi topik yang hangat untuk dijadikan tema diskusi diberbagai media massa. Hal ini mengingat sudah banyak korban yang berujung jeruji besi sejak UU ITE ini disahkan. Penelitian ini bertujuan untuk mengetahui kontruksi pembingkaian berita  media massa Kompas.id terkait pemberitaan Revisi UU ITE. Metode yang dilakukan dalam penelitian ini adalah konsep framing Robert N. Entman dengan jenis penelitian kualitatif.   Kata Kunci : Pembingkaian Berita , Revisi UU ITE,
THE ROLE OF INCLUSIVE LEADERSHIP IN PROVIDING QUALITY EDUCATION FOR ALL IN ISLAMIC SECONDARY EDUCATION INSTITUTIONS Edy, Sarwo; Sumarta, Sumarta; Jaedi, Jaedi
Journal of Social Research Vol. 3 No. 3 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v3i3.1969

Abstract

In the contemporary landscape of education, the imperative of providing quality education for all has become a paramount concern. This dissertation investigates the instrumental role of inclusive leadership in ensuring the provision of quality education for all in Islamic secondary educational institutions. These institutions, serving as bastions of both religious and academic development, demand a leadership approach that is inclusive, equitable, and forward-looking. The study delves into the multifaceted concept of inclusive leadership, exploring its theoretical underpinnings and practical implications within the unique context of Islamic secondary education. Inclusive leadership goes beyond conventional models by actively involving diverse stakeholders, fostering a collaborative and supportive environment, and addressing the individual needs of all students. The research employs a mixed-methods approach, combining qualitative and quantitative analyses to comprehensively understand the impact of inclusive leadership on access to education and the enhancement of learning experiences
Analisis Strategi Marketing Mix pada Esteh Indonesia dalam Perspektif Ekonomi Islam Umul Qiromah; Sarwo Edy; Sakum; M H Ainulyaqin
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.153

Abstract

This study aims to analyze marketing strategies applied to increase brand awareness through social media on Esteh Indonesia beverages Telaga Asih Cikarang branch, in accordance with the perspective of islamic economics. This type of research uses qualitative methods, descriptive research techniques data is collected through observation (observation), interviews, and documentation. The results of this study show that the marketing strategies implemented by Indonesia Iced tea Telaga Asih beverages to increase brand awareness through social media are: 1) products, by selecting high-quality raw materials, designing products in an attractive way, and maintaining high-quality flavors. 2) price, setting a relatively cheap price for everyone to drink it. 3) distribution location, by providing strategic marketing location and unique design for customer convenience. 4) promotion through print browsers and brand awareness through social media. And create daily video content through social media and upload it once a week. From the perspective of islamic economics, the marketing strategy of Esteh Indonesia (Telaga Asih Cikarang branch) apply islamic marketing characteristics that are in line with sharia law, including divinity, morality, reality and humanity as well as islamic marketing principles namely shiddiq (honest), amanah (trustworthy), fatanah (intelligent / leadership) and tabligh (communication).
Analisis Kebijakan Program Rumah Gratis Siap Huni pada Koperasi Syariah Benteng Mikro Indonesia dalam Perspektif Ekonomi Islam Aenul Fadillah; Kisanda Midisen; MH Ainulyaqin; Sarwo edy
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.167

Abstract

This study aims to determine the policy of the free housing program ready for habitation and to determine the free housing program ready for habitation from an Islamic point of view and to determine the relationship between the free housing program ready for habitation in the Benteng Micro Indonesia Sharia cooperative and Islamic economics. The type of research used is qualitative research with a phenomenological approach that is by using primary data in the form of interviews and observations, as well as documentation then secondary data in the form of collection in the form of journals, scientific papers, dictionaries, relevant reading literature. The results of the study show that the ready-to-live-in housing program run by the Benteng Micro Indonesia sharia cooperative is really provided free of charge to its members and the general public without incurring any costs for development from the beneficiaries. In order to get a free, ready-to-live house run by the Benteng Micro Indonesia Sharia cooperative, prospective beneficiaries must follow a policy by fulfilling specific criteria and conditions that have been determined by the director of the Benteng Micro Indonesia Sharia cooperative. Then Islamic economic experts argued that the free housing program is permissible in Islam, because the free housing program is a commendable social activity to help the poor in meeting their basic needs, one of which is housing. As well as the free housing program, which is ready for habitation, is very closely related to the Islamic economy because every economic development, especially for the benefit of Muslims, will relate to and also affect the Islamic economy
Co-Authors . Ermanto AbdulHafizh, Daffa Achmad, LI Achmad, Listian Achmad, Listian Indriyani Achmad, Yudianto Adam Lubis Adi Nugroho admin admin Adrianna Syariefur Rakhmat Aenul Fadillah Ahmad, Ali Nur Ainulyaqin, MH. Ainun Fatikha Putri Ali Nur Ahmad Anggita, Shella Anggristia, Serly Ardianto, Riski Eko Ari Wicaksono Arifin, Bambang Samsul Arnita, Bella AS Rakhmat Astuti, Retno Fitri Aulia Qurota A’yun Avoressi, Dian Dianti Azahra, Firny Fidiyah Badruzzaman, Aceng Barokah, Awalina bin Al-Muhsin, Muhammad Anas Budiharjo, Rizky Nia C.A, Difa Salsabila Fauziah Dasim Budimansyah Desi Florina, Ike DESTI ARIANI Devi Kurniawati Didi Permadi DIRYO SUPARTO Djoko Nugroho Durgayan, Alesa DWI IKE KURNIAWATI Eka Apriani, Eka Eko Ardianto, Riski Elfarizi, Moh. Irfan Encep Syarief Nurdin, Encep Syarief Farida Esmianti Fatimatul Khikmiyah Feronica, Rani Ayu Fitri, Vina Nisa'ul Florina , Ike Desi Florina, Ike Desi Gatha Daffa Wichaksana Hamdan Ainulyaqin Hariyadi, Rudi Sugeng Hartati, Nani Hartati, Oemi Haryadi, Rudi Sugeng Hasibuan, Jahro Ike Desi Florina Inas Sany Muyassaroh Indra Permana Indra Permana, Indra Indradewa, Rhian Indriyani Achmad, Listian Irawan, Chandra Irwani Zawawi Ismatul Karimah Ismiatin Mafruhah Jaedi, Jaedi Jannah, Roikhatul Jayawarsa, A.A. Ketut Jumatul Hidayah, Jumatul KHOLIS, SITI NUR Khomariyah, Nur Kisanda Midisen lailiyyah, Syafiatul Lasintia, Mifta Listian Indriyani Achmad Lita Gunawan M H Ainulyaqin M. Padly Machmuda, Rif'atul Maf'ula, Iswatun Mafrudah, Luluk Maharani, Siti mamun, sukron Marwiyah, Siti Laelatul Mega Ayu Dwi Astutik MH Ainulyaqin Midisen, Kisanda Midjan Midjan Muhammad Faiz Rayan Muhammad Hamdan 'Ainulyaqin Muhammad Zaini El Wahyu Mukarramah Mukarramah, Mukarramah Mukhlis, Septian Mupid Hidayat Musthofa, Muh Bisri Mustofa Mustofa Muthmainnah Muthmainnah Muyassaroh, Inas Sany Nadhifah, Lailatun Nadhila Alya Rahmah Nanda Tyas Prayoga Nasyar, Syaiful Nenda Nenda, Nenda Neng Wiwi Nugorho, Djoko Nugroho, Arief Teguh Nur Faizah Nur Faizah Nur'aeni, Nur'aeni Nur'aeni Nurcahyawati Lestari Nurdin , Diding Nurhasanah, Putri Nurhaya Nurzaqiah, Neli Nur’aeni Olivia Maghfiroh Paujiah, Usiah Nurlaela Permadi, Didi Pratama Maulana Putra Pratiwi, Adhelia Pribadi, Luthfi Audia Prihantoro Prihantoro Primaraga Sumantri Indra Wicaksana Putri , Cindyka Ardelia Rabbani, Muhammad Aqil Rahadi, Arya Eka Rahmah, Nadhila Alya Rakhmat, AS Rasmidar Samad Rayuningsih Rifqi Rimadanti, Uci Sherly Rimadanti, Uci Sherly Rini Setyowati, Rini Rini, Muninggar Setiyo Riski Eko Ardianto RWulandari, Septiayu Saiful Muktiali Sakum Sakum, Sakum Saputera, Adha Selviani, Aris Tanty Septiayu R Wulandari Septiayu Restu Wulandari Setyawan, Wisnu Setyawardani, Ika Febby Sifa Mulya Nurani Sihabudin, Fahmi Siti Juariah Siti Sopiah Sri Suryanti SRI SUTJIATMI Sri Uchtiawati Sri Uchtiawati, Sri Sudharshono, Muhammad Sugiarto, Rio Suhermanto, Hadi Sukron Mamun Sumarta Sumarta, Sumarta Sunaryati Sundari, Dike Suriyanti Susan Dwi Oktafiani Sutriyanto, Dwi Syahrul Fauzi Syaiful Huda Syariefur Rakhmat, Adrianna TITIN SUNARYATI Tri Ngudi Wiyatno Ulinniam Umul Qiromah Wangsadanureja, Miftah Wijayanti, Erfin Windiarti, Wulan Zain Yatsir, Ahmad ZAINUL MA'ARIF