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Literasi Keuangan dan Finansial Teknologi dalam Inklusi Keuangan Pada UMKM Nurjannah, Nurjannah; Arisah, Nur
Economics Professional in Action (E-Profit) Vol 6 No 2 (2024): Economic Professional in Action (E-PROFIT)
Publisher : LPPM Universitas Informatika dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37278/eprofit.v6i2.957

Abstract

Setiap UMKM perlu memahami mengenai literasi keuangan dan finansial teknologi pengelolaan inklusi keuangan usahanya, karena hal tersebut memudahkan para pemilik UMKM dalam mengatur inklusi keuangan usaha mereka, terutama dalam upaya mempertahankan kelanjutan usaha mereka. Penelitian ini memiliki tujuan untuk menganalisis tingkat literasi keuangan dan finansial teknologi dalam inklusi keuangan UMKM. Metode penelitian yang digunakan adalah metode kualitatif dengan pendekatan deskriptif. Adapun Teknik pengumpulan data yang digunakan pada penelitian ini dilakukan dengan wawancara kepada informan sebanyak 4 orang terkait untuk mengetahui dan mengumpulkan data mengenai tingkat literasi keuangan dan finansial teknologi dalam inklusi keuangan UMKM. Teknik analisis data yang digunakan adalah analisis deskriptif dengan pendekatan kualitatif, yaitu dengan menjabarkan hasil penelitian sebagaimana adanya dengan tahapan editing, dan coding. Hasil penelitian ini menunjukkan bahwa para pemilik UMKM yang ada di Kab. Luwu Timur, Kab Polewali Mandar dan Kab. Kepulauan Selayar telah memiliki pengetahuan yang baik mengenai literasi keuangan dan finansial teknologi dan para pemilik usaha tersebut menyatakan bahwa literasi keuangan dan finansial teknologi memiliki keterkaitan dalam inklusi ekonomi mereka.
The Influence of Growth Mindset, Product Innovation, and Social Media Utilization on Business Development with Social Support as a Mediating Variable in MSMEs in Lalabata Village, Soppeng Regency Mustari, Mustari; Rijal, Syamsu; Amri, A. Dhiya Iradah; Ahmad, Muhammad Ihsan Said; Arisah, Nur
International Journal of Business, Law, and Education Vol. 5 No. 2 (2024): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v5i2.753

Abstract

This study examines the impact of growth mindset, product innovation, and social media utilization on business development and the role of social support as a mediating variable in MSMEs in Lalabata District, Soppeng Regency. This study used a quantitative approach with purposive sampling technique and involved 100 respondents. The data analysis technique applied was Partial Least-Square Structural Equation Modeling (PLS-SEM). The results showed that growth mindset, product innovation, and social media utilization all have a positive influence on business development. Social support also has a positive impact on business development. In addition, social support mediates the relationship between growth mindset, product innovation, and social media utilization with business development in MSMEs in Lalabata District, Soppeng Regency
How Can a Marketing Strategy Enhance the Competitiveness of Calligraphy MSMEs? Hasan, Muhammad; Arisah, Nur; Nurdiana, Nurdiana; Ahmad, Muhammad Ihsan Said; Riesso, Andi Sawe
International Journal of Social Science and Business Vol. 8 No. 2 (2024): May
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v8i2.50207

Abstract

   The development of Indonesian MSMEs is currently relatively fast, causing competition among MSMEs. The competition among MSMEs currently requires MSMEs to increase their business competitiveness, so they have sufficient potential to continue to compete with other MSMEs. MSMEs are still faced with the low ability to determine their marketing strategy so it is considered as one of the causes of the low competitiveness of MSMEs. This study aims to determine and reveal the role of marketing strategies on the competitiveness of MSMEs. This research is categorized as quantitative research with correlational research design. This research was conducted on 30 Calligraphy MSMEs located in Semarang Regency, Central Java the research subject being 30 Calligraphy MSME owners who were directly involved in the management and operation of the business. The data collection technique used is a questionnaire. The data analysis method used was SEM analysis. The findings of this study indicate that marketing strategies play a positive role in increasing the competitiveness of calligraphy MSMEs in Semarang Regency, Central Java Province. These findings have implications for the need of Calligraphy SMEs to be able to continue to develop their marketing through the current digital platform because this marketing strategy will be able to help the promotion process and provide value to the consumers.
A Phenomenological Study of Informal Education: Relations between Parents and Children in Family Economic Education Muhammad Hasan; Nur Arisah; Nurjannah; Andi Tenri Ampa; Tuti Supatminingsih
Jurnal Iqra' : Kajian Ilmu Pendidikan Vol. 8 No. 2 (2023): Jurnal Iqra' : Kajian Ilmu Pendidikan
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/ji.v8i2.3779

Abstract

This study aims to explore phenomenologically informal education through the role of parents in providing economic education to children and education in family financial management. This study uses a qualitative approach to phenomenology. The informants in this study were six parents who were heads of families and, based on their profiling, met the requirements for achieving the research objectives. Data collection was carried out using interviews, observation, and documentation. Qualitative data analysis techniques are used through the data reduction phase to present information and draw conclusions. Based on the research findings, it can be concluded that parents have the perception that economic education must be taught to children from an early age, especially in terms of managing money, reducing unnecessary expenses, and starting to save from an early age, so that children get used to being intelligent economic beings and prepare for future success. When teaching their children about family economics, parents focus on helping their children understand their family's financial situation and how to act responsibly by only spending as needed by providing explanations and modeling economic behavior. Keywords: Informal Education, Economic Education, Family Financial Management
Developing E-Module Accounting Cycle based on Problem-Based Learning (PBL): Can it Improve Students' Critical Thinking Abilities? Yeyen Suryani; Iskandar; Fifit Nabhan Nurfitriani; Rani Tania Pratiwi; Muhammad Hasan; Nur Arisah; Nur Aeni; Akhtem A. Dzhelilov
Jurnal Iqra' : Kajian Ilmu Pendidikan Vol. 9 No. 1 (2024): Jurnal Iqra' : Kajian Ilmu Pendidikan
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/ji.v9i1.4535

Abstract

The limitations of teaching materials in the new curriculum, namely the independent curriculum and technological advances. It has a good impact on education to support the achievement of 21st century skills. E-modules could be used as an alternative learning resource that was practical and contextual, because they could be used anywhere and the material presented was relevant to real life. The article aimed to produce e-module based on PBL valid, practical, and accounting cycles to determine the effectiveness of the e-module on students' critical thinking skills. The researchers used development research, adapting the ADDIE model (analyze, design, develop, implement, and evaluate). In testing the effectiveness of this e-module, there was a significant increase because the value of the learning effectiveness of students after being given treatment was higher than without being given treatment. The implication of this research showed that educators must implement PBL assisted by e-modules, especially in accounting subjects, to improve students' critical thinking. Students were able to formulate learning problems, analyze problems, students used clear language, and draw learning conclusions. It gave an implication provision for students to develop their critical thinking skills. An important implication for the future that could be made was by paying attention to designs that were more appropriate to student needs, integrating content that was relevant to real life, and providing adequate training to teachers, it can increase the effectiveness of the module in improving students' critical thinking abilities.
Effectiveness of Applying Jigsaw Type Problem Based Learning Model to Improve Student Activity and Learning Outcomes at SMAN 12 Makassar Mustari, Mustari; Arisah, Nur
International Journal of Education, Vocational and Social Science Vol. 4 No. 02 (2025): May, International Journal of Education, Vocational and Social Science( IJVESS
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijevss.v4i02.1655

Abstract

This study aims to observe the improvement of student engagement in learning through the application of the Jigsaw-type Problem Based Learning (PBL) model. The method used in this research is qualitative, with the subjects being students from class X.6 in the 2024/2025 academic year. The implementation of the Jigsaw-type PBL model in the Sociology learning process emphasizes finding solutions to the problems presented, as an effort to understand the subject matter and enhance student engagement. The data collection techniques used include observation, documentation, and literature review. Based on the research findings and data analysis, it can be concluded that the application of the Jigsaw-type PBL model effectively increases student engagement in class X.6 at SMA Negeri 12 Makassar during the 2024/2025 academic year.
Analisis Penerapan Bisnis Model Canvas pada Usaha Mikro Wirausaha Generasi Z Ericha Tiara Hutamy; Adelia Marham; Andi Naila Quin Azisah Alisyahbana; Nur Arisah; Muhammad Hasan
Jurnal Bisnis dan Pemasaran Digital Vol. 1 No. 1 (2021): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jbpd.v1i1.453

Abstract

Purpose: This study aims to analyze the impact of the canvas model business concept on Generation Z micro-entrepreneurs. Research Methodology: The research methodology used in this study is a descriptive survey to describe and explain how BMC is applied to generation Z micro-entrepreneurs. The data for this study came from informants who are Generation Z online business entrepreneurs. The data collection techniques are questionnaire-based. Results: The research results indicate that the application of the business model canvas to micro-entrepreneurs in Generation Z is 83 percent, which indicates a favorable response from the respondents. Limitations: The study's limitations or weaknesses stem from the research process; the researcher recognizes that a study must contain a deficiency and a great deal of weakness. One of them is in terms of the number of respondents who are only ten people in Generation Z micro-enterprises, which is, of course, insufficient to describe the actual situation. Contribution: The purpose of this research is to develop a business strategy applicable to online micro-businesses by mapping the BMC's nine elements. It is anticipated that this research will increase revenue from product sales and broaden the market for Generation Z micro-entrepreneurs.
PKM Kewirausahaan Lumpia Aplous Ratnah S; Nahriana Nahriana; Nur Arisah; Nurjannah Nurjannah; Mustari Mustari
Panggung Kebaikan : Jurnal Pengabdian Sosial Vol. 1 No. 4 (2024): November : Panggung Kebaikan : Jurnal Pengabdian Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/panggungkebaikan.v1i4.798

Abstract

Lumpia is a type of food that is very popular in Asia, especially in Indonesia and the Philippines. This food consists of a thin skin filled with various ingredients, such as vegetables, meat, or sweet ingredients. The history of spring rolls can be traced back to Chinese cultural influence in Southeast Asia, where spring rolls were known as "spring rolls". Thin and crispy spring roll skin is made from flour mixture mixed with water and a little oil, then fried until crispy. The methods used in this activity include lectures, questions and answers or discussions, and training. The results obtained are that Lumpia with Chocolatos filling offers several advantages compared to conventional spring rolls. Apart from the pleasant sweet taste, these spring rolls are also easy to make and are liked by all ages. Its popularity is increasing thanks to the ease of obtaining the ingredients and its ability to be made into an attractive snack or dessert. This innovation shows how traditional culinary delights can develop and adapt to modern tastes, creating new opportunities in the snacks and snacks industry.
The Influence of Digital Literacy and Income on the Consumptive Behavior of Generation Z in Gowa Regency with E-Commerce Usage as a Moderating Variable Rijal, Syamsu; Tadampali, Andi Caezar To; Mutmainna, A. Indah; Arisah, Nur; S, Ratnah
International Journal of Business, Law, and Education Vol. 6 No. 1 (2025): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v6i1.1044

Abstract

This study aims to gain knowledge and understanding of the influence of digital literacy and income on the consumptive behavior of Generation Z in Gowa Regency, with e-commerce usage as a moderating variable. The method used in this research is quantitative research with a descriptive research type. The sample in this study consists of 100 respondents. Data analysis was conducted using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) model. The results show that digital literacy significantly influences consumptive behavior. Income significantly influences consumptive behavior. Digital literacy significantly influences e-commerce usage. Income significantly influences e-commerce usage. E-commerce usage significantly influences consumptive behavior. E-commerce usage is able to moderate the relationship between digital literacy and consumptive behavior. However, e-commerce usage does not moderate the relationship between income and consumptive behavior.
The Influence of Economic Literacy, Entrepreneurship Education and Entrepreneur Mindset in Improving The Competitiveness of Small and Medium Enterprises" (SMES) with Business Performance as A Moderator Variable Rijal, Syamsu; Rahmatullah, Rahmatullah; Sriwahyuni, Sriwahyuni; Arisah, Nur; Tadampali, Andi Caezar To
International Journal of Business, Law, and Education Vol. 6 No. 1 (2025): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v6i1.1049

Abstract

This study aims to determine how the influence of Economic Literacy, Entrepreneurial Education and Entrepreneurial Mindset on the Competitiveness of SMEs in Pisang Epe' SMEs actors on Losari Beach, Makassar City through Business Performance as a Moderator variable. Quantitative research is used as a method in this study with a descriptive research type. In this study, the sample used was 100 Pisang Epe' SMEs Actors on Losari Beach, Makassar City. The analysis in this study used Partial Least-Square Structural Equation Modeling (PLS-SEM) with the help of Smart PLS software version 4.0. The study has positive and significant research results between Economic Literacy, Entrepreneurial Education and Entrepreneurial Mindset on Business Performance. The results of the study also between Economic Literacy, Entrepreneurial Education and Entrepreneurial Mindset on SMEs Competitiveness have a positive and significant effect. In this study, Business Performance as a Moderator variable shows that it is able to mediate the relationship between economic literacy and SMEs Competitiveness on Tokopedia positively and significantly. Business performance as a Moderator variable shows that it is able to mediate the relationship between Entrepreneurship Education and SMEs Competitiveness positively and significantly. And the Business Performance variable as a Moderator variable shows that it is able to mediate the relationship between economic literacy and Entrepreneur Mindset positively and significantly.
Co-Authors Adelia Marham Adiningsih S, Sri Hutami Afrillah Diah Aulia AGUS PRASTYAWAN Ahmad, Muh. Ihsan Said Akhtem A. Dzhelilov Amalia Amalia Amri, A. Dhiya Iradah Andi izatul Fiddah Andi Izatul Fiddah Andi Izatul Fiddah Andi Izzatul Fiddah Andi Michlis Sirajuddin Andi Muchlis Sirajuddin Andi Naila Quin Azisah Alisyahbana Andi Pallawagau Andi Sawe Riesso Andi Sawe Riesso Andi Tenri Ampa Andi Tenri Ampa Andi Zulitsnayarti Mardhani Syam Armi Permana Putri Azis, Fajriani Baharuddin*, Riski Aprilianti Baharuddin, Riski Aprilianti Burhan, Rizka Rayhana Citra Ayni Kamaruddin Dewi Sakinah Rahmadani Dillah Faradilla Hasanah Dillah Faradilla Hasanah* Dinar, Muhammad Dwi Aini Azzarah Ericha Tiara Hutamy Fajriani Azis Fatmawati Fiddah, Andi Izatul Fifit Nabhan Nurfitriani Fira Ayu Sasmita Hadi Nasbey Hajar Dewantara Halim, Nur Halim Handayani, Andi Asti Hasanah*, Dillah Faradilla Hasanah, Dillah Faradilla Hasyim, Sitti Hajerah Hikmah Maulidyanti Hikmayani Subur Ihsan Said Ahmad, Muhammad Ika Wisudawaty Ika Wisudawaty Inanna Inanna, Inanna Iskandar Kamaruddin, Citra Ayni Kemalasari, Andi Anggi Lestari Wulandari Mahmuddin Mahmuddin Mallajareng, Muhlis Miranda Miranda, Miranda Muh Ihsan Said Ahmad Muh. Ihsan Said Ahmad Muhammad Azis Muhammad Azis Muhammad Dinar Muhammad Hasan Muhammad Hasan Muhammad Ihsan Said Ahmad Muhammad Ilyas Thamrin Tahir Muhammad Ilyas Thamrin Tahir Muhammad Syahrul Mukhammad Idrus Mustari Mustari MUSTARI Mustari Mustari Mustari Mustari Mustari Mustari Mutmainna, A. Indah Nahriana Nahriana Nahriana Nahriana Nahriana Nahriana Nining Nurtrida Nirwana Nur Afiah Nur Hikmah Nuraisyiah Nuraisyiah Nurdiana Nurdiana Nurdiana Nurdiana Nurdiana Nurjannah Nurjannah Nurjannah Nurjannah Nurjannah Nurjannah Nurjannah Nurjannah Nurjannah NURUL AZIZAH Nurul Azizah Pahrul, Pahrul Pattisina, Chatrien Dione Pratiwi, Rani Tania Putrawan, Muh. Rizah Putri Hajrah Putri, Aisyah Amaliyah Rachmawaty Rachmawaty Rachmawaty Rachmawaty, Rachmawaty Raden Mohamad Herdian Bhakti Rahmatullah Rahmatullah Rahmatullah Rahmawati Rahmawati Rahmawati, Rahmawati Ratnah Ratnah Ratnah S Ratnah S Ratnah S Ratnah S. Riesso, Andi Sawe Riski Aprilianti Baharuddin Riski Aprilianti Baharuddin* Rizka Rayhana Burhan Rizka Rayhana Burhan S, Ratnah S., Ratnah Sasmita, Fira Ayu Sirajjuddin, Andi Muchlis Sirajuddin, Andi Muhlis Sitti Hajerah Hasyim Sitti Hajerah Hasyim Sri Indah Nikensari SRI UTAMI sriwahyuni Sriwahyuni Subur, Hikmayani Suharyadi Rahmat Sukma, Widya Abelia Dwi Sukran, Putri Anggelia Sulolipu, Andi Annisa Syamsiar, Syamsiar Syamsu Rijal Syamsu Rijal Syamsu Rijal Syamsul Rijal Tadampali, Andi Caezar To Thamrin Tahir Thamrin Tahir, Muhammad Ilyas Tuti Supatminingsih Wahyuni, Andi Sri Astika Wisudawaty, Ika Wulan Purnamasari WULAN PURNAMASARI, WULAN Yeyen Suryani