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Tambunan, Khairina
Universitas Islam Negeri Sumatera Utara Medan
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ANALISIS PENGHAMBAT REVITALISASI PASAR DALAM MENJAGA EKSISTENSI PASAR TRADISIONAL AKSARA MEDAN Panyusunan, Raja; M Nawawi, Zuhrinal; Tambunan, Khairina
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 21 No. 1 (2024)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/jieb.v21i1.19561

Abstract

The revitalization of the Medan Aksara traditional market which has been carried out by the Medan City Government is not only by completely overhauling the physical market building but also making innovations such as 1) Implementing digital money 2) Creating memberships for buyers, 3) Launching a Digital Market Pilot, and 4) creating a traditional market Medan city as a tourist market. Through research using a qualitative approach, the results obtained were that in its implementation, the traditional market revitalization program was faced with several inhibiting factors, namely: The existence of resistance from market traders, and market management problems including the concept of arranging sales places that did not make it easy for sellers and buyers, locations that were less strategic because they were not there is no public transportation, a small parking area, and the absence of capital from traders who used to be in the market for a long time before the revitalization and relocation.
Islamic Economic Approach to Strengthening Public Purchasing Power through Price Stabilisation Policy Hawanda, Maisyah; Atika, Atika; Tambunan, Khairina
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.25930

Abstract

This study aims to evaluate the efficiency of stable price policies in enhancing the purchasing power of households in the framework of Islamic Economy.This study applies a qualitative research methodology, using case study approaches to analyze the data through a descriptive approach. A case study was initiated to investigate the stability of rice prices in the city of Medan as a result of government intervention. A data collection method that involves conducting an analysis in a library. Secondary data sources encompass scientific journals, books, official government publications, and pertinent statistical data.The study's findings demonstrate that the government's enforcement of price stability policy effectively enhances the purchasing power of households. The Islamic Economy Review emphasizes that the policy of stabilizing rice prices must consider the principles of justice and public welfare. After conducting research and reviewing the Islamic economy, it has been determined that there are several steps in which should be implemented to enhance the effectiveness of the rice price stabilization policy. These steps include enhancing market operating programs and providing direct cash financial assistance, building the development of the local economy, empowering grain farmers, improving education and public participation, implementing the principles of Islamic economy in the price stabilization policy, and strengthening surveillance and law enforcement.The study helped improve the performance of price stability programs, possibly strengthening public purchasing power and strengthening equitable economic and social conditions in line with the principles of Islamic Economy.
ANALISIS INTERAKSI DAN KONTRIBUSI SBIS JUALAH DENGAN PENYALURAN PEMBIAYAAN PERBANKAN SYARIAH Nasution, Anriza Witi; Tambunan, Khairina; Ismal, Rifki; Batubara, Chuzaimah
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v10i1.16511

Abstract

In Indonesia, the development of Islamic banking has increased significantly from year to year. Controlling the money supply through financing can be used with SBIS selling contracts as one of the sharia monetary policy instruments. The purpose of this research is to see how far the interaction and contribution of SBIS selling contracts with Islamic banking financing. The analytical method used is VECM. The results show that the causality between these two variables is not significant and for the interaction response both show stability in both the short and long term. This research recommends that SBIS is not only in the form of a ju'alah contract but also the implementation of the contracts given by the MUI.
Pengaruh Tingkat Inflasi, Tingkat Suku Bunga, Nilai Tukar Rupiah (USD), dan Indeks Produksi Industri Terhadap Pertumbuhan Sukuk Korporasi di Indonesia Muthia Aisyah; Andri Soemitra; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1108

Abstract

The company began to develop the sharia financial industry, namely corporate Sukuk, which began to experience quite good growth in Indonesia. This is proven by the existence of companies that have issued sukuk. Compared to government sukuk or conventional bonds, corporate sukuk is still relatively slow, but its growth is increasing every year. In this research, the variables that can influence economic activity are the inflation rate, interest rate, Rupiah exchange rate (USD), and industrial production index. This research aims to analyze the growth of corporate sukuk in Indonesia. The research method used is a quantitative method with a descriptive approach. With data analysis techniques using multiple linear regression models. The research results show that the inflation rate and Rupiah exchange rate (USD) influence the growth of corporate sukuk in Indonesia. The results of the research on Interest Rates and the Industrial Production Index show that the results have no effect on Sukuk Growth in Indonesia. Meanwhile, the research results simultaneously show that the variables of inflation rate, interest rate, rupiah exchange rate (USD), and industrial production index influence the growth of sukuk in Indonesia.
Analisis Pengaruh Zakat, Pembiayaan Syariah, Tingkat IPM (Indeks Pembangunan Manusia) dan APBA (Anggaran Pendapatan Belanja Aceh) Terhadap Pengentasan Kemiskinan di Aceh Surya Alfi Nurrahma; Tri Inda Fadhila Rahma; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1116

Abstract

This research aims to analyze the influence of Zakat, Sharia Financing, Human Development Index (HDI) Level, and Aceh Revenue and Expenditure Budget (APBA) on Poverty Alleviation in Aceh. This research uses a descriptive quantitative approach and explanatory panel data for 10 years. This research uses secondary data obtained from world data banks, journals, books and other supporting references. The analytical tool used in this research is SPSS 22 with multiple regression analysis techniques. The research results show that the partial significant test of the Zakat variable is obtained from the results of the t test where the calculated t value is 0.338 < t table 1.692, so it can be concluded that zakat has no effect on poverty alleviation in Aceh. Meanwhile, the Sharia Financing variable is obtained from the results of the t test where the t value is 1.834> t table 1.692, so it can be concluded that sharia financing has an effect on poverty alleviation in Aceh. Meanwhile, the variable level of the Human Development Index (HDI) can be seen from the results of the t test where the t value is 1.872> t table 1.692, so this shows that the sharia development index has an effect on poverty alleviation in Aceh. Meanwhile, the Aceh Revenue and Expenditure Budget (APBA) variable can be seen from the results of the t test where the value of tcount is 1.236 < t table 1.692, it is concluded that the Aceh Revenue and Expenditure Budget (APBA) has no and significant influence on poverty alleviation in Aceh. Meanwhile, together (simultaneously) the variables zakat, sharia financing, human development index level and the Aceh income and expenditure budget have an effect on poverty alleviation. It can be seen that the calculated F value is 13.466 with a sig value of 0.000<0.05, where the calculated F value is 13.466>2.66.
PENGARUH PENGGUNAAN KARTU DEBIT DAN UANG ELEKTRONIK TERHADAP PENGELUARAN KONSUMSI KARYAWAN KOTA MEDAN Nasution, Wahyuni Br.; Harahap, Isnaini; Tambunan, Khairina
Humantech : Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 9 (2023): Humantech : Jurnal Ilmiah Multidisiplin Indonesia
Publisher : Program Studi Akuntansi IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh penggunaan kartu debit, penggunaan e- money terhadap pengeluaran konsumsi karyawan KIM 1. Jenis penelitian ini adalah penelitian kuantitatif. Teknik pengambilan sampel memakai purposive sampling lewat perhitungan rumus Slovin sehingga didapat jumlah sampel sebanyak 100 orang. Teknik pengumpulan data pada penelitian ini menggunakan kuesioner/angket, observasi, dokumentasi. Sedangkan teknik analisis data menggunakan regresi linier berganda dengan memanfaatkan program pengolah data SPSS versi 25. Hasil penelitian menunjukkan bahwa penggunaan kartu debit berpengaruh signifikan terhadap pengeluaran konsumsi karyawan KIM 1 Medan, artinya pada saat penggunaan kartu debit meningkat maka pengeluaran konsumsi karyawan pun mengalami peningkatan, sebaliknya jika penggunaan kartu debit menurun maka pengeluaran konsum si karyawan juga mengalami penurunan. Sedangkan penggunaan E-Money tidak berpengaruh signifikan terhadap pengeluaran konsumsi karyawan KIM 1 Kota Medan. Dan secara simultan penggunaan Kartu Debit dan penggunaan E-Money berpengaruh positif dan signifikan terhadap pengeluaran konsumsi karyawan KIM 1 Kota Medan.
Mekanisme Penanganan Pembiayaan Bermasalah Pada Produk KPR Syariah Bank Sumut Syariah KCP Kota Baru Marelan Khairina Tambunan; Muhammad Sandi
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 2 (2024): Maret : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i2.269

Abstract

The researcher is interested and aims to investigate and analyze the mechanism for handling problematic financing implemented by Bank Sumut Syariah, especially at KCP Kota Baru Marelan. This research adopts a type of field research with a focus on phenomena or symptoms that occur in the field related to problematic financing in Sharia Home Ownership Credit (KPR) products provided by PT. Bank Sumut Syariah, especially at the Sub-Branch Office (KCP) Kota Baru Marelan. The results of this research are based on observation and scientific logical analysis of data collected from the field. Based on in-depth discussions, Bank Sumut Syariah, especially at KCP Kota Baru Marelan, has implemented a mechanism for handling problematic financing by paying attention to sharia principles. This process involves proactive communication, involvement of sharia experts, and customer openness. Customers, as represented by Mrs. Nilam Kurnia, gave positive testimony regarding the bank's approach in handling problematic financing.
Strategi Bertahan Pedagang Pakaian Di Pasar Tradisional Nagari Ujung Gading Di Tengah Perkembangan E-Commerce Dalam Perspektif Ekonomi Islam Adelia; Lubis, Fauzi Arif; Tambunan, Khairina
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol 21 No 02 (2024): Jurnal Al-Mutharahah : Jurnal Penelitian dan Kajian Sosial Keagamaan
Publisher : LPPM Institut Agama Islam Diniyyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46781/al-mutharahah.v21i02.1128

Abstract

Bagaimana dampak perkembangan e-commerce terhadap pedagang pakaian di pasar tradisional Nagari Ujung Gading, strategi bertahan pedagang pakaian ditengah perkembangan e-commerce dan strategi bertahan pedagang pakaian ditengah perkembangan e-commerce dalam perspektif ekonomi islam menjadi tujuan studi ini. Penelitian ini menggunakan metode kualitatif. Teknik pengumpulan data yang digunakan yaitu observasi, wawancara dan dokumentasi. Triangulasi sumber dalam menguji keabsahan data terkait. Ditemuka hasil studi yaitu perkembangan e-commerce memberikan dampak yang besar bagi pedagang tradisional yang mana dampak yang dirasakan pedagang pakaian di pasar tradisional Nagari Ujung Gading yaitu sepinya pembeli sehingga pendapatan pun otomatis berkurang, Selanjutnya strategi bertahan yang dilakukan oleh pedagang pakaian di pasar tradisional Nagari Ujung Gading yaitu mengikuti trend barang yang dijual, memberi potongan harga (diskon), menjaga kualitas barang yang dijual, dan meningkatkan jaringan sosial dengan pembeli serta mengoptimalkan pelayanan. Selain itu, ditengah perkembangan e-commerce mereka juga mengimplementasikan asas-asas landasan Ekonomi Islam seperti prinsip tauhid dan nubuwwah yang mengacu pada sifat-sifat yang diajarkan oleh nabi dalam berdagang yakni sifat siddiq, amannah, tabligh dan fathanah sebagai strategi bertahan pedagang muslim.
Analisis Pengaruh Pengembangan UMKM, Pertumbuhan Ekonomi dan Indeks Pembangunan Manusia Terhadap Tingkat Kemiskinan di Kabupaten Pakpak Bharat Periode 2018-2022 Boangmanalu, Farida Hanum; Tambunan, Khairina; Lubis, Fauzi Arif
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 1 (2024): September 2023 -February 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i1.7439

Abstract

Penelitian ini bertujuan untuk mengetahui ada atau tidak pengaruh pengembangan UMKM terhadap tingkat kemiskinan, untuk mengetahui ada atau tidak pengaruh pertumbuhan ekonomi terhadap tingkat kemiskinan, dan untuk mengetahui ada atau tidak pengaruh indeks pembangunan manusia terhadap tingkat kemiskinan. Jenis penelitian yang digunakan dalam penelitian ini adalah kuantitatif dan metode yang digunakan adalah analisis regresi linear berganda dengan data time series. Data yang digunakan merupakan data sekunder yang diterbitkan oleh BPS dan Dinas Koperasi Kabupaten Pakpak Bharat 2018-2022. Dalam menganalisis data dalam penelitian ini menggunakan teknik pengolahan data yaitu dengan menggunakan Eviews. Berdasarkan hasil uji t pada pengembangan UMKM Thitung Ttabel yaitu -14,73598 2,002465 H0 ditolak artinya pengembangan UMKM berpengaruh signifikan terhadap tingkat kemiskinan. Uji t pertumbuhan ekonomi Thitung Ttabel yaitu 4.320334 2,002465 H0 ditolak artinya pertumbuhan ekonomi berpengaruh signifikan terhadap tingkat kemiskinan. Uji t indeks pembangunan manusia Thitung Ttabel yaitu -3.042199 2,002465 H0 ditolak artinya indeks pembangunan manusia berpengaruh siginifikan terhadap tingkat kemiskinan
Pentahelix in the Development of Paloh Naga Agrotourism on the Socio-Economics of Village Communities from an Islamic Economic Perspective Hasanah, Sri Nurul; Imsar, Imsar; Tambunan, Khairina
SENTRALISASI Vol. 13 No. 2 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i2.3270

Abstract

The aim of this research is to determine and analyze Pentahelix in the Development of Paloh Naga Agrotourism towards the Social Economy of Village Communities from an Islamic Economic Perspective. This research uses qualitative research which provides an actual, systematic and accurate picture of tourism development using the pentahelix model through descriptive methods. Tourism potential can develop rapidly if all stakeholders work together well, this is shown by the correlation between elements of the pentahelix model. Test the validity of the data using the triangulation method method. The results of this research are that Pentahelix in the development of Paloh Naga Agrotourism towards the Social Economy of the Denai Lama Tourism Village Community has been running optimally. In encouraging tourism progress, the role of various supporting parties is needed through creative ideas and innovation that work synergistically. Apart from that, the development of Agrotourism must always pay attention to the objectives of Islamic economics, namely that it must be in line and in accordance with Islamic law so that all ongoing tasks are directed towards the benefit of the people.
Co-Authors ,., Nurbaiti Abdul Hakim Achmad Al Hafiz Lubis Achmad Al Hafiz Lubis ADELIA Agna Sabrina Agung Wibowo Ahmad Firdaus Lingga Ahmad Perdana Indra Aidila Syafitri Ainun Ningsih, Nur Ainun Reska Ainun, Sri Ali Djamhuri Ali Mahadi Ritonga Amanda, Feby Aulia Amin Akbar Ananda, Muhammad Risqi Andri Soemitra Andri Widiani Anisah Salsabila Nasution Anni Zuhro Syafrida Hasibuan Annisa Ulul Azmi Panjaitan Anriza Witi Nasution Antin Kurnyasih Ardina Khoirunnisa Harahap Arifin Fauzi Lubis Arnasyah, Indah Dwi Astri, Yulita Athifa Radella tabina Atika Atika Aula Maulidah Auliya Ahmad Suhardi Aumalia Hanipah Ayuni Syafitri Ayuni Syafitri Azhari Akmal Tarigan Azhari, Farah Indah Bako, Risma Wati Barus, Muhammad Arif Boangmanalu, Farida Hanum Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Cindy Anggreni Cintia Indriyani Daryan Muhsin Hadi Batubara Deni Dharmawansyah Denny Permana Siregar Dewi, Risna Dian April Yani Dimas Surya Dinda Anisa Dinda Rizqa Aulia Dorlan Habibi Dwi Yanti Sahriana Edji, Syahdani Nazwa Efrianda Hutabarat, M. Rafiq Egi Regi Prayoga Egi Regi Prayoga Ekry Syahriwanda Enjeli Erwin Fitrah Jauhari Eza Okhy Awalia Br Nasution Fadhila Rahma, Tri Inda Fadhillah, Afrahul Fadillah Ramadhani Siregar Fahmi, Faisal Fahmi, Teguh Fahmil Fadillah Faizah Hasibuan Fany Renaldy Harahap Faza Halillah Feby Aulya Wardani Fika Nurtivanny Fitra Ilham Ramadhan Fitri Adinda Pasaribu Fitriyani Franaya Al Arfa Franaya Al Arfa Franaya Al Arfa Ghilman Rozy Hrp Ginting, Siti Nurhasanah Br Gunawan Prasetio Habibah Shobri Hafiza Putri Barus Haliza Jewina Hanafi Nasution, M Mifta Harahap, Muhammad Ikhsan Harahap, Syarah Nurul Fhadhilah Hasanah, Sri Nurul Hasibuan, Siti Rama Hasibuan, Winda Khairani Hasriyati Hanum Siregar Hawanda, Maisyah Hawari, Habil Mirza Hendra Harmain Hendra Harmain Heri Kurniawan Hidayani, Sandra Hidayat Nasution, Mustafa Hilma Kholilah Lubis Hilman Hanif Hotbin Husugian Hutabarat, Siti Lutfia Ihsan Alfi Lubis Ilfi Rayuarfika Siregar Imsar Imsar Imsar Imsar, Imsar Indah Permata Sari Indradewa, Rhian Inggit Eka Saputri Inna Insana IrawanLubis, Muhammad Fahri Irma Rahmawani Panjaitan Irsan Al Fadhil Nasution Isnaini Harahap Jannah, Nurul Jodi Syahputra Juliana Nasution Juliati Nasution, Yenni Samri Kamilah, Kamilah Khafifah Parawansa Khairul Hasanah Khairunnisa Khairunnisa Khalya Maya Amalia Khofifah Sari hasibuan Khoirul Ardani Manurung Laiyinna Misqha Efendi Listika Putri Lestari Nasution Lubis, Melisa Lubis, Mutiara Suci Kesuma M Luthfi Perdana Siregar M Nawawi, Zuhrinal M Rayhan Kamil M. Putra Abdul Rozak Barus M. Ridwan M.E.I Arfan Tanjung M.E.I Arfan Tanjung Maidalena Maidalena, Maidalena Manullang, Adinda Syariana Dewi Marliyah Marliyah Marpaung, Taufik Arnanda Maryam Batubara Maryam Batubara Maulida Qadisyah Maya Oktavia Dalimunthe Meutia Maulida Rahma Mhd Faisal Anwar Afandi Rambe Miftahul Husna Hutapea Milia Ningrum, Eka Minda Agustina Muhammad Al Giffary Muhammad Alwi Setiawan Muhammad Arif Muhammad Azy Rahmanda Lubis Muhammad Fawwaz Eljawahir Hsb Muhammad Fawwaz Eljawahir Hsb Muhammad Hasan Asy Ary Muhammad Ikhwanda Nawawi Muhammad Ilzam Harahap Muhammad Imam Daei Muhammad Lathief Ilhamy Nasution MUHAMMAD MUSTHOFA Muhammad Raihan Muhammad Sandi Muhammad Yafiz Mustapa  Khamal  Rokan Mustika Ayu Anggreini Muthia Aisyah Mutiara Dewi, Mutiara Naili Nuril Aufa Manik Naser Daulay, Aqwa Nasution, Dwi Rizki Nabila Nasution, Wahyuni Br. Nawawi, Muhammad Ikhwanda NIKITA ZULYAN BATUBARA Ningsih, Anggi Aditiya Niza Utami Novita Hannum Harahap Novita Sari NUR AHMADI BI RAHMANI Nur Syafikah Lubis Nurbaiti , Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlaila Nurul Aflah Harahap Nurwani Nurwijayanti Pane, Jihan Atiqah Panyusunan, Raja Pina Wardani Purnama Ramadani Silalahi Purnama Ramadhani Silalahi Purnama Ramadhani Silalahi putri, amanda afriza Qadisyah, Maulida Rafi Husin Harahap Rafika Afifah Angkat Rafika Ananda Putri Rafika Azwina Rahayu, Dwi Rani Rahmad Riho Zeen Rahmadhana, Efri Rahmani, Nurahmadi Bi Rahmi Syahriza Raihani Azzahra Aljune Raisa Muthia Syahrani Hasibuan Ramadhani, Sri Rani Alfiani Rendi Setiawan Purba Reni Ilma Sari Repa Jimmy Siregar Ridwan, Aldy Rifki Ismal Risfa Dwi Andini Risma Warti Risna Ina Dewi Ritonga, Rizka Sabila Riza Saharah Piliyang Rizki Harnita Rizkika Yulika Rizky Febrian Saragih Roren, Yeli Salsabila, Rofilla Salwa Fadhilah Haya Santry Fadhilah Harahap Saparuddin Siregar Sari, Indaniaty Hasanah Satria Abdillah Ilman Seli Sasmita Shabrina Azzahra Sholiha, Sintaini Fi Siregar, Risma Haryani Siti Aisyah Siti Amrina Hasibuan Siti Bejana Siagian Sitohang, Misbah Sri Rezeki sri sudiarti Sri Sudiarti Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Surya Alfi Nurrahma Suryadi Syabatullah Suryani Suryani Susana Paixão-Barradas Syahla, Nurul Syahputra, Jodi Tanjung, Ahmad Fuadi Taqiya Zahrowaini Tarigan, Evelyne Vagittha br Titin Ayu Lestari Tri Inda Fadhila Rahma Tri Indah Fadhilah Tuti Aggraini Tuti Anggraini Tuti Anggraini Ujung, Asna Ul Husni Wanda Hamidah Widya Ayu Harahap Wika Lutfiah Sakinah Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yenni Samri Juliati Nst Yola Aprilia Sibagariang Yuliana Putri Yuningsih, Apriliani Yusrizal Yusrizal Yusrizal Yusrizal ZAHRINA GHAISANY PULUNGAN Zhara Hafizha Zidane, Muhammad Raihan Zuhdi, Muhammad Farhan Zuhrinal M. Nawawi