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All Journal Jurnal Manajemen dan Agribisnis AGRIPITA: Jurnal Agribisnis dan Pembangunan Pertanian JURNAL ANALISIS KEBIJAKAN KEHUTANAN I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Empirika Kultivasi Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Islam Kinestetik : Jurnal Ilmiah Pendidikan Jasmani JURNAL MAHASISWA BK AN-NUR : BERBEDA, BERMAKNA, MULIA IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Seminar Nasional Lahan Suboptimal Iqtishoduna: Jurnal Ekonomi Islam JKP (Jurnal Konseling Pendidikan) Al Ahkam Jurnal Review Pendidikan dan Pengajaran (JRPP) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah EkBis: Jurnal Ekonomi dan Bisnis Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Performance : Jurnal Bisnis dan Akuntansi Jurnal Vokasi PUBLIKASI PENELITIAN TERAPAN DAN KEBIJAKAN AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Oeconomicus Journal of Economics JES (Jurnal Ekonomi Syariah El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Dinamika Ekonomi Syariah Journal of Civil Engineering and Planning (JCEP) Warta Pengabdian Andalas: Jurnal Ilmiah Pengembangan Dan Penerapan Ipteks Agrimansion: Agribusiness Management & Extension Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Enthusiastic : International Journal of Applied Statistics and Data Science Unram Journal of Community Service (UJCS) Agroteksos SRIWIJAYA JOURNAL OF ENVIRONMENT Journal of Infrastructure and Civil Engineering Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Jurnal Riset Pendidikan dan Pengajaran (JRPP) Sharia Agribusiness Journal EKONOMIKA SYARIAH : Journal of Economic Studies Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Mutlaqah: Jurnal Kajian Ekonomi Syariah ITQAN: Journal of Islamic Economics, Management, and Finance Transformasi : Jurnal Penelitian dan Pengembangan Pendidikan Non Formal Informal Journal of Artificial Intelligence and Digital Business Jurnal Teknologi & Rekayasa Sipil Jurnal Ekonomi Islam Maliki Islamic Economics Journal Jurnal Riset Perbankan Syariah Moderasi : Journal of Islamic Studies Amal: Jurnal Ekonomi Syariah Jurnal Ekonomi Kreatif Indonesia Ekonom : Jurnal Ekonomi dan Bisnis IIJSE Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Jurnal Akuntansi dan Keuangan Islam (JAKIs) Jurnal Maps (Manajemen Perbankan Syariah) Accounting Studies and Tax Journal Journal of Computer Science Contributions (Jucosco) Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) An-Nisbah: Jurnal Ekonomi Syariah Impression : Jurnal Teknologi dan Informasi Ecobankers : Journal of Economy and Banking Jurnal Keislaman Journal of Islamic Finance and Syariah Banking Jurnal Ekonomi, Manajemen, Akuntansi Man-Ana Rashid
Muhammad Yazid
Universitas Sriwijaya
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FENOMENA CASHLESS SOCIETY DI INDONESIA: ANALISIS DESKRIPTIF PERKEMBANGAN DAN DAMPAKNYA TERHADAP PERILAKU KONSUMEN Rachel, Aulia; Yazid, Muhammad
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 16 No 1 (2026): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v16i1.5018

Abstract

The rapid development of digital technology has encouraged significant changes in the payment system in Indonesia, leading to the emergence of a cashless society. Non-cash payment systems allow people to conduct transactions more quickly, practically, and efficiently through various instruments such as electronic cards, digital wallets, mobile banking, and QRIS. This study aims to analyze the development of the cashless society phenomenon in Indonesia and describe its impact on consumer behavior. This research uses a descriptive method with a literature study approach. The data used are secondary data obtained from various scientific journals, official reports, and relevant literature related to digital payment systems and consumer consumption behavior. The results show that the development of a cashless society is influenced by several factors, including convenience, economic efficiency, digital promotions, the characteristics of the millennial generation, and the integration of the digital ecosystem. On the other hand, digital payment systems also provide positive impacts such as increasing monetary system efficiency, transaction transparency, and financial inclusion. However, the convenience of transactions and promotional incentives may also increase impulsive buying behavior and consumerism. Therefore, the development of digital payment systems needs to be balanced with financial literacy to ensure responsible and rational financial behavior.
Dampak Buku Mewarnai Berbasis Pembelajaran Berdiferensiasi Terhadap Kemampuan Calistung Siswa Kelas 2 SDN 1 Kalijaga Selatan Ochsania, Bina; Mukti, Husnul; Ramdan, Ahmad Yasar; Yazid, Muhammad
Transformasi : Jurnal Penelitian dan Pengembangan Pendidikan Non Formal Informal Vol. 12 No. 1 (2026): Maret
Publisher : Program Studi Pendidikan Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jtni.v12i1.19871

Abstract

Abstract: The purpose of this research is to produce a product in the form of a coloring book based on differentiated learning and to see the impact of the book on students’ abilities in learning to read, write, and count (calistung) based on the diversity of learning styles of students in grade 2 of elementary school, by using Civics learning materials as the material used in the coloring book. The research method used in this research is Reseach and Development (R&D), with the ADDIE model. The final result of this research is a coloring book based on differentiated learning on the reading, writing, and arithmetic abilities of the 2nd grade students of SDN 1 Kalijaga Selatan. Based on the analysis of the results of the material experts and media experts on the product developed, it was categorized as Very Good from both the material results and the valid results of the media. And based on the result of the questionnaire responses of the students given to 25 students, a total score of 229 was obtained from a maximum of 250. The average score per student was 9,16. If converted into a percentage, the result was 91,6%, which is included in the Very Practical category. Increase in the average value 80,60 points before treatment to 82,48 points after treatment still provides an indication that the method applied was able to provide a positive impact on students learning outcomes. Abstrak: Tujuan dari penelitian ini adalah untuk menghasilakan produk berupa buku mewarnai berbasis pembelajaran berdiferensiasi dan untuk melihat dampak buku tersebut terhadap kemamapuan peserta didik dalam pembelajaran calistung (membaca, menulis, berhitung) berdasarkan keanekaragaman gaya belajar peserta didik di kelas 2 Sekolah Dasar, dengan menggunakan materi pelajaran PKN sebagai materi yang digunakan dalam buku mewarnai tersebut. Metode penelitian yang digunakan dalam penelitian ini adalah Research and Development (R&D), dengan model ADDIE. Hasil akhir dari penelitian ini berupa buku mewarnai berbasis pembelajaran berdiferensiasi terhadap kemampuan calistung peserta didik di kelas 2 SDN 1 Kalijaga Selatan. Berdasarkan analisis hasil validasi tim ahli materi dan ahli media terhadap produk yang dikembangkan memperoleh kategori Sangat Baik. Dan berdasarkan hasil angket respon peserta didik yang diberikan kepada 25 peserta didik, diperoleh total skor keseluruhan sebesar 229 dari maksimal 250. Jika dikonversikan kedalam bentuk persentase, diperoleh hasil sebesar 91,6%, yang termasuk dalam kategori Sangat Praktis. Peningkatan nilai rata-rata dari 80,60 poin sebelum diberikan perlakuan menjadi 82,48 poin setelah diberikan perlakuan, hal ini tetap memberikan indikasi bahwa metode yang diterapkan mampu memberikan dampak positif terhadap hasil belajar peserta didik.
Pengembangan Bumbu Rempah Aceh Kering sebagai Inovasi Aditif Mi Aceh: Mendorong Komersialisasi Produk Lokal untuk Kemandirian Pangan di Desa Jeulikat, Blang Mangat, Lhokseumawe Rihayat, Teuku; Ismy, Adi Saputra; Yazid, Muhammad; Tunnisa, Haura; Hidayana, Acut Rahmatul
Jurnal Vokasi Vol 10, No 1 (2026): Maret
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/vokasi.v10i1.8350

Abstract

Mi Aceh merupakan kuliner khas Aceh yang kaya rempah, namun sebagian besar pelaku usaha masih menggunakan bumbu basah yang mudah rusak sehingga membatasi distribusi dan pengembangan usaha. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengatasi permasalahan tersebut melalui pengembangan bumbu rempah Aceh kering yang higienis, tahan lama, dan bernilai jual lebih tinggi. Program dilaksanakan bersama Kelompok Tani Rempah Sehat di Desa Jeulikat dengan metode pelatihan partisipatif meliputi penggunaan blower oven dryer untuk pengeringan rempah, formulasi bumbu kering terstandar, pengemasan dan labeling produk, serta pelatihan pembuatan konten kreatif dan pemasaran digital. Evaluasi dilakukan melalui observasi proses produksi dan wawancara peserta. Hasil kegiatan menunjukkan peningkatan kemampuan mitra dalam pengolahan rempah, konsistensi kualitas produk, penggunaan kemasan kedap udara, serta pemahaman strategi promosi digital. Produk “Bumbu Rempah Aceh Kering Jeulikat” berhasil diformulasikan dan siap dipasarkan sebagai inovasi aditif Mi Aceh. Program ini berkontribusi pada peningkatan nilai tambah rempah lokal, penguatan ekonomi kreatif, dan peluang komersialisasi produk unggulan daerah.
Corporate Social Responsibility Bank Syariah Indonesia: Implementasi Praktis dan Analisis Konseptual Berdasarkan Etika Sosial Imam Al-Ghazali Suradi, Amran; Mustofa, Mustofa; Yazid, Muhammad
Journal of Islamic Finance and Syariah Banking Vol. 3 No. 2 (2026): April
Publisher : Program Studi Perbankan Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jifsb.v3i2.138

Abstract

This study analyzes the implementation of Corporate Social Responsibility (CSR) at PT Bank Syariah Indonesia (BSI) from the perspective of Islamic social ethics based on the thought of Imam Al-Ghazali. A descriptive qualitative approach is employed using content analysis of sustainability reports, CSR policy documents, official publications, and relevant academic literature on Islamic CSR (i-CSR) and Al-Ghazali’s ethical framework. The findings indicate that BSI’s CSR is structured across five main pillars: economic empowerment, education, health, humanitarian assistance, and religious facilities, supported by the systematic distribution of zakat, infaq, sadaqah, and waqf through BSI Maslahat. Beyond philanthropic activities, BSI demonstrates a shift toward empowerment-based programs and sustainable community development. These practices reflect key ethical principles of Al-Ghazali, including honesty, trustworthiness (amanah), justice, and public welfare (maslahah), while also aligning with the objectives of Islamic law (maqāṣid al-syarī‘ah). However, the study identifies limitations in the measurement of long-term social impact. Therefore, it recommends the development of maqāṣid-based performance indicators and the integration of i-CSR frameworks into sustainability reporting to enhance accountability and transformative social outcomes.
Estimating leaf area in velvetleaf (Limnocharis flava) and kangkong (Ipomea aquatica): a precise and non-destructive approach for wetland vegetables Riyanti, Anggrika; Lakitan, Benyamin; Imanudin, Momon Sodik; Yazid, Muhammad
Kultivasi Vol 25, No 1 (2026)
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/kultivasi.v25i1.69353

Abstract

Developing a leaf-area estimation model for vegetable cultivars in wetlands is essential to optimizing agricultural cultivation practices. This study aims to develop a non-destructive model for leaf area estimation in wetland vegetable cultivars (velvetleaf (Limnocharis flava) and kangkong (Ipomoea aquatica)) using regression-based models. The plants were cultivated in a wetland system. Measurements of leaf length and width were taken on all leaves of each plant, using the product of length and width (L×W) as predictor. The regression models for estimating leaf area were adjusted from linear, zero-intercept linear, quadratic, and power. The optimal model was evaluated using the determination coefficient (R2) and the Root Mean Square Error (RMSE). The results showed that the most reliable regression model for estimating velvetleaf leaf area was linear regression with the equation y = 0.881LW - 7.615 (R2 = 0.954; RSME = 7.916), and the power model for kangkong leaf area, with the equation y = 0.9407LW0.9309 (R2 = 0.970; RSME = 1.695). Differences in leaf shape among plant species result in different accuracies of leaf area estimation models. Thus, the model should be useful to guide future research and practical applications in monitoring leaf growth and determining harvest time.
Co-Authors Abdelmagid, Eltayeb Salah Eltayeb Abdillah, Bacharuddin Adi Saputra Ismy Agus Hidayat, Ahmad Ahmad Kurnain Ahmad Kurnain, Ahmad Ahmad Yasar Ramdan Aida, Farchati Umu Aji Prasetyo, Aji Akhmad Sabda Maulana, Nur Al Maghfuri, Rahmah Salsabila Al Mirza, Moch Rusydan Alfitri Alfitri Alif, Nur Rahmad Amalina, Azka Amanda, Amelia Amelia, Winanda Amirullah, Sir Haykal Alam Andhelia, Siti Ramadhani Andhini Koeswito, Winnie Andriani Samsuri Andrisyah, Fauzi ANDY MULYANA Anggrika Riyanti, Anggrika Ani Pristiawati Anisa Pertiwi, Umi Annisa, Siti Fini Apriyanto , Ade Aqila Azza Fauzia Aripriharta - AS, Fathor Ayu Anggraini Azizi, Adni Salsabil Bagio, Toni Hartono Benyamin Lakitan Bunga Karnisa Goib Cahyadi, Irwan Choiri, Achmad Firman Damara, Rian Damayanthi, Dini Damayanthy, Dini desi aryani DESSY ADRIANI Dessy Adriani Dessy Adriani Dewi, Lativa Andam Doni Rinaldi Basri Dwipa Handayani Dwisari Dillasamola efendi, Irfan Erni Purbiyanti, Erni Fadhilla, Naylatul Fadil, Muhammad Syukri Faidzin, Ilham Faqihuddin, Abdullah Fatmariyah, Fatimatul Fatriami, Fatriami Febria Nurmelia Marlina Febriyanti, Novi Feriansyah, Ardian Firdausia, Yulia Kurnia Fitra Ramdhani, Fitra Fitriana, Alya Nabila Fitriyah, Alfina Lailatul Gefry Ginting, Brian Permana Gustin, Maysheila Hafsah, Nur Hanisa, Najma Syakina Hanum, Fathmah Hardiansyah, Tubagus Rizki harris, jaudat iqbal Hasibuan, Ahmad Daniel Hendriansah Herdiansyah, Dafa Hermawan, Edwin Hidayana, Acut Rahmatul Huanza, M. Hurrin, Sofchatuz Zahro Salsabila Husaini, Rizki Ramadhan Husnah Husnah Husni Mubarak Husnul Mukti Intan Dewinta, Intan Irtiqouli'ulya , Pandu Islami, Deri Ismatul Khayati Jamila, Assyfatul Janah, Nadhivah Nur Januarti, Indri Khumair, Merina Khusnia, Nur Kumala Sari, Dina Kurnia, Ferdi Laila Wati Lifianthi, Lifianthi Lubis, Holijah M. Adib Nazri MAKIAH Marianto, Hadi Marwan Masruroh, Aniswatun Maya Sari Mega Rahmi Mila Arlina, Agustin Moh. Rasyid Ridho Mokh Sholihul Hadi Momon Sodik Imanuddin Muarif, Samsul Mubarokah, Shela Syofiatul Mufadhdhal, Muhammad Asad Muhadzid, Fayyadh Atsil Muhammad Andri Zuliansyah Muhammad Arbi Muhammad Defri Wahyudi Muhammad Naufal, Muhammad Muhammad Roby, Muhammad Muhammad Yamin Mujahadah, Alifatul Mujtahidah, Fikarul Murni, Cahyasari Kartika Mustofa Mustofa Nadia Fitriani Nadila, Lili Ningsih, Julia Nisaa, Mufida Auliyaun Noverial Novitasari, Serly Novriadhy, Dian Nufus, Shoufa Hayatun Nukmal Hakim, Nukmal Nurul Hikmah Ochsania, Bina Oktafani, Reni Oktaviani, Dilla Pratiwi, Eghinna Elsa Purba, Khairul Fahmi Puspa Ningrum Putri, Biomechy Oktomalio Putri, Popy Dwi Qori'atunnadyah, Marita Rabbani, Nizar Bagoes Rachel, Aulia Rahman, Joya Rahmat Tisnawan Rahmawati, Maulinda Ramadanis, Ramadanis Ramadhani, Nasywa Anjani Rasya, Naysilla Rifaatul Mahmudah Riswani Rizki Yani, Fadila rni Purbiyanti Roihana, Najlatus RR. Ella Evrita Hestiandari Rufaedah, Dina Anisya Saiful Bakhri Salsabila, Ainur Rona Salsabilla, Syahvira Saputra, Johan Saputra, Virga Hendra Sarifah, Sarifatul Aini Satrio Adi Wicaksono Saventina, Ega Marta Sihol Marudut Tua Sinaga Sikumbang, Thamrin Sirajul Arifin Siti Musfiqoh Siti Zubaidah Sri Lestari Sriningsih Subrata, Antoni Sugioto, Dedek Sujito Sujito Sukri Suradi, Amran Susilo, Suhiro Wongso Sutami Sutami Tafarini, Meitry Firdha Teuku Rihayat Thirtawati, Thirtawati Thoriq, Muhammad Toyeb, Muhammad Toyibah, Umi Trisna Wahyu Swasdiningrum Putri Triyuliani, Maulidia Tunnisa, Haura Warman, Fachrur Rozi Wathoni, Hamzani Wati, Aprilia Candra Purnama Wenny Widiastuti Wenny Widiastuti Wicaksono, Ahmad Bayu Widiyati Yanti, Caroline Chiko Meyrisma Yuliana, Ika Zebua, Yedija Salomo