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Insurance in the Perspective of Islamic Law at PT Prudential Syariah Binjai Siti Saleha; Fauzi Arif Lubis
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.692

Abstract

In Indonesia, the majority of the population is Muslim. Therefore, product development with the existence of a new sharia insurance principle, namely sharia, is in great demand by the public because every program offered by sharia insurance services provides a guarantee against anything that is not desired by the community. . Like illness, accident, death and other things.
Faktor – Faktor Yang Mempengaruhi Permintaan Pasar Terhadap Bisnis Sewa Lapangan Olahraga Di Kota Medan Ismu Hartarto; Fauzi Arif Lubis
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v10i2.2568

Abstract

Sewa lapangan olahraga tentu saja banyak dibutuhkan oleh masyarakat terkhususnya pecinta olahraga, terlebih lagi pada olahraga futsal dan bulutangkis. Tentu saja hal ini mempengaruhi konsep permintaan pasar dalam bisnis sewa lapangan olahraga yang wajib memperhatikan tinggi rendahnya permintaan pasar dan permintaan di pasar itu berbeda-beda. Dilaksanakannya penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi bisnis sewa lapangan berdasarkan teori permintaan di Kota Medan. Faktor-faktor yang terpilih yaitu harga (X1), Lokasi (X2), Kepuasan Konsumen (X3). Penelitian ini menggunakan metode kuantitatif dengan memakai data dan angka yang diolah lagi menggunakan aplikasi SPSS 25 untuk menemukan hasil dan kesimpulan dari penelitian. Total sampel responden yang diambil sebanyak 55 orang sesuai dengan jumlah pemilik lapangan futsal dan bulutangkis di Kota Medan. Hasil penelitian menunjukkan bahwasanya seluruh faktor seperti harga, lokasi, dan kepuasan konsumen selalu berpengaruh terhadap permintaan pasar sewa lapangan olahraga. Kata kunci : Permintaan Pasar, Harga, Lokasi, Kepuasan Konsumen, Sewa
Analisis Sistem Klaim Asuransi Pertanian Persfektif Etika Bisnis Islam (Studi Pada Kelompok Tani di Kecamatan Kualuh selatan) Fajar Dwi Ramadhan Sipa; Fauzi Arif Lubis Fauzi Arif Lubis; Muhammad Syahbudi
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In general, the purpose of insurance for the agricultural sector is to provide protection or reimbursement against the risk of crop failure due to pests, diseases, or natural disasters. Currently the insurance business is not focused on life insurance, health insurance, or education insurance, but there is insurance for agriculture, namely rice farming insurance (autp). In Insurance, the insurance claim system is a method or method of paying compensation in the event of a loss in something that is insured, but the insurer has the right to determine how to pay compensation to the insured with the terms and mechanisms provided by the insured. However, the insurance business system offered by the insurer must be in accordance with Islamic business ethics as well as morality, containing concrete values and norms that guide and guide human life in all life. Ethics as a critical and rational reflection helps humans act freely, but can be held accountable. This study aims to analyze how the agricultural insurance compensation system works and whether the Claim System is in accordance with Islamic business ethics, a study of existing Lubung Desa farmer groups in Sei Dua Village, Kualuh Selatan District, using a qualitative research method.
Analisis Kinerja Underwriter Dalam Menentukan Calon Peserta pada Produk Dana Pensiun: Yuki Dian Imawanti; Fauzi Arif Lubis; Atika Atika
ManBiz: Journal of Management and Business Vol 2 No 1 (2023): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.349 KB) | DOI: 10.47467/manbiz.v2i1.1754

Abstract

Insurance is a series of processes related to the supply of services needed by the community in quality. The magnitude of the influence of insurance on the sustainability of a company also makes the insurance process a good risk control. Without good handling, the impact on performance will be very large. This study uses qualitative research. Qualitative research is research that emphasizes the aspect of in-depth understanding of a problem rather than looking at the problem for generalization research. Underwriter performance assessment is carried out by the company leadership by considering the results of meetings of superiors, staff groups, committee decisions, field reviews and subordinates or colleagues. : a. Quality of work b. Work quantity c. Reliable d. Cooperative work Keywords: AJB Bumiputera 1912, Pension Fund and Underwriter
Analisis Peran Undewriter Dalam Menyeleksi Risiko pada Produk Asuransi Kesehatan: Frissai Gusminar Mutia; Fauzi Arif Lubis; Wahyu Syarvina
ManBiz: Journal of Management and Business Vol 2 No 1 (2023): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (806.561 KB) | DOI: 10.47467/manbiz.v2i1.1801

Abstract

This study aims at the role of the underwriter in selecting the risk of health insurance products, knowing the obstacles encountered by the underwriter in selecting the risk and the solutions applied to overcome these obstacles, and knowing the underwriting process of group health insurance at AJB Bumiputera Medan. The type of research used is descriptive research, with a qualitative approach. The conclusions of this study briefly are: (1) Underwriters have an important role in insurance companies because underwriters determine whether the insurance coverage can be accommodated by the company or not. (2) Obstacles encountered by underwriters in selecting risks are the availability of incomplete participant data, previous experience data of the insured and prospective insured not providing the desired budget and benefits, while the solution is to contact the agent concerned to obtain additional information needed by the underwriter, apply analysis to groups of prospective insurance participants as new participants, and provide standard premium rates and benefits. (3) The underwriting process begins when marketing applies for SPPA until the issuance of the policy. Keywords: Underwriting, Underwriter, Group Health Insurance
Pengaruh Cash Holding, Nilai Perusahaan Dan Leverage Terhadap Income Smoothing Pada Perusahaan Manufaktur Sub Sektor Plastik Dan Kemasan Di Bursa Efek Indonesia (Bei) Tahun 2014-2018 Muhammadharris Suwandi; Fauzi Arif Lubis; Nurwani
Journal Research of Economic and Bussiness Vol. 1 No. 01 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (776.95 KB) | DOI: 10.55537/jreb.v1i01.93

Abstract

Abstract The purpose of this research was to examine the influence of cash holding, firm value, and leverage on income smoothing partially and simultaneously. The population of this research was 15 hotel, restaurant, and tourism companies listed in the Indonesia Stock Exchange in the period of 2014-2018 and samples of 6 companies by using purposive sampling technique. The data were processed by using multiple linear regression analysis. The result of the research showed that first, working capital had influence positive and significant on profitability. Secondly showed that liquidity had influence positive and significant on profitability. Thirdly showed that working capital and liquidity influence significant on profitability simultaneously.
Analisis Strategi Bertahan Usaha Kelompok Tani Kopi di Tengah Pandemi Covid-19:  Studi Kasus Kelompok Tani Binaan koperasi Buana Mandiri Dinda Delfi Permata Rambe; Fauzi Arif Lubis; Atika Atika
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 3 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1155.511 KB) | DOI: 10.47467/elmujtama.v2i3.1615

Abstract

This study aims to determine the survival strategy applied by the coffee farmer groups assisted by the Buana Mandiri cooperative in the midst of the covid-19 pandemic. The research method used is to use a descriptive descriptive qualitative methods of SWOT analysis. The results showed that the farmer groups assisted by the Buana Mandiri Cooperative did additional work and took advantage of the time apart from growing coffee by planting other crops. Based on the results of research using SWOT analysis, it was found that the farmer groups assisted by the Buana Mandiri Cooperative are in Quadrant I.. Under these conditions, the strategy that must be carried out is to support an aggressive growth policy (Growth Oriented Strategy), meaning that farmer groups are in prime condition so that it is very possible to continue to expand, achieve maximum progress, and increase growth. Keywords: Devensive Strategy, Coffe Farmer Groups, Covid-19 Pandemic, SWOT Analysys
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG DI BANK SYARIAH (STUDI KASUS PERSATUAN ISTRI TENTARA KOMPI SENAPAN C YONIF 126/KC RANTAUPRAPAT) Erna Sipahutar; Fauzi Arif Lubis; Wahyu Syarvina
Jurnal Trisna Riset Vol 3, No 2 (2022): Jurnal Trisna Riset
Publisher : STIE Trisna Negara OKU Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.334 KB) | DOI: 10.47232/trisnariset.v3i2.239

Abstract

The purpose of the study was to determine the effect of place factors, brand factors, economic factors and knowledge factors on interest in saving in Islamic banks. Quantitative research methods. Population 34 people persit. The technique of collecting data is by interviewing and distributing questionnaires. The data analysis technique used SPSS 25. The results: There is an influence of the place factor on the interest in saving in Islamic banks with a t count value of 2,469 > t table 2,048. There is an influence of brand factors on the interest in saving in Islamic banks with the value of t count (2.276) > t table (2.048). There is an influence of economic factors on the interest in saving in Islamic banks with a value of t count (2.506) > t table (2.276). There is an influence of knowledge factor on interest in saving in Islamic banks with a value of t count (0.611) < t table (2.276). Place factor, brand factor, economic factor and knowledge factor simultaneously affect the customer's decision, value 0.000 <0.05, Fcount 7.757 > 2.74.
Faktor-faktor yang Mempengaruhi Keputusan Pembelian (Studi Kasus : Kopi Janji Jiwa Setia Budi, Kec. Medan Selayang) Khairun Nisa; Fauzi Arif Lubis; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini tujuannya agar mengerti unsur-unsur yang jadi pengaruh keputusan pembelian produk Kopi Janji Jiwa Setia Budi. Penelitian ini menggunakan pendekatan kuantitatif dengan metodologi asosiatif. Teknik pengambilan sampel memakai insidental sampling dan prosedur pengumpulan data dengan mengirimkan kuesioner kepada 133 responden sebagai data primer. Analisis regresi linier berganda dipakai dalam proses analisis data. Sebab nilai Fhitung > Ftabel untuk uji F simultan ialah 18,878 > 2,29 dan nilai Sig juga lebih besar yakni 0,000 > 0,05 maka pilihan Ha disetujui. Oleh sebab itu, dapat disimpulkan bahwa Price, Service, Brand Image, Brand Trust, dan Brand Awareness semuanya berpengaruh besar terhadap keputusan pembelian konsumen Kopi Kopi Jiwa Setia Budi. Akar kuadrat dari koefisien determinasi (R2) ialah 0,726, ataupun 72,6%. Nilai koefisien determinasi menjelaskan bahwa variabel bebas Harga (X1), Pelayanan (X2), Citra Merek (X3), Kepercayaan Merek (X4), dan Kesadaran Merek (X5) mampu menjelaskan 72,6% dari variabel terikat , yakni keputusan pembelian pelanggan. Sisanya 27,4% dari varians dijelaskan oleh faktor-faktor yang tidak ada pada model penelitian ini.
Pengaruh dan Efektivitas Media Sosial pada Proses Pengumpulan Zakat, Infaq, dan Sedekah: Studi Kasus di Lembaga Amil Zakat Al-Washliyah Beramal (LAZ WASHAL)) Sumatera Utara Yusnita Ulfah Munthe; Fauzi Arif Lubis
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Along with the times, social media technology plays an important role in the development of human life. One of the important roles of social media is as a means of promotion. The high number of social media users makes social media a very influential and effective promotional tool for its users, including the North Sumatera Amil Zakat Foundation (LAZ WASHAL) which utilizes and uses social media as a means of promotion in collecting zakat, infaq and alms funds from donors or Muzakki. This writing aims to find out how the influence and effectiveness of social media on the process of collecting zakat, infaq and alms at LAZ WASHAL. The philosophy and value system about why this instruction was formed, the rationale and what it wants to achieve in the management of zakat, infaq and alms, namely wanting to help reduce poverty.
Co-Authors Abror, Ruli ADELIA Adinda Rizki Fadilah Ahmad Fikri Ihsan Nasution Ahmad Habib Pinim ahmad syauqi, ahmad Aina, Nabila Izmi Aisha Alvia Aisyah Aisyah Alviana Sahrini Nasution Ananda Putri Azni Mtd Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Anisa Bella Saragih Annisa Hafizzah Hutabarat Annisa Namira Annisa Putri Annisa Thaharah Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Ardiansyah, Muhammad Rajab Ardina Khoirunnisa Harahap Ariska, Ayu Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Husna Asmaul Mutiah Atha, Muhammad Alwan atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Aulia, Adinda Putri Aulia, Syaikah Nabilah Ayu Ashara Harahap Ayu Lestari Ayunda Syapa Azra Ayyub Ramadhan Azahra, Alma Azara, Pira Azhari Akmal Tarigan Azmi Rinaldi Nasution Azmi, Raisa B. Syarbaini, Ahmad Muhaisin Bi Rahmani, Nur Ahmadi Boangmanalu, Farida Hanum Chadisa Rizky Ananda Chairani A Br Nasution Chanda Chansa Thelma Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Citra Pratiwi Daulay, Suci Cut Nurul Azizah Damayanti, Elvina Sari Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desti Ramadayanti Dharma, Budi Dhita Lutfiah Dinda Delfi Permata Rambe Dira Azzahra Putri Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadhillah Lubis, Muhammad Arif Fadila, Sheila Fadillatunnisa Fadillatunnisa Fadya Hanin Fahani, Tania Azura Fajar Dwi Ramadhan Sipa Fajri, Muhammad Aulia Farhan, M. Hafiz Fatin, Diyanah Fitri Diani Fitri Yani Fitria Hanum Friska, Nur Rani Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap , Muhammad Ikhsan Harahap, Lesti Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hardian Aditya Mingka Hasanah Azizi Hasibuan, Reni Ria Armayani Hasibuan, Widiyani Hayani, Mifta Hayati, Fitri Hendra Harmain Hernita, Hernita Ihsan Nasution, Ahmad Fikri Ikhsan Harahap, Muhammad Ikhwansyah Isranuri Illiyyin Hanifah Maruhawa Imamah Khairiyah Imawanti, Yuki Dian Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Intan Sakina Br. Nasution Irham, Mawaddah Irma Rahmayani Marpaung Irma Yunita Irma Yunita Irna Permata Sari Ismu Hartarto Ismu Hartarto Julianto Isna Nurul Ain Isnaini Harahap Japakiya, Ismail Lutfi Juliana Nasution Kahfita Ardana Khadir, Abdul Khairani Khairani Khairina Tambunan Khairina Tambunan Khairiyah, Imamah Khairun Nisa Khairunnisa Azzahra Kholifah Kholifah Khotimah Nst, Husnul Kurnia Utami Pasi Laila Fitria Laksono Trisnantoro Larasati, Diah Larasati Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Lazuardi, Bayu Leli, Nur Liza Mutia Lubis, Chairunnisa Lubis, Siti Nurhaliza Lutfiah, Dhita M. Hizbullah Hasibuan M. Lathief Ilhamy Nasution M. Yasir Nasution M. Yusuf Manna Wassalwa Manna Wassalwa Mardelia - Desfrida Marliyah, Marliyah Marlya Fatira AK Maulidina Raseuky Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yusuf Muhammadharris Suwandi Muhmmad Riduan Multamuddin Multamuddin Mutia, Frissai Gusminar Mutia, Liza Mutiara Sawitri Pane Mutthaqin, Muhammad Satrya Nabilahpurba, Nabilahpurba Nainggolan, Natasya Salsabila Namira, Annisa Nasution, Annio Indah Lestari Nasution, Ansor Nasution, Ferdi Dermawan Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Sonya Melinda Nawawi, M Iqbal Nelsi Agustina Siburian Niken Rahmadyah Nikira, Nikira Nila Rosdiana Ningsih, Sri Rahayu Novita Tanjung NUR AHMADI BI RAHMANI Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti, N Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Jannah Nurulfah Satria Dewi Nurwani Nurwani Nurwani, Nurwani Ongku Indramora Siregar Pasaribu, Zakiyah Khairani Pratista Andanitya Siregar Puspita, Nina Qamara, Lisa Rahmad Sahputra Tanjung rahmadani, mutia Rahmah Sari Lubis Rahmah, Dewi Chofifah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza, Rahmi Ramadhani, Tri Azmi Raseuky, Maulidina Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Ria Armayani Hasibuan, Reni Ridwan, Aldy Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Roslinda Harahap Rukmana, Nadia Mayang Salsabilla Siagian Saparuddin Siregar Saparuddin Siregar Sarah, Fauziah Sari, Sekar Saskia, Dhea Ananda Sekar Sari Selfiani, Dwi Selvia Selvia Sembiring, Gita Kurnia Sari Septia Sakinah Rizki Utama Sholiha, Sintaini Fi Siagian, Salsabilla Silvia Handayani Siregar Silvia Retri Aldona Tampubolon Sintaini Fi Sholiha Siregar, Indah Kurniati Siregar, Rizki Kurnia Siregar, Suci Afria Sasty Siregar, Tarmiji Hamid Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Sitepu, Mhd Fadliq Ananta Siti Aisa Siti Nurhaliza Siti Saleha Sitompul, Siti Nur Aisah Sonya Melinda Nasution Sovianum, Sovianum Suci Citra Pratiwi Daulay Suryani, Atika Syach Falah, Rifqi Syah, Dwiki Wardana Tamarindika Manja Putri Tambunan, Khairina Titis Budi Prihatin Tri Azmi Ramadhani Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Tuti Fitri Ani Siregar Ujung, Siti Khoiriyah Karina Wahyu Syarvina Widy Tri Sianuri Wulandari, Rika Y Yusrizal YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohana Ariska Putri Nasution Yuki Dian Imawanti Yuni, Ika Darma Yusnita Ulfah Munthe Yusuf Siregar, Andri Zahra, Annisa Zamzami Akromi Lubis Zulfa Aliyah