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Ta'zir dan Ta'widh sebagai Strategi Pendekatan Mengatasi Moral Hazard Nasabah Muthoifin, M; Maryati, Tri; Apriantoro, Muhamad Subhi; Hambali, Ahmad Imam
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Pendidikan, Humaniora dan Agama
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Tujuan dari penelitian ini adalah untuk mengungkap bagaimana penerapan strategi mengatasi moral hazard nasabah dengan instrumen ta’zir dan ta’widh pada bank syariah. Metode yang digunakan adalah jenis penelitian kualitatif dengan sumber data dari kepustakaan, diantaranya fatwa nomor 17/DSN-MUI/IX/2000 dan fatwa nomor 43/DSN-MUI/VIII/2004, pendekatannya menggunakan deskriptif analisis, semua hasil penelitian akan dideskripsikan dan disajikan dalam bentuk laporan penelitian. Hasil penelitian menunjukkan bahwa ta’zir dan ta’widh merupakan instrumen preventif yang lahir untuk mengantisipasi terjadinya moral hazard nasabah terhadap perjanjian kontrak dengan perbankan dan bertujuan untuk mendisiplinkan nasabah agar dapat memenuhi prestasi yang dijanjikan, di mana ta’zir merupakan sejumlah hukuman yang ditetapkan di awal akad, pasti, dan dana ditetapkan sebagai dana sosial. Sedangkan ta’widh berupa ganti rugi yang ditetapkan oleh bank, tidak ditentukan di awal akad, akan tetapi dihitung berdasarkan kerugian instan yang dialami bank dan dana tersebut dimasukkan sebagai imbalan (pendapatan bank).
Analisis Bibliometrik Terhadap Peta Perkembangan Dan Arah Penelitian Wakaf Pada Publikasi Terindeks Scopus Tahun 2020-2022 Apriantoro, Muhamad Subhi; Iskandar, Adam Endra Dharma; Muthoifin, M
Prosiding University Research Colloquium Proceeding of The 16th University Research Colloquium 2022: Bidang Pendidikan, Humaniora dan Agama
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Penelitian ini bertujuan untuk mengetahui tentang pemetakan penelitian wakaf pada masa pandemi dan arah riset potensial wakaf di masa yang akan datang. Penelitian menggunakan metode kualitatif dengan statistik deskriptif studi literatur serta analisis bibliometrik pada artikel ilmiah yang berkaitan dengan perkembangan riset wakaf. Pengumpulan data menggunakan teknik pencarian dengan cara yang akan menghasilkan hasil pencarian yang cukup besar untuk menjamin analisis bibliometrik dan terfokus untuk tetap berada di ruang lingkup studi yang ditentukan
Review of Islamic Law Regarding the Application of the Blue Economy to the Use of Organic Waste as Alternative Feed Materials (Study of Freshwater Fish Farming Community): Kajian Hukum Islam tentang Penerapan Ekonomi Biru terhadap Pemanfaatan Sampah Organik sebagai Bahan Pakan Alternatif (Studi Komunitas Budidaya Ikan Air Tawar) Handayani, Nining Setyowati; Apriantoro, Muhamad Subhi; Assyafi, Vanissa; Tanasya, Nasya; Adabi, Risma Tamma
Prosiding University Research Colloquium Proceeding of The 18th University Research Colloquium 2023: Bidang Teknik dan Rekayasa
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

This study seeks to determine how the Blue Economy is implemented in using organic waste as an alternative feed ingredient and what Islamic law has to say about managing organic waste as an alternative feed ingredient. Using a deductive case study methodology, the qualitative research method employs a case study approach. The data sources consisted of primary data obtained from direct interviews with the cultivator's head and secondary data obtained from journal references. According to the findings of this study, the Blue economy can be implemented by utilizing organic waste as an alternative feed ingredient for catfish in the following ways: 1). Community outreach regarding activities, 2). The community separates its trash, and officers collect it from the residents' homes, 3). Waste will be provided for consumption by larvae, 4). In addition to pellet feed, Maggots will be fed to catfish as an alternative food source. This activity has the potential to reduce environmental pollution and produce no waste. Maggots can save money on pellet purchases and have promising prospects as an alternative feed that reduces waste accumulation. Using alternative fish feed ingredients with Maggot does not violate Islamic law and does not affect the halal status of the fish fed the alternative elements.
Comparing KHI and KHES in Marital Property Grant Disputes: An Analysis of Judges' Views Apriantoro, Muhamad Subhi; Alis, M. Naufal Ibnu; Septianozakia, Sendy; Setiana, Dadang
AL-ISTINBATH : Jurnal Hukum Islam Vol 8 No 1 May (2023)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v8i1.6464

Abstract

This study aims to assess how judges make decisions regarding disputes over grants on marital property from the perspectives of two legal systems, KHI and KHES. Specifically, the study examines a case (numbered 145/Pdt.G/2021/PA.Slk) that was heard at the Solok City, West Sumatera Religious Court and involved a communal property grant dispute. The research methodology used was normative juridical, a quantitative approach that uses secondary legal principles, and a qualitative system that relies on library research data. The study's findings indicate that comparing grant arrangements by Compilation of Islamic Law and Compilation of Sharia Economic Law, specifically in terms of the pillars mentioned in KHI and KHES, is closer to the consensus of scholars but not identical because KHI has additional witnesses and KHES has qabd.
Bibliometric Study on the Mapping of Qur'an and Health Studies Development in the Scopus Database Nisa, Fathimah Khoirun; Nurrohim, Ahmad; Apriantoro, Muhamad Subhi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5157

Abstract

This study aims to determine the mapping of the development and direction of the Qur'an and Health research in Scopus-indexed publications. This study uses bibliometric analysis techniques to explore all publications indexed in the Scopus database on the Qur'an and Health from 1981 to 2023. The data obtained were analyzed using Excel and R / R-Studio. VOSviewer was used to visually analyze the emergence of keywords and document citations simultaneously. The author found 238 publications that fit the function, subject, and criteria set. The results of this study show an annual growth rate of 5.88%, with the most publications on the Qur'an and Health in 2020. Malaysia is the country that contributes the most publications affiliated with the International Islamic University Malaysia. Abooul-Enein, BH, Al-Rowais, N., and Isgandarova, N. are the most productive authors on the theme of the Qur'an and Health. The bibliometric analysis conducted is limited to Scopus data. Other national and international databases are not considered in this study. This study presents a brief overview of the literature accessible to researchers in the Quran and the health field.
Charting the Course of Islamic Education Management Research: A Comprehensive Bibliometric Analysis for Future Inquiry Ariona, Vanneza Diva; Inayati, Nurul Latifatul; Apriantoro, Muhamad Subhi; Ashfahany, Afief El; Tjandra, Eka Anugerah
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 4 No. 4 (2023): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v4i4.711

Abstract

This study aims to describe the development map and research direction of Islamic education management in Scopus database-indexed publications. This study used bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic education management from 1983 to 2023. The data obtained were analyzed using Microsoft Excel and R/R-Studio. VOSviewer is used to visually analyze keyword occurrence and document citation stimulants. The author found 379 publications that fit the function, subject, and criteria set. The results of this study show that research with the theme of Islamic education management was mostly carried out in 2020. Indonesia is the country that contributes the most publications and is followed by Iran in second place. The highest affiliation is occupied by an Iranian university, Tehran University of Medical Sciences. The most relevant author is Majdzadeh, R. The source that has published the most writing on the theme of Islamic education management is the Eastern Mediterranean Health Journal. The limitation of this study is only taking metadata on publications indexed by Scopus. This study presents a brief overview of the literature accessible to researchers in Islamic education management and provides recommendations for future research.
The Concept Time Value of Money from the Point of View of Islamic and Conventional Finance Apriantoro, Muhamad Subhi; Mellinia, Rashifahunnisa'; Rosyadhi, Rozi Irfan
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): June 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i1.4108

Abstract

The time value of money is the basic concept of elements and basic concepts of investment that are part of conventional financial theory. The value of everything now will be more significant in the future. This consideration system is not ruled out by Islamic finance because it covers the price of a commodity on every contract sale that must be paid in the future, and it is not forbidden to increase the price given. However, the time value of money in Islamic finance is different from conventional finance. In this discussion, describe the concepts of the time value of money from the point of view of Islamic and conventional finance, both theoretically and practically.
Fiqh for Minority (Fiqh al-Aqalliyyāt): Principle and Current Practice on Food and Mortgage Finance El Ashfahany, Afief; Apriantoro, Muhamad Subhi; Maruf, Aminudin
Suhuf: International Journal of Islamic Studies Vol. 37 No. 2 (2025): November
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/suhuf.v37i2.11207

Abstract

This paper examines Fiqh al-Aqalliyyat (Fiqh for Minorities), focusing on food and mortgage finance, and questions whether the principle of darurah (necessity) central to this jurisprudence remains valid today. Through library-based research, it analyzes foundational concepts primarily drawn from Yusuf al-Qaradawi’s work and contrasts them with contemporary realities. Over two decades since Fiqh al-Aqalliyyat emerged in 2003, halal food accessibility and Islamic finance options remain limited for Muslim minorities in non-Muslim-majority countries. While the fiqh offers legal concessions (rukhsah), it does not absolve Muslims of their duty to conduct muamalah (transactions) in line with Sharia. The study argues that establishing halal infrastructure and Sharia-compliant financial systems is a fard kifayah, a communal obligation. Neglecting this duty implicates the entire community in shared sin. Thus, the paper urges Muslim minorities to move beyond reliance on concessions and actively build halal alternatives. At minimum, raising awareness about halal standards and Islamic finance is an essential collective responsibility. This serves as a timely reminder that necessity should not become complacency.
Sustainability and Green Economy in Developmental Paradigms: A Bibliometric Analysis of Scholarly Trends and Transformations Muhamad Subhi Apriantoro; Hesti Widyastuti; Afief El Ashfahany; Abdullah Alfikri Murtadla
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4786

Abstract

This study aims to ascertain the trajectory and scope of green economy research inside Scopus-indexed papers. This research uses bibliometric analytic methodologies to investigate all publications cataloged in the Scopus database about the green economy within a sustainable development framework spanning 1990 to 2023. The data collected was analyzed using both Excel and r/r studio software. Vosviewer is a software tool that enables the simultaneous visual study of keyword occurrence and document extracts. The researcher identified 859 publications that align with the designated role, subject matter, and specified criteria. The findings of this study reveal a yearly growth rate of 17.98%, with the highest number of publications observed in the field of environmental science in the year 2022. China is the nation that exhibits the highest level of scholarly output in terms of publications associated with the Chinese Academy of Sciences. Lyulyof, o. He is widely recognized as a highly prolific author within the field of the green economy. The bibliometric analysis conducted was restricted to the utilization of Scopus data. This study did not consider other national and international datasets. This study offers a concise survey of the literature available to scholars engaged in academic research and presents suggestions for future research endeavors.
Mushroom Cultivation for Farmer Existence: A Normative and Economic Review Iqbal Kurniawan; M Muthoifin; Zafran Akhmadery Arif; Hamzah Assuudy Lubis; Hardin La Ramba; Muhamad Subhi Apriantoro; Ahmad Imam Hambali; Jihan Husna Srifyan
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 1 No. 02 (2023): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v1i02.50

Abstract

The purpose of the study is to determine the business of ear mushroom cultivation in increasing farmers' income from a normative and economic perspective. Research site in Tawangmangu Karanganyar. The subject of this study is business actors and employees of the Ear Mushroom House in Tawangmangu, while the object of this study is entrepreneurial opportunities for ear mushroom cultivation based on Sharia glasses. The methods used are interview and observation techniques. The data analysis used is qualitative research. The results of the research show that Mitra Mandiri's business from a Sharia perspective is very prospective and Sharia-compliant, because the acquisition obtained is greater than the resources used, and the implementation of planting does not deviate from the rules prohibited in Islam. This mushroom business is very prospective, but there are several obstacles in cultivating mushroom houses, namely many failed seeds, many pests, long production processes, uneven marketing, and lack of human resources. Although there are obstacles, all obstacles can be solved.
Co-Authors Ab Rahman, Muhamad Radzuan Abdullah Alfikri Murtadla Abdullah Alfikri Murtadla Abu Anwar Abubakar Muhammad, Adamu Abubakar Shariff, Ikilima Adabi, Risma Tamma Adam Endra Dharma Iskandar Adamu Abubakar Muhammad Adelia Eka Nuraini Afief El Ashfahany Agustin, Leny Ahmad Hermawan Ahmad Imam Hambali Ahmad Imam Hambali Ahmad Nurrohim Ahmad Yusuf Efendi Ahmed, Shahumeel Aissyah, Shyty Nur Akasa, Baginda Fida Akbar, Hawanda Choirunnisa Al Hafidz, Muhammad Al Milla Hamidah Al Mubarok, Fahmi Ulum Al-Husnayaini, Malikah Al-Kahfi, M. Ammar Mujahidy Aldi Ihsandi Alhamdania, Cintia Syafa Alif Dhita Aprillia Haya Alifah, Dhiva Noer Alifah, Luthfi Alima, Azda Fauzia Alis, M. Naufal Ibnu Amatullah, Asda Ambarwati, Andreana Putri Amoriza Safira Aulia Putri Amrin Ananda, Widiva Febri Anggranerista, Bektiana Sungsang Anuraga, Bagas Apriliya Suryaningsih Aprillia Haya, Alif Dhita Arbi Arbi Ardila Amelia Putri Ari Anshori, Ari Ariona, Vanneza Diva Arvita, Rizky Firda Assyafi, Vanissa Azam Othman Azdania, Hanifa Aziza, Nur Amalia Bagas Anuraga Belita Yoan Intania Carolina Lala Chusniatun, C Dandi Ibtihal Yafi Deast Amanda Putri Deva Mauli Diana Eis Rantika Puspa Ellianawati, Ellianawati Esty Setyo Utaminingsih Fahmi Ali Hudaefi Fantofik, Didy Faradilla, Safina Fauzan Irsyad Wibowo Fauziyah, Luthfi Syifa' Fauzul Hanif Noor Athief Firdausi, Shofina Ghani, Firhan Abdillah Ghazali, Nurul Nasrin Zahirah binti Giri, Sukma Melati Putri Jaya Hambali, Ahmad Imam Hamzah Assuudy Lubis Handayani, Nining Setyowati Handayani, Nur Sillaturohmah Hardin La Ramba Hawanda Choirunnisa Akbar Herviana, Jalesta Hesti Widyastuti Hidayat, Arsilan Nafi Hikmah, Intan Fatkhuroh Hudaifah Hudaifah Hudaifah Hudaifah Hudaifah Humairah Minin Ikhwandy, Ikhwandy Ikhwanuddin Ikhwanuddin Ikhwanuddin Ikhwanuddin Ikilima Abubakar Shariff Inayah, Apriliana Rifatin Indah Noor Rahayuningsih Indradewa, Rhian Iqbal Kurniawan Iskandar, Adam Endra Dharma Istanto Istanto Jalesta Herviana Jessika Ria Puspitasari Jihan Husna Srifyan Jinan, Muthohharun Karimah, Zulfa Khan, Huma Khanifah, Risda Mutik Kharis Nugroho KHOIRUL ANWAR Kurniawati, Fadilla Okta Kusumaningtyas, Fitri Nurjanah Laallam, Abdelkader Leny Agustin Lestari, Catur Sri Lumiati, Sri Luthfi Afif Murtadho Luthfi Fitria Dewi Maghfiroh, Zakiyah Laili Mahasri Shobahiya Mahening, Deseva Raras Mahi Sultan Salama Maria Ayu Puspita Maruf, Aminudin Mellinia, Rashifahunnisa' Miftah Khilmi Hidayatullah Mohammad Zakki Azani Muchammad Taufiq Affandi Mufidah Sukriyani Mufidah, Afifah Lutfi Muh Nur Rochim Maksum Muhamad Wildan Shohib Muhamat Nur Maarif Muhammad Ali Muhammad Habib Ramadhani Muhammad Muinudinillah Basri Muhammad Muinudinillah Basri, Muhammad Muinudinillah Muhammad Wildan Shohib Muhammad Zakir Husain Muhammad Zakiy Muk Andhim Mursiti, Tutik Muthoifin Mutohharun Jinan Ninik Andriyani Nisa, Fathimah Khoirun Nur Rochmah Wijayanti Nurlita, Eta Nurrochman, Fatih Nurul Latifatul Inayati Othman, Azam Pradana, Yoga Ferdira Wishnu Puspa , Fina Nusa Putri , Kiky Alviana Rafiq Ahmad Zaky Rahmadani, Natasya Fika Rahmadewi, Aldila Luthfiana Rahmadhani, Vika Ayu Rahmawati, Artifah Tomi Rahmawati, Septya Nurul Ayu Ranu Diva Kaloka Rashifahunnisa' Mellinia Rasyid, Laila Muhammad Rofif, Wahid Fairuzziyad Rofiqi, Hikari Aufa Rohimawati, Firly Aprilia Rohmah, Isna Annisa Romadhona, Azizah Rosyadhi, Rozi Irfan Rozi Irfan Rosyadhi Rozi Irfan Rosyadhi Rozi Irfan Rosyadhi Rozi Irfan Rosyadi S Suratno Safina Faradilla Safna, Fadhlurrohman Fakhri Sahara , Safira Sahara, Safira Saifudin, Ikhwan Saifullah, Muhammad Fahmi Salim, Hakimmuddin Salim, Hakimuddin Salman, Nola Fibriyani Bte Salsabilla Ines Sekartaji Sarwanto Sarwanto Sasongko, Farah Adibah Septianozakia, Sendy Setiana, Dadang Shafy Garneta Maheswari Shaifurrokhman Mahfudz Shohabia, Mahasri Shohib, Muhamad Wildan Sholahudin, Tammam Siti Nur Asia Siti Rahmawati Soleh, Soleh Solichah, Etik Nur Sri Sumartiningsih Suratno Suratno Sya'roni Sya'roni SYAMSUL HIDAYAT Tamami, Fauziyah Tanasya , Nasya Tanasya, Nasya Thayibah, Khamsah Ruhana Thoyib, Fachri Muhammad Tjandra, Eka Anugerah Tri Maryati Tri Maryati, Tri Triono Ali Mustofa Vika Ayu Rahmadhani Viki Saputra Rogi Makin Vivin Dwi Febrianti Widhi Indira Laksmi Widodo Widodo Widyaningrum, Nyimas Esti Wiseno, Sekar Galuh Putri Yakubu Zulaihat Muhammed Yasir Hasanridhlo Yayuli Zafran Akhmadery Arif Zahra, Afifah Nur