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Analisis Prosedur Pemberian Kredit Usaha Rakyat Pada BRI Palangka Raya Unit Yos Sudarso Widayanti, Widayanti; Eko Riadi; Alexandro, Rinto; Dehen Erang; Putri, Windy Utami
Edunomics Journal Vol. 3 No. 1 (2022): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/ej.v3i1.4000

Abstract

People's Business Credit is one of the government programs that aims to help the Indonesian people who have small businesses to prosper the nation's economy which is carried out by certain banks, one of which is BRI. This study aims to analyze the procedures for granting public private loans as well as the supporting and inhibiting factors for distributing people's business loans at Bank BRI Palangka Raya Unit Yos Sudarso. In this study using qualitative analysis, qualitative analysis techniques are carried out by collecting, compiling and drawing conclusions about the procedure for granting People's Business Credit (KUR) at Bank BRI Palangka Raya unit Yos Sudarso. The techniques of data collection procedures in qualitative analysis are interviews, observation and documentation. Interviews were conducted with the Bank who understands the procedure for granting KUR and one of the customers of the BRI KUR Palangka Raya unit, Yos Sudarso. Based on the results of the research that has been carried out, it shows that the procedure for providing People's Business Credit (KUR) at Bank BRI Palangka Raya unit Yos Sudarso has been carried out quite well and in accordance with government regulations, namely the first stage of credit application, namely the process of collecting administrative data as the first requirement to apply KUR. The second stage is credit analysis, analyzing administrative files and making visits to prospective customers' places of business. The third stage is the credit decision, the head of the unit will provide the final result, namely the credit decision. The fourth stage is credit disbursement, which is filling out a credit agreement or credit agreement regarding the rights and obligations of the customer. The supporting factors for distributing people's business loans are data on business actors who received assistance from the president for MSMEs and data from the market office. The inhibiting factors for the distribution of people's business loans are business actors who do not and do not want to apply for loans and business actors who have businesses but have a bad loan history and some customers who apply for loans but do not own businesses.
Determinan Minat Mengunakan Aplikasi Akuntansi Mobile Pada Umkm Kota Palangka Raya Dalam Menghadapi Revolusi Industri 4.0: Sebuah Pendekatan Technology Acceptance Model Kharisma Nugraha Putra; Merisa Oktaria; Alexandro, Rinto; Winda Lestiani
Edunomics Journal Vol. 5 No. 1 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/ej.v5i1.12229

Abstract

This research adopts the Technology Acceptance Model to examine the factors that influence interest in using mobile accounting applications for financial recording. The purpose of this research is to examine the influence of perceived convenience and perceived usefulness on interest in using mobile accounting applications for financial recording. The sample in this research is UMKM in Palangka Raya. The data collection method is a survey using a questionnaire as a research instrument. The number of samples was 100. Data were analyzed using Structural Equation Modeling-Partial least squares (SEM-PLS) with the Warp PLS 8 program. The results of the study found that perceived ease of use and perceived usefulness had a positive effect on interest in using mobile accounting applications
Usaha- Usaha Swalayan R & B Untuk Mempertahankan Loyalitas Pelanggannya Pasca Pandemi COVID-19 Liling Lenlioni; Rohaetin, Sri; Windy Utami Putri; Sundari, Sundari; Alexandro, Rinto; Ayu Asfira
Edunomics Journal Vol. 5 No. 1 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/ej.v5i1.12238

Abstract

This research aims to describe the efforts of R&B Supermarkets in maintaining customer loyalty after Covid 19. The approach used is a qualitative approach with the research subjects being the owners and employees of R&B Supermarkets located in Muara Teweh Regency, Central Kalimantan. Data collection was carried out through interviews, observation and documentation. Data analysis includes data reduction, data presentation and drawing conclusions. The research results show that R&B Self-Service still exists and is able to survive amidst competition for customers after the Covid-19 pandemic. The strategy implemented by Swalayan R&B to maintain customer loyalty after Covid 19 is the best service and a friendly, pleasant and satisfying attitude towards consumers, guaranteed quality of goods, affordable prices, and flexibility in payments both cash and non-cash. It is hoped that the results of this research will be useful as a scientific reference that can be conveyed to students as intellectuals and prospective young entrepreneurs as drivers of the economy in the future
Pengaruh Gaya Kepemimpinan Kepala Sekolah dan Kinerja Guru Terhadap Prestasi Belajar Peserta Didik di SMP Kristen Palangka Raya Juliarti Lbn. Gaol; Alexandro, Rinto; Merisa Oktaria; Kharisma Nugraha Putra
Edunomics Journal Vol. 5 No. 1 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/ej.v5i1.12345

Abstract

Students' learning achievement is a manifestation of the success of Palangka Raya Christian Junior High School, but in reality there are still many students who really excel but have not seen or even do not know their achievements. This study was conducted to determine the effect of the principal's leadership style and teacher performance on student learning achievement. This study uses quantitative research methods. The population of this study were students in grades VIII and IX of Palangka Raya Christian Junior High School with a sample size of 55 respondents. The data collection technique used a questionnaire which was arranged on a Likert scale of 1 to 4 and analyzed using multiple linear regression, t-test, f test and the coefficient of determination (R2) SPSS v22. The results showed that; (1) partially the principal's leadership style has a significant effect on student learning achievement. (2) partially teacher performance has a significant effect on student learning achievement. (3) simultaneously the principal's leadership style and teacher performance have a significant effect on student learning achievement with a contribution of 39.5% while the remaining 60.5% are other factors not identified in this study.
Pengelolaan Anggaran Dana Bantuan Operasional Sekolah (BOS) Pada Masa Pandemi SMA Negeri 4 Palangka Raya Lina Teza; Sundari, Sundari; Rohaetin, Sri; Merisa Oktaria; Alexandro, Rinto
Edunomics Journal Vol. 5 No. 1 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/ej.v5i1.12434

Abstract

Currently, the use of regular BOS funds during the pandemic makes schools have to allocate a special budget to meet the facilities and infrastructure in schools. With the emergence of Covid-19, it poses a threat to all sectors in the world. In the world of education, one of them, this is very influential in the implementation of education in Indonesia. The Government of Indonesia issued a Joint Circular Letter of the Minister of Home Affairs and the Minister of Education and Culture Number 907/6479/SJ Number 7 of 2021 concerning the Integration of Information Systems for the Management of School Operational Assistance Funds that in the context of controlling development planning, implementation, evaluation and control of national development as mandated by Presidential Regulation Number 39 of 2019 concerning One Indonesian Data and taking into account the Regulation of the Minister of Home Affairs Number 24 of 2020 concerning the Management of School Operational Assistance Funds. This study aims to describe the Management of School Operational Assistance Funds (BOS) at SMA Negeri 4 Palangka Raya during the pandemic period of the 2021 academic year. The management in question includes: (1) Planning of BOS Funds at SMA Negeri 4 Palangka Raya, (2) Implementation of the Use of Funds BOS at SMA Negeri 4 Palangka Raya, and (3) Supervision of BOS funds at SMA Negeri 4 Palangka Raya. Related to the BOS technical guidelines the principles of effectiveness, flexibility and transparency. This research is a qualitative descriptive study. The location of this research is SMA Negeri 4 Palangka Raya, Jalan Sisingamangaraja Palangkaraya, Central Kalimantan. The research subjects included school principals, treasurers, and school committee members. Data collection techniques used are through observation, interviews and documentation. The data analysis technique used is descriptive data analysis. The results showed that: the management of BOS funds at SMAN 4 Palangka Raya was in accordance with the regular 2021 BOS Technical Guidelines, namely the implementation of the principles of effectiveness and transparency during the COVID-19 pandemic in the 2021 academic year
Analisis Pengembangan Media Pembelajaran Berbasis Game Interaktif Edunomic Adventure Pada Pembelajaran Ekonomi Rahman, Rahman; Eriawaty, Eriawaty; H, Fendy Hariatama; Kharisma Nugraha Putra; Grace Evelina Buji; Alexandro, Rinto
Edunomics Journal Vol. 5 No. 2 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The problem that is often found in learning economics is that teachers still use little learning media, especially technology-based learning media. The purpose of this research is to produce learning media based on edunomic adventure interactive games that are categorized as feasible, easy and effective for use in economic learning activities. This study uses development research or Research and Development (R&D) with the ADDIE model, namely Analysis, Design, Development, Implementation and Evaluation. The instrument used by researchers in this study is an expert validation sheet which will be validated by material experts and media experts to determine the level of quality and feasibility of edunomic adventure interactive game-based learning media that will be tested. Furthermore, giving questionnaires to students to determine the effectiveness of using learning media based on edunomic adventure interactive games. Based on the results of validation conducted by media experts on learning media based on interactive games edunomic adventure with a score of 86% in the category very valid to be used as a learning medium in economic lessons. Furthermore, the assessment of material experts on the material presented in the edunomic adventure interactive game-based learning media scored 85% in the category very valid for use as an economic learning media. The results of the assessment conducted by students on learning media based on interactive games edunomic adventure with a score of 88%, included in the category very feasible to use in economic learning
Pengaruh PLP II dan Prestasi Belajar Terhadap Minat Menjadi Guru Pada Mahasiswa Pendidikan Ekonomi FKIP Universitas Palangka Raya Tanti Girsang; Alexandro, Rinto; Sundari, Sundari; Eriawaty, Eriawaty
Edunomics Journal Vol. 5 No. 2 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research uses quantitative research methods. The population is all economic education students and the sample in this research is economic education students class of 2020, FKIP, Palangka Raya University, totaling 37 respondents. The sampling technique uses total sampling. Data collection techniques are through observation, documentation and questionnaires and analyzed using multiple linear regression tests and hypothesis testing through the F test and t test which are processed using the SPSS 25 for Windows application. Based on the results of data analysis using the multiple linear regression equation, the value Y =49,293+ 0,765X1+1,996X2. And the magnitude of the influence of the two independent variables is 46,8%, so 53.2% is influenced by other independent variables that have not been studied by researchers
Strategi Pemasaran UMKM Angkringan Naba Dalam Menghadapi Persaingan Usaha di Kota Palangka Raya Nia Amelia Putri; Grace Evelina Buji; Tonich Uda; Alexandro, Rinto
Edunomics Journal Vol. 5 No. 2 (2024): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

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Abstract

Strategi pemasaran merupakan suatu tindakan yang dilakukan oleh pelaku usaha agar produk yang mereka pasarkan terlihat menarik dan dapat terjual sehingga mampu mendapatkan keuntungan. Penelitian ini menggunakan pendekatan deskriptif-kualitatif dengan metode analisis yang digunakan dalam penelitian ini adalah matriks SWOT sesuai judul dan tujuan dari penelitian itu sendiri yaitu untuk mengetahui strategi pemasaran Angkringan NABA dalam menghadapi persaingan usahanya. Pada matriks SWOT dapat menggambarkan secara jelas bagaimana peluang dan ancaman eksternal yang dihadapi Angkringan NABA dapat disesuaikan dengan kekuatan dan kelemahan yang dimilikinya melalui observasi, wawancara dan dokumentasi. Hasil dari penelitian menunjukan bahwa kekuatan dari Angkringan NABA yaitu lokasi yang strategis, kualitas pelayanan yang baik, harga terjangkau, komunikasi yang baik antara konsumen yang karyawan, tempat santai yang luas, dan jaringan melalui media sosial. Sedangkan kelemahan dari Angkringan NABA yaitu tempat lesehan yang masih terkena cipratan air hujan, pengantaran pesanan yang lama, banyak nyamuk, dan tempat duduk kursi yang terkena asap bakaran. Peluang yang dimiliki oleh Angkringan NABA yaitu lahan parkir yang luas, menu yang beragam, rasa yang enak, dan masuk di semua umur dan kalangan. Sedangkan ancaman yang dimiliki oleh Angkringan NABA yaitu pesaing dengan bisnis yang sama dan Adanya promosi dari pesaing. Strategi pemasaran yang dapat dilakukan yaitu dengan lebih memperhatikan pengunjung, dapat menambah jumlah karyawan, selalu berinovasi pada menu yang ditawarkan, tetap menjaga kualitas produknya,melakukan perawatan tempat agar konsumen tetap merasa nyaman
Analisis SWOT Dan Strategi Pemasaran Usaha Waralaba : Studi Kasus Pada Cokelat Klasik Palangka Raya Sundari, Sundari; Riadi, Eko; Alexandro, Rinto; H, Fendy Hariatama; Merisa Oktaria
Edunomics Journal Vol. 3 No. 1 (2022): Edunomics Journal
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Basically, SWOT analysis is a method used by companies to formulate business strategies to outperform competitors in business competition. By knowing the internal strengths and weaknesses of the company and the strengths and weaknesses of competitors, so that the company can win its competition. This research has the aim of analyzing its SWOT and the marketing strategy applied by Cokelat Klasik. The research method used is qualitative with a case study approach. Data collection techniques through observation, interviews, documentation, and literature study. The data analysis technique used is descriptive. The results showed that Cokelat Klasik business partners have used SWOT analysis, can use the following alternative strategies: SO: continue to innovate and emphasize the concept of modern youth, maintain the quality of drinks, and provide good and maximum service to consumers. ST: Maintaining quality and customer satisfaction, delivery services, buying a generator. WO strategy: competitors as motivation, giving consumers the option to choose products, using promotional media, adding toppings to each drink, reporting consumer complaints about products to the franchisor. WT strategy: Setting competitive prices but not harming partners, always making innovations to differentiate themselves from their competitors. Meanwhile, Cokelat Klasik has applied SWOT analysis into a business strategy in developing its business and gaining an advantage in its business competition
Literasi Keuangan: Menjelajahi Dunia Kartu Kredit Dan Kredit Dengan Bijaksana Puput Iswandyah Raysharie; Yonatan Ari Santoso; Rinto Alexandro; Erni Dwi Puji Setyowati
SAFARI :Jurnal Pengabdian Masyarakat Indonesia Vol. 4 No. 1 (2024): Januari : Jurnal Pengabdian Masyarakat Indonesia
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/safari.v4i1.1139

Abstract

The HR Assistance Lecturer (superior) activity at Palangka Raya University carries out financial literacy education with a focus on the theme "Exploring the World of Credit Cards and Credit Wisely." This activity aims to provide employees with an in-depth understanding of financial management, credit card management, and credit intelligence. Through this program, employees will be provided with comprehensive educational materials in the form of guides, brochures, and presentation materials. A digital-based interactive learning platform is also being developed to facilitate self-learning. In addition, a tracking and evaluation system was designed to measure the effectiveness of the activities. The program also includes promotional campaigns and financial literacy campaigns to raise public awareness of the importance of financial literacy. In order to strengthen the program, counseling and support services were provided for employees facing difficulties managing debt. A partnership plan with the bank was implemented to provide support, resources, and access to relevant banking services. This activity is expected to provide direct benefits to employees in improving their financial literacy competencies and providing the best service to the community in civil registration aspects that involve financial aspects
Co-Authors Abd Rahaman Azahari Abd Rahaman Azahari Abdul Djalil Abdul Rahman Azahari Adi Jaya Agus Rahmadinor Agustin, Yul Agustina, Widya Ahmad Hidayat Ahmad Hidayat Akhmad Frenky Okada Akhmad Yusdi Fahrizal Alia Friskila Ambia Rio Suwanda Amelia, Verra Rizki Amita Sari Amita Sari Andri Andri Anggreini Talenta Anre Tampubolon Anthoni Anthoni Antonio Jonay Jovani Sancho Anyualatha Haridison Aris Saputra Arynovebryana Br. Manihuruk Astri Susana Astuti Astuti Ayu Asfira Azahari, Abd Rahaman Baboe, Kuwing Bella Nova Dhira Bella Septriana Berkat Pisi Boby Candra Andrianova Brostin Debora Sinaga Buji, Grace Evelina Chrystin Enjellia Purba Clarina Lorensia Daniel, Susan Datri Widati Davit Purwodesrantau Dea Natalia Banjarnahor Dechrist Event Dedy Dwi Ervansyah Dehen Erang Dehen Erang Dehen Erang Dermawati Sihite Dewi Rakhmawati Dhina Sri Widyaningsih Dian Meliani Kusuma Dewi Eddy Lion Eddy Lion Eka Nur Taufik Eko Riadi Eko Riadi Eko Riady Eko Riady Ela Norliana Elfranidia Violetta Eli Karliani Elisabet Pardosi Elvisia Elvisia Endah Ayu Lestari Eriawaty Eriawaty Eriawaty Eriawaty, Eriawaty Erni Dwi Puji Setyowati Erni Dwi Puji Setyowati, Erni Dwi Puji Evriandy Evriandy Fauzan Danurcahya Ramadan Febri Erik Yudi Kha Febry, Febry Femmy Femmy Fendi Hariatama Fendy Hariatam Fendy Hariatama Fithra Ramadian Gari Purwanto Grace Evelina Buji Gunarjo Suryanto Budi Gusdeni Gusdeni Hariatama, Fendy Hendrowanto Nibel Hendrowanto Nibel Hendrowanto Nibel Hendrowanto Nibel Henny Anggraini Hernawati Hernawati Hidayati Hidayati Hidayati Hidayati Hidayati I Kadek Mai Ariana Ida Ayu Putu Sri Widnyani Indah Aldama Indah Cici Lestari J Inga Torang Inun Sulastri jairi Jairi Jairi Jairi, Jairi Jany Tri Raharjo Jefri Lianto Jeni Makaruehni Jesika Widiasari Sitepu Jonlika Jonlika Josepin Agustina Siahaan Juliarti Lbn. Gaol Junaris Situmorang Junita Romasta Sormin Jusmiyanti Jusmiyanti Kasep Agrapta Kharisma Nugraha Putra Kharisma Nugraha Putra Kharisma Nugraha Putra Kiki Anggraini Khoirati Laba Lastaida Pane Lampe, Yetwirani Lenlioni, Liling Lili Sumiati Liling Lenlioni Liling Lenlioni Liling Lenlioni Lina Teza Lola Cassiophea Lusia Widiastuti M. Rudi Irwansyah Maria Haryulin Astuti Marike, Marike Maulana, Muhammad Wandi Mega Agustini Mega Agustini Melda Butar-Butar Meli Wulandari Mentari, Theresia Merisa Oktaria Merisa Oktaria Merisa Oktaria Muder, I Ketut Muhammad Nur Ismail Muhammad Wandi Maulana Nadia Nor Eka Wulandari Nani Setiawati Nani Setiawati Natalina Asi Nia Amelia Putri Nia Damatik Nibel, Hendrowanto Nofriza Ismerella Simarmata Nonsihai Nonsihai Nonsihai Nonsihai Nonsihai Nonsihai Nonsihai, Nonsihai Norliana, Ela Nur Istiqomah Nur Muhammad Nur Muhammad Nurmawati, Yanti Nurul Hazmi Nurwijayanti Okta Vianti Oktaria, Merisa Oktaviani , Monica Oktobery, Revnussa Oliver Situmorang Orbit Thomas Orbit Thomas Orbit Thomas Pandi Irawandi Pane, Laba Lastaida Perkasa, Petrisly Pernandes, Pernandes Pija Ramadhani Piramida Yunitha Puput Iswandyah Raysharie Purnama Sari Puspita, Dwi Della Puteri Neriasi Putra, Kharisma Nugraha Putri E M Nainggolan Putri, Windy Utami Rachmad Persada Rahmah Rahmah Rahman Rahman . Rahman Rahman Rakhmadi Ilham Rani, Wiwin Mustika Raysharie, Puput Iswandyah Regina Halent Rendy Prayogo Revina Coenraad Revnussa Oktobery Revnussa Oktobery Riadi, Eko Richard A. Butarbutar Rika Trisnawati Riska Riska Rofika Sri Wulandari Rofika Sri Wulandari Rohaetin, Sri Rolly Adinovi Roossea Septiyani Ruli Meiliawati Salampak Dohong Sandria Samosir Santoso, Yonatan Ari Sartika, Yunisa Sayu Hartini Seli Sepiyanti Selvi Selvi Selvi Selvi Seno Saputra Septiana Septiana Seri Wahyuni Seroja Puji Setyanto, Zola Ari Shepri Manggala Simpun Simpun Singgih Pranowo Siti Syuha Situmorang, Nurwetty Miduk Arta Sogi Hermanto Sogi Hermanto Sri Astuti Sri Astuti Sri Rohaetin Sri Rohaetin Sri Rohaetin Sri Sapitri Sri Winarsih Store Suita Manurung Sukarno, Zulfikar Adilla Sundari Sundari Sundari Sundari Sundari Sundari Supri Supri Suryani, Yunyanti Susan Daniel Susan Daniel Susan Daniel Susan Daniel Susan Daniel Susanti, Risa Susi Sukarningsi Susi Sukarningsi Susi Sukarningsi Susi Sukarningsi Susmita Irene Tahasak Tantan Gunawan Tanti Girsang Theresia Mentari Titi Nuramalia Tonich Uda Tonich Uda Tonich Uda Trissan, Whendy Uci Lestari Uda, Tonich Utami Putri, Windy Verra Rizki Amelia Victoria Ratu Ester Vontas Alfenny Nahan Wahidin Wahidin Warsidah Sepriasih Whendy Trissan Wibowo Widayanti Widayanti Widyaningsih, Dhina Sri Winda Lestiani Windy Utami Putri Windy Utami Putri Windy Utami Putri Wulandari, Meli Yahe, Yahe Yanti Nurmawati Yenasadieni Yenasadieni Yenasadieni, Yenasadieni Yenni Octavia Yeriana Yeriana Yesser Priono Yetiwirani Lampe Yonatan Ari Santoso Yunus Labora Yunyanti Suryani Yunyanti Suryanti Yurdi, Yurdi Zafrullah Damanik Zakia Aprilianti Zola Ari Setyanto