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All Journal Krisna: Kumpulan Riset Akuntansi IQTISHODUNA Jurnal Minds: Manajemen Ide dan Inspirasi JST ( Jurnal Sains Terapan ) Hikmah : Journal of Islamic Studies Jurnal Ilmiah Universitas Batanghari Jambi JURNAL PENDIDIKAN GLASSER Journal of Economic, Bussines and Accounting (COSTING) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Jurnal Abdi Masyarakat Ilmu Ekonomi [J.A.M.I.E.] Jurnal Caksana: Pendidikan Anak Usia Dini Jurnal GeoEkonomi International Journal of Economics, Business and Accounting Research (IJEBAR) Abdimas Universal Best Journal (Biology Education, Sains and Technology) PREPOTIF : Jurnal Kesehatan Masyarakat Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Abdi Insani Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung ARSY : Jurnal Aplikasi Riset kepada Masyarakat International Journal of Business, Law, and Education JOURNAL LA MEDIHEALTICO Perspektif Akuntansi Indonesian Journal of Intellectual Publication (IJI Publication) Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Ekonomi Jurnal Info Sains : Informatika dan Sains International Journal of Education, Social Studies, And Management (IJESSM) BIOMA : Jurnal Biologi dan Pembelajarannya Journal Of World Science AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Batara Wisnu : Indonesian Journal of Community Services Journal Of Human And Education (JAHE) JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS JTechLP Jurnal Pengabdian Masyarakat Bhinneka Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia MEDIA RISET EKONOMI International Journal of Economics and Management Research Journal of Islamic Economics Lariba Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Filogeni: Jurnal Mahasiswa Biologi Indonesia Journal Of Zakat and Waqf Jurnal Ilmiah Multidisiplin Indonesia Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Tujjar International Journal of Islamic Economics Development Jurnal Biologi Babasal International Journal of Economic Research and Financial Accounting Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity Escalate : Economics and Business Journal Jurnal Aktor Journal of Marketing Management and Innovative Business Review Jurnal Ragam Pengabdian Jurnal Cendekia Ilmiah Journal of Asian-african Focus in Health Jurnal Wacana Kinerja: Kajian Praktis-Akademis Kinerja dan Administrasi Pelayanan Publik Jurnal Ilmiah Mahasiswa & Penelitian Keperawatan Jurnal Ilmiah Detubuya
Nurlia Nurlia
Universitas Balikpapan, Indonesia
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GREEN INNOVATION-ORIENTED STRATEGY AND FINANCIAL PERFORMANCE OF MANUFACTURING MSMES: TOWARD GREEN ECONOMIC SUSTAINABILITY Nurlia; Juwari; Hiezkia Xena Saban; Nadya Putri Indraswari
KRISNA: Kumpulan Riset Akuntansi Vol. 17 No. 2 (2026): KRISNA: Kumpulan Riset Akuntansi
Publisher : Faculty of Economics and Business, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/kr.17.2.2026.200-212

Abstract

The objective of this study is to examine how environmental regulations impact the financial performance of manufacturing MSMEs, taking into account the mediating role of green innovation-oriented (GIO) and the moderating role of green dynamic capability (GDC). A quantitative approach using SEM-PLS analysis was applied to data from 177 respondents in North Balikpapan. The findings indicate that environmental regulations do not directly affect financial performance. However, they significantly enhance GIO, which subsequently has a positive and significant impact on financial performance. Additionally, while GDC directly influences financial performance, it does not moderate the relationship between environmental regulation and financial performance. This study emphasizes the importance of green innovation as a strategic response to regulatory pressures for improving MSME performance in a sustainable manner.
Analisis Minat Investasi Emas Nasabah Bank Syariah Indonesia di Balikpapan Fransisca Ursula; Wiwin Pebriana; Afrisal Dwi Arianto; Amran Wahyudiah; Nurlia
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus (Inprogress)
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6h4enj71

Abstract

This study aims to analyze the effect of financial literacy, investment risk, and gold price fluctuations on gold investment interest among customers of Bank Syariah Indonesia in Balikpapan. This research used a quantitative approach with an associative research design. The population consisted of 1,200 priority customers, while the sample of 92 respondents was determined using the Slovin formula and selected through convenience sampling. Data were collected through questionnaires distributed directly and via Google Forms using a Likert scale. Data analysis was conducted using Partial Least Square-Structural Equation Modeling (PLS-SEM) with SmartPLS 4 software. The results showed that financial literacy, investment risk, and gold price fluctuations have a positive and significant effect on gold investment interest. Financial literacy was found to be the most dominant variable influencing investment interest. The coefficient of determination (R-Square) value of 0.632 indicates that the independent variables explain 63.2% of the variation in gold investment interest, while the remaining 36.8% is influenced by other variables outside the study. This study concludes that improving financial literacy and understanding investment risk can increase customers’ interest in gold investment
Manajemen Risiko sebagai Mediator dalam Keterkaitan Inklusi Keuangan dan Kinerja UKM Balikpapan Gusmawati; Ribka Patta; Agus Rahayu; Hery Eko Prastiyo; Nurlia Nurlia
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus (Inprogress)
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/68zgf736

Abstract

This study aims to examine the role of risk management as a mediating variable in the relationship between financial inclusion and SME performance. The study employed a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) with Smart-PLS version 4. Data were collected through questionnaires distributed to 150 SME owners and managers in Balikpapan, Indonesia, selected using purposive sampling. The findings reveal that financial inclusion does not have a significant direct effect on SME performance. However, financial inclusion has a positive and significant effect on risk management, while risk management significantly improves SME performance. Furthermore, the study confirms that risk management significantly mediates the relationship between financial inclusion and SME performance. These findings indicate that access to formal financial services alone is insufficient to improve SME performance unless supported by effective risk management practices. The study contributes to the literature by highlighting the strategic role of risk management as an important mechanism through which financial inclusion can enhance business performance. Practically, the findings suggest that policymakers and financial institutions should complement financial inclusion programs with risk management training and managerial assistance for SMEs to ensure sustainable business growth and resilience.
Edukasi Penggunaan Alat Pelindung Diri (APD) Dan Pemasangan Rambu Peringatan Pada Usaha Mikro, Kecil, Menengah (UMKM) Gula Aren Di Desa Api-Api Nurlia Nurlia; Joshua Primadani; Agnes Monika
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 3 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i4.10659

Abstract

Kegiatan produksi gula aren pada Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Api-Api masih dilakukan secara tradisional dengan menggunakan tungku sebagai sumber panas utama dalam proses pemasakan nira. Kondisi tersebut menimbulkan potensi bahaya bagi pekerja, seperti paparan suhu panas dan risiko luka bakar akibat percikan nira yang sedang dimasak. Selain itu, penerapan keselamatan dan kesehatan kerja (K3) masih belum optimal, terutama dalam penggunaan Alat Pelindung Diri (APD) dan kurangnya rambu peringatan keselamatan di area produksi. Oleh karena itu, kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kesadaran pekerja mengenai pentingnya keselamatan kerja melalui edukasi penggunaan APD serta pemasangan rambu peringatan keselamatan kerja pada UMKM gula aren di Desa Api-Api. Metode yang digunakan dalam kegiatan ini meliputi tahap survei dan identifikasi masalah, perencanaan program, pelaksanaan edukasi serta pemasangan rambu peringatan keselamatan kerja, dan tahap evaluasi. Hasil kegiatan menunjukkan bahwa pekerja mulai memahami pentingnya penggunaan APD dalam proses produksi serta lebih waspada terhadap potensi bahaya dipasangnya rambu peringatan di area tungku pemasakan. Kegiatan ini diharapkan dapat meningkatkan kesadaran pekerja terhadap penerapan keselamatan dan kesehatan kerja sehingga dapat meminimalkan risiko kecelakaan kerja pada proses pembuatan gula aren.
Pengaruh Persepsi Risiko, Financial Technology, Dan Locus Of Control Terhadap Keputusan Investasi Dengan Literasi Keuangan Sebagai Variabel Moderasi Nur Amalina Khoiroh; Nurlia Nurlia; Matyani Matyani
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10627

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh persepsi risiko, financial technology, dan locus of control terhadap keputusan investasi dengan literasi keuangan sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif. Teknik pengambilan sampel menggunakan teknik simple random sampling dengan sampel sebanyak 257 responden. Pengumpulan data dilakukan melalui penyebaran kuesioner kepada investor galeri investasi Universitas Balikpapan. Analisis data menggunakan menggunakan metode Partial Least Square (PLS) dengan bantuan aplikasi Smart-PLS. Hasil penelitian menunjukkan bahwa persepsi risiko, financial technology, locus of control dan literasi keuangan berpengaruh positif dan signifikan terhadap keputusan investasi, serta literasi keuangan mampu memperkuat pengaruh persepsi risiko, financial technology, dan locus of control terhadap keputusan investasi.
Co-Authors , Nurliani Maulida Abd. Khaliq Abdul Manap Abdul Rahman Laba Abdurahman . Abi Suar Ado Bastian Afrisal Dwi Arianto Agnes Monika Agus Rahayu Ahmad, Lia Fauziyyah Aidah, Aidah Aiyub Anshori Akbar, Pandu Muhammad Akhmad Baidun Alfiana Alfiana Ali, St. Nurhayati Almuhajir Haris, Almuhajir Alvaleri, Divka Pradya Alvianita Gunawan Putri Amir Iskandar Amran Wahyudiah Amriani, H., Sri Rika Andi Hidayatul Fadlilah Andi Muhammad Ishak Ismail Angga Angga Anggit, Anggit Anggraini, Sri Rahayu Anindita Evelyn Jessica Putri Anwar Fattah Ari Pujangga Pangestu Arifia Nurriqli Arkam Lahiya Aulia, Kurnia Azniah Syam Bengana, Mohamed Caroline, Patheresya Daud, Ilzar Dedi Rianto Rahadi Della Dian Safitri Desti Dwi Chayati Devi Sriwulan Devi Susiati Dian Pratiwi Djumhadi Djumhadi, Djumhadi Dwi Susilowati Dwi Susilowati Endah Prawesti Ningrum Erlina Pakki Fadli Fadli Fadli Syamsuddin Fajar Fajar Fatmawati Nur Fenni Supriadi Firman Fitriani Fitriani Fitriani Fitriani Fitriansyah Fitriansyah Fransisca Ursula Gazalin, Junaid Gde Bayu Surya Parwita Gusmawati Habibu, Afriyani Hanifah, Siti Salsabilla Hannani Hardinata, Ega Hardiyono Hariandy Hasbi Hasibuan, Mirna Hasibuan, Nuri Azri Hasibuan, Owen Hasjim, Yuli Karmila Hayati, Diana Herlambang, Dwicki Hery Eko Prastiyo Hiezkia Xena Saban Husain, Hartina Idayanti, Iin Idayanti, Rini Ifah Finatry Latiep INDRAYANI INDRAYANI Irfan Abdillah Irma Maria Dulame irvan Nurhakimi Irwan Moridu Istianingrum, Rika Istiqamah Istiqamah Jean Richard Roku Johannes Baptista Halik Joshua Primadani Jumarni Jumarni Jumria Jumria Juwari Juwita Aprillia KARIM, WAHYUDIN ABDUL Kenta, Abd. Muin KENTA, ABDUL MUIN Khaerunisa, Diana Khofifah Oktavia Klemens Mere Kusnaeni Kusnaeni, Kusnaeni Laita, Adeirma Lama'u, Sryfaida Laruba, Sumarni Lili Yanti, Lili Luqman Hakim Handoko Lutfi, Chairul M, A.Pananrangi M. Khairul Anwari M.R, Andi Oxy Rayhan Makherta, Ika Marjuno, Siti Aisyah Markus Asta Patma Nugraha Matyani Matyani Maulida, Nurliani Medinal Medinal MISMIWATI, MISMIWATI MISMIWATI MMSI Irfan ,S. Kom Moh. Fahri Haruna Mongan, Claudio Julio Monika, Agnes Mooduto, Nur’Ain Muhammad Guntur, Muhammad Muhammad Muhammad Muhammad Rezha Pahlawan Muhammad Rifki Nisardi Muin Kenta, Abd. Musdolifah, Ari Mushawwir Taiyeb Nadi Hernadi Moorcy Nadya Putri Indraswari Napitupulu, Swenty Y. Nasrullah Nasrullah Ndolan, Yospina Noor Yudha, Muhamad Nova Sri Wardaya Novi Indrayani Novrianti S Bungaji, Reina NUR AENI Nur Aini Nur Amalina Khoiroh Nurdan, Nurdan Nurfadilah Abdul Latif Nurfadillah, Nurfadilah Nurlela Nurlela Nurliani Maulida Nurmala Nurmala Nurmalasari Nurmalasari Nuuridha Matiin Oslan Jumadi Panigoro, Nial Setiawan Parwoto, Parwoto Pilifus Junianto Prameswari, Diva Primadani, Joshua Purwanto, Romdon Rachmawaty Muchtar, Rachmawaty Rais, Rahmi Ramdani, Sri Resky, Aprizal Revisa Putri Syahrani Ribka Patta Rihfenti Ernayani Rika Istianingrum Rina Destiana RIOFITA, HENDRA Riskiyani, Nisa Dewi Ristiana, Evi Rizal R. Manullang Rohman, Dwi Taufik Rosadi, Muhammad Edya Rosdiana Rosdiana Rukiah Saldi Salsabila, Tyas Samaduri, Alwia Samsibar, Samsibar Samsimbar, Samsimbar Samuel PD Anantadjaya SARIANTI SARIANTI, SARIANTI Saripujiana, Dian Sendianti Pati Septiani, Dinda Setyo Warsito Purwo Duksino SU, Imam Arrywibowo Subriati, Subriati Sudjinan Sudjinan Sudjinan Sudjinan Sukimin Sukimin SULASMI ANGGO Sulmiah, Sulmiah Susena, Edy Susilo, Defri Nanda Syarifuddin Dollah Tamimu, Sulina Tamzil Yusuf Tamzil Yusuf Tangkal, Sisilia Febriyanti Teguh Setiawan Wibowo Tiarnida Nababan Titdoy, Nadia Tomi Apra Santosa Tresnasari, Rini Tsabitah Mappangara tutik yuliani Umi Kasanah Utami, Eva Yuniarti Vivid Violin Wafiq Aziza, Sripe Wagimin Wagimin, Wagimin Wardana, Miko Andi Wardaya, Nova Sri Weni Hawariyuni, Weni Wijayaningsi , Kartika Sari winda lestari Wirawan, Hadi Purnama Wiwik Saraswati, Wiwik Wiwin Pebriana Yamin, Muh Nur Yusminah Hala Yuwanda, Tonny Zaitun Zaitun Zulfikri Zulfikri, Zulfikri Zulhayyir, Zulhayyir