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Arifin Fauzi Lubis
Universitas Islam Negeri Sumatera Utara
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Pengaruh Cash Holding, Nilai Perusahaan Dan Leverage Terhadap Income Smoothing Pada Perusahaan Manufaktur Sub Sektor Plastik Dan Kemasan Di Bursa Efek Indonesia (Bei) Tahun 2014-2018 Muhammadharris Suwandi; Fauzi Arif Lubis; Nurwani
Journal Research of Economic and Bussiness Vol. 1 No. 01 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (776.95 KB) | DOI: 10.55537/jreb.v1i01.93

Abstract

Abstract The purpose of this research was to examine the influence of cash holding, firm value, and leverage on income smoothing partially and simultaneously. The population of this research was 15 hotel, restaurant, and tourism companies listed in the Indonesia Stock Exchange in the period of 2014-2018 and samples of 6 companies by using purposive sampling technique. The data were processed by using multiple linear regression analysis. The result of the research showed that first, working capital had influence positive and significant on profitability. Secondly showed that liquidity had influence positive and significant on profitability. Thirdly showed that working capital and liquidity influence significant on profitability simultaneously.
Analisis Strategi Bertahan Usaha Kelompok Tani Kopi di Tengah Pandemi Covid-19:  Studi Kasus Kelompok Tani Binaan koperasi Buana Mandiri Dinda Delfi Permata Rambe; Fauzi Arif Lubis; Atika Atika
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 3 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1155.511 KB) | DOI: 10.47467/elmujtama.v2i3.1615

Abstract

This study aims to determine the survival strategy applied by the coffee farmer groups assisted by the Buana Mandiri cooperative in the midst of the covid-19 pandemic. The research method used is to use a descriptive descriptive qualitative methods of SWOT analysis. The results showed that the farmer groups assisted by the Buana Mandiri Cooperative did additional work and took advantage of the time apart from growing coffee by planting other crops. Based on the results of research using SWOT analysis, it was found that the farmer groups assisted by the Buana Mandiri Cooperative are in Quadrant I.. Under these conditions, the strategy that must be carried out is to support an aggressive growth policy (Growth Oriented Strategy), meaning that farmer groups are in prime condition so that it is very possible to continue to expand, achieve maximum progress, and increase growth. Keywords: Devensive Strategy, Coffe Farmer Groups, Covid-19 Pandemic, SWOT Analysys
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG DI BANK SYARIAH (STUDI KASUS PERSATUAN ISTRI TENTARA KOMPI SENAPAN C YONIF 126/KC RANTAUPRAPAT) Erna Sipahutar; Fauzi Arif Lubis; Wahyu Syarvina
Jurnal Trisna Riset Vol 3, No 2 (2022): Jurnal Trisna Riset
Publisher : STIE Trisna Negara OKU Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.334 KB) | DOI: 10.47232/trisnariset.v3i2.239

Abstract

The purpose of the study was to determine the effect of place factors, brand factors, economic factors and knowledge factors on interest in saving in Islamic banks. Quantitative research methods. Population 34 people persit. The technique of collecting data is by interviewing and distributing questionnaires. The data analysis technique used SPSS 25. The results: There is an influence of the place factor on the interest in saving in Islamic banks with a t count value of 2,469 > t table 2,048. There is an influence of brand factors on the interest in saving in Islamic banks with the value of t count (2.276) > t table (2.048). There is an influence of economic factors on the interest in saving in Islamic banks with a value of t count (2.506) > t table (2.276). There is an influence of knowledge factor on interest in saving in Islamic banks with a value of t count (0.611) < t table (2.276). Place factor, brand factor, economic factor and knowledge factor simultaneously affect the customer's decision, value 0.000 <0.05, Fcount 7.757 > 2.74.
Faktor-faktor yang Mempengaruhi Keputusan Pembelian (Studi Kasus : Kopi Janji Jiwa Setia Budi, Kec. Medan Selayang) Khairun Nisa; Fauzi Arif Lubis; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini tujuannya agar mengerti unsur-unsur yang jadi pengaruh keputusan pembelian produk Kopi Janji Jiwa Setia Budi. Penelitian ini menggunakan pendekatan kuantitatif dengan metodologi asosiatif. Teknik pengambilan sampel memakai insidental sampling dan prosedur pengumpulan data dengan mengirimkan kuesioner kepada 133 responden sebagai data primer. Analisis regresi linier berganda dipakai dalam proses analisis data. Sebab nilai Fhitung > Ftabel untuk uji F simultan ialah 18,878 > 2,29 dan nilai Sig juga lebih besar yakni 0,000 > 0,05 maka pilihan Ha disetujui. Oleh sebab itu, dapat disimpulkan bahwa Price, Service, Brand Image, Brand Trust, dan Brand Awareness semuanya berpengaruh besar terhadap keputusan pembelian konsumen Kopi Kopi Jiwa Setia Budi. Akar kuadrat dari koefisien determinasi (R2) ialah 0,726, ataupun 72,6%. Nilai koefisien determinasi menjelaskan bahwa variabel bebas Harga (X1), Pelayanan (X2), Citra Merek (X3), Kepercayaan Merek (X4), dan Kesadaran Merek (X5) mampu menjelaskan 72,6% dari variabel terikat , yakni keputusan pembelian pelanggan. Sisanya 27,4% dari varians dijelaskan oleh faktor-faktor yang tidak ada pada model penelitian ini.
Pengaruh dan Efektivitas Media Sosial pada Proses Pengumpulan Zakat, Infaq, dan Sedekah: Studi Kasus di Lembaga Amil Zakat Al-Washliyah Beramal (LAZ WASHAL)) Sumatera Utara Yusnita Ulfah Munthe; Fauzi Arif Lubis
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Along with the times, social media technology plays an important role in the development of human life. One of the important roles of social media is as a means of promotion. The high number of social media users makes social media a very influential and effective promotional tool for its users, including the North Sumatera Amil Zakat Foundation (LAZ WASHAL) which utilizes and uses social media as a means of promotion in collecting zakat, infaq and alms funds from donors or Muzakki. This writing aims to find out how the influence and effectiveness of social media on the process of collecting zakat, infaq and alms at LAZ WASHAL. The philosophy and value system about why this instruction was formed, the rationale and what it wants to achieve in the management of zakat, infaq and alms, namely wanting to help reduce poverty.
Analisis kesadaran Masyarakat Kota Binjai Tentang Pentingnya Asuransi Di PT Prudential Syariah Binjai Muhammad Naufal; Fauzi Arif Lubis
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini berfokus pada analisis kesadaran masyarakat kota Binjai tentang pentingnya asuransi di PT. Prudential Syariah Binjai. Tujuan penelitian adalah untuk memberikan kesadaran masyarakat kota Binjai akan pentingnyaasuransi syariah, karena produk yang diperoleh PT. Prudential Syariah Binjaisangat bermanfaat sekali yang dirasakan oleh masyarakat Kota Binjai. Dalam riset ini, memanfaatkan metode penelitian kualitatif dan dalam teknik mengumpulkan data melalui wawancara dan kajian studi kepustakaan. Maka dari itu, hasil penelitian yang diperoleh bahwa masyarakat di Kota Binjai sudah menyadari betapa pentingnya asuransi syariah bagi mereka, sebab manfaat dari asuransi itu sendiri yang mereka rasakan.
Implementasi Prinsip-Prinsip Dasar Asuransi Syariah pada PT Prudential Syariah Cabang Binjai Siska Junianti Br Perangin-angin; Fauzi Arif Lubis
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Prudential Sharia Branch Binjai is an Indonesia insurance company whose mission is to provide future welfare and health through varios product,including life and health insurance.The purpose of this study is to determine the basic principles of sharia insurance at PT. Prudential Sharia Binjai Branch.The qualitative research methodology used in this final theree includes surveys and interviews.Sharia insurance is an insurance is an insurance system based on islamic sharia in its service process and operation.Sharia comes from the provisions in the Qur’an ans as-sunnah.The emergence of sharia insurance in the Islamic world is based on the assumption that insurance states that existing insurance so far,namely convensional insurance contains many element: gharar,maisir,usury.This shariainsurance has principle that are firmly held,namely ta’awumu ‘ala al-birr wa al-taqwa (please help all of you in goodness and piety) and al-ta’min (feel of security).
ANALISIS MAQASHID SYARI’AH PADA KEBIJAKAN RESTRUKTURISASI DALAM MENGATASI PEMBIAYAAN BERMASALAH AKIBAT PANDEMI COVID 19 (STUDI KASUS BANK BTN SYARIAH MEDAN) Muallif Masyhuri; Azhari Akmal Tarigan; Fauzi Arif Lubis
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 2 │ 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v9i2.13387

Abstract

Abstract The provision of financing in Islamic banks always carries the risk of payment difficulties that occur in Islamic banks the same as conventional banks, causing financing problems. To overcome this problem, Islamic banking applies the same thing as conventional banks, namely financing restructuring in overcoming problem financing. In this study, the problem that occurred was the COVID-19 pandemic which caused the business and business sectors to experience market problems due to government regulations to keep themselves at home. So the bank, in this case Islamic banking, took action to answer the problem of non-performing financing by restructuring to save banking liquidity and also the finances of customers who had difficulty paying due to the covid 19 pandemic. This study used a qualitative approach using the Publish and Perish software tool to collect journal articles relevant to the purpose of this study. The collected articles were analyzed for content (content analysis) and analyzed with the maqashid shari'ah theory to see the suitability of saving problematic financing for customers and banks during the covid 19 period to achieve benefit for both. The findings in this study are that in improving the performance of banks in carrying out non-performing financing, banks must analyze social problems that occur to find solutions due to the Covid 19 Pandemic which causes economic problems that result in problematic financing. Keyword : maqashid shari'ah, restructuring, non-performing financing
Policy Strategy in Optimizing the Economy of Salt Farming Communities in North Sumatera and Aceh Fauzi Arif Lubis; Muhammad Arif
International Journal of Artificial Intelligence Research Vol 6, No 1.2 (2022)
Publisher : STMIK Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.2.460

Abstract

Many Indonesian people live in coastal areas in a country with a vast sea. However, unfortunately, the vastness of this sea does not cause Indonesia to become a salt exporting country. North Sumatra can still not produce salt optimally as an area with an enormous enough salt-producing potential. This study aims to analyze the policy strategies that need to be carried out to optimize the economy of salt farming communities in North Sumatra and Aceh. This research will use a qualitative approach. The data used in this study came from various interviews and literature studies. This study found a potential for salt production in North Sumatra and Aceh. However, unfortunately, this potential still cannot be optimized due to various factors. The government then provided training and assistance for salt farmers in North Sumatra and Aceh to increase the optimization of salt production in the two provinces.
Kontribusi Mahasiswa KKN 36 UINSU dalam Mengeskalasi Kualitas Desa Pantai Labu Baru, Kecamatan Pantai Labu, Kabupaten Deli Serdang Berbasis Agama, Pendidikan, Ekonomi, dan Informasi dan Teknologi Annisa Thaharah; Dira Azzahra Putri; Illiyyin Hanifah Maruhawa; Fauzi Arif Lubis
MODELING: Jurnal Program Studi PGMI Vol 9 No 4 (2022): Desember
Publisher : Program Studi PGMI Sekolah Tinggi Ilmu Tarbiyah Nahdlatul Ulama Al Hikmah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/modeling.v9i4.1252

Abstract

This devotional scientific article entitled "The Contribution of UINSU KKN-36 Students in Escalating the Quality of Pantai Labu Baru Village, Pantai Labu District, Deli Serdang Regency Based on Religion, Education, Economics, and Information and Technology" is a form of service activity carried out by 25 students from the Faculty of Social Sciences and the Faculty of Economics and Business at UINSU. In the service carried out, UINSU's KKN 36 emphasizes that the aspects used in this service must be continuous with 4 of the 8 bases that have been provided by the committee. Namely the basis of Religion, Education, Economics, and Information and Technology. This service was carried out for 31 days in Pantai Labu Baru Village, Pantai Labu District, Deli Serdang Regency. In this scientific journal article, UINSU's KKN-36 uses qualitative research methods in the process of data collection and research methods, namely by conducting field observations and describing activities or programs of group 36 KKN that have been implemented in Pantai Labu Baru Village.
Co-Authors Abror, Ruli ADELIA Adinda Rizki Fadilah Ahmad Fikri Ihsan Nasution Ahmad Habib Pinim ahmad syauqi, ahmad Aina, Nabila Izmi Aisha Alvia Aisyah Aisyah Alviana Sahrini Nasution Ananda Putri Azni Mtd Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Anisa Bella Saragih Annisa Hafizzah Hutabarat Annisa Namira Annisa Putri Annisa Thaharah Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Ardiansyah, Muhammad Rajab Ardina Khoirunnisa Harahap Ariska, Ayu Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Husna Asmaul Mutiah Atha, Muhammad Alwan atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Aulia, Adinda Putri Aulia, Syaikah Nabilah Ayu Ashara Harahap Ayu Lestari Ayunda Syapa Azra Ayyub Ramadhan Azahra, Alma Azara, Pira Azhari Akmal Tarigan Azmi Rinaldi Nasution Azmi, Raisa B. Syarbaini, Ahmad Muhaisin Bi Rahmani, Nur Ahmadi Boangmanalu, Farida Hanum Chadisa Rizky Ananda Chairani A Br Nasution Chanda Chansa Thelma Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Citra Pratiwi Daulay, Suci Cut Nurul Azizah Damayanti, Elvina Sari Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desfrida, Mardelia Desti Ramadayanti Dharma, Budi Dhita Lutfiah Dinda Delfi Permata Rambe Dira Azzahra Putri Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadhillah Lubis, Muhammad Arif Fadila, Sheila Fadillatunnisa Fadillatunnisa Fadya Hanin Fahani, Tania Azura Fajar Dwi Ramadhan Sipa Fajri, Muhammad Aulia Farhan, M. Hafiz Fatin, Diyanah Fitri Diani Fitri Yani Fitria Hanum Friska, Nur Rani Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap , Muhammad Ikhsan Harahap, Lesti Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hardian Aditya Mingka Hasanah Azizi Hasibuan, Reni Ria Armayani Hasibuan, Widiyani Hayani, Mifta Hayati, Fitri Hendra Harmain Hernita, Hernita Ihsan Nasution, Ahmad Fikri Ikhsan Harahap, Muhammad Ikhwansyah Isranuri Illiyyin Hanifah Maruhawa Imamah Khairiyah Imawanti, Yuki Dian Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Indradewa, Rhian Intan Kartika Putri Intan Sakina Br. Nasution Irham, Mawaddah Irma Rahmayani Marpaung Irma Yunita Irma Yunita Irna Permata Sari Ismu Hartarto Ismu Hartarto Julianto Isna Nurul Ain Isnaini Harahap Japakiya, Ismail Lutfi Juliana Nasution Kahfita Ardana Khadir, Abdul Khairani Khairani Khairina Tambunan Khairina Tambunan Khairiyah, Imamah Khairun Nisa Khairunnisa Azzahra Kholifah Kholifah Khotimah Nst, Husnul Kurnia Utami Pasi Laila Fitria Laksono Trisnantoro Larasati, Diah Larasati Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Lazuardi, Bayu Leli, Nur Liza Mutia Lubis, Chairunnisa Lubis, Siti Nurhaliza Lutfiah, Dhita M. Hizbullah Hasibuan M. Lathief Ilhamy Nasution M. Yasir Nasution M. Yusuf Manna Wassalwa Manna Wassalwa Marisa Situmorang Marliyah, Marliyah Marlya Fatira AK Maulidina Raseuky Mayasari Lubis Mifta Hayani MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Arif Muhammad Habibi Harahap Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yafiz Muhammad Yusuf Muhammadharris Suwandi Muhmmad Riduan Multamuddin Multamuddin Mutia, Frissai Gusminar Mutia, Liza Mutiara Sawitri Pane Mutthaqin, Muhammad Satrya Nabilahpurba, Nabilahpurba Nainggolan, Natasya Salsabila Namira, Annisa Nasution, Annio Indah Lestari Nasution, Ansor Nasution, Ferdi Dermawan Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Sonya Melinda Nawawi, M Iqbal Nelsi Agustina Siburian Niken Rahmadyah Nikira, Nikira Nila Rosdiana Ningsih, Sri Rahayu Novita Tanjung Nur Afria Nanda Safitri Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti, N Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Jannah Nurulfah Satria Dewi Nurwani Nurwani Nurwani Nurwani Nurwani, Nurwani Ongku Indramora Siregar Panisa Panisa Pasaribu, Zakiyah Khairani Pratista Andanitya Siregar Puspita, Nina Qamara, Lisa Rahmad Sahputra Tanjung rahmadani, mutia Rahmah Sari Lubis Rahmah, Dewi Chofifah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza, Rahmi Ramadhani, Tri Azmi Raseuky, Maulidina Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Ria Armayani Hasibuan, Reni Ridwan, Aldy Rifaldi Ahmad Nasution Rina Aldila Rina Fitriani Rita Anggaraini Ritonga, Salfianti Riziq Agsyah Roslinda Harahap Rukmana, Nadia Mayang Safrida Safrida Salsabilla Siagian Saparuddin Siregar Saparuddin Siregar Sarah, Fauziah Sari, Sekar Saskia, Dhea Ananda Sekar Sari Selfiani, Dwi Selvia Selvia Sembiring, Gita Kurnia Sari Septia Sakinah Rizki Utama Sholiha, Sintaini Fi Siagian, Salsabilla Silvia Handayani Siregar Silvia Retri Aldona Tampubolon Sintaini Fi Sholiha Siregar, Indah Kurniati Siregar, Rizki Kurnia Siregar, Suci Afria Sasty Siregar, Tarmiji Hamid Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Sitepu, Mhd Fadliq Ananta Siti Aisa Siti Nurhaliza Siti Saleha Sitompul, Siti Nur Aisah Sonya Melinda Nasution Sovianum, Sovianum sri sudiarti Suci Citra Pratiwi Daulay Suryani, Atika Syach Falah, Rifqi Syah, Dwiki Wardana Tamarindika Manja Putri Tambunan, Khairina Titis Budi Prihatin Tri Azmi Ramadhani Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Tuti Fitri Ani Siregar Ujung, Siti Khoiriyah Karina Wahyu Syarvina Widy Tri Sianuri Wulandari, Rika Y Yusrizal Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohana Ariska Putri Nasution Yuki Dian Imawanti Yuni, Ika Darma Yusnita Ulfah Munthe Yusuf Siregar, Andri Zahra, Annisa Zamzami Akromi Lubis Zulfa Aliyah