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All Journal Tekno - Pedagogi : Jurnal Teknologi Pendidikan Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Jurnal Tata Rias Jurnal Keperawatan Jiwa (JKJ): Persatuan Perawat Nasional Indonesia Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Journal of English and Arabic Language Teaching Jurnal EMT KITA JURNAL KONSELING GUSJIGANG Arsitektura : Jurnal Ilmiah Arsitektur dan Lingkungan Binaan Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Maneggio: Jurnal Ilmiah Magister Manajemen JURNAL ATOMIK Diklabio: Jurnal Pendidikan dan Pembelajaran Biologi SEIKO : Journal of Management & Business Journal of Health Promotion and Behavior JURNAL PENDIDIKAN TAMBUSAI NISBAH: JURNAL PERBANKAN SYARIAH Edumaspul: Jurnal Pendidikan Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Crystal : Publikasi Penelitian Kimia dan Terapannya Jurnal Ekonomi Manajemen SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Tasharruf: Journal Economics and Business of Islam JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Ilomata International Journal of Management Jurnal Ilmiah Ilmu dan Teknologi Rekayasa Edukasi: Jurnal Ilmiah Pendidikan Anak Usia Dini OPTIMA Public Corner BASKARA: Journal of Business and Entrepreneurship JEKPEND Jurnal Ekonomi dan Pendidikan Ners Muda Jurnal Ilmiah Medicamento Jurnal Ilmu Perbankan dan Keuangan Syariah Ilomata International Journal of Management Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Management of Zakat and Waqf Journal (MAZAWA)) JURNAL MANAJEMEN AKUNTANSI (JUMSI) JOURNAL OF COMMUNITY ENGAGEMENT AND EMPOWERMENT Jurnal Nasional Holistic Science Humantech : Jurnal Ilmiah Multidisiplin Indonesia Journal of Student Development Informatics Management (JoSDIM) Islamiconomic: Jurnal Ekonomi Islam Studi Akuntansi, Keuangan, dan Manajemen Jurnal Ilmiah Mahasiswa Raushan Fikr Jurnal Pengabdian Masyarakat Tjut Nyak Dhien Bulletin of Management and Business Historiography Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal Focus Action of Research Mathematic (Factor M) Jurnal Ekonomika Manajemen Dan Bisnis Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Paradoks : Jurnal Ilmu Ekonomi COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Jurnal Informasi Keagamaan, Manajemen dan Strategi Indonesian Journal of Pharmacy and Natural Product Barongko : Jurnal Ilmu Kesehatan e-Jurnal Apresiasi Ekonomi Historia Islamica: Journal of Islamic History and Civilization Journal of Economics and Management Scienties Riwayat: Educational Journal of History and Humanities IIJSE Medika: Jurnal Ilmiah Kesehatan ALPHATEACH (JURNAL PROFESI KEPENDIDIKAN DAN KEGURUAN) Journal Of Agriculture Sciences (Agrosci) Al-Mubtadi : Jurnal Pendidikan Guru Madrasah Ibtidaiyah Future Academia : The Journal of Multidisciplinary Research on Scientific and Advanced Proceeding of International Conference on Humanity Education and Society International Journal of Educational Qualitative Quantitative Research Media Penelitian dan Pengembangan Kesehatan Al-bank: Journal of Islamic Banking and Finance Prosiding Pengabdian Ekonomi dan Keuangan Syariah Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Jurnal Tata Rias

Nurul Jannah

3Department of Quran & Sunnah, Kulliyyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University Malaysia,P.O. Box 10, 50728 Kuala Lumpur.

Author-ID : 291350

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Analisis Kepatuhan Syariah (Shariah Compliance) Produk Kredit Perumahan Rakyat (KPR) dengan Akad Murabahah pada Bank Sumut Kantor Cabang Syariah Medan Muthi’ah, Rini; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

This research is entitled Study of Sharia Compliance in Public Housing Loan Products (KPR) with Murabahah Agreement at Bank Sumut, Medan Sharia Branch Office. Shariah Compliance can simply be interpreted as a form of obedience carried out by Islamic banks in fulfilling existing sharia principles in all aspects of their operational activities. This is the difference between Islamic banks and conventional banks.People's Housing Credit (KPR) is a facility provided by banks to customers who wish to have a place to live (home). In general, mortgages in Islamic banks use a lot of murabahah contracts. Murabahah itself means a sale and purchase agreement made between two parties, namely the bank and the customer. Which is where the Islamic bank will buy the house that the customer wants and then sell it to the customer at a cost plus a profit margin that has been mutually agreed upon.The method used in this research is descriptive qualitative. Data obtained from the results of observations and documentation on the bank directly. This study aims to see how to provide Murabahah mortgage financing and the extent of sharia compliance with Murabahah mortgage products at Bank Sumut Syariah Medan Branch Office.

Analisis Faktor yang Mempengaruhi Kurangnya Minat Masyarakat dalam Menabung di Bank Sumut Kcp Syariah Kota Baru Marelan Khairussyifa, Salwa; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

This research is motivated by how the banking sector attracts customers and retains them so that companies can develop is the main problem faced by Islamic financial institutions such as Islamic banks. Meanwhile, the people of the city of Baru Marelan are less interested in saving at Islamic banks due to several factors. The purpose of this study is to determine whether or not there is an influence of knowledge, service, location, and product factors on the lack of public interest in saving in Islamic banks and how much influence this has on the lack of interest of the people of the new city of Marelan. Saving in Islamic Banks.The research method used in this research is quantitative with multiple linear regression analysis as an analytical tool. By proving the hypothesis used with a significant test. The sample in this study were respondents. The independent variable in this study is the lack of public interest, this research was conducted on the community in Kota Baru Marelan.Based on regression analysis at a significant rate of 5%, it shows that the knowledge and product variables have a significant influence on the lack of public interest in saving. The results of the F test for the variable lack of public interest in saving can be influenced by the knowledge and product variables together. Partially, knowledge and products have a significant effect on the lack of public interest. Location and service have no significant effect on the lack of interest in the people of Kota Baru Marelan in saving at Islamic Banks. While the most dominant influence is on the variable (X), where the beta value of 0.620 is greater than the other independent variables.

Peran Dewan Pengawas Syariah dalam Pengawasan di Bank Syariah (Studi Kasus Bank Sumut Syariah Kecamatan Tebing Tinggi) Panjaitan, Arnita Septiani; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Supervisory Journal is part of the management function. Supervision is the process of ensuring that organizational and management objectives are achieved. Functionally, there are many names for control, such as evaluating, assessing, and correcting. It's just that controlling is used more because it contains connotations that include setting standards, measuring activities, and taking corrective actions that are not objective. The supervisory body is also independent, in the sense that its work is not related or influenced by other parties, both internal and external to the company. Thus, the assessment carried out is expected to be objective so that an evaluation can be carried out for changes for the better. This research is a research based on a conceptual study. By only using secondary data obtained from: journals, books and writing materials related to the theme of this research, the Sharia Supervisory Board (DPS) is an independent body placed by the National Sharia Council (DSN) in Islamic financial and banking institutions. To ensure the effectiveness of DPS performance Apart from being seen from the performance of their duties, the effectiveness of DPS members must consist of carrying out their duties as supervisors and must be independent, without influence from any party, both from the bank and from parties other than the bank.

Analisis Strategi Pemasaran Produk Gadai Emas Pada Bank Syariah Indonesia KC Lubuk Pakam Pohan, Rahma Nur Azizah; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Sharia pawning (Ar-Rahn) is a debt contract where goods have value as collateral so that the person concerned can take the debt. In this rahn contract system, the Lubuk Pakam community can obtain financing by going directly to a sharia bank with a fast, safe and practical process. This study aims to find out how the marketing strategy of gold pawn products at Islamic banks, and can see how the development of ema pawn products is carried out by marketing parties. The method used in this research is using a qualitative method using primary data from interviews with parties who have trusted sources regarding the gold pawn in order to obtain accurate data and information, and using secondary data obtained from literature, books, journals related to pawning gold as well as other sources related to this journal.

Analisis Prosedur Pemberian Pembiayaan Multiguna Pada Pt. Bank Sumut Kantor Cabang Pembantu Syariah Karya Sari, Suspita; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

This research is motivated by the increasing number of customers who want to apply for Multipurpose financing in order to meet their daily needs such as motorcycles and others, in an effort to improve the standard of living of prospective customers. The purpose of this study is how the procedures established in the provision of Multipurpose Financing implemented by PT. Bank Sumut Sharia Karya Sub-Branch Office and how to overcome obstacles during the process of providing Multipurpose Financing. The research method used is qualitative with a descriptive approach. Sources and types of data used in this study are primary data obtained from the field by observation or interview methods. Researchers get additional data through various sources, ranging from books, online journals, articles, news, and previous research as supporting data and complementary data. The results of the study explain that at PT. Bank Sumut Syariah Karya Sub-Branch Office has implemented the procedure for providing Multipurpose financing correctly and optimally, starting from the application process to the final stage. In overcoming obstacles, the bank has checked customer files carefully, then during the financing analysis process and making the contract, the bank provides opportunities for interns to participate in helping the process to be well organized.

Analisis Strategi Pemasaran PT. Bank Sumut Kantor Cabang Pembantu Syariah Karya dalam Meningkatkan Jumlah Nasabah Pembiayaan Multiguna Kartika, Dinda; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Marketing strategy is a continuation of the form of market introduction, which will be related to what strategy will be used in marketing the product so that it can be accepted in the market. The marketing strategy of Islamic Banks is one of the steps that must be taken in marketing banking products and services as indicated by increased sales. The increase in sales is oriented towards fund-raising and customer-oriented products, improving service quality and increasing fee-based income. The purpose of this study was to determine the marketing strategy of PT. Bank Sumut Sharia Karya Sub-Branch Office in increasing the number of multipurpose financing customers. The research method used in this research is qualitative with descriptive method. The data is collected, compiled, grouped, analyzed, then integrated so that it becomes a clear and focused picture of the problem under study. Is a research method that is carried out by going directly to the object of research studied at PT. Bank Sumut Sharia Karya Sub-Branch Office. Based on the research results, the marketing strategy used by PT. Bank Sumut Sharia Karya Sub-Branch Office in increasing the number of multipurpose financing customers is by conducting Sales Promotion, Personal Selling and advertising which is applied at PT. Bank Sumut Sharia Karya Sub-Branch Office.

Pengaruh Kualitas Pelayanan dan Bagi Hasil Terhadap Minat Menabung Masyarakat pada Tabungan Marhamah PT. Bank Sumut Cabang Pembantu Syariah Panyabungan Putri, Sania Adela; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

This study aims to determine the effect of service quality and profit sharing on the interest in saving the Panyabungan community on the Marhamah savings of PT Bank Sumut Panyabungan Syariah Branch Office. The dependent variable in this study is the saving interest of the Panyabungan community in Marhamah's savings, while the independent variables consist of service quality and profit sharing. The sample used in this study were 93 customers. This study uses a questionnaire as primary data then the data results are analyzed using linear regression analysismultiple. The results of this study indicate that service quality and profit sharing have a significant effect on the interest of the Panyabungan community to save on Marhamah's savings at PT Bank Sumut Panyabungan Sharia Sub-Branch Office

Analisis Penerapan Integrated Marketing Communication (IMC) pada Produk Kur Mikro (Studi Kasus Bank Syariah Indonesia KCP Binjai Sudirman) Husna Rangkuti, Munafiatul; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

This study uses a qualitative method with a case study approach. Where this study uses four informants. Data collected through observation, interviews, and documentation. From the results of the research conducted, it can be concluded that Bank Syariah Indonesia KCP Binjai Sudirman uses a marketing communication strategy for Kur Mikro products, in this case using marketing communications consisting of advertising, sales promotion, public relations, personal selling, and direct marketing to the field. Where in the implementation of the strategy carried out using various kinds of tools from each marketing communication instrument that is applied.

Uji Kesyariahan Akad Murabahah pada Produk Pembiayaan Bank Sumut Syariah Kcp Kota Baru Marelan Iswanty, Widya; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

Banks are financial institutions that have a very important role in developing the country's economy. In the banking world, there is a dual banking system known in the community as conventional banking and Islamic banking. Islamic banks are banks that operate in accordance with sharia principles or banks whose operating procedures refer to the Koran and al-hadith. One of the contracts in Islamic banking products is the Murabaha contract. Murabahah contract is a financing contract that is most often used by banks because it has a low risk. In order for a murabahah contract to be like sharia principles, there must be two separate buying and selling transactions. First, namely transactions between suppliers and banks, this is done before the second transaction takes place, namely transactions between banks and customers. These two transactions are unavoidable in order to comply with sharia principles.

Analisis Kepatuhan Syariah (Shariah Compliance) Terhadap Produk Tabungan Marhamah dengan Akad Mudharabah pada Bank Sumut Kantor Cabang Syariah Medan Nasution, Rafiqa Humaira; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 2 (2022)
Publisher : Medan Resource Center

Savings Marhamah is one of the popular savings among customers of the Islamic bank of North Sumatra, by using a profit sharing contract or mudharabah, a problem arises that the author wants to know, What is the form of implementation of compliance with sharia principles in the savings product of Marhamah Bank of North Sumatra Sharia Branch Office Medan?, The author wants to compare whether the mudharabah mechanism applied to this Marhamah savings product is with the sharia principles that exist in the MUI DSN or does this Marhamah savings product have sharia compliance? The data collection technique is qualitative with descriptive method. This qualitative descriptive research provides a systematic, accurate, and accurate description of the implementation of shariah compliance as seen from the products of Bank Sumut, Medan Sharia Branch Office.

Co-Authors , K, Kamilah Abdillah, Rizky Achmad, Hamdani Ade Titin Sumarni Afifah Zahra, Hana Afrianti, Vira Ahmad Nasution, Rifaldi Amanda Ristriana Pattisinai Amrazi Zakso Andini Tribuana Tunggadewi, Andini Tribuana Andri Soemitra Andrian Syaputra Angin , Silvia Amelia Perangin Aprillia, Wina Ardani, Kori Nur Ariani, Winda Ade Arifin Fauzi Lubis Azhari Akmal Tarigan Azzubair, Muhammad Beata Ratnawati Bi Rahmani, Nur Ahmadi Birahmani, Nur Ahmadi Budi Harianto, Budi Daya Negri Wijaya Dellarosa, Luvy Dewi Yuliani, Dewi Dharma, Budi Diana ., Diana Didik Tamtomo, Didik Dukat Dukat Elmasari, Rindi Emil Wahdi Erika Erika Erma Yunita Eva Marliana, Eva Fadilah Qonitah Fatchurohman Fatkhur Rohman Firmansyah, Muhammad Iqbaal Gazali, Moh. Imam Hafsah, Umi - Hairani, Rita Hamid, Nur Hanum, Fadillah Harahap, Ayu Ashara Harahap, Fasthabiqul Ambiya Harahap, Ledis Izzah Harahap, Muhammad Ikhsan Harahap, Nurlaila Harahap, Rahmat Daim Harahap, Satria Mariqom Hasibuan, Ahmad Ridwan Hasibuan, Vera Yunita Hasibuan, Zahra Syahfitri Hasrimy, Nabila Felicia Hendra Harmain Hidiya, Miesriany Husna Rangkuti, Munafiatul Hutabarat, Cindy Claudia Ihsan Nasution, Ahmad Fikri Ihwan Imsar , Imsar Imsar, Imsar Insania, Ribki Isnaini Harahap Iswanty, Widya Ivone Wulandari Budiharto, Ivone Wulandari Juliana Nasution K, Kamilah Kamala, Nail Kamilah, Kamilah Kania, Dinda Tri Kartika, Dinda Khairani Putri, Khairani Khairussyifa, Salwa Kharismatul Khasanah Khoiriaturrahmah, Miftah Khotimah Nst, Husnul Kristiana kristiana Kurniadi Kurniadi, Kurniadi La Daiba, Yuniar Larah, Anggi Dwi Laylan Syafina Lestari, Annio Indah Lubis, Mutiara Lubis, Rasikah Firjatullah Lubis, Sofiana Zahara Luis, Muhammad Luthfiyah, Nanda Amirah M. Chaerul Rizky Mamik Indaryani Margaretha Maria Shinta Pratiwi Meianti, Ardhia Meliana, Linda Mindara, Gema Parasti Miski, Cut Raudhatul Mistriyani, Mistriyani Mufti, Robi Muhammad Arif Muhammad Helmi Muhammad Lathief Ilhamy Nasution Muhammad Saefullah, Muhammad Muhammad Yafiz, Muhammad Muhtar Muhtar Muryati Muthi’ah, Rini Nabilah, Nada Nabillah, Nur Naqa Fairuz, Muhammad Nasution, Annio Indah Lestari Nasution, Doly Anwar Nasution, Inayatul Widad Nasution, Juliana Nasution, Rafiqa Humaira Natalia, Adelisa Neila Susanti Ningtias, Sinar Ayu Nor Azizah, Wanda Nst, Yeni Rahman Nst, Yenni Samri Juliati Nur Azizah Nur Indah Sari Nurdiana Putri, Ameliya Nurmaningsih, Nurmaningsih Nursantri Yanti Nurul Anam, Nurul Nurwani Nurwani, Nurwani Nuryanti, Sundari Desi Olief Ilmandira Ratu Farisi Pakpahan, Rona Melati Panjaitan, Arnita Septiani Paramitadevi, Yudith Vega Paska, Yesica Apriliana Pohan, Rahma Nur Azizah Prasetya, Dimas Ardi Pratama, Nofran Putra Pufa, Rere Putri Indah Sayakti Putri, Dian Ananda Putri, Sania Adela Rahma, Tri Inda Fadhila Rahmat Kamal Rahmi Syahriza, Rahmi Ramadhani, Sri Rambe, Mei Sahriani Ridho, Rizky Ridwan, Wonny Ahmad Ritonga, Rizka Sabila Rizqiani, Eni Rizqiya, Annisa Roos Yuliastina Rosyid, Abd. S, Azra Afwani saputri, delma Sari, Fathah Dian Sari, Riski Ardila Sari, Suspita SEPTI WULANDARI Shabira, Yusra Silaban, Intan Roulina Silalahi, Purnama Ramadani Sinambela, Khayriza Sindi, Sindi Sitepu, Rama Dhania Br Siti Aisyah Sitorus, Isnaini Faraz Azis Ilmi Soemanto, RB Sri Wulandari Suhairi Suhairi supriadin supriadin Supriyono, Supriyono - Survival Syafrizal, Muhammad Syahfitri, Mulia Syamsu Nur, Syamsu Syarifah, Wardatus Tafdila, Tafdila Tandah, M. Rinaldhi Tanjung, Dava Maulana Teguh Wahyono Triana Hertiani Tuti Anggraini Ulfa, Mariyana Verawati, Dian Marlina Vitasari, Dian Warsono Warsono Widayanti, Ipuk Widiawati, Yesi Eka widya kartika sari Wijaya Wijaya Wildani, Zakiatul Winta, Mulya Virgonita I Wiranda Intan Suri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohanes Bahari Yossie Susanti Eka Putri YS, Tazkia Ayu Alharani YUNI, YUNI Yuniarti . Yusrizal Yustina Yustina Yusuf Yusuf Zuhrinal M. Nawawi Zulbayu, L.M. Andi Zulfarina, Zulfarina Zulhakim, Zulhakim

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