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All Journal Jurnal Widya Manajemen & Akuntansi JAM : Jurnal Aplikasi Manajemen International Journal of Supply Chain Management E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis International Journal of Engineering, Science and Information Technology International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat J-MIND (Jurnal Manajemen Indonesia) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Management Research and Behavior Journal Journal of International Conference Proceedings International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) Journal Research of Social Science, Economics, and Management Kriez Academy KISA INSTITUE : Journal of Economics, Accounting, Business, Management, Engineering and Society Jesocin : Journal of Jabar Economic Society Networking Forum Jesocin : Journal of Economics, Accounting, Business, Management, Engineering and Society Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Jurnal Solusi Masyarakat Dikara
Matriadi, Faisal
Departement Of Management, Faculty Of Economic And Business, Universitas Malikussaleh
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Analisis Faktor-faktor yang Mempengaruhi Pemilihan Merek Telepon Seluler di Kota Lhokseumawe Matriadi, Faisal
Jurnal Aplikasi Manajemen Vol. 6 No. 2 (2008)
Publisher : Universitas Brawijaya, Indonesia

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Abstract

Research aim to to know factors what influencing election of brand phone seluler in town of Lhokseumawe. used Data in the form of data of sekunder, obtained through spreading of quesioner to 75 responder people using six-month minimum ponsel. In analysing this research used by analyzer, that is for the analysis of diskriptif, appliance the used is frequency. percentage, and mean that is scale of lingkert and of regresi doubled linear of Y = bo + b1x1 + b2x2 + b3x3 + e. Result of research met by influence of social factor (X), personal factor (X), and psychological factor (X) conducted with testing value of r2. pursuant to result of examination, hence found by value of r equal to 0.930 meaning that influence of observation variable to variable dependen if conducted to the each variable equal to 0.930 (93%) the rest equal to 0.7 (7%) influenced by other factor. Meanwhile assess requal to 0.866 meaning that if observation variables tested simultaneously only can influence consumer choice equal to 0,866 (86,6%) while the rest equal to 0,134 (13,4%) other influenced by other factors which do not be packed into research model. Result of examination found that value of F-Test equal to 152.383 much more is big compared to critical value of F-Tabel which only equal to 4,826 thereby this examination have up to standard to accept alternative hypothesis (Hi) and refuse hypothesis zero (Ho).
articel INVESTIGATING THE ROLE OF BIG DATA ANALYTICS IN ENHANCING FINANCIAL RISK MANAGEMENT Aripin, Zaenal; Wibowo, Lili Adi; Matriadi, Faisal
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 1 No. 10 (2024): KISA INSTITUE : September
Publisher : PT. Kreatif Indonesia Satu

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Background:The increasing complexity and volatility of global financial markets have intensified the need for innovative tools to manage risks effectively. Traditional risk management methods often fail to adapt to real-time changes and large-scale data, leading to missed opportunities and increased vulnerabilities. Big Data Analytics (BDA) has emerged as a transformative solution, enabling financial institutions to process vast and diverse datasets to predict risks, detect fraud, and enhance decision-making capabilities. Aims:This study aims to explore the role of Big Data Analytics in enhancing financial risk management. It seeks to examine the benefits, challenges, and future implications of BDA adoption, focusing on its impact on risk prediction accuracy, fraud detection, real-time monitoring, and regulatory compliance in financial institutions. Research Method:The study employs a mixed-method approach, integrating quantitative and qualitative analyses. Quantitative data were derived from financial reports, industry surveys, and case studies, while qualitative insights were gathered through interviews with industry professionals and analysis of institutional practices. Statistical tools and thematic analysis were utilized to draw comprehensive conclusions. Results and Conclusion:The findings reveal that BDA significantly improves risk prediction accuracy, fraud detection rates, and response times in risk management. Institutions leveraging BDA reported enhanced compliance metrics and operational efficiencies. However, challenges such as data quality issues, high implementation costs, and regulatory hurdles persist. Addressing these barriers is critical to unlocking the full potential of BDA in financial risk management. Contribution:This study contributes to the understanding of how BDA reshapes financial risk management practices. It provides actionable insights for financial institutions, regulators, and researchers to overcome implementation challenges and capitalize on the opportunities offered by advanced analytics.
articel EXPLORING THE INFLUENCE OF CORPORATE GOVERNANCE ON FINANCIAL REPORTING QUALITY AND INVESTOR CONFIDENCE Fahmi, Mohamad Ruli; Wibowo, Lili Adi; Matriadi, Faisal
Journal of Economics, Accounting, Business, Management, Engineering and Society Vol. 1 No. 10 (2024): KISA INSTITUE : September
Publisher : PT. Kreatif Indonesia Satu

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Background Corporate governance has become increasingly critical in the wake of financial scandals and corporate collapses that have shaken global markets. As stakeholders demand greater transparency and accountability, the relationship between governance mechanisms, financial reporting quality, and investor confidence has garnered significant attention. Effective governance practices are essential to ensure accurate financial disclosures, maintain market stability, and foster trust among investors. Aims This study aims to explore the influence of corporate governance attributes—such as board independence, audit committee effectiveness, and CEO duality—on the quality of financial reporting and investor confidence. The research seeks to identify key governance practices that enhance transparency, reduce financial misstatements, and build sustainable investor trust across diverse regulatory and cultural environments. Research Method The study employs a mixed-methods approach, integrating quantitative and qualitative analyses. Quantitative data was collected from the financial and governance disclosures of 200 publicly listed companies across multiple industries between 2010 and 2020. Regression models were used to analyze the relationship between governance attributes and financial reporting quality. Qualitative data, derived from interviews with governance experts and financial analysts, was employed to contextualize the quantitative findings and provide deeper insights into governance practices. Results and Conclusion The findings reveal that robust corporate governance frameworks significantly improve financial reporting quality and enhance investor confidence. Board independence, frequent audit committee meetings, and the separation of CEO and chairman roles are identified as critical factors in reducing financial misstatements and fostering transparency. Comparative analysis highlights regional disparities in governance effectiveness, emphasizing the need for tailored governance reforms. Overall, the study underscores the importance of governance as a cornerstone of financial market stability and investor trust. Contribution This research contributes to the growing body of knowledge on corporate governance by providing empirical evidence on the governance-reporting-investor nexus. It offers actionable recommendations for policymakers, regulators, and companies to strengthen governance practices and promote financial transparency.
Pengaruh Soft Skill, Hard Skill, Self-Efficacy Terhadap Kesiapan Kerja Mahasiswa Semester Akhir Fakultas Ekonomi Dan Bisnis Universitas Malikussaleh Adha Aulia; Faisal Matriadi; Azhar Azhar; Yusniar Yusniar
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 3 (2025): JUNI-JULI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Penelitian ini bertujuan untuk mengetahui pengaruh Soft Skill, Hard Skill, Self-Efficacy Terhadap Kesiapan Kerja Mahasiswa Semester Akhir Fakultas Ekonomi Dan Bisnis Universitas Malikussaleh. Data yang digunakan dalam penelitian ini adalah data primer dan sekunder yang diperoleh dengan cara membagikan kuesioner kepada 88 responden. Teknik analisis data yang digunakan adalah analisis regresi linier berganda dengan menggunakan bantuan perangkat lunak Statistical Program for Product and Service Solution (SPSS) versi 20. Di mana semua variabel tersebut akan digunakan menggunakan skala likert. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang positif dan signifikan antara soft skill, hard skill, dan self-efficacy terhadap Kesiapan Kerja Mahasiswa Semester Akhir Fakultas Ekonomi Dan Bisnis Universitas Malikussaleh. Penelitian ini menunjukkan soft skill, hard skill, dan self-efficacy secara parsial dan simultan berpengaruh positif dan signifikan terhadap Kesiapan Kerja Mahasiswa Semester Akhir Fakultas Ekonomi Dan Bisnis Universitas Malikussaleh.
Digital Financial Ecosystems and MSME Growth in Indonesia: A Post-Pandemic Analysis Matriadi , Faisal
KRIEZ ACADEMY : Journal of development and community service Vol. 1 No. 11 (2024): Kriez Academy - October
Publisher : Yayasan Kreatif Indonesia Emas

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This study explores the profound influence of a rapidly evolving digital financial ecosystem on the growth, resilience, and sustainability of micro, small, and medium enterprises (MSMEs) in Indonesia during the post-pandemic era. The COVID-19 pandemic exposed critical vulnerabilities within the MSME sector, particularly its limited access to formal finance and its low level of digital readiness. In response, a dynamic digital financial ecosystem—encompassing digital payment systems, fintech innovations, online lending platforms, and digital bookkeeping applications—has emerged as a crucial catalyst for recovery and growth. Through a mixed-methods research design that combines a quantitative survey of 300 MSMEs across key regions with in-depth interviews of 20 stakeholders, this paper empirically examines how digital financial services enhance access to capital, improve operational efficiency, and accelerate the formalization of businesses. The findings indicate that MSMEs utilizing fintech platforms experienced a significant increase in working capital and profitability, and were more likely to join government support programs. The study concludes that the digital financial ecosystem plays a transformative role in fostering inclusive growth and long-term resilience for Indonesian MSMEs. However, to scale these benefits nationally, robust policy support for digital literacy, cybersecurity, and infrastructure development is essential, underpinned by strengthened collaborative models among fintech providers, the government, and MSME associations.
USE OF ENVIRONMENTALLY FRIENDLY FISHING GEAR FOR SUSTAINABLE TRADITIONAL FISHERMEN'S INCOME Faisal Matriadi; Saifuddin; Mariyudi; Ikramuddin; Em Yusuf Iis; A Hadi Arifin; Chalirafi; Ristati; Wahyuddin Albra
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.1980

Abstract

Poverty is a fundamental problem that still surrounds some of the people of Ulee Jalan Village, Banda Sakti District, Lhokseumawe City. Poverty is a condition of lack of income that causes a low quality of life. Based on existing data, poverty has also caused worrying juvenile delinquency behavior and parenting patterns that are not as expected. Another finding in Ulee Jalan Village is that there is a significant number of stunted babies, reaching 21 people in 2023. Based on the initial needs assessment from the interview results, there is a problem that many people still have low incomes and are economically powerless and they do not understand how to get out of poverty by using MSMEs, then the role of the family as the first educational institution has not been fully obtained by some teenagers in Ulee Jalan Village. The influence of inappropriate parenting patterns forms bad character in teenagers, as well as adolescent social patterns that are not controlled by parents. The emergence of criminal cases with children and adolescents as subjects or objects does require special study. This concern needs to be investigated, what is actually the background of the problem, how is its dynamics and what efforts can be used as a solution and anticipation so that the problem does not spread. Furthermore, poor understanding of nutrition and minimal income have an impact on the high rate of stunting, one of the causes of which is poverty. The specific objectives are: 1) Providing information related to innovation and creativity that can be done to increase income so that MSME actors can increase their business productivity, 2) Providing assistance and empowerment of MSME actors in business development, and 3) Providing an understanding to mothers and young women about the importance of the role of parents in educating children and creating a happy family to support the formation of quality adolescent characters, 4) Providing an understanding of the causes of stunting in infants and how to overcome it, especially strategies for providing sufficient nutritional intake for infants from infancy to the first 1000 days of life. The location of community service is determined at Ulee Jalan, Banda Sakti District, Lhokseumawe City. This is because the location of this area is an area that has problems related to adolescent rights, so it is hoped that this service can provide a direct contribution to solving problems faced by poor communities and MSME actors and also solving juvenile delinquency and stunting issues. This training activity was carried out for two days on Saturday-Sunday, August 24-25, 2024 starting from 08.00 am to 18.00 pm or for 18 effective hours. The method used is Collaborative Decision Making: Community-Based Methods with the SARAR approach. This participatory approach is specifically intended for training local trainers/facilitators, building local knowledge and strengthening local capacity to assess, prioritize, plan, create,organize, and evaluate. Workshops and mentoring to increase understanding of the importance of the role of the family in the formation and development of the character of adolescents and parents and efforts to reduce stunting. The fundamental contribution to a field of science is to contribute to the development of science, especially by enriching the treasury of theories and concepts as well as models for Empowering MSME Actors and parenting patterns that reduce juvenile delinquency and significantly reduce stunting rates.
THE EFFECT OF SELF EFFICACY, WORK MOTIVATION AND WORK ENVIRONMENT ON TEACHER JOB SATISFACTION AT SMA NEGERI 1 LHOKSEUMAWE Nadia Sari; Yanita; Aiyub Yahya; Faisal Matriadi; Ibrahim Qamarius
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 5 (2023): APRIL
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i5.159

Abstract

This study aims to determine how the influence of self-efficacy, work motivation, and work environment on teacher job satisfaction in SMA Negeri 1 Lhokseumawe. The data used in this study are primary data obtained by distributing questionnaires to 72 teachers who teach at SMA Negeri 1 Lhokseumawe. The data analysis technique used is multiple linear regression analysis consisting of data instrument testing, classic assumption testing, and hypothesis testing using SPSS version 26. The results of the study conclude that self-efficacy, work motivation, and work environment have a positive and significant effect on satisfaction teacher work at SMA Negeri 1 Lhokseumawe.
THE PRESISPOSED INFLUENCE OF TALENT MANAGEMENT, KNOWLEDGE SHARING, SERVANT LEADERSHIP ON INNOVATIVE WORK BEHAVIOR A Hadi Arifin; Rita Rahmi; Faisal Matriadi; Em Yusuf IiS
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 1 (2023): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v3i1.331

Abstract

This research investigates the influence of talent management, knowledge sharing, and servant leadership on innovative work behavior at Bank Syariah Indonesia Lhokseumawe Branch. Data was collected through questionnaires as a data collection instrument. The population in this study was 60 employees. Data analysis using a quantitative approach to multiple linear regression version of the Statistical Package for the Social Sciences. The research results show that talent management, knowledge sharing, and servant leadership significantly positively affect innovative work behavior. These findings provide practical implications for the management of Bank Syariah Indonesia to strengthen and optimize talent management strategies, knowledge sharing, and servant leadership. By paying more attention to this third variable, companies can create a work environment that supports and encourages innovation, improving the organization's performance and competitive advantage in an increasingly complex and dynamic market.
THE INFLUENCE OF HIGH-PERFORMANCE WORK SYSTEMS AND SERVANT LEADERSHIP ON ORGANIZATIONAL PERFORMANCE THROUGH THE MEDIATION ROLE OF EMPLOYEE WORK ENGAGEMENT AT BANK INDONESIA REPRESENTATIVE ACEH Wahyu Indra Jaya; Faisal Matriadi; Nur Faliza; Marbawi; Mariyudi; Ikramuddin; A. Hadi Arifin
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 3 (2024): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v3i3.375

Abstract

The purpose of this research is to examine the influence of high-performance work systems and servant leadership on organizational performance through the mediating role of employee engagement at Bank Indonesia Lhokseumawe Representative Office. The data in this research were 133 employees who responded to the questionnaire distributed via Google Forms. The data analysis tool uses Structural Equation Modeling (SEM) which is operated with Amos. The research results found that High-Performance Work Systems (HPWS) and Servant Leadership have a significant effect on employee engagement and employee performance. Employee engagement also significantly improves employee performance. In testing the mediating effect of employee engagement, it became a partial mediating variable between High-Performance Work Systems (HPWS) and Servant Leadership on the performance of Bank Indonesia Aceh Representative employees. It is hoped that the results of this research will provide an important contribution to stakeholders in developing employee development strategies as an important resource for every organization.
THE INFLUENCE OF COMMUNICATION AND WORK LIFE BALANCE ON EMPLOYEE TURNOVER INTENTION PT POLARIS ALKES STARINDO WITHWORK MOTIVATION AS VARIABLE INTERVENTION Wanda Ramadhana; Yanita; Nurfaliza; Faisal Matriadi; Yulius Dharma
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 8 (2024): JULY
Publisher : RADJA PUBLIKA

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Abstract

This research aims to determine the effect of communication and work-life balance on turnover intention of PT Polaris Alkes Starindo employees, with work motivation as an intervening variable. Data was obtained from questionnaires distributed to 175 employees, and analyzed using quantitative methods with the Structural Equation Modeling (SEM) model. The research results show that communication and work-life balance have a significant effect on work motivation, as well as employee turnover intention. Apart from that, work motivation also mediates the influence of communication and work-life balance on employee turnover intention at PT Polaris Alkes Starindo.
Co-Authors A Hadi Arifin A. Hadi Arifin Adha Aulia Adnan Afrida, Rina Aiyub Aiyub Aiyub Aiyub Yahya Alvia Fitriana Amna Farida Aprilia Handayani Ari Lasta Irawan Arifin, A. Hadi Azhar Azhar Azhar Budi Raharja , Arif Cecep Syaifullah Syahputra Chairil Akhyar Chalirafi Chalirafi, Chalirafi Cut Nabilla Mutiza Zahap Darmawati Mucthar Dea Fitria Dewi Kumalasari EM Yusuf Iis Endang Ruchiyat Ermeila, Sri Ermelia , Sri Fahmi, Mohamad Ruli Filzah Zarifah Zahra Harahap Fitria Zaitun Nisa Fitriana Hasrianti Ibrahim Qamarius Ibrahim Qamarius, Ibrahim Ikramuddin, Ikramuddin Imamshadiqin, Imamshadiqin Iskandar Iskandar Iskandar Iskandar Iswadi Bensaadi Jaya, Wahyu Indra Jullimursyida Julyadi Julyadi Juni Ahyar Khairawati Khairawati Khairawati Khairil Anwar Khairina Kussyeri Kussyeri Kussyeri, Kussyeri Likdanawati Likdanawati Likdanawati Lili Adi Wibowo Maemonah, Maemonah Marbawi, Marbawi Maringan Mariyudi Mariyudi Mariyudi Maryudi Maryudi Maryudi Maryudi Marzuki Muchtar, Darmawati Muhammad Alif Akbar Munandar Munandar Nur Faliza Nur Fitriyani Nurfaliza Nurkhaliza Nurlela Nurlela Nurmala Parapat Gultom Pipi Santika Puji Satria Rahmi Mahbengi Raisya Ananta Ratna Ratna Ratri Pangestika Riana, Nia Rina Malinda Ristati Rita Rahmi Ritha F.Dalimunthe Roni, Muhammad Safriani Said Afif Nabil Saifuddin Satria, Puji Selviana Melinda Siti Helmyati Siti Raha Agoes Salim Sri Ermeila Sulaida Sulaida Sullaida Sullaida Wahyu Indra Jaya Wahyuddin Albra Wanda Ramadhana Wilda Nafisa Yana, Syaifuddin Yanita Yulia Hafidzah Sinaga Yulius Dharma Yusniar Yusniar Yusniar Yusniar Yusniar Yusuf Iis Yusuf Iis, Em. Zaenal Aripin