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Journal : jurnal ar-ribh

ANALISIS PERBANDINGAN RASIO KEUANGAN ANTARA BANK KONVENSIONAL DAN BANK SYARIAH (STUDi KASUS PT BANK PANIN TBK DAN PT BANK PANIN DUBAI SYARIAH TBK PERIODE 2014-2016) Rosmini, Rosmini; suarni, Agusdiwana
Jurnal Ar-Ribh Vol. 2 No. 1 (2019): April 2019
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v2i1.2566

Abstract

This study determines the differences in financial ratios between conventional banks and Islamic banks. The research method used is descriptive quantitative research and comparative methods. Secondary data is data obtained from companies in the form of data and documents at PT. Bank Panin Tbk and PT. Bank Panin Dubay Syariah Tbk. The samples used in this study were PT Bank Panin Tbk and PT bank Panin Dubai Syariah Tbk in 2014-2016. Based on the results of the analysis in this study, it is seen from the ratio of CAR, ROA, ROE, there are differences in financial ratios between conventional banks and Islamic banks. Judging from the percentage of financial ratios, conventional banks are better than Islamic banks. Islamic banks need to increase their ROA and ROE values because they are still below the standard set by Bank Indonesia, namely being careful in expanding their business. It is expected that every business expansion will generate profits and do not allow assets to grow without generating profits for the company.Keywords: Islamic Banking, Islamic Conventional, Bank Panin Syariah
Co-Authors A.Wulandari Abdan Syakur, Abdan Abdul Wahid Ade Nusa Putra Dinata Ade Rista Ahmad Yulianto Aipassa, Marlon Ivanhoe Alfian Alfian Aliefman Hakim Amalia, Hilda Ayu Melvi Aminullah, Moh. Fajri S. Amnah Khairani Andani, Mira Andi Ete Andi Sukri Syamsuri Andreas Hari Susanto Marbun Anto Anto, Anto Aqnes Budiarti Ardani, Gita Ardiansyah, Hirwan Arifin, Yusriani Asdar Asdar Asgar Taiyeb Asrul Asrul Asrul Astuti, Widya Astuti Aswadi Aswadi Aulya, Zilfa Bachtiar Bachtiar Barsihannoor, Barsihannoor Bulan, Deviyanti Rezky Bunyamin, Andi Burhanuddin Haji Nasir Burhanuddin Nasir Christoporus, Christoporus Citra Kesumasari Yaksan Cut Aja Nuraskin Dance Tangkesalu Debi Ester Claudia Siregar Devi Savitri Effendy, Devi Savitri Dewi Nuriani Balqissyah Dhiya Faliha Syahira Dinata, Ade Nusa Putra Dwi Rohma Wulandari Egayani, Egayani Ellend Putri Kurnia Fadail, Moh. Fahrun, Muh. Faza, Anifa Tadzlila Finsa Adhi Pratama Flora Pasaru Gassing, Abd. Qadir Ghafur, Abd. Haerani Maksum Hartati bahar Hartati Bahar Hasana, Fitratul Hasibuan, Sulham hasran, Hasran Hasriyanty Hasriyanty Hendrastuti Hidayat, Sri Henna Rya Sunoko Heny, Suhaini Herdiansyah Hamzah Herianti, Herianti Herliah, Endang Herlina Herlina Humaya, Siti Husna Husna Ibrahim Ibrahim Idham Idham Idmayanti Idmayanti Idmayanti, Idmayanti Idul Fuqra Ihwansyah, Muh Fadil Ih’Diati, Noor Oktavia Ilyas, Qodimatul Unshuri IMANG, NDAN Indriani Indriani Insan Tajali Nur Intan Dwi Astuti Irawan, Adryan Irawanti Irawanti Irawanti Irawanti, Irawanti Irayanti, Irma IRWAN LAKANI Ismail Ismail Jawatir Pardosi Johanes Panggeso Johanis Panggeso Joko Satrio Jumarddin La Fua, Jumarddin Jusriadi Kadar, Alviana Kalalo, Arnold Kasmawati Khaltsum, Ummu Kohali, Rizki Eka Sakti Octaviani Kurnia, Ellend Putri LA ODE ANHUSADAR La Syarifuddin Laily Noor Ardana Lasmini, Nurul Latif, Suciani M, M. Galib M. Yogi Riyantama Isjoni Mahrudin Mahrudin Makhmudi, Nurfaidah Marbun, Andreas Hari Susanto Marilang Marwiah, Marwiah Mas'ud Muhammadiah Mery Napitupulu Mohammad Yunus Muallimah, Muallimah Mugi Lestari, Susanti Muhammad Alifuddin Muhammad Aprian Jailani Muhammad Fakhri Muhammad Fikran Said Muhammad Hamsah Muhammad Irham Muhammad Nur Alamsyah Muhammad Yusuf Muliana, Hanana Munawar, Asep Mustamin Mustamin Mutia, Acep Sandi Mutmainah Mutmainah Nahru, Nurfadilah Najamudin Najamudin Nilaywaty, Rintan Ninin Armianti Natsir Nita Nurliawati Nur Agusti, Layta Nur Amalia Nur Arifudin Nur Edy Nur Hayati Nur Hayati Nur Khasanah Nurchamidah Nurchamidah Nurhaelena, Yudia Nurhidayah Nurhidayah Nurkhalishah Malik Nurnaeni, Nurnaeni Nurnainah, Nurnainah Nurul Lasmini Nurul Sakina Nurul Sakina, Nurul Nurwelis, Nurwelis Otong Karyono Pajerih, Irwan Saputra Pohan, Pitri Pratama, Rian Ardi qatrunada, Andi inayah Raehana, Syarifa Rahmad Budiwijaya Suba Rahmad Hidayat Rahman Rahman Ramadhan Tosepu Ramadhani, Syahruni Ranti, Ranti Ratna Umi Nurlila Reca Reca Rindananto, David Aji Riskayanti Riskayanti Riskayanti Rochadi Kristiningrum, Rochadi Rosida Rosida Ruslan Majid Rusmin Rusmin Sahriani, Sahriani Saleh, Andi Muhammad salsabila, elvira hilwa Samad, Sulaiman Samsul Arifin Saputri, Wahyu Sarji, Sarji SATRIYAS ILYAS Saufina Azzahra Zebua Shadriyah, Shadriyah Sisi Pratiwi Sitti Aida Azis, Sitti Aida Sitti Fatimah Sitti Nikmah Marzuki, Sitti Nikmah Sitti Rahmawati Sohrah Sri Anjar Lasmini Sri Wahyuni Suarni Suarni Suarni, Agusdiwana Suci, Winarzih Sudarmono R, Muh Aidil Suheldi, Rizki sujana, I gede arya Sukartiningsih Sukartiningsih Sukfitrianty Syahrir Sulistina Agustin, Sulistina Surahman, Adi Suryaningsi Suryaningsi Suryaningsi Suryaningsi Syafruddin Syafruddin Syamsiar, Syamsiar T Gedeona , Hendrikus Tarman Tedi Budiman Teguh Aljauza Touku Umar Trihesti, Trihesti Usman Made Wahdania, Indah WAHYUDI, DIKI Wahyuniarsih, Desi Widyatmike Gede Mulawarman Yewi, Delila Yosep Ruslim Yulianingrum, Aullia Vivi Yusuf, Akram Budiman