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All Journal Jurnal Manajemen Terapan dan Keuangan e-Dinamis Laa Maisyir Jurnal Ekonomi Islam Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam International Journal of Artificial Intelligence Research INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Tadbir : Jurnal Studi Manajemen Pendidikan Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI Syntax Literate: Jurnal Ilmiah Indonesia Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Agregat: Jurnal Ekonomi dan Bisnis Ganaya: Jurnal Ilmu Sosial dan Humaniora JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) SEIKO : Journal of Management & Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Owner : Riset dan Jurnal Akuntansi At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Jurnal Pendidikan Ekonomi (JURKAMI) YUME : Journal of Management Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS JAE (Jurnal Akuntansi dan Ekonomi) Inovasi: Jurnal Ilmiah Ilmu Manajemen Academy of Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) Akubis: Jurnal Akuntansi dan Bisnis Optima : Jurnal Ilmiah Agribisnis, Ekonomi dan Sosial RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Inovasi Penelitian Journal Informatic, Education and Management (JIEM) Jurnal Manajemen Pendidikan dan 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Syariah Journal of Management and Business Journal of Student Development Informatics Management (JoSDIM) Jurnal Ekonomika Dan Bisnis Jurnal Ekonomi Syariah dan Bisnis Economic Reviews Journal el-Amwal Jurnal Ekonomi dan Manajemen (JEKMA) Journal Research of Economics and Bussiness Jurnal Trisna Riset Gemilang: Jurnal Manajemen dan Akuntansi International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Islamic Economics and Business Journal of Public Representative and Society Provision Transformasi: Journal of Economics and Business Management Student Scientific Creativity Journal Journal of Social Commerce Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) Jurnal Riset Ekonomi dan Akuntansi e-Jurnal Apresiasi Ekonomi Journal of Islamic Economics and Finance Journal of Economics and Management Scienties Gudang Jurnal Multidisiplin Ilmu Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) Jurnal Akuntan Publik Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Serambi Ekonomi dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Proceeding of International Conference on Multidisciplinary Research Jurnal Ekonomi JER Journal of Social Work and Science Education RUBINSTEIN ManBiz: Journal of Management and Business Journal of Sharia Business Management Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Taqaddum : Community Service Journal Journal of Ekonomics, Finance, and Management Studies Proceeding International Conference on Islamic Economics Community Services Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal) INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Bata Ilyas Educational Management Review As-Syirkah: Islamic Economic & Financial Journal
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A ANALISIS KINERJA KEUANGAN DENGAN PENDEKATAN VALUE FOR MONEY PADA DINAS SOSIAL KABUPATEN TAPANULI SELATAN: ANALISIS KINERJA KEUANGAN DENGAN PENDEKATAN VALUE FOR MONEY PADA DINAS SOSIAL KABUPATEN TAPANULI SELATAN Alviana Sahrini Nasution; Fauzi Arif Lubis; Rahmat Daim Harahap
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 6 No. 01 (2023): JIMEK VOLUME 6 NO 1 2023
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v6i01.4754

Abstract

Finance at the Social Service of the South Tapanuli Regency in the Institutional Empowerment and Social Welfare Program in 2019-2021 using the Value for Money concept. The research method used in this research is descriptive qualitative method. Sources of data used are primary data and secondary data. Data collection techniques used are observation/observation, interviews and documentation. The Value for Money approach is seen from three aspects, namely the economic level, the efficiency level and the level of effectiveness. Measurement of economic value is based on a comparison of the budget with budget realization. The measurement of efficiency value is based on a comparison of output and input, where the output is obtained from the performance achievements of the South Tapanuli Regency Social Service. While the value of effectiveness is based on a comparison of outcomes with outputs, where outcomes are targets to be achieved, while outputs are performance achievements of the South Tapanuli Regency Social Service. The results of this study indicate that the financial performance of the Social Services Office of South Tapanuli Regency in the Institutional Empowerment and Social Welfare Program in 2019-2021 in terms of the economic level, namely 71.66% is in the fairly economical category, 89.40% is included in the economic category and 97 .77% fall into the very economical category. Judging from the level of efficiency that is equal to 97.68%, 91.72% and 94.09% fall into the very efficient category. Judging from the level of effectiveness, namely 70% is included in the quite effective category, 82% is included in the effective category and 92% is included in the very effective category.
Pengaruh Religiusitas, Budget Constraint, Dan Penggunaan Media Sosial Terhadap Perilaku Konsumsi Muslim Di Kecamatan Tanjung Morawa Friska, Nur Rani; Arif Lubis, Fauzi; Ria Armayani Hasibuan, Reni
JAE (JURNAL AKUNTANSI DAN EKONOMI) Vol 8 No 3 (2023): JAE (Jurnal Akuntansi dan Ekonomi)
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jae.v8i3.21252

Abstract

This research aims to determine whether there is an influence of religiosity, budget constraints and the use of social media on Muslim consumption behavior in Tanjung Morawa sub-district. The data collection sources used are primary data and secondary data. The respondents in this research were Muslim housewives in Tanjung Morawa sub-district. The number of villages or sub-districts in Tanjung Morawa sub-district is 26 villages or sub-districts and 100 housewives were used as samples. Data processing in this research uses SPSS 25 for Windows. The analysis used in this research is multiple linear regression analysis. The research results of R Square (R²) were 0.858 or 85.8%. Based on the results of the t test for the religiosity variable (X1) it has a significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with a significance of 0.000 and t count of 8.368, for the Budget Constraint variable (X2) it has no significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with significance 0.876 and t count of 0.157, for the Social Media variable (X3) it has a significant effect on Muslim consumption behavior in Tanjung Morawa sub-district with a significance of 0.000 and t count of 13.703. The results of the multiple linear regression test obtained the equation Y = -1.624 + 0.385X1 + 0.008X2 + 0.352X3y
The Influence Of Market Share, Density, Investment Yield, And Gross Contribution To The Total Assets Of Islamic Insurance Companies In Indonesia In 2018-2022 Rahmad Sahputra Tanjung; Nur Ahmadi Bi Rahmani; Fauzi Arif Lubis
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No. 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i2.52486

Abstract

This study aims to determine the effect of market share, density, investment yield, and gross contribution to the total assets of Islamic insurance companies in Indonesia in 2018-2022. The research method uses quantitative associative multiple linear regression using secondary data from the Financial Services Authority publication. The type of data uses time series. The sample of Islamic insurance companies listed in IKNB Syariah for the period 2018-2022 with a total of 58 companies. Data processed using SPSS. The results of market share research have a significant positive effect on the total assets of Islamic Insurance Companies in Indonesia in 2018-2022. Density has no significant effect, and investment yield has a significant positive effect, gross contribution has no significant effect. Meanwhile, based on the results of analysis using SPSS version 23, all independent variables, namely Market Share, Density, Investment Yield, and Gross Contribution together have a significant effect on the dependent variable. Simultaneously, when market share, density, investment yield, and gross contribution function together, they create a favourable environment for the growth of total assets. The combined effect of these factors provides an overview of how economic and strategic factors can influence asset accumulation in the context of the analysed market or industry.
Analisis Pengaruh Produk Domestik Regional Bruto (PDRB), Upah Minimum Regional (UMR) dan Tingkat Pengangguran Terbuka (TPT) Terhadap Kesejahteraan Dalam Perspektif Ekonomi Islam di Provinsi Sumatera Utara Siregar, Tarmiji Hamid; Lubis, Fauzi Arif; Inayah, Nurul
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4368

Abstract

This study aims to determine the influence of PDRB, UMR and TPT on people's welfare (HDI) in North Sumatra Province for the 2017-2021 period. This research is a type of quantitative research that is associative in nature with a sample of 135 data from 27 districts/cities in North Sumatra Province which were collected through documentation from BPS. Data analysis technique using multiple linear regression analysis. The results of the study show: (1) PDRB partially has a positive and significant effect on people's welfare; (2) Partial UMR has no significant effect on the welfare of the community; (3) TPT partially has a positive and significant effect on people's welfare; and (4) PDRB, UMR and TPT jointly (simultaneously) have a significant effect on people's welfare in North Sumatra Province during the 2017-2021 period. The magnitude of the influence of the PDRB, UMR and TPT variables simultaneously on community welfare is 17.6% and the remaining 82.4% is explained by other variables besides the variables proposed in this study.
PENGARUH PERAN DIGITALISASI DAN TRANSFORMASI DIGITAL TERHADAP KINERJA ASURANSI DI PT. CHUBB LIFE INSURANCE MEDAN Hernita, Hernita; Daulay, Aqwa Naser; Lubis, Fauzi Arif
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 04 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i04.38609

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh peran digitalisasi dan transformasi digital terhadap kinerja asuransi. Menggunakan penelitian jenis kuantitatif dengan analisis. Berdasarkan teknik pengambilan sampel menggunakan non probability sampling yang menunjukkan bahwa terdapat 60 nasabah yang masih aktif di PT. Chubb Life Insurance Medan pada tahun 2023 dalam penelitian ini. Dengan analisis asosiatif di mana uji pengaruhnya diuji menggunakan regresi linear berganda melalui program SPSS 22. Hasil penelitian ini menunjukkan bahwa peran digitalisasi dan transformasi digital berpengaruh terhadap kinerja asuransi di PT. Chubb Life Insurance Medan. Sesuai uraian temuan pada studi ini secara parsial dan simultan menunjukkan bahwa peran digitalisasi dan transformasi digital berpengaruh terhadap kinerja asuransi. Hal ini menurut pendapat Röschmann (2022) menunjukkan bahwa digitalisasi dan transformasi mendorong pengembangan layanan sesuai permintaan di banyak industri termasuk asuransi.
Lifestyle Optimazion to Increase Interest in Purchasing Thrift Clothest among the People of Medan City Lubis, Fauzi Arif; Aslami, Nuri; Puspita, Nina; Sitompul, Siti Nur Aisah
Taqaddum: Community Service Journal Vol 2, No 1 (2024): Taqaddum: Community Service Journal
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the influence of consumer lifestyle on the interest in purchasing thrift clothing in Medan City. Utilizing qualitative methods, we conducted in-depth interviews with 30 consumers and thrift sellers to gather insights into how lifestyle choices impact purchasing decisions. The findings reveal that consumers perceive thrift clothing as affordable, trendy, and unique compared to regular retail options. This perception drives increased consumer interest and contributes to the growth of thrift markets. Additionally, the study highlights the importance of collaboration with local government to enhance support for thrift businesses through improved facilities and marketing strategies. By promoting the sustainability and environmental benefits of thrifting, this research aims to foster a more conscious consumer culture and strengthen the market position of thrift retailers.
Training to Utilize Social Media to Increase Awareness and Influence Purchasing Decisions Lubis, Fauzi Arif; Azara, Pira; Fatin, Diyanah
Taqaddum: Community Service Journal Vol 1, No 1 (2023): Taqaddum: Community Service Journal
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Social media has become an integral part of daily life and plays a crucial role in consumer purchasing decisions. This article examines the optimization of purchasing decisions for SOMETHINC products among the community in Medan through the utilization of social media. The methods used in this service include Deep Interviews, Training, Focus Group Discussions (FGD), and Collaboration. Deep Interviews are conducted to explore consumer perspectives on social media strategies and their impact on purchasing decisions. Training is provided to the SOMETHINC marketing team to enhance interaction with consumers. FGDs gather feedback from consumers and the marketing team regarding consumer needs and preferences. Collaboration with influencers aims to expand promotional reach and increase consumer engagement. The results of the service show that although SOMETHINC has been effective in leveraging social media, there are opportunities to improve engagement with consumers. Training and the implementation of new, more personal and interactive strategies have successfully increased consumer loyalty and the impact of social media on purchasing decisions. FGDs and collaboration with influencers have contributed to refining promotional strategies and expanding market reach. Therefore, the company needs to develop relevant content, actively interact with consumers, and leverage influencers to enhance awareness and the influence of social media on purchasing decisions.
ANALYSIS OF SHARIA LIFE INSURANCE CONTRIBUTION USING MAKEHAM'S MORTALITY LAW WITH THE COST OF INSURANCE METHOD AT PT SUN LIFE MEDAN Siregar, Rizki Kurnia; Atika, Atika; Lubis, Fauzi Arif
Jurnal Apresiasi Ekonomi Vol 10, No 3 (2022)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v12i3.839

Abstract

Based on the mitigation method, insurance is divided into conventional insurance and sharia insurance. In sharia insurance, the principle of risksharing is applied. In the concept of risksharing, all participants are obliged to pay contributions to the insurance manager. This contribution consists of three elements, namely ujrah, tabarru, and tijarah. Life insurance product xxx is a discrete n-year term life insurance that includes tijarah elements in the unit link. Life insurance product xxx has three elements of contribution, namely ujrah, tabarru, and tijarah. The ujrah fund has been determined by the insurance manager and is explained in detail in the policy agreement. The tijarah fund depends on the investment level assumption chosen by the prospective insurance participant. In addition to these two elements, the insurance manager must calculate tabarru to pay the insurance participant's claim. In this study, an estimate will be made for the gross contribution of the tabarru fund. To estimate the gross contribution of tabarru funds, the Cost of Insurance (COI) method is used which involves the variable ?? (the probability of death of a person aged ? years obtained from the mortality table), discount factor, and assumptions of management fees. The Gompertz mortality law approach is used to refine the mortality table. The results are in the form of a table of gross contributions of tabarru funds for prospective male and female participants with an assumption of insurance compensation of Rp. 250,000,000 for the age range of 1-111 years with nine combinations of three investment return assumptions and three management fees that can be chosen by prospective insurance participants.Keywords: sharia insurance, contribution, COI
The Implementation of the Policy of Payment Using QRIS on Public Satisfaction in Medan City at Trans Metro Deli Leli, Nur; Siregar, Saparuddin; Lubis, Fauzi Arif
Tadbir : Jurnal Studi Manajemen Pendidikan Vol. 6 No. 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jsmp.v6i2.12395

Abstract

Implementation of the Indonesian Quick Response Code (QRIS) is important because the QRIS system is expected to increase ease of service. Transaction and have a positive impact on public interest and participation in using Tans Metro Deli public transportation. This research method is a quantitative method using SPSS 26, a data analysis tool in this research namely multiple linear regression. This research aims to prove that the payment variable has an effect on the satisfaction variable. This research uses a survey method obtained from the original scene of the incident by distributing questionnaires. A questionnaire is a data collection technique carried out by providing written questions submitted to respondents. the likert scale is used to measure the attitudes, opinions, or perceptions of a person or group of people about social phenomena with a likert scale, then the variables to be measured are described into variable indicators. The date sources used are primary and secondary sources. The number of respondents in this research was 30 people using a simple linear regression analysis technique. The analysis tool that the researcher used was SPSS software version 26 The research results show that payment has a significant positive effect on satisfaction. data analysis techniques used in this study descriptive statistical analysis, validity test and reliability test, classical assumption test there are several classical assumption tests used in this study are normality test, multicollinearity test and heteroscedasticity test, then simple linear regression analysis test, hypothesis test namely t test, f test and determination coefficient test. So the use of QRIS contributes significantly to increasing satisfaction in the city of Medan.
The Impact of Palm Oil Price Decline on the Welfare of Palm Oil Farmers in Krueng Itam Tadu Raya Village, Nagan Raya Regency, West Aceh Kholifah, Kholifah; Lubis, Fauzi Arif
Journal of Public Representative and Society Provision Vol. 5 No. 1 (2025): Journal of Public Representative and Society Provision
Publisher : Pusat Studi Pembangunan dan Pemberdayaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55885/jprsp.v5i1.496

Abstract

Human life is said to be prosperous when all economic and social needs can be fulfilled without shortage. As a community living in a fairly large area of oil palm plantations in Indonesia, the majority of Krueng Itam villagers have jobs as oil palm farmers so that the price of palm oil greatly affects their income. This study aims to determine the impact of the decline in palm oil prices on the welfare of oil palm farmers in the village of Krueng Itam Tadu Raya, Nagan Raya Regency, West Aceh. The research method used is descriptive qualitative with a sample of 10 respondents. Data collection techniques were carried out through observation, questionnaires, interviews, and documentation. The results of the study stated that the decline in palm oil prices had a negative impact on welfare. This is evidenced by the results of the questionnaire which showed that 70% of farmers felt that the decline in palm oil prices had a negative impact on welfare.
Co-Authors Abror, Ruli ADELIA Adinda Rizki Fadilah Ahmad Fikri Ihsan Nasution Ahmad Habib Pinim ahmad syauqi, ahmad Aina, Nabila Izmi Aisha Alvia Aisyah Aisyah Alviana Sahrini Nasution Ananda Putri Azni Mtd Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Anisa Bella Saragih Annisa Hafizzah Hutabarat Annisa Namira Annisa Putri Annisa Thaharah Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Ardiansyah, Muhammad Rajab Ardina Khoirunnisa Harahap Ariska, Ayu Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Husna Asmaul Mutiah Atha, Muhammad Alwan atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Aulia, Adinda Putri Aulia, Syaikah Nabilah Ayu Ashara Harahap Ayu Lestari Ayunda Syapa Azra Ayyub Ramadhan Azahra, Alma Azara, Pira Azhari Akmal Tarigan Azmi Rinaldi Nasution Azmi, Raisa B. Syarbaini, Ahmad Muhaisin Bi Rahmani, Nur Ahmadi Boangmanalu, Farida Hanum Chadisa Rizky Ananda Chairani A Br Nasution Chanda Chansa Thelma Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Citra Pratiwi Daulay, Suci Cut Nurul Azizah Damayanti, Elvina Sari Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desfrida, Mardelia Desti Ramadayanti Dharma, Budi Dhita Lutfiah Dinda Delfi Permata Rambe Dira Azzahra Putri Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadhillah Lubis, Muhammad Arif Fadila, Sheila Fadillatunnisa Fadillatunnisa Fadya Hanin Fahani, Tania Azura Fajar Dwi Ramadhan Sipa Fajri, Muhammad Aulia Farhan, M. Hafiz Fatin, Diyanah Fitri Diani Fitri Yani Fitria Hanum Friska, Nur Rani Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap , Muhammad Ikhsan Harahap, Lesti Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hardian Aditya Mingka Hasanah Azizi Hasibuan, Reni Ria Armayani Hasibuan, Widiyani Hayani, Mifta Hayati, Fitri Hendra Harmain Hernita, Hernita Ihsan Nasution, Ahmad Fikri Ikhsan Harahap, Muhammad Ikhwansyah Isranuri Illiyyin Hanifah Maruhawa Imamah Khairiyah Imawanti, Yuki Dian Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Indradewa, Rhian Intan Sakina Br. Nasution Irham, Mawaddah Irma Rahmayani Marpaung Irma Yunita Irma Yunita Irna Permata Sari Ismu Hartarto Ismu Hartarto Julianto Isna Nurul Ain Isnaini Harahap Japakiya, Ismail Lutfi Juliana Nasution Kahfita Ardana Khadir, Abdul Khairani Khairani Khairina Tambunan Khairina Tambunan Khairiyah, Imamah Khairun Nisa Khairunnisa Azzahra Kholifah Kholifah Khotimah Nst, Husnul Kurnia Utami Pasi Laila Fitria Laksono Trisnantoro Larasati, Diah Larasati Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Lazuardi, Bayu Leli, Nur Liza Mutia Lubis, Chairunnisa Lubis, Siti Nurhaliza Lutfiah, Dhita M. Hizbullah Hasibuan M. Lathief Ilhamy Nasution M. Yasir Nasution M. Yusuf Manna Wassalwa Manna Wassalwa Marliyah, Marliyah Marlya Fatira AK Maulidina Raseuky Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yusuf Muhammadharris Suwandi Muhmmad Riduan Multamuddin Multamuddin Mutia, Frissai Gusminar Mutia, Liza Mutiara Sawitri Pane Mutthaqin, Muhammad Satrya Nabilahpurba, Nabilahpurba Nainggolan, Natasya Salsabila Namira, Annisa Nasution, Annio Indah Lestari Nasution, Ansor Nasution, Ferdi Dermawan Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Sonya Melinda Nawawi, M Iqbal Nelsi Agustina Siburian Niken Rahmadyah Nikira, Nikira Nila Rosdiana Ningsih, Sri Rahayu Novita Tanjung NUR AHMADI BI RAHMANI Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti, N Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Jannah Nurulfah Satria Dewi Nurwani Nurwani Nurwani, Nurwani Ongku Indramora Siregar Pasaribu, Zakiyah Khairani Pratista Andanitya Siregar Puspita, Nina Qamara, Lisa Rahmad Sahputra Tanjung rahmadani, mutia Rahmah Sari Lubis Rahmah, Dewi Chofifah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza, Rahmi Ramadhani, Tri Azmi Raseuky, Maulidina Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Ria Armayani Hasibuan, Reni Ridwan, Aldy Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Riziq Agsyah Roslinda Harahap Rukmana, Nadia Mayang Salsabilla Siagian Saparuddin Siregar Saparuddin Siregar Sarah, Fauziah Sari, Sekar Saskia, Dhea Ananda Sekar Sari Selfiani, Dwi Selvia Selvia Sembiring, Gita Kurnia Sari Septia Sakinah Rizki Utama Sholiha, Sintaini Fi Siagian, Salsabilla Silvia Handayani Siregar Silvia Retri Aldona Tampubolon Sintaini Fi Sholiha Siregar, Indah Kurniati Siregar, Rizki Kurnia Siregar, Suci Afria Sasty Siregar, Tarmiji Hamid Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Sitepu, Mhd Fadliq Ananta Siti Aisa Siti Nurhaliza Siti Saleha Sitompul, Siti Nur Aisah Situmorang, Marisa Sonya Melinda Nasution Sovianum, Sovianum Suci Citra Pratiwi Daulay Suryani, Atika Syach Falah, Rifqi Syah, Dwiki Wardana Tamarindika Manja Putri Tambunan, Khairina Titis Budi Prihatin Tri Azmi Ramadhani Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Tuti Fitri Ani Siregar Ujung, Siti Khoiriyah Karina Wahyu Syarvina Widy Tri Sianuri Wulandari, Rika Y Yusrizal YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohana Ariska Putri Nasution Yuki Dian Imawanti Yuni, Ika Darma Yusnita Ulfah Munthe Yusuf Siregar, Andri Zahra, Annisa Zamzami Akromi Lubis Zulfa Aliyah