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Journal : IIJSE

The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable Ripai Saragih, Ahmad; Nurlaila, Nurlaila; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3666

Abstract

The purpose of this research is to determine the effect of knowledge on saving preferences in Sharia banks and to determine the role of religiosity in moderating knowledge of saving preferences in Sharia banks. The approach is quantitative research. The research subjects were Partai Keadilan Sejahtera (PKS) Cadres in Percut Sei Tuan District. The results of this study indicate that the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) partially indicate that the knowledge variable (X1) has a positive and significant effect on saving preferences in Sharia bank, while the moderating variable, namely religiosity (Z) has an effect positive and significant towards saving preferences (Y) in Sharia banks. The variable multiplication between the independent variable and the moderating variable is PR (Knowledge x Religiosity) where the religiosity variable moderates by weakening the relationship between the knowledge variable and the preference variable for saving in Sharia banks. Religion is not able to moderate the effect of knowledge on saving preferences in Sharia banks. The results of multiple linear regression analysis with the simultaneous use of Moderated Regression Analysis (MRA) show that simultaneously influencing the dependent variable, namely the preference for saving in Sharia bank with a significant level of 0.000 <0.05 and calculated F value =1748,102 and F table =3,939, so 1748.102>3,939. Factor variations based on the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) that each variable is able to explain, variation of Preferences for Saving in Sharia bank of 98.1%. Meanwhile, another 1.9% is influenced by other variables outside the model.
The Influence of Sharia Financial Literacy and Trust in Customer Decisions with Religiosity as a Moderating Variable in Online Loan Applications in South Jakarta Namira, Annisa; Nurlaila, Nurlaila; Arif Lubis, Fauzi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3668

Abstract

The study explains the effect of Sharia financial literacy and trust on customer decisions with the aspect of religiosity in online loan applications in South Jakarta. The study uses multiple regression analysis with 2 variables (X), 1 variable (Z), and 1 variable (Y). This research was conducted to determine the partial and simultaneous effects of each variable (Sharia financial literacy and trust). The results indicate that the Sharia financial literacy variable does not have a significant effect on customer decisions. The trust variable has an effect on decisions, the religiosity variable has an effect on decisions, and the Sharia Financial Literacy variable does not affect the Religiosity variable as a moderating variable for decisions.
Islamic Social Reporting: Viewed from the Aspects of Corporate Governance, Sharia-Based Media Exposure, and Profitability in Indonesia and Its Impact on Company Value Gusmara, Bayu; Nurlaila, Nurlaila; Inda Fadhila Rahma, Tri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3821

Abstract

One way to provide full disclosure in the Islamic context is by applying the ISR. The ISR index is a benchmark for the implementation of Sharia social activities which contains a compilation of CSR standard items set by AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions). The purpose of this research is to explore the impact of Islamic social reporting on firm value. Islamic social reporting refers to disclosing social and environmental information based on Islamic principles. Therefore, it is necessary to analyze the relationship between the strength of corporate governance, media exposure, and Sharia-based profitability with the extent and quality of Islamic social reporting. The research method used is quantitative which uses samples of financial reports from companies listed on the Jakarta Islamic Index (JII) during 2019-2022. The results of the study show that there is an influence of Corporate Governance Strength on Islamic Social Reporting. Then, media exposure to influences of Islamic Social Reporting. It was also found that there was an influence of corporate governance strength, media exposure, and profitability on Islamic social reporting and the influence of Islamic social reporting on company value.
The Influence of Workload, Work Stress, Organizational Culture, and Work Environment on Job Performance at Employees of PT. Bank Sumut Syariah Deli Serdang Area Pratama, Ridho; Nurlaila, Nurlaila; Lathief Ilhamy Nasution, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3891

Abstract

This study aims to examine the effect of workload, work stress, organizational culture and work environment on job performance. This research was conducted at the sub-branch office of the Bank Sumut Syariah which is located in the Deli Serdang area, namely in Lubuk Pakam, Limau Manis, and Hamparan Perak. Researchers took the entire population with a total of 35 people as research respondents. This research method uses quantitative research using an associative approach, data collection techniques using a questionnaire. The data obtained were analyzed using the multiple linear regression method. The results showed that workload had a positive and significant effect on job performance. It can be seen from the results of data processing the Workload variable tvalue 2.374 > ttable 2.042. As for the variables Work Stress,­ 2.042, Organizational Culture variable value of 1.069 < t­table 2.042, t value the Work Environment variable is 0.783 < ttable 2.042. The results of the simultaneous test hypothesis show that Workload, Work Stress, Organizational Culture and Work Environment simultaneously affect Job Performance. This can be seen from the calculated Fvalue of 3.908 > Ftable 2.68.
The Influence of Islamic Corporate Governance and Islamic Corporate Social Responsibility on Financial Performance in Indonesian Sharia Commercial Bank Annissa, Ella; Nurlaila, Nurlaila; Samri Juliati Nasution, Yenni
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4431

Abstract

The development of Sharia banks is marked by the growth of sharia banks and the number of sharia bank offices from year to year. This growth in the number of banks and assets should also be accompanied by an increase in the performance of Islamic banks themselves, which can be seen from the large financial ratios of these Islamic banks. This research aims to examine the influence of Islamic Corporate Governance and Islamic Corporate Social Responsibility simultaneously on the performance of sharia banking. This type of research is quantitative research with a sample size of 42 financial report data from Sharia Commercial Banks from 2018-2020. The results obtained in this research are that ICG (Islamic Corporate Governance) has a positive and significant effect on ROA (Return on Assets) with t count 4.775678 > t table 1.68488 and ICSR (Islamic Corporate Social Responsibility) has a positive and significant effect on ROA (Return on Assets) t count 6.295548 > t table 1.68488. Then simultaneously ICG (Islamic Corporate Governance) and ICSR (Islamic Corporate Social Responsibility) on ROA (Return on Assets) with F-count 375.3721 > F-table 3.245 with an r-squared value of 0.947 or 94.7% explained by the variables ICG and ICSR and the remaining 5.3% are influenced by other variables outside this study.
Co-Authors Abas, Fadel Adhianta Abda Abda Abu Mansur, Abu Ahmad Kurnain, Ahmad Aidhya Irhash Putra Ainal Mardhiah Aldino, Imam Ali Akbar Ali Imran Aliyanto, Warjidin Ananda, Putri Andri Soemitra Andriayani, Novita Annissa, Ella Antoni, Adi Aples, Aples Apriani, Rila Rahma Arafah, Yenni ARDYANSAH, ADY Arifin Fauzi Lubis Asih, Yusari Asmuni Asmuni Asrifan, Andi Aulia Rahman Harahap Ayu, Resti azhar, Murdifin Baharudin Yusuf, Baharudin Basri, Azmi Bedah Rupaedah, Bedah Bertalya Bertalya Bte Salman, Nola Fibriyanti Butar-butar, Khairunnisa Candra, Afrikal Dalimunthe, Abdul Rahim Delvita, Rina Devy Hellystia Dewi Purwaningsih Dian Puspita Diana, Nila Dongoran, Indra Maulana Dwi Indah Putrianingsih, Dwi Indah Dwi Rini Kurnia Fitri Dwika, Galuh Citra Sukma Efendi, Faisal Eka Pariyanti Eka Susanti Ellya, Hikma Enok Rohayati Enriquez, Alexis Arizabal Erma Triawati Christina Ernawati, Erin Fadhillah, Nurul Fadhluzzakiyy, Kemas Ahmad Fahnisa, Fahnisa Fananda, Adi Bintang Rizko Farkira, Rayhan Fathir Fathir Fidyati, Fidyati Fitriati Fitriyanti, Riska Gusmara, Bayu Hadi, Anto J Haeril, Haeril Hantoro, Budi Harahap, Irawati Harahap, Nova Khairani Harahap, Yanna Harahap, Yanna Wari Hasibuan , Sania Rosma Hasibuan, Ahmad Safii Hasnita, Nevi Haviz, M Hendra Hendra Husni, Suci Nisaul Ilham, Elgi Muhammad Inda Fadhila Rahma, Tri Indah Mulyani Indriyati Indriyati Iskandar Iskandar Ismaturahmi, Ismaturahmi Ismawati Ismawati Isnaini Harahap Itawari, Itawari Jhoni Warmansyah Jufri, Soleman Jumriati, Jumriati Kapitri, Neneng La Rahu, Wa Rusni Lathief Ilhamy Nasution, Muhammad Lawang, Karimuddin Abdullah Leni Anggraeni Lestari Octavia LILIS SETYOWATI Lilis Setyowati Lubis, Ginda Hamonangan Lubis, M. Alpansyah Lubis, Mei Linda Suryanti Lutfia, Anisa Luthfiyah Luthfiyah M. Irfan Maghfiroh, Nafi Alifatul Maharani Maharani, Maharani Majid, Ikhwanuddin Abdul Makmur Makmur Mananna, Muhammad Albab Marcella Pricilia Mardianton, Mardianton Marneli, Diyyan Marwan Marwan Meliana Sari, Meliana Muhamad Lutfi Mukhtar, Afiah Mukjizat, Lailatul Mulyadi Mulyadi Mulyadi Mulyawan, Ronny Munir Munir, Munir Nadiah Athifah Namira, Annisa Nasution, Ferdi Dermawan Nasution, Nurul Maulana Fatimah Netti Herawati Ning Iswati Ningsih, Estu Ayu Ningsih, Linda Junia Nufita Sari, Nukhak Nur Fatimah Nur Jannah Nur Rohmah, Fatika Isnaini Nuraini Nuraini Nurkhalishah, Atika Nursantri Yanti Nurul Hidayah Nasution Nurul Inayah Nurwijayanti Oktafiana, Pingkan Pazril, Wishal Pranajaya, R Pratama, Arizqi Ihsan Pratama, Ridho Priwanda, Ardila Septi Priyono Priyono Putri, Silvia Rizki Syah Rahma Apriani, Rila rahmadani, mutia Rahmawati, Cut Rahmi Syahriza, Rahmi Raneta Oktaviyah Mahfudz Renni Sartika Restu Yuningsih Rianti, Aurellya Mitha Eka Ayu Ripai Saragih, Ahmad Risma Septiana Risnawati Risnawati Ritonga, Sukhri Herianto Rorizki, Fitri Rosbianti, Rosbianti Roza Helmita Roziq, Fahrul Arifatul S.Y, Annisa Safitri, Julia Salim, Muh. Samri Juliati Nasution, Yenni Sandhi Prajaka Sani, Rio Fadila Saparuddin Siregar Saputra, Awal Sari, Bungsu Keumala Sari, Nukhak Nufita Sasmita, Nova Sausan, Mona Alyaa Simamora, Della Yusra Siregar, Anggi Adelia Siregar, Lannida Sudarmi Sudarmi SULTAN, ZULKIFLI Sumarni, Ira Supriyatno, Agun Suryati Suryati Syarifuddin Syarifuddin Tambunan, Agustina Tasrif Tasrif Tiarnida Nababan Trimelia Utami, Winda Turrohmah, Silvi Assania Tuti Anggraini Vega Valentine Wardani, Sari Widya, Helma Wulandari Wulandari Wulandari, Hafizah Sri Rahma Wuri Utami Yulia Tri Samiha Yumi Novita Dewi Yusrizal, Syamsi Zikri Firdaus, M. Ilmi Zuhrah Zuraida Zuraida