Article Per Year (5 Year)
p-Index From 2021 - 2026
9.366
P-Index
This Author published in this journals
All Journal Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan Jurnal Ilmiah Ekonomi Islam Akademika : Jurnal Manajemen, Akuntansi, dan Bisnis Pendas : Jurnah Ilmiah Pendidikan Dasar at-tamkin: Jurnal Pengabdian kepada Masyarakat Jurnal Ilmiah Ilmu Ushuluddin Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Justisia Ekonomika Journal of the Indonesian Medical Association : Majalah Kedokteran Indonesia Jurnal Ilmiah Edunomika (JIE) Journal Informatic, Education and Management (JIEM) Fitrah: International Islamic Education Journal SOSIOLOGI: Jurnal Ilmiah Kajian Ilmu Sosial dan Budaya Atta'dib Jurnal Pendidikan Agama Islam Al-Ittishol : Jurnal Komunikasi dan Penyiaran Islam Ekosiana : Jurnal Ekonomi Syariah Khidmatuna : Jurnal Pengabdian Kepada Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan PRIMA : Portal Riset dan Inovasi Pengabdian Masyarakat Arus Jurnal Sosial dan Humaniora International Journal of Science and Society (IJSOC) Malikussaleh Social and Political Reviews International Journal Administration, Business & Organization Jurnal Teknologi dan Manajemen Industri Terapan Kumpulan Artikel Pendidikan Anak Bangsa : Journal Pendidikan, Sosial dan Humaniora ICO EDUSHA International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Scientific Research, Education, and Technology Staatsrecht: Jurnal Hukum Kenegaraan dan Politik Islam Jurnal Kreasi Rakyat Sewagati EBTIDA' : Jurnal Pendidikan Dasar Islam HIKMATUNA: Journal for Integrative Islamic Studies Jurnal Cendekia : Media Komunikasi Penelitian dan Pengembangan Pendidikan Islam Khidmatuna: Jurnal Pengabdian Masyarakat Hikmatuna Indonesian Journal of Islamic and Social Science (IJISS) Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Philosophiamundi : Journal of Global Humanistic Studies Al'Adalah Algebra jes Nomico Paramacitra : Jurnal Pengabdian Masyarakat Al-Mudharabah AL-MANSYUR TARBIYAH: Jurnal Pendidikan Islam Journal of Law and Justice As-Salam: Journal Islamic Social Sciences And Humanities Kamara Journal Journal of Linguistica International Journal of Religious and Interdisciplinary Studies JTA Malaqbiq : Jurnal Pengabdian kepada Masyarakat. STIKes BBM Mengabdi: Jurnal Pengabdian Masyarakat Journal of Mechanical Engineering and Fabrication Lā-Syakka (Jurnal Pengabdian Kepada Masyarakat)
Saifuddin
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

Published : 84 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Hikmatuna

 1 
The Addictive Behavior of Judol, Pinjol, Loan Sharks and Their Impact on the Resilience of Muslim Families at Winong-Pati and Urban Genuk-Semarang, Central Java Zaenurrosyid, A.; Sholihah, Hidayatus; Saifuddin; Maggouri, Abdelaali
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.12538

Abstract

The spread of moneylenders (rentenir), online lending (pinjol), and online gambling (judol) in Central Java threatens the resilience of Muslim families both economically and through addictive behaviors. In rural areas such as Winong and several sub-districts in Pati, rentenir remain the primary source of financing for farmers and micro-entrepreneurs who are excluded from formal financial services, while judol proliferates through local networks and simple mobile devices. In contrast, in urban areas such as Genuk and several sub-districts in Semarang, pinjol has expanded rapidly due to digital penetration, lenient requirements, and aggressive promotion, typically used for urgent needs and non-productive consumption. Field data indicate that 38% of Muslim families in Pati have dealt with rentenir, 21% have engaged in judol, while 41% of Semarang families accessed pinjol in the past three years.This research uses a phenomenology approach, viewed from the perspective of maqasid sharia, covering two villages in Winong-Pati and two sub-districts in Genuuk -Semarang City Data were gathered through in-depth interviews with 24 informants—including household heads, spouses, religious leaders, and local officials—supplemented by participatory observation to capture family coping strategies under economic strain. Using Miles & Huberman’s interactive model, data analysis involved reduction, display, and conclusion drawing. Findings highlight two points. First, the practices of loan sharks, pinjol, and judol significantly undermine family resilience across economic stability, marital harmony, child-rearing quality, and socio-religious engagement. Second, although rural and urban contexts differ in forms of involvement, consequences converge on psychological distress, domestic conflict, weakened parenting, and declining social participation. These results underscore the relevance of maqasid al-shariah in protecting families from riba and gharar, reinforcing the ethical foundation of fiqh muamalah
Co-Authors A Hadi Arifin A Zaenurrosyid Abdillah Putra, Andy Abrori, Abrori Agustin Ahmad Hasan Zalali Ahmad Luqman Hakim Ahmad Mustofa Ainun Nadlifa Ainun, Amma Alfaenawan, Alfaenawan Ali Hamdan Ali Rohmad, Ali Alivi, Justsinta Sindi Amala, Khoirima Andi Mursalin Andriaty, Syarifah Nora Ansori As-Syafii, M. Sahlan Atmaja, Kusuma Auwaliyah, Rofiati Avinta Ika Nurrahma Azhar Azizah Azwinur Bahrudin Borahima, Bahrun Chalirafi Cut Ulfa Miranda Deni Alfan Humaidi Dhiauddin Diana Dini Rizki Doni Uji Widiatmoko, Syaikhu Rozi And Dzikri Nirwana EM Yusuf Iis Eva Wildani Febrianti Evarianti, Riza Evelin Diah Gustari Fahmi Astuti, Fahmi Fathur Rofani Faujiah, Ani Fauziyah, Nisa'ul Gatut Yudoyono Haddade, Hasyim Hafid, umy_hafid02 Hafni Zahara Haq, Zilda Brilliani Arina Sabilla Hasanuddin, Hasanuddin Hasbi Hasim Muzadi Hasnawi Helmy Boemiya Hidayatullah , Muhammad Su’ib Hidayatus Sholihah Hofifah Hofifah, Hofifah Husnah, Zulfah El Idrus, Idham Irwansyah Ikramuddin, Ikramuddin ILHAM Imam, Atim Nurchoirul Iradah Rahman Irsadul Alim Al Fahruddin ISKANDAR Jaenudin, M Johansyah Justsinta Sindi Alivi Khusniyah, Lailatul Lila Yuwana Liza Mutia Lutfiatur Rofiah M. Ainul Yakin M. Arief Bustomi M. Nizar Machmud M. Syarif Maggouri, Abdelaali Maghfiroh, Siti Zuliatin Mahfuz, Muhsin Makkiyatul Umaroh Mario Mariyudi Masri Matriadi, Faisal Miftakhul Jannah Mimit Pakasi Misbahul Wani Moch Riskillah Moch. Asroful Anam Mochamad Lutfan Hafidullah Moh Khoirul Anam Moh Khoridatul Huda, Moh Khoridatul Moh. Fakhri Siddiqi Moh. Fauzan Moh. Khoirul Anam Mohamed Arif Mohammad Umar Faruk Mowafq Abrahem Masuwd Muhamad Muliyono Muhammad Ali Rohmad Muhammad Alvin Hidayatullah Muhammad Arga Syahandra MUHAMMAD LUTFI Mukhlis Mulyadin, Wahyu Mulyani, Surtimah Murni Muthmainnah, Melania Suweni Muntini Muwaffiq Jufri, Muwaffiq Nadlifa, Ainun Nazaruddin Norhidayat Nur Azisah Nurlina Nursamzinar Nurul Amaliah Hasbi Nurwijayanti Nurzamsinar Nurzamsinar Pasyamei Rembune Kala Pratiwi, Nova Rizca Rahmadani, Nur Rizqi Rahmadani Rahmayanti, Yuni Raisah, Putri Ridho Muhammad Rizqi Riezky, Ade Kiki Rilva Suheti Riri Amandaria Riskiya Dwi Novem Wulandari Ristati Rizca pratiwira, Nova Rutami, Ilham Salwia Samsul Abidin Setianto, Raden Hario Tirto Shabarullah Shofiyatur Rosyidah Siti Nafi’yah Siti Nurhafsah Jalil Suadi Zainal Suasmoro Sudir, Sudirman Sudirman Sugangga, Rayyan Suhaeri Suminar Pratapa Suryanti, Suci Suwaibatul Aslamiyah Syarda, Abdillah Syarifah Mahdiyah Tamarli Tarwiyadi Taupik C TIRTOSETIANTO, RADEN Tri Muhammad Abdullah Rizky Vicky Nurhidayah Wahyuddin Albra Waluyo, Kurnia Indra Wardani Wulan Ramazani Yasmeini Yazir Yayu Anggraini, Yayu Yulia Ayu Pramitasari Zainuddin Zainullah Hasan Zakia, Fairuz Abbiyyu Zarkasyi Zuhri, Mohammad