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All Journal Jurnal Manajemen Terapan dan Keuangan e-Dinamis Laa Maisyir Jurnal Ekonomi Islam Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam International Journal of Artificial Intelligence Research INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Tadbir : Jurnal Studi Manajemen Pendidikan Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI Syntax Literate: Jurnal Ilmiah Indonesia Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Agregat: Jurnal Ekonomi dan Bisnis Ganaya: Jurnal Ilmu Sosial dan Humaniora JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) SEIKO : Journal of Management & Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Owner : Riset dan Jurnal Akuntansi At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Jurnal Pendidikan Ekonomi (JURKAMI) YUME : Journal of Management Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS JAE (Jurnal Akuntansi dan Ekonomi) Inovasi: Jurnal Ilmiah Ilmu Manajemen Academy of Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) Akubis: Jurnal Akuntansi dan Bisnis Optima : Jurnal Ilmiah Agribisnis, Ekonomi dan Sosial RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Inovasi Penelitian Journal Informatic, Education and Management (JIEM) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Economics and Digital Business Review Bisnis Net : Jurnal Ekonomi dan Bisnis International Journal on Social Science, Economics and Art El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik Econetica juremi: jurnal riset ekonomi Journal of Vision and Ideas (VISA) Journal of Law, Administration, and Social Science Journal of Islamic Economic and Business Research Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review International Journal of Science and Society (IJSOC) Jurnal Ekonomi dan Bisnis Islam (JEBI) EKSYA: Jurnal Ekonomi Syariah Journal of Management and Business Journal of Student Development Informatics Management (JoSDIM) Jurnal Ekonomika Dan Bisnis Jurnal Ekonomi Syariah dan Bisnis Economic Reviews Journal el-Amwal Jurnal Ekonomi dan Manajemen (JEKMA) Journal Research of Economics and Bussiness Jurnal Trisna Riset Gemilang: Jurnal Manajemen dan Akuntansi International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Islamic Economics and Business Journal of Public Representative and Society Provision Transformasi: Journal of Economics and Business Management Student Scientific Creativity Journal Journal of Social Commerce Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) Jurnal Riset Ekonomi dan Akuntansi e-Jurnal Apresiasi Ekonomi Journal of Islamic Economics and Finance Journal of Economics and Management Scienties Gudang Jurnal Multidisiplin Ilmu Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) Jurnal Akuntan Publik Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Serambi Ekonomi dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Proceeding of International Conference on Multidisciplinary Research Jurnal Ekonomi JER Journal of Social Work and Science Education RUBINSTEIN ManBiz: Journal of Management and Business Journal of Sharia Business Management Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Taqaddum : Community Service Journal Journal of Ekonomics, Finance, and Management Studies Proceeding International Conference on Islamic Economics Community Services Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal) INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Bata Ilyas Educational Management Review As-Syirkah: Islamic Economic & Financial Journal
Arifin Fauzi Lubis
Universitas Islam Negeri Sumatera Utara
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Pengaruh Tingkat Kesehatan Keuangan Terhadap Pendapatan Kontribusi Dana Tabarru Pada Perusahaan Asuransi syariah Lubis, Siti Nurhaliza; Lubis, Fauzi Arif; Nasution, Juliana
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 3: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i3.4233

Abstract

This researcher can aim to determine the effect on capital ratio-based RBC which is on the income contribution to Sharia Life Insurance companies listed on the Indonesia Stock Exchange BEI 2016-2021. By using this research method, it can be used with its quantitative approach by using data analysis which is assisted by the SPSS 2020 application. This research can be carried out with general insurance companies registered on the IDX where there is a collection of data in this study from sources of insurance company financial reports, this can go through the website www.idx.co.id the results of the regression analysis, this can be concluded in a partial way on the RBC risk based capital variable which can be influenced by the significant level of contribution income variables. And the existence of a significant value of 0.002 <0.05 or a t-count value of 3.513 > t-table 2.048 can be interpreted that H1 accepts and H0 rejects, so that it can be partially interpreted that the variable Level of Financial Soundness X can be influenced by its significant value in the Contribution Income variable Y. The following results mean that the Summary modeling can be obtained with an r (square) value of 0.281 with 28.1%. This can be interpreted that the effect of the level of financial soundness is in the contribution of income to Islamic insurance companies listed on the Indonesia Stock Exchange IDX 2016 – 2021 of 28.1% which remains with 71.9% and this can be influenced by variables that are therefore not other research on research This .
Pengaruh Aglomerasi, Angkatan Kerja Dan Human Capital Investment Terhadap Pertumbuhan Ekonomi Kabupaten Simalungun Rukmana, Nadia Mayang; Lubis, Fauzi Arif; Atika, Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4112

Abstract

This study aims to determine the effect of agglomeration, labor force and Human Capital Investment on economic growth Simalungun. This study uses a quantitative approach. Simalungun is one of the districts in North Sumatra province. industrial concentration that creates consumption patterns that affect the economic development of the surrounding area, then the labor force that can encourage economic growth in increasing production factors, the last human capital investment/ HDI is an area that has adequate human capital in terms of knowledge, health and skills that can encourage economic growth. This research data obtained from secondary data with data collection techniques used are literature and documentation studies. The analysis technique used is multiple linear regression test using SPSS analysis tools. The results of this study show that simultaneously agglomeration (X1), labor force (X2), and Human Capital Investment (X3) have a positive and significant effect on economic growth (Y). Partially agglomeration has a positive and significant effect on economic growth with a t-count value of 5.432 and a significant value of 0.003 smaller than the specified significant value. The labor force has a negative and significant effect on economic growth with a calculated t-value of -3.711 and a significance value of 0.014 less than the specified significant value. Human Capital Investment has a positive and significant effect on economic growth, with a calculated t value of 21.643 and a significance value of 0.000 smaller than the specified significance value.
Pengaruh Komunikasi Pimpinan Terhadap Produktivitas Kerja Dan Prestasi Agen Pada PT. Sunlife Financial Cabang Kota Medan Nawawi, M Iqbal; Lubis, Fauzi Arif; Atika, Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4061

Abstract

A person's work productivity is seen from as he carries out his duties, this is also influenced by communication in the work environment, namely communication from the leadership to the agent or communication between fellow agents must be created comfortable and friendly in order to cause a sense of family in the work environment, so that he becomes at home and excited in carrying out his duties. This study uses quantitative methods, which aims to determine whether there is an influence of leadership communication on agent performance, to determine whether there is an influence of work productivity on Agent Performance, and whether there is an influence of leadership communication and work productivity on Agent Performance at PT. Sun Life Financial Branch Medan City. Penelitain results obtained that the leadership communication variable (X) to work productivity (Y1) has a significant value of 0.000<0.05 and the value of leadership communication thitung of 10.931>1.658, so it can be concluded that H1 accepted which means there is an influence between the leadership communication variable (X)to work productivity variable (Y1), Leadership communication variable(X) to Agent achievement (Y2) has a significant value of 0.000<0.05 and the calculated value of 7.892>1.658 so that it can be concluded that H2 is accepted which means that there is an influence between leadership communication variable (X) to Agent achievement variable (Y2), simultaneous test shows that there is a significant value of leadership communication to work productivity of 0.000<0.05.
Pengaruh Cashback, Flash Sale, Tagline “Gratis Ongkir” Terhadap Impulse Buying Konsumen Generasi Z Pada Shopee (Studi Kasus Mahasiswa Universitas Islam Negeri Sumatera Utara) Syauqi, Ahmad; Lubis, Fauzi Arif; Atika, Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 2, No 2: 2022
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v2i2.3122

Abstract

This study aims to determine the effect of Cashback, Flash Sale, and “Gratis ongkir” Tagline on Impulse Buying Generation Z at Shopee. This type of research uses a quantitative approach. This study uses three independent variables, namely Cashback, Flash Sale, and Tagline “Gratis ongkir” with one dependent variable, namely Impulse Buying Generation Z at Shopee. After being carried out in the library and in the field, and the preparation of hypotheses, the data in this study were collected through the distribution of questionnaires as research samples with a sampling technique using a Likert scale. Process the data through the SPSS 23.0 program with multiple linear regression analysis techniques. The results of this study can be said that 1) Cashback has a significant effect on Impulse Buying Generation Z at Shopee. With the t count value of the Cashback variable, 4.515 > 1.985 and a significance of 0000 > 0.05. 2) Flash Sale has a significant influence on Generation Z Impulse Buying at Shopee. With the t count value of the Flash Sale variable, namely 2.477 > 1.985 and a significance of 0.015 > 0.05. 3) Free Shipping Tagline has no effect on Impulse Buying Generation Z on Shopee. Because the t count value of the Free Shipping Tagline variable is 1.292 < 1.985 with a significance value of 0.199 > 0.05. 4) Simultaneously variable Cashback, Flash Sale, and Tagline Free Shipping for Impulse Buying Generation Z at Shopee. With a value of Fcount > Ftable 85.669 > 2.71 and a significance of 0.000 < 0.05. This means that there is a significant effect of variables X1, X2, X3 and Y variables together.
Analisis Sistem Klaim Jaminan Hari Tua Pada Tenaga Kerja Yang Mengundurkkan Diri Pada BPJS Ketenagakerjaan Cabang Padangsidempuan Harahap, Lesti; Lubis, Fauzi Arif; Inayah, Nurul
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.4964

Abstract

To claim Old Age Security, workers who are participants must go through several stages of claiming old age security. The implementation of the Old Age Security (JHT) claim system at BPJS Employment Padangsidempuan Branch has several obstacles, one of which is the lack of understanding of participants regarding the JHT claim system which results in less effective use of the claims system provided by BPJS Employment. This research was conducted with the aim of finding out an overview of the Old Age Security (JHT) claim system for workers who have become Old Age Security (JHT) participants at BPJS Employment Padangsidempuan Branch. The data analysis technique used by the author is using a qualitative descriptive method using data reduction and data display analysis. Meanwhile, data collection techniques have been carried out through interviews and documentation. The results of this research show that the implementation of the old age insurance claim system at BPJS Employment Padangsidempuan Branch is generally not in accordance with existing regulations. This is based on participants not attaching a Certificate of Stopping Work or a Certificate of No Longer Working when making a claim. The use of the old age insurance claim system is less effective because many participants still make claims only at branch offices, even though apart from branch offices, participants can make claims through service points or online.
ANALISIS CUSTOMERS SWITCHING BEHAVIOR PADA BANK SYARIAH DENGAN PENDEKATAN PUSH - PULL FACTORS (STUDI KASUS PADA NASABAH BANK MUAMALAT KCP SERDANG) Widy Tri Sianuri; Fauzi Arif Lubis; Reni Ria Armayani Hasibuan
Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2023): Oktober : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jekma.v2i3.944

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Kepuasan Konsumen dan Norma Subjektif terhadap Customers Switching Behavior Pada Bank Muamalat KCP Serdang. Dalam penelitian ini peneliti menggunakan metode kuantitatif, teknik pengumpulan data dengan menggunakan kuisioner serta populasi dan sampel dalam penelitian ini sebanyak 100 orang. Data dianalisis dengan metode regresi linear berganda. Hasil dari penelitian ini menunjukkan bahwa variabel Kepuasan Konsumen sebagai Push Factors berpengaruh dan signifikan terhadap Customers Switching Behavior, variabel Norma Subjektif sebagai Pull Factors berpengaruh dan signifikan terhadap Customers Switching Behavior, serta variabel Kepuasan Konsumen sebagai Push Factors dan Norma Subjektif sebagai Pull Factor sberpengaruh secara simultan dan signifikan terhadap Customers Switching Behavior hal ini dapat dilihat dari pengujian koefisien determinasi dimana variasi variabel Kepuasan Konsumen dan Norma Subjektif mampu menjelaskan variabel Customers Switching Behavior sebesar 62,4%, serta variabel Norma Subjektif sebagai Pull Factors menjadi variabel dominan berpengaruh terhadap Customers Switching Behavior memiliki nilai yang lebih besar dari pada variabel Kepuasan Konsumen dengan nilai sebesar 0,240.
Analisis Tingkat Kesejahteraan Petani Muslim Di Indonesia Berdasarkan Pola Pendapatan Dan Pengeluaran Dengan Parameter NTPRP Lubis, Fauzi Arif; Daulay, Aqwa Naser; Harmain, Hendra
el-Amwal Vol. 7 No. 1 (2024): Maret
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v7i1.15764

Abstract

Sebagai Negara agraris dengan jumlah penduduk besar  dan  proporsi  rumah tangga yang bekerja di pertanian dominan, maka perhatian terhadap  kesejahteraan petani dinilai sangat strategis. Namun selain berbicara mengenai pendapatan yang mempengaruhi kesejahteraan,  pengeluaranpun mempengaruhi tingkat kesejahteraan. Berdasarkan hal tersebut peneliti tertarik untuk melakukan penelitian mengenai Analisis Tingkat Kesejahteraan Petani Di Indonesia  Menurut Pola Pendapatan Dan Pengeluaran Menggunakan Parameter NTPRP. Selanjutnya untuk menyelesaikan permasalahan penelitian ini, peneliti menggunakan pendekatan deskriptif kualitatif dengan parameter NTPRP (Nilai Tukar Pendapatan Rumahtangga Petani). Berdasarkan hasil temuan yang dilakukan peneliti di Provinsi Sumatera Utara, Provinsi Sumatera Barat, Provinsi Aceh, Provinsi Jawa Timur, Provinsi Jawa Tengah, Provinsi Jawa Barat, Provinsi Yogyakarta, Provinsi Bali. Nilai Tukar Pendapatan Rumah Tangga Petani (NTPRP) untuk nilai dari responden yang minimum berada pada nilai 0,46, hal tersebut menunjukkan bahwa  total pengeluaran rumah tangga petani/ responden tersebut lebih besar dibandingkan dengan total pendapatan rumah tangganya, hal tersebut juga menjelaskan petani/ responden tersebut belum mampu memenuhi kebutuhan untuk usaha pertanian dan non pertaniannya. Kemudian Nilai Tukar Pendapatan Rumah Tangga Petani (NTPRP) yang maksimum berada pada nilai 6,71, hal tersebut menunjukkan bahwa  total pengeluaran rumah tangga petani/ responden tersebut lebih kecil dibandingkan dengan total pendapatan rumah tangganya, hal tersebut juga menjelaskan petani/ responden tersebut sudah mampu memenuhi kebutuhan untuk usaha pertanian dan non pertaniannya. Namun secara rata-rata Nilai Tukar Pendapatan Rumah Tangga Petani (NTPRP)nya berada pada nilai 1,37, menunjukkan NTPRP > 1 berarti secara rata-rata petani/ responden sudah mampu memenuhi kebutuhan untuk usaha pertanian dan non pertaniannya. Hal ini di dukung oleh data dari BPS NTP nasional pada Maret 2021 bernilai 103,29 berarti petani mengalami surplus secara nasional dan pada 8 provinsi nilai rata-rata NTP nya pada juli 2021 yaitu 101,71.
Determinan Penghambat Menabung Pada Bank Syariah: (Studi Kasus Pegawai Og Hospital Binjai) Fitria Hanum; Fauzi Arif Lubis; Wahyu Syarvina
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.535

Abstract

This study aims to find out (1) whether knowledge is an obstacle for OG hospital employees to save in sharia banks (2) whether location is an obstacle for OG hospital employees to save in sharia banks (3) whether the work environment is an obstacle for OG hospital employees to save in banks sharia (4) whether knowledge, location and work environment are obstacles for OG hospital employees to save in sharia banks. This type of research is quantitative. The population and sample in this study were 32 Muslim employees at OG Hospital. The data collection technique uses a questionnaire. The analysis technique used is multiple linear regression with the help of SPSS software. The research results show that first, the knowledge variable partially inhibits OG hospital employees from saving in Islamic banks with a calculated t value of 2.244 > 2.048 and a significance value of 0.033 < 0.05. Second, the location variable is not partially an obstacle for OG hospital employees to save at Islamic banks with a calculated t value of 0.675 < 2.048 and a significance value of 0.505 > 0.05. Third, the work environment variable partially inhibits OG hospital employees from saving at Islamic banks with a calculated t value of 3.137 > 2.048 and a significance value of 0.004 < 0.05. Fourth, the variables of knowledge, location and work environment simultaneously become obstacles for OG hospital employees to save at Islamic banks with a calculated F value of 28.062 > F table 2.95 with a significance value of 0.000 < 0.05.
DETERMINANTS OF FACTORS INFLUENCING THE PURCHASE DECISIONS OF CHATIME BEVERAGES BY GENERATION Z IN NORTH SUMATRA: THE ROLE OF SELF-CONTROL AS A MODERATING VARIABLE Siagian, Salsabilla; Tarigan, Azhari Akmal; Lubis, Fauzi Arif
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v11i1.20172

Abstract

This study aims to analyze the influence of e-money, promotions, and lifestyle on the purchase decisions of Chatime beverages among Generation Z in North Sumatra, with self-control as a moderating variable. Data were collected through a survey of 100 Generation Z respondents who met the research criteria. The data analysis technique used was the Moderated Regression Analysis (MRA). Data processing was conducted using SPSS 25. The results indicate that e-money, promotions, and lifestyle significantly affect the purchase decisions of Chatime beverages among Generation Z in North Sumatra Medan. Furthermore, simultaneous analysis shows that e-money, promotions, and lifestyle collectively have a significant influence on purchase decisions. However, self-control does not have a significant impact on purchase decisions. Additionally, self-control does not significantly strengthen the relationship between e-money and lifestyle. Self-control significantly weakens the relationship between promotions and purchase decisions and significantly strengthens the relationship between lifestyle and purchase decisions.
ANALISIS SWOT KONVERSI KOPERASI KONVENSIONAL KE KOPERASI SYARIAH Lubis, Fauzi Arif
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v2i10.19122

Abstract

This study aims to analyze the SWOT conversion of Conventional Cooperatives to Sharia Cooperatives at KPRI Sejahtera Bersama. The method used in this research is descriptive qualitative method. The data was obtained through a consultant with management and members of KPRI Sejahtera Bersama as well as collaborative studies related to cooperative activities. The results of the SWOT analysis show that converting to sharia cooperatives has high profit potential, but also faces several obstacles such as limited costs and human resources. The calculation results of the Internal Strategic Factors Analysis Summary (IFAS) show that the strengths outweigh the weaknesses. The calculation results of the External Strategic Factors Analysis Summary (EFAS) show that the opportunities outweigh the threats. This research is expected to contribute to the development of Islamic cooperatives in Indonesia
Co-Authors Abror, Ruli ADELIA Adinda Rizki Fadilah Ahmad Fikri Ihsan Nasution Ahmad Habib Pinim ahmad syauqi, ahmad Aina, Nabila Izmi Aisha Alvia Aisyah Aisyah Alviana Sahrini Nasution Ananda Putri Azni Mtd Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Anisa Bella Saragih Annisa Hafizzah Hutabarat Annisa Namira Annisa Putri Annisa Thaharah Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Ardiansyah, Muhammad Rajab Ardina Khoirunnisa Harahap Ariska, Ayu Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Husna Asmaul Mutiah Atha, Muhammad Alwan atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Aulia, Adinda Putri Aulia, Syaikah Nabilah Ayu Ashara Harahap Ayu Lestari Ayunda Syapa Azra Ayyub Ramadhan Azahra, Alma Azara, Pira Azhari Akmal Tarigan Azmi Rinaldi Nasution Azmi, Raisa B. Syarbaini, Ahmad Muhaisin Bi Rahmani, Nur Ahmadi Boangmanalu, Farida Hanum Chadisa Rizky Ananda Chairani A Br Nasution Chanda Chansa Thelma Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Citra Pratiwi Daulay, Suci Cut Nurul Azizah Damayanti, Elvina Sari Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desfrida, Mardelia Desti Ramadayanti Dharma, Budi Dhita Lutfiah Dinda Delfi Permata Rambe Dira Azzahra Putri Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadhillah Lubis, Muhammad Arif Fadila, Sheila Fadillatunnisa Fadillatunnisa Fadya Hanin Fahani, Tania Azura Fajar Dwi Ramadhan Sipa Fajri, Muhammad Aulia Farhan, M. Hafiz Fatin, Diyanah Fitri Diani Fitri Yani Fitria Hanum Friska, Nur Rani Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap , Muhammad Ikhsan Harahap, Lesti Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hardian Aditya Mingka Hasanah Azizi Hasibuan, Reni Ria Armayani Hasibuan, Widiyani Hayani, Mifta Hayati, Fitri Hendra Harmain Hernita, Hernita Ihsan Nasution, Ahmad Fikri Ikhsan Harahap, Muhammad Ikhwansyah Isranuri Illiyyin Hanifah Maruhawa Imamah Khairiyah Imawanti, Yuki Dian Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Indradewa, Rhian Intan Sakina Br. Nasution Irham, Mawaddah Irma Rahmayani Marpaung Irma Yunita Irma Yunita Irna Permata Sari Ismu Hartarto Ismu Hartarto Julianto Isna Nurul Ain Isnaini Harahap Japakiya, Ismail Lutfi Juliana Nasution Kahfita Ardana Khadir, Abdul Khairani Khairani Khairina Tambunan Khairina Tambunan Khairiyah, Imamah Khairun Nisa Khairunnisa Azzahra Kholifah Kholifah Khotimah Nst, Husnul Kurnia Utami Pasi Laila Fitria Laksono Trisnantoro Larasati, Diah Larasati Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Lazuardi, Bayu Leli, Nur Liza Mutia Lubis, Chairunnisa Lubis, Siti Nurhaliza Lutfiah, Dhita M. Hizbullah Hasibuan M. Lathief Ilhamy Nasution M. Yasir Nasution M. Yusuf Manna Wassalwa Manna Wassalwa Marliyah, Marliyah Marlya Fatira AK Maulidina Raseuky Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yusuf Muhammadharris Suwandi Muhmmad Riduan Multamuddin Multamuddin Mutia, Frissai Gusminar Mutia, Liza Mutiara Sawitri Pane Mutthaqin, Muhammad Satrya Nabilahpurba, Nabilahpurba Nainggolan, Natasya Salsabila Namira, Annisa Nasution, Annio Indah Lestari Nasution, Ansor Nasution, Ferdi Dermawan Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Sonya Melinda Nawawi, M Iqbal Nelsi Agustina Siburian Niken Rahmadyah Nikira, Nikira Nila Rosdiana Ningsih, Sri Rahayu Novita Tanjung NUR AHMADI BI RAHMANI Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti, N Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Jannah Nurulfah Satria Dewi Nurwani Nurwani Nurwani, Nurwani Ongku Indramora Siregar Pasaribu, Zakiyah Khairani Pratista Andanitya Siregar Puspita, Nina Qamara, Lisa Rahmad Sahputra Tanjung rahmadani, mutia Rahmah Sari Lubis Rahmah, Dewi Chofifah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza, Rahmi Ramadhani, Tri Azmi Raseuky, Maulidina Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Ria Armayani Hasibuan, Reni Ridwan, Aldy Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Riziq Agsyah Roslinda Harahap Rukmana, Nadia Mayang Salsabilla Siagian Saparuddin Siregar Saparuddin Siregar Sarah, Fauziah Sari, Sekar Saskia, Dhea Ananda Sekar Sari Selfiani, Dwi Selvia Selvia Sembiring, Gita Kurnia Sari Septia Sakinah Rizki Utama Sholiha, Sintaini Fi Siagian, Salsabilla Silvia Handayani Siregar Silvia Retri Aldona Tampubolon Sintaini Fi Sholiha Siregar, Indah Kurniati Siregar, Rizki Kurnia Siregar, Suci Afria Sasty Siregar, Tarmiji Hamid Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Sitepu, Mhd Fadliq Ananta Siti Aisa Siti Nurhaliza Siti Saleha Sitompul, Siti Nur Aisah Situmorang, Marisa Sonya Melinda Nasution Sovianum, Sovianum Suci Citra Pratiwi Daulay Suryani, Atika Syach Falah, Rifqi Syah, Dwiki Wardana Tamarindika Manja Putri Tambunan, Khairina Titis Budi Prihatin Tri Azmi Ramadhani Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Tuti Fitri Ani Siregar Ujung, Siti Khoiriyah Karina Wahyu Syarvina Widy Tri Sianuri Wulandari, Rika Y Yusrizal YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohana Ariska Putri Nasution Yuki Dian Imawanti Yuni, Ika Darma Yusnita Ulfah Munthe Yusuf Siregar, Andri Zahra, Annisa Zamzami Akromi Lubis Zulfa Aliyah