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Maharani, Dewi
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Journal : Tawazuna

 1 
Money Demand and Monetary Policy in the Perspective of Islamic Economics Maharani, Dewi; Fattah, Abdul
Tawazuna Vol. 1 No. 1 (2021)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v1i1.111

Abstract

This paper is about the concept of money demand and monetary policy in the perspective of Islamic economics. Money and monetary policy are two interesting things to discuss in the study of Islamic economics. This is due to the dynamics of the monetary sector which is growing rapidly when compared to the development of the real sector, both in theory and in practice. In fact, monetary instruments dominate the global economic system and are increasingly taking root. Money greatly affects the economy of a country and this is related to monetary policy.
FINANCING LIFE INSURANCE and the CONCEPT of MITIGATING THE RISK of CUSTOMER DEATH khabib musthofa, Khabib Musthoa; nafidzi, elman; maharani, dewi; royzak, abdul
Tawazuna Vol. 2 No. 2 (2023)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i2.720

Abstract

The existence of financing in Islamic banking has several financing risks, one of which is the default of the customer due to death. Facing this risk, banks certainly have risk management so that this can be controlled which in the future does not make Islamic banking suffer losses. In writing this article using a descriptive qualitative approach with a literature study, with the aim of describing the existence of life insurance in financing, risk mitigation and the benefits therein. The strategic step to mitigate risk that is most often used by banks is to provide financing life insurance cover as protection against financing in the face of this disaster, where the existence of insurance is a tool to bear customer financing obligations and as an action so as not to burden other heirs, if examined together there are two substances so that both parties (banks and customers) feel protected.
Empowerment of Monetary Policy on Economic Growth in South Kalimantan in the Perspective of Progressive Islamic Economics Saputra, Rian; Sandi Alfianur; maharani, dewi
Tawazuna Vol. 3 No. 1 (2023)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i1.812

Abstract

the empowerment of monetary policy can have a significant impact on economic growth especially in South Kalimantan, especially when viewed from the perspective of Islamic economic progress. In Islam, the monetary policy that must be carried out is to follow the principles of Islamic economics or synchronize with Islamic law which prohibits the practice of usury in carrying out every transaction activity such as justice for all parties without any one party being disadvantaged, balance, sustainability and social equality for the community especially in South Kalimantan, sustainable and inclusive economic growth is also an important goal for many countries especially in Indonesia, because this can improve the quality of life and welfare of the community at large. The progressive Islamic perspective recognizes the need for adaptation and progress in the current global economic context. While sticking to the principles of Islamic economics that benefit all people
The The Effect Of Digital Banking Quality On Service Satisfaction For Users At Bank Syariah Indonesia Albanjari, Muhammad Faisal; Nafidzi, Elman; Maharani, Dewi
Tawazuna Vol. 3 No. 1 (2023)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v3i1.829

Abstract

This research was conducted to determine the effect of Quality Design, Accuracy, Speed and Security on service satisfaction for UM Banjarmasin students. This research was conducted on UM Banjarmasin students class of 2019, whose sample amounted to 79 students. The data source was obtained through questionnaires distributed to respondents and processed again using IBM SPSS 23 software, using Multiple Linear Regression tests and this study used quantitative methods. The results showed that the value of Sig. Variable Quality Design (X1), amounted to 0.04 < 0.05 and thitung 2.967 > 1.993 ttabel, Sig. Variable Accuracy (X2), amounted to 0.245 > 0.05 and thitung 1.173 < 1.993 ttabel, Sig. Variable Speed (X3) value of 0.025 < 0.05 and thitung of 2.284 > 1.993 ttabel, and Sig. Variable Security (X4) of 0.000 < 0.05 and thitung of 4.945 > 1.993 ttabel. The results showed that simultaneously the variables Quality Design, Accuracy, Speed, and Security had a positive effect on service satisfaction for UM Banjarmasin students. This can be seen by the Sig. value of 0.000 < 0.05 and the Fhitung value of 30.813 > 2.73 Ftabel.
Co-Authors Abdul Fattah Abidi, Ihsan Abidi, Mhd Ihsan Aditya Yudha Primantoro, Aditya Yudha Adriyan Saputra Agung Hariadi Akmalia, Rizkha Diana Albanjari, Muhammad Faisal Alni, Verina Ayustri Alvionnita, Ade Nova Ananto, Gigih Dwi Anindiyah, Salsabila Anita Apriliani Dwi Rahayu, Anita Apriliani Dwi Anwar, Rifky Apridonal M, Yori Aprilia, Amanda Ardila, Istiqamah Ariadi, Evanriza Safiq Arif Fatahillah Aris Sudomo, Aris Arman, Zico Asnawati Asnawati Astriani, Nurullita Astuti, Andriani Mei Aulia Putra, Ananda Awwaqin Putra Hasrin , Adelio Bachri, Erlina Bahrul Ulum Belvania, Nadhira Farras Cahyanti, Icih Cari, Rimbi Brahma Danur, Afrina Denia N, Eva Desi Areva Dewi ANGGRAENI Dhana, Muhammad Bayu Al Dina Pratiwi Dwi Santi Dwiananto, Gigih Eko, Eko Rizky Dirta Elvie Loho Eva Desembrianita Fadhillah, Restu Falih, Laode Shaldan Fambayun, Rizki Ary Fandiny, Yeny Faradilla, Gita Yuniar Farha, Nabilla Fitri Assy Fathur Rohman, Fathur fatimah Fatimah Fauziah Fauzya, Firda Febri Dristyan Febriani, Amanda Sahla Febrianto Febrianto, Febrianto Febryanti, Ayu Firmansyah, Ada Udi Fitria Virgantari Fitriawati, Titi Gani, Raden Gunadi, Lie Epifani Rachmad Gwijangge, Mah Hafidhoh, Hikmalia Puspita Hanasi, Raihan A. Haq, Muhammad Harahap, Indra Ramadona Harry Andheska Hasyim, Muhamad Ardi Nupi Heppi Syofya, Heppi Hidayati, Hanny Ulfa Hobri Hulfiani, Siti Ibnu Anshori Iis Yeni Sugiarti Iman Jauhari Iqbal Iqbal Irawan Yuswono Istianingrum, Rika J. Prayoga, J. Prayoga Jamaris Jamaris jimi ronald, jimi Junianto, Pilifus Kamaruddin, Muhammad Junaid khabib musthofa, Khabib Musthoa Khaerudin, I Robia Khairani, Dinda Kiko Armenita Julito Kurniawan, Verina Deawanny Lestari, Dinda Lubis, Irgi Arianda M Arifin M., Yuliananingsih Mahmudin, Lufsyi Masrina, Masrina Maula, Kholida Mirnawati Dewi, Mirnawati Misidawati, Dwi Novaria Misrah Misrah Moh Hilman Fikri Moh. Hilman Fikri Mohammad Ilham Yasin Muchlis, Mustakim Muhammad Ikbal Muhammad Ilham Yasin Muhammad Kadir Muhammad Muhammad Muhammad Yusuf Mulyani, Tuty Mustain Musthofa, Khabib Nafidzi, Elman Nafiuddin, Nafiuddin Najllla Ummuslimah Nasution, Akmal Nofitri, Rika Novan Habiburrahman Novayanti, Sonia Fitri Nur Aini Rakhmawati Nuraini, Kintan Ika Nurhidayah, Shanti Nurlia Nurul Hartini Nurwati Nurwati Paulus Laratmase Perdana, Aulia Pieter, Levina Augusta Geraldine Pinta Omas Pasaribu Pratama, Muhammad Yogi Pratama, Yogi Putra, Guntur Maha Putra, Johni Eka Rahayu, Elly Rahmadani, Chusnul Rahmadhani, Siti Rahmah Rahmah Rahmaniar, Nurul Ramadhani, Dina Olivia Zahrah Ramadhani, Muhamad Ramadhani, Muhammad Ramandhani, Reka Septianik Fajar Rangkuti, Bucin Ramadhani Raudatul Patimah, Raudatul Raudhotul Jannah Rio Johan Putra Rizal Koen Asharo Rizaldi, Rizaldi Rizka Mulya Miranti Rizkawati, Vina Rizky Priambodo Roshetko, James Michael Royzak, Abdul Rukmono, Indra Safitri, Dita Salsadilah, Nadya Sandi Alfianur Saputra, Rian Sari, Rike Komala Septiani, Safitri Setyo Pranowo, Agus Siagian, Carmen Minerva Sinaga, Andre Frianto Siregar, Iqbal Kamil Subhi, Fajriana Nurul Sujakti, I Sumantri Sumantri Sutono Sutono Swestiani, Dila Syahputra, Abdul Karim Tastaftiyan, Pingkan Galuh Chandra Kirana Taufiq Kurniawan Ulhaq, Najma Dhiya Ummi Kalsum Utomo, Marcellinus Vonny N. Tubagus Wahidin, Ahmad Anugrah Wahyu Sudrajad, Wahyu Wijayanti Wijayanti Wiwik Handayani Yeasy Agustina Sari, Yeasy Agustina Yulianita Pratiwi Indah Lestari Yuliati, Wiwik Yuspa, Yuspa Yusuf, Tamsil ZA, Saida Zainurossalamia Zahra, Nabila Zain, Anwar Zalty, Rani