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Kamaludin Kamaludin
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Journal : multifinance

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THE ROLE OF FINANCIAL TECHNOLOGY (FINTECH) IN MANAGING UMKM FINANCE IN NORTH BENGKULU DISTRICT Zoraya, Intan; Kamaludin, Kamaludin; Santi, Fitri; Rahmayanti, Dewi; Afandy, Chairil
Multifinance Vol. 2 No. 3 (2025): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i3.328

Abstract

This study examines the role of financial technology (fintech) in improving financial literacy among Micro, Small, and Medium Enterprises (MSMEs) in North Bengkulu Regency. Along with the development of technology and people's need for more efficient financial services, fintech has emerged as a solution to facilitate financial transactions. However, the community's low understanding of fintech can lead to financial risks, especially for MSME groups that tend to be consumptive. The research involved socialization and education on the use of fintech, with a focus on its positive impact and how to use it wisely. The methods used included surveys, presentations, and interactive discussions with participants. The results of the activity showed an increase in participants' knowledge of fintech and its potential utilization to improve financial transactions. This activity is expected to encourage local economic growth and increase public awareness of the importance of financial literacy in the digital era. Therefore, continuous education and support are needed to ensure that people can optimally utilize fintech.
Co-Authors . Darmansyah ., H.M. Chiar Abdullah, Ridwan Agustina Ekaputri, Retno Ahmad Nahrowi Akram Harmoni Wiardi Alesa, Nelly AMELIA FEBRIANA, AMELIA Amelia, Aas Antonius Antonius Anwar, Miftahul Apriansyah, Syahrud Ariatpi, Fina Arief Rijaluddin Arif Hidayat Aziza, Nurna Baehaqi Baidhillah Riyadhi Barus, Rosnelly Berto Usman, Berto Burhanudin Burhanudin Chairil Afandy Dantika, Fina Azizah Desi Rahmawati Dessy, Dessy Dewi Rahmayanti Dian Dian Dianti, Salma Ratna Divianto Divianto Dulyapit, Apit Effendi , Mohammad Sofwan Effendi, Mohammad Sofwan Emanuel, Viktor Endang Endang, Endang Evendi, Erpin Fajar Islamy, Mohammad Rindu Farashati, Alfiya Fatwanah, Fatwanah Fauzi, Erpan Fauziah, Siti Nur Indah Firdaus, M. Azis Firmansyah, Rendy Rizkyta Fitranita, Vika Fitri Santi Fridian, Sonny Agus Gunawan Gunawan Hana Silvana Harisudin, Mohamad Harry Triana Hendra Setiawan Heru Irianto Heru Santosa Hijroini, Hijroini Himmah Taulany Hoirunnisa Apriyanti Husaini⁴, Husaini⁴ IKA DAMAYANTI Indriani, Rini Irianto, Kurniawan Budi Irpan Ilmi Jahudin, Andi Aswad Jata, Anak Agung Gede Darma Jingga, Bening Kirana Joko Sutrisno Julir, Nenan Kankarofi, Rabiu H. Karnati , Neti Kristiyana, Yosi Imas Kurnianto, Egi Kurniati Karim Kustandi , Cecep Lalu Nurtaat, Lalu Lenny Marlina, Lenny Lestari, Ikhlazia Indah Linda Ika Mayasari, Linda Ika Listyasari, Winda Dewi Lusiana, Lufita Lutfia, Lutfia Syafrudin Marvin, Marvin Masduki Ahmad Mega Fatimah Rosana Midiastuty, Pratana Puspa Muhammad Afif Nabawiyah, Habsatun Nikmah Nikmah Nikodimus, Nikodimus Nupusiah, Ulpah Nurhattati Nurlaelatul, Neneng Pardi, Husnial Permana, Maya Raeimona Prasetijo , Joewono Prasetyaningtyas, Hariyani Predi Supriadi Putra Hani Pitriyani Putra, Mukti Trio Putri Ramadhania, Andita Raden Mohamad Herdian Bhakti Rahawarin, Benediktus Rahayu, Azi Juliar Rahmani, Neli Rahmawati , Desi Rahmi Maulida Rahmi Rismayani Deri Rajagukguk, Handyka Oktra Ramadhan, Nabil Auliya Ramanda, Aprilia Rizka, Annissa Fitriani Robiansyah, Anton Rugaiyah Runiasih, Mawar Rusmiyati, Lena Sahro Wardi Sari, Cynthia Mayang Sari, Nirwana Nilam Sidiq, Fahmi Sinaga, Markus Siti Zulaikha Situmorang, Marika Slamet . Sofwan Effendi, Mohammad Sri Mulyati Sri Sumarni Sugiarto S Sunarto, Ading Supadi Supadi Suranta, Eddy Suthia Hayu, Rina Syahrum Agung Syupriadin, Syupriadin Takdir, Muh Takdir, Muh. Taqiyya, Hana Teguh Trianung Djoko Susanto Teti Desyani Theoline, Easyah Thoyyibah, Kalimah Tjuparmah, Yooke Triana, Harry Tupan Tupan Wahyudi . Wawan Hermawan Yarmunida, Miti Yayat Hidayat Yuniarsih, Rizky Zoraya, Intan