p-Index From 2021 - 2026
7.648
P-Index
This Author published in this journals
All Journal ARABIYAT Jurnal Al-Tadzkiyyah Tadrib: Jurnal Pendidikan Agama Islam Al-Ta'rib: Jurnal Ilmiah Program Studi Pendidikan Bahasa Arab IAIN Palangka Raya Jurnal Penelitian Ilmiah INTAJ JURNAL PENDIDIKAN GLASSER JUMLAHKU: Jurnal Matematika Ilmiah STKIP Muhammadiyah Kuningan Jurnal Filsafat Indonesia Jurnal Pengabdian kepada Masyarakat Nusantara G-Couns: Jurnal Bimbingan dan Konseling Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) JOURNAL SCIENTIFIC OF MANDALIKA (JSM) Jurnal Riset dan Pengabdian Masyarakat Arus Jurnal Sosial dan Humaniora Mudabbir: Journal Research and Education Studies Prosiding Seminar Nasional Humaniora Penamas The International Journal of Education Management and Sociology Lentera Karimah Tauhid Jurnal Internasional Medic Nutricia : Jurnal Ilmu Kesehatan Jurnal Paramaedutama Indonesian Journal of Integrated Science and Learning Jurnal Penelitian Pendidikan Indonesia (JPPI) Indonesian Journal of Library and Information Science (IJLIS) Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) Journal of Economics Education ROBBAYANA: Jurnal Pendidikan Agama Islam Journal of Social Studies and Education Jurnal Matematika Ilmiah Universitas Muhammadiyah Kuningan Qalam Lil Athfal ETNOPEDAGOGI: Jurnal Pendidikan dan Kebudayaan An Najah (Jurnal Pendidikan Islam dan Sosial Keagamaan) Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Pendidikan dan Pengajaran Jurnal Kolaborasi Akademika At-Tadris: Journal of Islamic Education Lentera Jurnal Pengabdian Maysarakat JPT : Jurnal Pendidikan Tematik International Journal for Advanced Research Pustabiblia: Journal of Library and Information Science Indonesian Journal of Arabic Education and Learning
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Journal of Economics Education

PERAN NEGARA DALAM MENDUKUNG UMKM MELALUI AKSES PERMODALAN DAN DIGITALISASI (STUDI KASUS PADA PROGRAM KUR) Femas Yuanda; Kristober Sitompul; Samsir, Zulpiani; Siti Syuhada; Siti Rauda; Zubaidah
Jurnal Pendidikan Ekonomi Vol 4 No 2 (2025): Desember
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jeec.v4i2.45163

Abstract

Abstract: Micro, Small, and Medium Enterprises (MSMEs) are the backbone of Indonesia’s economy, contributing significantly to GDP and employment. However, they face challenges in accessing formal financing, particularly through the People’s Business Credit (KUR), due to limited legality, poor financial records, and low financial and digital literacy. This study analyzes the government’s role in supporting MSMEs through financing access and digital transformation, using a qualitative descriptive approach involving interviews, observations, and documentation with MSMEs and Bank BRI in Mendalo Darat, Muaro Jambi. Findings show most MSMEs struggle to access KUR due to administrative barriers and limited guidance. Digitalization offers a strategic alternative, though hindered by limited access and skills. Government initiatives such as digital training, OSS, and financing support are essential in boosting MSME competitiveness. The study concludes that synergy between financing and digitalization policies is crucial for inclusive, sustainable MSME growth.
Co-Authors Abimayu, Dimas Ade Arip Ardiansyah Ade Mirza Agung Pratama Ainal Mardhiah Aisyah Lizia Aisyah Putri Adeyola Akmal Sutja Akzam, Ismail Al Firdaus Maulana Arif Amelia Juniarti Andalani, Defitra Anesa Sahli Putri Anggi Junia Restika Anggraini, Wengsi Ansori, Fatimah Azzahra Putri ARI SAPUTRA Arisno Arjeni Nerwana Auffah Yumni Auliani Ginantika Pertiwi Ayu Safitri Azizah Munawaroh Azkia Muharom Albantani belangihumaira Berru Amalianita Dea Fadilla Chairunisa Dea Puspitasari Desiana Diana Nopita Dinny Rahmayanty Dwi Apriani Putri Edy Yusmin Eka Meilinda Faiz, Aiman Fakhri Ardiansyah Fauziah Ulfah Nabilah Femas Yuanda Fitria, Afifah Freddi Sarman Friesca Wulandari Fronika, Dhea Halini Hartika Dewi Hikmah Puspasari Indah Cahyani Futri Indah Mahmuda Ismi Yulizar Jeliana Veronika Sirait Jelly Furnama Sari Khairani, Riska Khalidillah Kristober Sitompul Lailatul Leli Hasanah Lubis Linda Wati Lukmariadi, Rizki Luluk Yuliani M. Aqil Fahmi Sanjani M. Chalis M. Nur Wahib M. Yogi Riyantama Isjoni Mariamu Maricha Marlina Marshela Anggreni Maulana, Fajar Mhd. Habib Ansyahri Siregar MIFTAHUL JANNAH Mike Puspita Sari Miranti Misrida, Anisa Moh Nur Fauzi Muhammad Abrori Muhammad Alridho Lubis Muhammad Ash Shiddqi Muhammad Fadhil Pratomo Muhammad Furqan Muhammad Haikal Muhammad Nur Wahib Muhammad Taqwa Muhammad Zulfikar Munawwarah Musfirah, AM. Riska Mutiara Ayu, Mutiara Nashiroh, Lailatun Nata Septi Mulyani Ni’matul Maula, Risma Nur Hasanah Harahap Nurmila Nurrahmi Nurul Fadilah Nurul Izzah Oci Mulia Sari Piki Apsir Pratama Pitria Purnama Sari, Fetty Putri, Atek Utriza Rahmad Syah Putra Rahmadana, Wulandari Rahmadani Nasution Rahmat Kurniawan Rani Mahardika Ranisa Via Utami Ranti Octavia Rapika Mustika Rini Rema Syelvita Riska Khairani Nasution Riyani Ermanti Lubis Rizqi Trianita Fariha Rohana Ritonga Rosina Zahara Ruhun Mukoddis Safirda Syafa Yuhandiana Sahbuki Ritonga Sahrir, Muhammad Sabri Saidina Ali Salami Mahmud Samsir, Zulpiani Sari, Fetty Purnama Saridawati Selian, Bagas Nirwana Sella Mutiara Sentia Alisah Serly Virginia Setiani Nurhayati Sherly Arlena Utami Siti Aisa Sanif Siti Khamim Siti Nahdhiatus Soleha Siti Rauda Siti Syuhada Sulaiman Rambe, Roma Rizki Suraiya Sutja , Akmal Syatria Adymas Pranajaya Syed Najihuddin Syed Hassan Thonthowi Thonthowi Tiara Septa Rosefi Ulil Amri USWATUN HASANAH Uswatun Hasanah MT Utami Niki Kusaini Vera Wati Viona Lisma Dianka Whendy Jetmi Ardyansyah Windyarti, Mei Lia nindya zulis Yani Lubis Yanti, Safrida YANTO Yendra Hidayati Yenni Yunita Yulianti Yuni Setia Ningsih Yus, Sulhan Yusti Asmeri Zaitawa, Mukhtar Aminu Zulfatmi Zulfatmi Zuyyina Ilmy Azizah