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Muhamad Subhi Apriantoro

Universitas Muhammadiyah Surakarta

Author-ID : 2441789

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Physics Social Sciences Other

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Green Banking: A Bibliometric Analysis of Research Trends, Collaboration, and Future Opportunities Nurrochman, Fatih; Apriantoro, Muhamad Subhi
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.12400

Introduction: This study aims to map the development, trends, and future research directions of Green Banking by analyzing all publications indexed in the Scopus database from 1933 to 2024. Research Methods: A total of 1,252 documents were identified through a Boolean search, and after filtering for English-language journal articles, 698 documents were analyzed. Data were processed using Excel and RStudio, while visualization of keyword co-occurrence and citation networks was conducted using VOSviewer. Results: The findings reveal an annual publication growth rate of 5.2%, with a significant surge in 2022 (101 papers) and 2024 (175 papers). China emerged as the leading contributor with the highest number of publications, while Tsinghua University was the most prolific institution. Zhang B. was identified as the most productive author. Conclusion: This study provides a comprehensive overview of the evolution of Green Banking literature and can serve as a foundational reference for future research in sustainable finance.

BEYOND MORTGAGES: ISLAMIC LAW AND THE ETHICS OF CREDIT FINANCING FOR PUBLIC HOUSING Muhamad Subhi Apriantoro; Eis Rantika Puspa; Dandi Ibtihal Yafi; Deast Amanda Putri; Rozi Irfan Rosyadi
Profetika: Jurnal Studi Islam Vol. 24 No. 02 (2023): Profetika Jurnal Studi Islam 2023
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v24i02.1795

Having a home is essential for everyone, and the government created a program called Housing Loan (KPR) to help low-income people own a house. The Sharia State Savings Bank (BTN) is one of the banks that offer this program. This study aims to understand how KPR works at Bank BTN KCPS Pekalongan and how it aligns with Islamic law. This type of research is field research, which outlines and describes phenomena regarding the situation. In this case, the kind of research is qualitative. This research can also be considered sociological research because it is carried out directly in the field, and the data received will be evaluated inductively to make arguments for the KPR transaction system at BTN KCPS Pekalongan with Sharia principles and appropriate legislation. The study found that BTN KCPS Pekalongan uses murabahah and istishna sale and purchase contracts for KPR. Murabahah contracts are commonly used, and Istishna contracts are used for one product called KPR BTN Indent I.B. The study recommends that the bank introduce other Sharia KPR products to the public to increase awareness

THE EPISTEMOLOGY OF USHUL FIQH AL-GHAZALI IN HIS BOOK AL-MUSTASHFA MIN USHUF FIQHنظرية المعرفة الأصولية عند الغزالي من خلال كتابه المستصفى من علم الأصول Muhamad Subhi Apriantoro; M Muthoifin
Profetika: Jurnal Studi Islam Vol. 22, No. 2, Desember 2021
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v22i2.16668

This study analyzed the epistemological theory of Ushul Fiqh, which is currently devoid of the interest of enthusiasts of the fundamentals of jurisprudence and followers of the philosophy of science. Given the demands to use this science cannot be separated from the development of his epistemology. For reference, this study evokes Al-Ghazali who has historically been a representative figure as a representative of classical thinkers. The data presented in this study are taken from the main source, Al-Mustasfa’s book from the science of Ushul. This study concluded that Al-Ghazali’s ushul fiqh epistemology is deductive rationality, very clearly reject non-rational arguments let alone metaphysics. Al-Ghazali has assumed that the senses can be used as a source of knowledge, Illustrated in three models of thinking, which are semantic thinking based on linguistic principles.Kajian ini menganalisis teori epistemologis ushul fikih, yang saat ini sepi dari minat peminat dasar-dasar fikih dan pengikut falsafah sains. Mengingat tuntutan untuk menggunakan ilmu ini tidak lepas dari perkembangan epistemologinya. Sebagai referensi, kajian ini membangkitkan Al-Ghazali yang secara historis merupakan sosok yang representatif sebagai wakil dari para pemikir klasik. Data yang disajikan dalam penelitian ini diambil dari sumber utama yaitu kitab Al-Mustasfa dari ilmu Ushul. Studi ini menyimpulkan bahwa epistemologi ushul fikih Al-Ghazali adalah rasionalitas deduktif, sangat jelas menolak argumentasi non-rasional apalagi metafisika. Al-Ghazali beranggapan bahwa indera dapat digunakan sebagai sumber ilmu, tergambar dalam tiga model pemikiran, yaitu berpikir semantik berdasarkan kaidah kebahasaan.

Exploring Public Sentiments on Halal Food: A Social Network Analysis Tanasya, Nasya; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This study aims to analyze public sentiment and discourse regarding halal food by utilizing social media analysis to understand how public perceptions and interest in halal food are formed and influenced. Methodology: The study employs a social media analytics approach grounded in social studies theory. Data were collected from multiple social media platforms between September 5 and September 11, 2024, using the Talkwalker Social Intelligence Platform. The analysis includes monitoring public opinion trends, thematic analysis of recurring discourse themes, and the application of Social Network Analysis (SNA) to examine interaction patterns. Results: The findings reveal significant trends in public reactions to halal food, including notable shifts in perceptions of key issues. The results highlight increasing global awareness of halal food and demonstrate the influential role of social media in shaping public opinion and disseminating halal-related information. Applications/Originality/Value: This study contributes original insights to the literature on halal studies and social research by demonstrating the effectiveness of social media analysis and SNA in capturing public sentiment. The findings provide practical implications for policymakers, halal industry stakeholders, and researchers in developing effective communication strategies and enhancing public understanding of halal food within contemporary social contexts.

A Review on Literature of Islamic Economic Indonesia: Form 2014-2024: Lesson for Practitioners and Future Directions Hidayat, Arsilan Nafi; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This review aims to synthesize existing literature on Islamic economics in Indonesia from 2014 to 2024 by highlighting key findings, research trends, and practical implications for practitioners. It captures the dynamic development of Islamic economic thought and practice in Indonesia, particularly in areas such as Islamic finance, micro-business development, and economic policies grounded in Islamic values. Methodology: This study adopts a systematic literature review approach to collect and analyze relevant publications on Islamic economics in Indonesia during the 2014-2024 period. Relevant articles, reports, and academic documents were identified through comprehensive searches of academic databases and reputable journals using predefined inclusion criteria to ensure quality and relevance. A qualitative thematic analysis was then applied to code and categorize the literature into key themes, including Islamic finance, micro-business development, and Islamic-based economic policies, in order to identify recurring patterns, trends, and research directions. Results: The review reveals significant growth and diversification in Islamic economics research in Indonesia over the past decade. The literature shows a strong emphasis on the development of Islamic finance institutions, the role of Islamic microfinance in supporting small and micro enterprises, and the increasing integration of Islamic values into national and regional economic policies. The findings also indicate a growing alignment between academic research and practical implementation in the Islamic economic sector. Applications/Originality/Value: This review provides a comprehensive and structured overview of Islamic economics research in Indonesia, offering valuable insights for policymakers, practitioners, and scholars. Its originality lies in systematically mapping a decade of literature to identify dominant themes, practical lessons, and research gaps. The study serves as a reference for future research and supports evidence-based decision-making in the development and implementation of Islamic economic practices in Indonesia.

Global Research Trend of Islamic Banking Window: A Bibliometric Analysis Firdausi, Shofina; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: To examine the development, contribution, and intellectual structure of research on Islamic banking windows through a comprehensive bibliometric analysis of publications indexed in Scopus. Methodology: This study employs a bibliometric approach using Scopus-indexed publications related to Islamic banking windows. The analysis covers publication trends over time, leading countries, prolific authors, and affiliated institutions to map the research landscape and intellectual structure of the field. Results: The findings reveal a growing trend in publications on Islamic banking windows, with contributions concentrated in specific countries, authors, and institutions. The bibliometric mapping highlights key research themes and demonstrates the increasing role of Islamic banking windows in the global banking literature. Applications/Originality/Value: This study provides a systematic and comprehensive overview of Islamic banking windows research, offering valuable insights for academics, practitioners, and policymakers. It contributes original value by mapping the intellectual structure of the field and identifying research gaps that can inform future studies and strategic development in Islamic banking.

Public Sentiment About Waqf: Insights from Social Media Analysis with Talk Walker Agustin, Leny; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This study aims to analyze public perceptions of waqf in Islamic finance through social media analysis, with the objective of understanding how societal interactions and demographic factors shape discourse and opinion formation regarding waqf.Methodology: The research adopts a qualitative-quantitative social media analytics approach grounded in social studies theory and prior literature. Data were collected on September 5, 2024, from multiple social media platforms using the Talkwalker Social Intelligence Platform. The analysis involved monitoring public opinion trends, conducting thematic analysis to identify recurring discourse themes, and applying Social Network Analysis (SNA) to examine interaction patterns related to waqf. Key influencing factors such as language, age, and gender were also examined. Results: The findings reveal significant trends in public reactions to waqf across social media platforms. Notable shifts in perceptions of waqf-related issues were identified, along with distinct patterns influenced by language use, age groups, and gender. The thematic analysis highlights dominant narratives and concerns surrounding waqf, providing a nuanced understanding of how social interactions shape public perceptions. Applications/Originality/Value: This study contributes original insights to the literature on Islamic finance and social studies by uncovering the complexity of societal responses to waqf in digital spaces. It demonstrates the value of integrating Social Network Analysis and social media intelligence tools, such as Talkwalker, to examine opinion dynamics and public discourse. The findings offer practical implications for policymakers, waqf institutions, and researchers in designing more effective communication and engagement strategies related to waqf.

Literature Review on Islamic Social Finance as An Instrument of Food Security Hikmah, Intan Fatkhuroh; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This study aims to identify and analyze the main research themes in Islamic Social Finance literature published in internationally reputable journals, in order to understand the focus and direction of existing scholarly work. Methodology: The study employs a systematic literature review (SLR) approach. A total of 26 journal articles were collected, screened, and classified into thematic categories related to Islamic Social Finance. Results: The findings reveal that research on Islamic Social Finance is predominantly focused on general Islamic Social Finance issues, comprising 20 papers (60%). Zakat-related studies account for 3 papers (20%), followed by waqf with 2 papers (15%), and food security with 1 paper (5%). This distribution indicates an imbalance in thematic coverage within the literature. Applications/Originality/Value: This study provides a structured mapping of Islamic Social Finance research themes, offering valuable insights for researchers and policymakers. It contributes original value by highlighting underexplored areas, such as food security, which may serve as potential directions for future research and policy development in Islamic Social Finance.

Statistical Exploration of State Land Use Policy in Scopus: A Bibliometric Perspective Akasa, Baginda Fida; Apriantoro, Muhammad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This study aims to map the development, research focus, and intellectual structure of State Land Use Policy studies through a bibliometric analysis of Scopus-indexed publications, with particular relevance for informing sustainable land use policy development in Indonesia. Methodology: A bibliometric method was employed using data retrieved from the Scopus database, covering publications from 2021 to 2024. The analysis examines publication trends, author productivity, institutional affiliations, contributing countries, and the frequency of key terms to identify dominant themes and research patterns in the field of land use policy. Results: The results indicate a growing trend in publications on state land use policy over recent years. Research is predominantly contributed by authors affiliated with leading universities in countries such as the United States, China, and the United Kingdom. Major research themes focus on land conflicts, sustainable land use, environmental impacts, and policy implications for society. Frequently occurring keywords include land use, land use policy, land conflict, sustainable agriculture, and land use planning, reflecting the core concerns of the literature. Applications/Originality/Value: This study offers a systematic overview of global research on state land use policy and highlights key thematic and geographical trends. It provides valuable insights for researchers, policymakers, and practitioners, particularly in Indonesia, by identifying dominant issues, leading contributors, and potential research gaps that can support the formulation of evidence-based and sustainable land use policies.

Exploring Digital Frontiers in Islamic Social Finance Campaigns: An Extensive Netnographic Analysis of Kemensos RI Kurniawati, Fadilla Okta; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Purpose: This study examines the implementation of modern digital campaigns in Islamic social finance within the context of Islamic marketing, highlighting their theoretical and practical significance in addressing social and economic challenges. Methodology: A qualitative case study approach was employed, focusing on KEMENSOS RI as a representative Islamic social finance institution. Data were collected using a netnographic method by analyzing 102 social media posts from Facebook, Instagram, Twitter, and YouTube. The analysis was conducted using NVivo 12 Plus to code and identify dominant themes and campaign strategies. Results: The findings demonstrate that KEMENSOS RI implements digital Islamic social finance campaigns through integrated communication strategies. Five main parent nodes were identified: (1) live assistance, (2) online news dissemination, (3) roadshows, (4) workshops, and (5) training programs. These approaches reflect a structured digital engagement model aimed at increasing public awareness and participation. The results also indicate a growing public interest in Islamic social finance as an effective instrument for addressing poverty, promoting economic growth, and strengthening social welfare, particularly in Muslim-majority countries. Applications/Originality/Value :This study provides original empirical evidence on digital Islamic social finance campaigns, an area that remains limited in Islamic marketing research. The findings offer practical insights for policymakers and practitioners in designing effective digital-based social finance strategies, while also contributing to the theoretical understanding of the role of Islamic social finance in sustainable social and economic development.

Co-Authors Ab Rahman, Muhamad Radzuan Abdullah Alfikri Murtadla Abdullah Alfikri Murtadla Abu Anwar Abubakar Muhammad, Adamu Abubakar Shariff, Ikilima Adabi, Risma Tamma Adam Endra Dharma Iskandar Adamu Abubakar Muhammad Adelia Eka Nuraini Afief El Ashfahany Agustin, Leny Ahmad Hermawan Ahmad Imam Hambali Ahmad Imam Hambali Ahmad Nurrohim Ahmad Yusuf Efendi Ahmed, Shahumeel Aissyah, Shyty Nur Akasa, Baginda Fida Akbar, Hawanda Choirunnisa Al Hafidz, Muhammad Al Milla Hamidah Al Mubarok, Fahmi Ulum Al-Husnayaini, Malikah Al-Kahfi, M. Ammar Mujahidy Aldi Ihsandi Alhamdania, Cintia Syafa Alif Dhita Aprillia Haya Alifah, Dhiva Noer Alifah, Luthfi Alima, Azda Fauzia Alis, M. Naufal Ibnu Amatullah, Asda Ambarwati, Andreana Putri Amoriza Safira Aulia Putri Amrin Ananda, Widiva Febri Anggranerista, Bektiana Sungsang Anuraga, Bagas Apriliya Suryaningsih Aprillia Haya, Alif Dhita Arbi Arbi Ardila Amelia Putri Ari Anshori, Ari Ariona, Vanneza Diva Arvita, Rizky Firda Assyafi, Vanissa Azam Othman Azdania, Hanifa Aziza, Nur Amalia Bagas Anuraga Belita Yoan Intania Carolina Lala Chusniatun, C Dandi Ibtihal Yafi Deast Amanda Putri Deva Mauli Diana Eis Rantika Puspa Ellianawati, Ellianawati Esty Setyo Utaminingsih Fahmi Ali Hudaefi Fantofik, Didy Faradilla, Safina Fauzan Irsyad Wibowo Fauziyah, Luthfi Syifa' Fauzul Hanif Noor Athief Firdausi, Shofina Ghani, Firhan Abdillah Ghazali, Nurul Nasrin Zahirah binti Giri, Sukma Melati Putri Jaya Hambali, Ahmad Imam Hamzah Assuudy Lubis Handayani, Nining Setyowati Handayani, Nur Sillaturohmah Hardin La Ramba Hawanda Choirunnisa Akbar Herviana, Jalesta Hesti Widyastuti Hidayat, Arsilan Nafi Hikmah, Intan Fatkhuroh Hudaifah Hudaifah Hudaifah Hudaifah Hudaifah Humairah Minin Ikhwandy, Ikhwandy Ikhwanuddin Ikhwanuddin Ikhwanuddin Ikhwanuddin Ikilima Abubakar Shariff Inayah, Apriliana Rifatin Indah Noor Rahayuningsih Indradewa, Rhian Iqbal Kurniawan Iskandar, Adam Endra Dharma Istanto Istanto Jalesta Herviana Jessika Ria Puspitasari Jihan Husna Srifyan Jinan, Muthohharun Karimah, Zulfa Khan, Huma Khanifah, Risda Mutik Kharis Nugroho KHOIRUL ANWAR Kurniawati, Fadilla Okta Kusumaningtyas, Fitri Nurjanah Laallam, Abdelkader Leny Agustin Lestari, Catur Sri Lumiati, Sri Luthfi Afif Murtadho Luthfi Fitria Dewi Maghfiroh, Zakiyah Laili Mahasri Shobahiya Mahening, Deseva Raras Mahi Sultan Salama Maria Ayu Puspita Maruf, Aminudin Mellinia, Rashifahunnisa' Miftah Khilmi Hidayatullah Mohammad Zakki Azani Muchammad Taufiq Affandi Mufidah Sukriyani Mufidah, Afifah Lutfi Muh Nur Rochim Maksum Muhamad Wildan Shohib Muhamat Nur Maarif Muhammad Ali Muhammad Habib Ramadhani Muhammad Muinudinillah Basri Muhammad Muinudinillah Basri, Muhammad Muinudinillah Muhammad Wildan Shohib Muhammad Zakir Husain Muhammad Zakiy Muk Andhim Mursiti, Tutik Muthoifin Mutohharun Jinan Ninik Andriyani Nisa, Fathimah Khoirun Nur Rochmah Wijayanti Nurlita, Eta Nurrochman, Fatih Nurul Latifatul Inayati Othman, Azam Pradana, Yoga Ferdira Wishnu Puspa , Fina Nusa Putri , Kiky Alviana Rafiq Ahmad Zaky Rahmadani, Natasya Fika Rahmadewi, Aldila Luthfiana Rahmadhani, Vika Ayu Rahmawati, Artifah Tomi Rahmawati, Septya Nurul Ayu Ranu Diva Kaloka Rashifahunnisa' Mellinia Rasyid, Laila Muhammad Rofif, Wahid Fairuzziyad Rofiqi, Hikari Aufa Rohimawati, Firly Aprilia Rohmah, Isna Annisa Romadhona, Azizah Rosyadhi, Rozi Irfan Rozi Irfan Rosyadhi Rozi Irfan Rosyadhi Rozi Irfan Rosyadhi Rozi Irfan Rosyadi S Suratno Safina Faradilla Safna, Fadhlurrohman Fakhri Sahara , Safira Sahara, Safira Saifudin, Ikhwan Saifullah, Muhammad Fahmi Salim, Hakimmuddin Salim, Hakimuddin Salman, Nola Fibriyani Bte Salsabilla Ines Sekartaji Sarwanto Sarwanto Sasongko, Farah Adibah Septianozakia, Sendy Setiana, Dadang Shafy Garneta Maheswari Shaifurrokhman Mahfudz Shohabia, Mahasri Shohib, Muhamad Wildan Sholahudin, Tammam Siti Nur Asia Siti Rahmawati Soleh, Soleh Solichah, Etik Nur Sri Sumartiningsih Suratno Suratno Sya'roni Sya'roni SYAMSUL HIDAYAT Tamami, Fauziyah Tanasya , Nasya Tanasya, Nasya Thayibah, Khamsah Ruhana Thoyib, Fachri Muhammad Tjandra, Eka Anugerah Tri Maryati Tri Maryati, Tri Triono Ali Mustofa Vika Ayu Rahmadhani Viki Saputra Rogi Makin Vivin Dwi Febrianti Widhi Indira Laksmi Widodo Widodo Widyaningrum, Nyimas Esti Wiseno, Sekar Galuh Putri Yakubu Zulaihat Muhammed Yasir Hasanridhlo Yayuli Zafran Akhmadery Arif Zahra, Afifah Nur

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