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ahmad arifin
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Journal : Al-Kawakib

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The Effectiveness and Trust of Students Using Sharia Fintech Applications in Paying Tuition Fees at the Rokan Islamic Institute Arifin, Ahmad; Sudarmanto, Fery; Husna, Lailatul; Wahyuni, Dedek Sri; Hadi, M Kamal
Jurnal Kawakib Vol 6 No 2 (2025): Studi Keislaman
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/kwkib.v6i2.394

Abstract

The purpose of this study is to determine: 1) Student confidence in using the Sharia Fintech application in making tuition payment transactions at the Rokan Islamic Institute from a Sharia Economic Perspective; 2) Student effectiveness in using the Sharia Fintech application in making tuition payment transactions at the Rokan Islamic Institute from a Sharia Economic Perspective.This type of research is qualitative research. The informants were 7 people. Data collection techniques used were interviews, observation, and questionnaire documentation. Data analysis techniques used were data reduction, data presentation, and verification (drawing conclusions). The results of this study are as follows:1) Students' trust in using the Sharia Fintech application in making tuition payment transactions at the Islamic Institute of Rokan from a Sharia Economic Perspective is high, meaning students feel the system is safe, reliable, and in accordance with sharia economic principles, thus increasing their confidence in conducting digital transactions. This trust is strengthened by personal data protection, transaction transparency, and the bank's commitment to customers, all of which are in accordance with sharia principles; 2) Students' effectiveness in using the Sharia Fintech application in making tuition payment transactions at the Islamic Institute of Rokan from a Sharia Economic Perspective is considered effective. This application makes it easier for students to access services, speeds up the transaction process, provides appropriate information, and has complete features that support user convenience. This effectiveness is also in line with sharia economic principles, so students can conduct transactions safely, efficiently, and in accordance with sharia
Co-Authors Abdul Latif Abdul Latif, Muhammad Abdul Wahab Rosyidi Abdullah Abdullah, Murad Hameed Achmad Rante Suparman, Achmad Rante Ade Destri Deviana Adek Setiyanto, Bagus Agustantina, Alya Dwi Agustin, Ferina Fernanda Agustin, Sindy Ahmad Arifin Ahmad Farhan Mubarak Ahmad Muradi ahmad yani Akla Akla Albahi, Muhammad Amalina, Rabiyana Amelia Amelia Amini, Aisyah Amrullah, M. Kholis Andri Ilham Anis Amarwati Anshari, Mukhlis Aqil , Abdurrahman Ahmad Arie J. Pitono Arif Rahman Hakim Aris, Siva Silfiyana Ariyanti, nadila ariyati, Yannik Aulia Fatahillah, Ikhwan Awiskarni Awiskarni Azis, Fahnur Baharun, Segaf Bahy, Moh. Buny Andaru Bimo Priambudi Catur Fatchu Ukhriyawati Cika Nurani Cintya Nurika Irma DA, Amalia Dara Dinanti, Cristin Darmawaty, Ridha David Nasution Dede Kania Destiyani Putri Dina Azahra Dini Anggraini Dita Widiyani Dwiyanti, Nova Edwin Agung Wibowo Fadhilah, Fitri Aulia Faisal Mubarak Faqihah, Nur Aina Fatahillah, Ikhwan Aulia Fathurrahman Febrianti, Vina Febriyansyah Fenny Fatriani Fitriah Fitriah Fudhaili, Achmad G. Gunawan, G. Guntur Eko Saputro Hadi Nurdi Hamzah Hadi, M Kamal Haetami, Haetami Hafizah Hafizah Harry Handoko Haryanto, M.Sandi Haryanto, Mokh. Sandi Herindiyati Herindiyati Hidayat, Rahmany Husein, Achmad Fairuz Ibrahim, Faisol Mahmud Adam Irmawati Jasmine Diva Shafira Jenab Septiani, Siti Jenal Abidin, Jenal Joko Purnomo Kristina Barek Dohni Kurniawan, Renaldi Kusmiran, E. Lestari, I. Limbong, Butet Lintang sri lestari M. Islam Nasution M. Taufiq Hidayah Tanjung M.Kamil Ramma Oensyar Maghfiroh, Annisaul Maharani, Dita Tri Esti Manalu, Lisbet Octovia Marjaya Marjaya Maryam Maryam Masriah Mita Novitawaty Moh. Ainin Moh. Tohiri Habib Mohadib, Mohadib Mubarok, Diki Mubiin, Ajmal Nazirul Muhammad Syaifullah, Muhammad Muharri Muharri Muharri Muharri, Muharri MUKMIN Munawar, Endang Nailul Izzah Najma Syukriah Najwa, Shakira Nataniel Dengen Nayla Chairunnisa Nazirul Mubiin, Ajmal Neneng Nurjanah Neng Afiffah Nia Indah Purnamasari, Nia Indah Nida, Laily Norlaila Norlaila Nova Dwiyanti Novianti Setiawan, Marselina NOVITA SETIANTI Nur Hanifansyah Nur Syahidah Dharmawan, Syifa Nurkamilah, Andara Nuruddin, Nuruddin NURUL HIDAYAH Paramita, Nurhapsari Pradnya Perdana, Cuanda Mitra Prafanto, Anton Prawido Utomo Puspita, Nela Puspito, Toto Andri Putra, Brahma Eka Putra, Gubtha Mahendra Putri Rahma Dinda Rahma Suci Hidayanti Rahman Hasibuan Ramadhan, Muhammad Deri Ramon Zamora Refi Anjani Riadi, Akhmad Ridwan, Aa Rifki Mustofa Rizal Maulana, Rizal Romdani, Romdani Rudy Rudy Rustam, Tn. Sa'baniyah, Hanania Sabardiman, Ken Sabila Nurfitria Safari, Dede Muhtar Saifudin, Irfan Salim, Choirul Sani Mumtazah Saputra, Firman Cahaya Sari, Pusvyta Sarip, Moh. Setia Rini, Setia Setiasih, Gilda Titin Setiawan, Daniel Setiyanto, Bagus Adek Setyadi, Hario Jati Sidik, Achmad Silviati Silviati Sirait, Binsar Mangaratua Sirait, Rosana Junita Sofana Jannah, Anna Sofyan Sauri Hasibuan Sri Mulyati Sudarmanto, Fery Sutisna, M. Iqbal Sutisna, Muhammad Iqbal SYAIFUDIN, MOH. Syams, Mahmudah Syamsiar, Syamsiar Syamsuni Syaputera, Fauzan Nurhidayat Syarfuni Syarfuni Syarifaturrahmatullah, Syarifaturrahmatullah Tajul Arifin Taufikur Rohman Tobing, Fenina Adline Twince Triwahyuni, Nova Umar, Muh Rizqy Vetiana, Gautama Veri Wahyuni, Dedek Sri Wakhyudi, Yukhsan Wati Nurmaulida, Risma Widyadhana, Ainur Rizqi Wika Purbasari Wilailak, Wisetrat Yogaswara, Radite Yudha, Egi Komara Yusnita Handayani Zahra, Lutfia Zawawi, Moh Zein, Umar Najih Zidan Muhtadin Husni