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MODEL LITERASI KEUANGAN DALAM MENINGKATKAN KINERJA USAHA SEKTOR UMKM (STUDI PELAKU UMKM JAWA TIMUR) Nugroho, Agung; Mukhlis, Imam; Rokhmani, Lisa; Hidayat, Rachmad
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13, No 1 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i1.11392

Abstract

Literasi keuangan terbukti menjadi prediktor signifikan terhadap pertumbuhan penjualan, pertumbuhan laba, dan kinerja bisnis UMKM secara keseluruhan. Namun variabel kontrol seperti gender, pendidikan, dan pengalaman tidak memberikan peran penting dalam hubungan antara literasi keuangan dan peningkatan kinerja bisnis UMKM. Penelitian ini melibatkan responden sebanyak 400 responden yang tersebar di Provinsi Jawa Timur yang terdiri dari berbagai sektor UMKM. Metode yang digunakan adalah Structural Equation Model – Partial Least Square (SEM-PLS) dengan tujuan untuk menguji dan mengestimasi secara simultan hubungan antara variabel eksogen dan endogen multiple dengan banyak factor. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan (T = 5.371, p value 0,000) terhadap daya saing UMKM dan digitalisasi manajeme beperngaruh positif dan signifikan terhadap (T = 16.093, p value 0,000). Beberapa hal yang bisa dilakukan untuk meningkatkan daya saing UMKM di Provinsi Jawa Timur adalah menyasar aspek lanjutan, peningkatan kesadaran, fasilitasi akses teknologi, pendampingan teknologi, analisis data usaha, integrasi platform digital, penguatan jejaring usaha, dan penerapan model bisnis berkelanjutan
Kebijakan Pemerintah Indonesia Bagi Stabilitas Perekonomian Pada Saat Covid-19 Na'ima, Akbarti; Imam Mukhlis; Sugeng Hadi Utomo
Transformasi: Journal of Economics and Business Management Vol. 1 No. 4 (2022): December: Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v1i4.237

Abstract

At the end of 2019 towards the beginning of 2020, the world was shaken by a virus known as Coronavirus Disease (covid-19). The Covid-19 pandemic began in the city of Wuhan, Hubei Province, China and then spread to 200 countries, impacting various sectors of the global economy. Fighting this virus requires strategies and policies to regulate the economy. This article describes the Indonesian Government's Policy for Preeconomic Stability During Covid-19. The research method used is descriptive qualitative in the form of literature studies or what is known as review literature. The results of this study show that although various policies carried out by the Indonesian government are appropriate, in their implementation, further steps are still needed to maintain the stability of the Indonesian economy.
Konsep Tasawuf dan Psikoterapi dalam Islam Mukhlis, Imam; Munir , Muhammad Syahrul
Spiritualita Vol. 7 No. 1 (2023)
Publisher : Prodi Tasawuf dan Psikoterapi Fakultas Usluhuddin dan Dakwah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/spiritualita.v7i1.1017

Abstract

Tasawuf menawarkan sebuah pendekatan baru terhadap problem-problem psikologis, yaitu untuk memberikan solusi yang menjadi tujuan utama daripada diskursus psikoterapi. Oleh karena itu tasawuf sangat penting terhadap solusi-solusi spiritual berkenaan dengan masalah kejiwaan. Hal ini kemudian menyebabkan munculnya studi tasawuf psikoterapi di Lembaga-lembaga Pendidikan, khususnya di Indonesia. Manusia dikenal sebagai homo religiosus, yakni manusia tidak akan bisa terpisah dari agama, Keadaan manusia yang selalu tak lepas dari agama, di mana pun itu, meniscayakan keterikatan agama dan kondisi psikologis manusia. Agama, sebagai subjek, menjadikan jiwa manusia sebagai salah satu objeknya. Di sinilah agama dan psikologi bersimpangan. Teori asal usul tasawuf bersumber dari ajaran Islam. Semua praktek dalam kehidupan para tokoh-tokoh sufi dalam membersihkan jiwa mereka untuk mendekatkan diri pada Allah mempunyai dasar-dasar yang kuat baik dalam al-Qur’an maupun as-Sunnah. Teori-teori mereka tentang tahapan-tahapan menuju Allah (maqomat) seperti taubat, syukur, shabar, tawakal, ridha, takwa, zuhud, wara’ dan ikhlas, atau pengamalan batin yang mereka alami (ahwal) seperti cinta, rindu, intim, raja dan khauf, kesemuanya itu bersumber dari ajaran Islam. Istilah psikoterapi (psychotherapy) mempunyai pengertian cukup banyak dan kabur, terutama karena istilah tersebut digunakan dalam berbagai bidang operasional ilmu empiris seperti psikiatri, psikologi, bimbingan dan penyuluhan (Guidance and Counseling), Kerja Sosial (Case Work), Pendidikan dan Ilmu Agama. persoalan yang ditangani oleh psikoterapis barat menyangkut masalah-masalah yang bersifat fisiologis- emosional-kognitif-behavioral-sosial. Meskipun jangkauannya bervariasi, seringkali konotasi menjadi sempit, yaitu hanya mengarah kepada suatu usaha dalam proses penyembuhan, menghilangkan persoalan dan gangguan. Sedangkan, Psikoterapi Islam adalah proses pengobatan dan penyembuhan suatu penyakit, baik mental, spiritual, moral maupun fisik dengan melalui bimbingan Al-Qur’an dan As-Sunnah. tasawuf psikoterapi adalah suatu pendekatan dengan corak tasawuf, kepada proses pengobatan isu-isu kejiwaan dengan cara-cara psikologis klinis non-medis (tanpa obat-obatan). Tasawuf psikoterapi merupakan reaksi Islam terhadap isu-isu kejiwaan, dan merupakan corak islami dalam ilmu kejiwaan.
Time Management in Academic Activities of Full Time Working Students Hardiningrum, Iing Sri; Mukhlis, Imam
Asian Journal of Management Analytics Vol. 2 No. 4 (2023): October 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v2i4.7107

Abstract

Study This aim for now management management time on activities academic student worker full time. Study This use approach qualitative descriptive. Data collection techniques in research This use observation, interviews and documentation. Study This conducted at Kadiri Islamic University Kediri with amount sample of 45 respondents. Research result This show that Most student Not yet capable carry out management management time with good and partial Again Already capable carry out management management time with good.
Export-Based MSME Internationalization Development Strategy: Digital Marketing and Digital Leadership in Indonesia Mala , Iva Khoiril; Mukhlis, Imam; Fulgentinus Danardana Murwani; Choirul Anam
Asian Journal of Management Analytics Vol. 3 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v3i2.8674

Abstract

This research aims to investigate export-based MSME development strategies with a focus on the role of digital marketing and digital leadership in Indonesia. The research method used is in-depth interviews with SMEs owners who have succeeded in developing their export markets using digital platforms. The research results show that using digital marketing, such as social media and search engine optimization, is very important to increase the visibility and competitiveness of SMEs in the global market. Digital leadership from SMEs owners also plays a key role in driving innovation and adaptation to global market changes. These findings have important implications for SMEs owners and other stakeholders in developing effective strategies to face challenges and exploit opportunities in export market expansion.
Analysis of The Development of A Sustainable Business Model For Horticultural Agriculture : (Study at SMK Negeri 1 Trowulan) Indah K, Luluk Nur; Imam Mukhlis; Hadi Sumarsono
International Journal of Technology and Education Research Vol. 3 No. 03 (2025): July - September, International Journal of Technology and Education Research (
Publisher : International journal of technology and education research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijeter.v3i03.2130

Abstract

This study aims to analyze the Development of a Sustainable Business Model for Horticultural Agriculture at SMK Negeri 1 Trowulan. Indonesia has abundant natural resources and high biodiversity. One of the reasons Indonesia is considered an agrarian country is because the agricultural sector is one of the leading sectors in its economy. Vocational education has undergone significant transformation through various episodes of Merdeka Belajar (Freedom to Learn) initiatives launched by the Minister of National Education and Technology Research, Mr. Nadim Makarim. These programs are based on the goal of ‘Link and Match’ between the Business, Industry, and Work World (DUDIKA) and vocational education institutions, including Vocational High Schools (SMK) and Vocational Higher Education Institutions. One of the Merdeka Belajar episodes is the SMK PK (Center of Excellence) program in episode 8. Agribusiness in Food Crops and Horticulture (ATPH) is one of the skill packages at SMK Negeri 1 Trowulan. The ATPH skill package continuously and consistently conducts theoretical and practical learning that creates an engaging learning environment, is favored by students, eagerly awaited hour by hour, and leaves a deep impression on all students. The qualitative research method with a case study approach was chosen because it aligns with the research objective, which is to understand how the sustainable business model for horticultural agriculture is developing at SMKN 1 Trowulan. The school can begin developing more practical marketing systems, such as utilizing online platforms and scaling up commodity production. Students can begin to actively participate in large-scale production development, enabling them to delve deeper into business models for entrepreneurship. This prepares them to engage in agricultural entrepreneurship upon graduation, particularly in horticultural commodities. The strengths and weaknesses of the best strategy for developing student entrepreneurship business models at vocational schools must be considered. Implementing the Business-to-Consumer (B2C) model involves components such as students, schools, partners, communities, and families. Its implementation begins with students learning agricultural practices on a small scale using school land (during the first year of study) with guidance from teachers and partners
SWOT ANALYSIS IN THE MARKETING STRATEGY OF THE EDUCATIONAL TOURISM VILLAGE DURING PANDEMIC COVID-19 Dharma, Buyung Adi; Mukhlis, Imam; Zagladi, Arief Noviarakhman
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v4i2.269

Abstract

The purpose of this study was to determine the right strategy for marketing the educational tourism village in Kampung inggris Pare. Data analysis in this study used descriptive qualitative methods with case studies. Data sources were obtained from observation, interviews with 5 informants from Kampung Inggris Pare, and documentation in the form of photos and voice recordings. Checking the validity of the data using triangulation of sources and triangulation techniques. This research resulted in 3 conclusions, including: (1) Strengths for Kampung Inggris Pare: (1) The strengths of Kampung Inggris Pare consist of the low cost of living, comfortable learning atmosphere equipped with facilities from the institution, and health insurance for all elements of Kampung Inggris Pare. Then some weaknesses of Kampung Inggris Pare include the tight learning hours, less maintained environment at some points, and less efficient access to Kampung Inggris Pare. (2) The most potential opportunities for Kampung Inggris Pare include the number of fresh graduates, the recommendation of Kampung Inggris Pare alumni, and the potential arrival of students as a result of extensive promotion. As well as threats that can have an impact on Kampung Inggris Pare consist as the ongoing COVID-19 pandemic, the existence of restrictions by the government, and the lack of holiday time for prospective students of Kampung Inggris Pare. (3) The strategic position based on the SWOT Diagram is in quadrant 1, which means that Kampung Inggris Pare can use an aggressive strategy with the results of the SWOT Matrix in the SO (Strengths-Opportunity) position. These strategies include utilizing alumni in promotional media by displaying the advantages of Kampung Inggris Pare, adding vaccination activities and health facilities, as well as promotions in the form of discounts and free products for fresh graduates who come to Kampung Inggris Pare
Exploring Ethnomethodology: A New Framework for Analyzing Human Resource Practices Kurniawan, Fajar Azmi; Mukhlis, Imam; Zagladi, Arief Noviarakhman; Pyng, How Shwu
Jurnal Pendidikan Humaniora Vol 12, No 2: JUNE 2024
Publisher : Pascasarjana UM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um011v12i22024p105-118

Abstract

This article presents a literature study that examines the use of ethnomethodology as an approach in qualitative research, specifically within the context of human resource management (HRM). Employing the Systematic Literature Review (SLR) method, this study explores, identifies, investigates, evaluates, and interprets existing research to uncover how ethnomethodology addresses challenges in HRM. The findings reveal that ethnomethodology offers a valuable lens for understanding complex issues within HRM by analyzing the everyday interactions and practices of individuals in the workplace. This approach enables researchers to uncover underlying problems in HRM and provides insights that can inform strategies for problem-solving. By highlighting the actions and knowledge of actors within organizations, ethnomethodology contributes to a deeper understanding of HRM dynamics, facilitating evidence-based solutions to improve management practices
MEDIA AS A SOCIAL CONTRACT: DA’WAH RELATION AND MASS MOBILZATION 2016-2019 Mukhlis, Imam
QAULAN: Journal of Islamic Communication Vol. 2 No. 1 (2021): Journal of Islamic Communication
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (279.228 KB) | DOI: 10.21154/qaulan.v2i1.2951

Abstract

Kasus terduga penistaan agama yang dilakukan oleh bapak Ahok pada tahun 2016 menjadi berita terpopuler sepanjang masa di era digital ini. Kasus tersebutpun berbuntut panjang serta minimbulkan pro dan kontra dikalangan masyarakat, terutama dikalangan umat Islam. Terlebih lagi, aksi aksi turun jalan yang dilakukan oleh sebagian ormas Islam dituding telah ditunggangi oleh kepentingan politik tertentu. Segala upaya dilakukan oleh para aktivis agama tersebut untuk memproses Ahok secara hokum, salah satunya adalah penyeruan jihad amar ma’ruf nahi munkar dengan memanfaatkan beberapa media digital yang ada.Dalam penulisan ilmiah ini, penulis menggunakan beberapa teori pendekatan (Mix teori) diantaranya adalah teori sosiologi, dakwah dan media sebagai kontruksi sosial dalam penentu tindakan kolektif yang ada ketika aksi bela al qur’an 2016-2019. Pemanfaatan media untuk memobilasi masa dinilai sebagai strategi yang signifikan untuk menumbuhkan rasa solidaritas sosial yang berbuntuk pada aksi masal 2016-2019.Penjebaran penulisan menggunakan deskriptif kualitatif. Artinya menggambarkan realitas yang ada dengan narasi cerita/ mendeskripsikan. Berdasarkan hasil temuan dilapangan, peneliti menemukan beberapa point penting dalam tulisan ini, diantaranya adalah: Media mempunyai peranan yang penting sebagai alat untuk penunjang dakwah. Yang kedua, adanya dunia digital secara tidak langsung akan membentuk komunitas virtual yang tidak menutup kemungkinan adanya rasa solidaritas sosial.
Analysis of The Effect of Entrepreneurial Literacy And Personal Characteristics On Innovative Capability Through Entrepreneurial Inspiration As A Mediating Variable Sukarsih; Nasikh; Imam Mukhlis
International Journal of Business and Quality Research Vol. 3 No. 04 (2025): October - December, International Journal of Business and Quality Research (IJ
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v3i04.2343

Abstract

This study aims to analyze the effect of entrepreneurial literacy and personal characteristics on innovative ability with entrepreneurial inspiration as a mediating variable in 11th grade students at State Vocational High Schools (SMKN) in Mojokerto Regency. A quantitative approach was used with a survey method through the distribution of questionnaires to 350 respondents selected proportionally. Data analysis was performed using the Partial Least Square Structural Equation Modeling (PLS-SEM) technique. The results showed that entrepreneurial literacy had a significant positive effect on innovative ability and entrepreneurial inspiration. Personal characteristics were also found to influence innovative ability and had a stronger effect on entrepreneurial inspiration than entrepreneurial literacy. Furthermore, entrepreneurial inspiration has a significant positive effect on innovative ability and is proven to mediate the influence of entrepreneurial literacy and personal characteristics on innovative ability. The mediation that occurs is partial, which means that entrepreneurial literacy and personal characteristics still have a direct effect on innovative ability, but this effect is strengthened through entrepreneurial inspiration. These findings indicate that developing the innovative abilities of vocational high school students requires not only improving their entrepreneurial knowledge, but also shaping their personal character and creating inspiring learning experiences. The practical implications of this study are the need for schools to strengthen practice-based curricula and build a supportive entrepreneurial ecosystem; teachers playing an active role as facilitators capable of fostering inspiration; and policy makers supporting entrepreneurial education programs that are integrated with the business and industrial world. Thus, this study contributes to strengthening theoretical and practical understanding of the relationship between entrepreneurial literacy, personal characteristics, entrepreneurial inspiration, and innovative abilities in vocational school students.
Co-Authors Abdul Hadi Abdul Halim Achmad Ali Said Achmad Mamduh Achmad Murdiono Ade Setia Pratama Adelia Rahma Aditya Nirwana Afif Nur Rahmadi, Afif Nur Agel Cahyo Putro Aguk Triyanto Agung Haryono Agung Nugroho Agus Hermawan Agussalim Agussalim Ahmad Fawaiq Suwanan Aji Prasojo Akbarti Na'ima Alya Rachma Fadhillah Ana Dhaoud Daroin Anggun Satriani Anggun Yuli Wijaya Anita Sumelvia Dewi Annisya Annisya’ Arief Noviarakhman Zagladi Arik Wulandari Ashif Chumaida Sari Astri Ibadiyah Betari Putri Pavita Budi Eko Soetjipto Budi Utami Budi Utami Buyung Adi Dharma Cahayati, Nila Choirul Anam Choirus Saadah Chusnul Chotimah Damis Veri Budianto Danar Ezrananda Danardana Murwani Danardana Murwani Danardana Murwani Danardana Murwani, Fulgentius Davied Radhika Saputra Dedy Saputra Delta Ananda Arga Putra Deni Andrean Deni Andrean desi kristanti, desi Desy Eka Agustina Dewi Nurjannah Dewi Wulan Sari Dewi, Velina Sari Dewinda Anggi Putri Setiawan Dhiah Fitrayati Diana Ambarwati Didin Elok Parastiti Dwi Annissa CRB Dwi Wulandari Dyah Arini Rudhiningtyas Dzaki Alfarrez, Muhammad Edi Murdiyanto Eka Ramadanti Elfiya Yetti Ellyana Indriani Wulandari Elmira Mufliha Camila Endang Miftaqul K Endang Sri Andayani Ermita Yusida Erna Retno Rahadjeng Erwin Syahputra Esy Nur Aisyah Fadali Rahman Fajar Azmi Kurniawan, Fajar Azmi Farida Rahmawati Farida Styaningrum Fathonah, Sastiana Mandasari Fauji, Diah Ayu Septi Fidelis Dwi Putra Santoso Fitriyah Fitriyah Fuat’dah, Devit Anisatul Fulgentius Danardana Murwani GLADY OLINE Grisvia Agustin Gulo, Feberlian Elisabeth GUNARTIN, GUNARTIN Hadi Sumarsono Hamdana Hamdana Handoko, Elvanda Satria Pratama Handri Dian Wahyudi Hardiningrum, Iing Sri Hari Wahyono Helmi Abidin Heri Pratikto Herman Herman Herman Hesti, Mirna Shofa Hidayat, Moh. Nurul Huda, Muhammad Rifqi Mafatikhul Inayati Nuraini Dwiputri Indah K, Luluk Nur Ismayantika Dyah Puspasari Isnawati Hidayah Iva Chandraningtyas Iva Khoiril Mala Ivan armawan Joko Setiyo Karolus Suban Waikelak Kespandiar, Tengku Kinanti, Sekar Ayu Kuntum Kinanthi Lawi, Ansarullah Linda Seprillina Lisa Rokhmani Lustina Fajar Prastiwi Lutfi M Dayat M. Ansyar Bora M. Fahrizal Hasibuan Magistyo Purboyo Priambodo Mahmud Mahmud Mala , Iva Khoiril Maretasari, Rina Markhamah, Siti Martha Hendrati, Ignatia Martin Maulidia, Rina Melany, Melany Moch. Wahyu Widodo Moh. Hefni Munawar Muh. Irshan Sachrir Muhammad Hariri Muhammad Irfanul Hakim Zain Muhammad Sulhan Mukti, Teguh Lingga Munandar Munandar Munda Rahma Dana Munir , Muhammad Syahrul Na'ima, Akbarti Nahdi, Moehammad Robith Nasikh Ni'matul Istiqomah Nila Cahayati Nizar Nasution, Aqil Nugrahaningtyas, Andien Nugroho, Agung Nur Anita Yunikawati Nuraini, Fariha Nuril Aulia Munawaroh Nursabrina, Zata Yumni Subhati NURUL AZIZAH Nurul Faizah Nurul Hildha Afifa Ozlem Sokmen Gurcam Özlem Sökmen Gürçam Pambudy, Akhlis Priya Parawansah, Rosa Indah Phousith Phongsavath Prihatini, Hikmah Tri Puji Handayati Putra Hilmi Prayitno Putri, Salsabilla Pyng, How Shwu Qofifah, Salmaa Nur Qurrota Ayun Qurrotu Ayniy Rachmad Hidayat Rachmad Ilham Rafikhein Novia Ayuanti Rahawarin, Fazlur Rahman Rahman, Fadali Rahmayanti, Dhita Aulia Ratna Mitasari Refo Putra S Refo Putraseto Regina Trisuci Rahmadani Reinanda Putri Reza Lainatul Rizky Richa Afriana Munthe Rieska Maharani, Rieska Rimadhini, Adilla Naura Ririt Dwiputri Permatasari Riza Dwi Meidiaputri Rizky Renuka Avelia Ro'ufah Inayati Robbi Readi Rofiqi Rofiqi Rosyida, Rosyida Rudhiningtyas, Dyah Arini Rudi, Jupensius Said, Sitaman Sainul Salman Farizi Saptaria, Lina Saputra, Muhamad Ajye Saraswati, Nurma Sari, Ashif Chumaida Sari, Wahyu Tita Sariyani Sariyani Sariyani Sariyani Selviasari, Rike Septiansyah, Genadi Sirodjudin, Mochamad Solikhatul Azizah Sri Handayani Sri Hariyanti Sri Rahayu Subhan, Ega Saiful Suci Rohayati Sudarmiatin Sueb Sugeng Hadi Utomo Sugiarti Ramadhan, Tri Sukarsih Sukma Nawang Sulistyowati, Nur Wahyuning Suparno Suratno Suratno Surya, Eka Putri Sutomo Sutomo Syahrul Munir , Muhammad Taruni Risla Hanifah Timbul Hamonangan Simanjuntak Timbul Hamonangan Simanjuntak Tsabita Khwarazmita Ubeid Fandi Nasrulloh Umi Nadhiroh Ustadus Sholihin Ustadus Sholihin Vidya Purnamasari Vira Anandha Wahjoedi Wahjoedi wahyuni wahyuni Wahyuningtiyas, Nanik Wati, Sri Sulistiya Widya Anjani Yayang Syania Sabilla Taqwa Yogi Dwi Lestari Yudiarto Perdana Putra, Yudiarto Perdana Yuli Soesetio Yuli Soesetyo, Yuli Yundari, Yundari Yusna Arlavico Safira Nadadies Zaenul Muttaqien Zuhrotul Munawwaroh Zulpan Akhir Ritonga