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Isnaini Harahap
Universitas Islam Negeri Sumatera Utara
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SIGNIFIKANSI PERANANAN UMKM DALAM PEMBANGUNAN EKONOMI DI KOTA MEDAN DALAM PERSPEKTIF SYARIAH Kaswinata; Harahap, Isnaini; M. Nawawi, Zuhrinal; Syahputra, Angga
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).15302

Abstract

Pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM) menjadi penting dalam mendukung pertumbuhan ekonomi di Kota Medan, Indonesia. UMKM berperan sebagai tulang punggung ekonomi, menciptakan lapangan kerja, mendiversifikasi produk, dan memberdayakan masyarakat. Namun, mereka dihadapkan pada tantangan seperti akses terbatas terhadap modal, pendidikan, dan regulasi. Dalam konteks ekonomi syariah, UMKM menjadi alat untuk mencapai kesetaraan dan distribusi kekayaan yang merata. Penelitian ini menganalisis peran UMKM dalam perspektif syariah, mengidentifikasi tantangan, dan memberikan rekomendasi kebijakan. Hasilnya menunjukkan UMKM berperan penting dalam mengatasi pengangguran, menciptakan produk lokal yang beragam, dan mendukung ekonomi yang inklusif. Namun, diperlukan solusi terhadap tantangan keuangan, pendidikan, pemasaran, dan regulasi. Dukungan dari pemerintah, lembaga keuangan, dan perguruan tinggi bersama dengan pengembangan ekonomi syariah dapat mengoptimalkan kontribusi UMKM dalam mendukung pertumbuhan ekonomi yang berkelanjutan di Kota Medan.
Optimization Strategy for The HEBITREN Program and Halal Value Chain in Developing The Sharia Economy Br. Lumban Tobing, Fanny Asyifa; Harahap, Isnaini; Daulay, Aqwa Naser
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.738

Abstract

There is a problem that often arises: Islamic boarding schools are still lacking in terms of income to manage and drive the Islamic boarding school economy. Islamic boarding schools are often only fixated on student dues as a funding source for various purposes, including economic development and infrastructure. Therefore, the researcher intends to analyze one way to encourage the economic independence of Islamic boarding schools through the optimization of the Hebitren program and the potential of the halal value chain for the development of the Islamic economy in Islamic boarding schools. The method raised in this study is a qualitative method where the researcher goes directly to the location of the case study to obtain information which then the results of the study are processed and analyzed using the SOAR framework and the IFAS / IFES matrix and then described descriptively. The results of the study show that the most appropriate strategy to optimize the economic independence of Islamic boarding schools through the Hebitren program and the potential of the halal value chain is the SA strategy, namely developing quality human resources and playing an active role in developing business models based on Islamic values, streamlining the concept of halal value chain, managing Islamic boarding school assets, entrepreneurship training, and strengthening business networks
Contribution of Human Development Index and Environmental Quality to Poverty in Indonesia Anisa Mawaddah Nst; Isnaini Harahap; Kamilah
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.872

Abstract

Poverty has long been a national problem, which until now still shows no signs of ending. Poverty is one of the fundamental problems that is the center of attention of the government in all provinces of Indonesia. In almost all developing countries, the standard of living of the majority of the Indonesian population tends to be very low. A low standard of living can create a form of poverty. The aim of this research is to determine the influence of GRDP, HDI and Environmental Quality on Poverty in Indonesia. The type of approach in this research is quantitative. The sample in this research is data from 4 variables in Indonesia for the 2018-2022 period. The analysis method used is panel data regression. The object of research is the island of Sumatra which consists of 10 provinces. The results of data testing explain that HDI has an effect and Environmental Quality has no effect on Poverty.
Economic Stability in Islamic View : Approach to Controlling Inflation Anggara, Windu; Shawab, Nabil; Abd. Majid, M. Shabri; Harahap, Isnaini
International Journal of Science, Technology & Management Vol. 4 No. 5 (2023): September 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i5.914

Abstract

Economic stability is the main goal in the Islamic view, in which economic concepts based on ethical values ??and social justice are prioritized. One of the problems faced in achieving economic stability is inflation which can cause imbalance and instability in the economy. Therefore, this paper discusses the approach put forward from an Islamic perspective to control inflation and achieve sustainable economic stability, through: 1) implementation of a sharia-based monetary system, which prohibits usury (interest) and excessive speculation, 2) currency management, 3) equity in income distribution, 4) encouraging investment in the productive sector and economic infrastructure, and 5) economic supervision and regulation. The narrative of this research is told in accordance with the requirements of the formulation being addressed. It is a descriptive qualitative study with a literature study technique. The findings of this study demonstrate that, from an Islamic perspective, attempts to maintain economic stability and manage inflation are not just commercial endeavors but also an essential component of worship for achieving social welfare and justice. By implementing these approaches, it is hoped that the economy in the Islamic view can achieve sustainable stability and provide long-term benefits for society as a whole.
The Role of Zakat in the Economy and Poverty Alleviation Siregar, Hilyati Inayah; Chudriana Putri, Rafika; Shabri Abd. Majid, M.; Harahap, Isnaini
International Journal of Science, Technology & Management Vol. 4 No. 5 (2023): September 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i5.919

Abstract

The main task of every government is to strive for the welfare of its entire population. According to data from the Indonesian Zakat Outlook, Indonesia has 600 networks of Zakat Management Organizations (OPZ) spread across the entire territory of the Republic of Indonesia. These networks are part of 34 National Zakat Management Bodies (BAZNAS) at the provincial level, 500 BAZNAS at the district and city levels, 24 Provincial Zakat Amil Institutions (LAZ), 14 LAZ at the provincial level, 32 LAZ at the district and city levels, and 136 Zakat Collection Units (UPZ). The research method used in this study is descriptive qualitative research, where the researcher describes the findings of the study. The research objects include relevant books and journals. The study reveals that BAZNAS and other zakat managers achieved a 1.76% poverty reduction rate in 2022.
Systematic Literature Review: The Paradigm Of Developing Nations Oriented Towards Falah Anggara, Windu; Harahap, Isnaini; M. Nawawi, Zuhrinal
International Journal of Science, Technology & Management Vol. 5 No. 1 (2024): January 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i1.1037

Abstract

This systematic literature review delves into the emerging paradigm witnessed in developing nations as they shift their development strategies towards the concept of Falah. Rooted in Islamic principles, Falah encapsulates holistic well-being, prosperity, and the fulfillment of societal needs. The review synthesizes diverse scholarly articles, research papers, and academic contributions to explore the theoretical foundations, policy implications, and practical applications of the Falah-oriented development approach across developing nations. Highlighting the experiences of countries such as Malaysia, Indonesia, Pakistan, Bangladesh, and Saudi Arabia, the study underscores the transformative role of Falah in shaping economic development strategies. From the integration of Falah-based economies to the empowerment of Sharia-compliant economic sectors, each nation exhibits a unique approach to realizing this paradigm. The article emphasizes the significance of aligning with Sharia principles, fostering socio-economic well-being, and contributing to sustainable development goals. The findings illuminate the pivotal role of Falah as a catalyst for positive change, offering valuable insights into alternative development paradigms and their potential contributions to holistic well-being and sustainable development in the developing world.
Economic Transformation: Navigating Challenges And Embracing Opportunities In Islamic Economics And Finance Across Southeast Asia Dayu, Wulan; Harahap, Isnaini; M. Nawawi, Zuhrinal
International Journal of Science, Technology & Management Vol. 5 No. 1 (2024): January 2024
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v5i1.1039

Abstract

The research aims to comprehensively understand challenges impeding the growth of Islamic economic systems in Southeast Asia and explore opportunities for sustainable development. It contextualizes the economic transformation in the region, emphasizing the unique role of Islamic economics and finance. Challenges like regulatory complexities, market uncertainties, and global economic shifts are analyzed, providing insights into impediments faced by the Islamic finance sector. The article explores strategies employed by Southeast Asian countries to promote Islamic economics and finance, assessing policy effectiveness and collaborative efforts. It highlights the role of financial inclusion, education, and technology in overcoming hurdles. On a positive note, the study identifies growth opportunities in regional cooperation, innovative financial instruments, and Islamic finance's potential contribution to sustainable development goals. Emphasizing the importance of embracing these opportunities, the research contributes to the discourse on economic transformation in Southeast Asia. The findings aim to inform policymakers, financial institutions, and scholars, fostering understanding for a more inclusive, sustainable, and prosperous economic future in the region.
Penerapan SAK EMKM Pada Usaha Mikro, Kecil, dan Menengah: Studi Kasus UMKM Di Kota Tanjungbalai Utari, Rika; Harahap, Isnaini; Syahbudi, Muhammad
Jurnal Ilmiah Akuntansi Kesatuan Vol. 10 No. 3 (2022): JIAKES Edisi Desember 2022
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v10i3.1449

Abstract

This study aims to determine the application of SAK EMKM financial accounting standards to UMKM in the city of Tanjungbalai. This research uses primary and secondary data. In this study, the population is 5,360 UMKM owners and using the Slovin formula in determining informants to be 98 UMKM. While the data in this study were collected using structured interview techniques and questionnaires. The method used is qualitative with a descriptive approach. Based on the results of the analysis, it is known that the implementation of SAK EMKM in the city of Tanjungbalai has not yet fully occurred. Based on the data that has been collected, the obstacle in implementing SAK EMKM is that the preparation of financial reports based on SAK EMKM has a process that requires time, energy and sufficient accounting knowledge for UMKM to apply this standard. So from these obstacles, it is evident from the 98 UMKM studied, only 12 UMKM use these standards.
Pengaruh Iklan, Konformitas Dan Gaya Hidup Terhadap Perilaku Konsumtif Mahasiswa Menurut Etika Ekonomi Islam (Studi Kasus Pada Mahasiswa Jurusan Ekonomi Islam UINSU) Hasibuan, Ismi Khoiriah; Harahap, Isnaini; Nasution, Juliana
Jurnal Manajemen Akuntansi (JUMSI) Vol 4, No 2: 2024
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v4i2.4302

Abstract

This research is motivated by consumer behavior, namely students majoring in Islamic Economics UINSU in buying products / services.There are consumer behaviors that are not in accordance with the ethics of consumption in Islam.Consumptive behavior is a human tendency to consume without limits, where humans are more concerned with Wants than needs. Consumptive behavior is influenced by several factors, namely : advertising,conformity, and lifestyle.This study aims to determine the effect of advertising, conformity, and lifestyle on consumptive behavior in students majoring in Islamic Economics uinsu class of 2018. This study uses quantitative research methods.The subjects of the study were students of the Department of Islamic Economics uinsu class of 2018.Data collection using questionnaires with purposive sampling techniques.Respondents to this sample as many as 73 people.The results of the t-test concluded that the variables of advertising, conformity, lifestyle have a positive and significant effect on student consumptive behavior. Based on the ANOVA test, F-count obtained at 45,579 greater than F-table (2.73), it was concluded that advertising, conformity and lifestyle simultaneously affect the consumptive behavior of students majoring in Islamic Economics UINSU.Reviewed based on Islamic Economic ethics consumptive behavior that occurs in students majoring in economics is not in accordance with the theory of Islamic Economic ethics, especially Islamic consumption ethics because there are still some students who like to waste money by shopping not according to need or prefer desire.
Analisis Pengaruh Sistem Pembayaran Non Tunai Terhadap Pertumbuhan Ekonomi Indonesia Dengan Inflasi Sebagai Variabel Intervening Dalam Perspektif Ekonomi Islam Purba, Hana Ayunda; Harahap, Isnaini; Atika, Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 1: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i1.4022

Abstract

Indonesia's economic growth has decreased over the past 10 years starting from 2010 to 2021The decline in economic growth declined sharply in 2020 marked by the emergence of the rapid spread of the COVID-19 outbreak in Indonesia which had a major impact on the Indonesian economy. According to Islamic economic studies, economic growth is not only measured by the volume of goods and services produced in a certain period. But also continuous changes in religious, social and community aspects. This study aims to obtain empirical evidence of the effect of non-cash payment systems (number of ATM/debit card transactions and number of credit card transactions on the dependent variable, namely economic growth through inflation as an intervening variable. The type of data used in this study is secondary data in the form of time data monthly series with the period from 2016 to 2021 published by Bank Indonesia and the Central Statistics Agency through the official website.The data analysis technique uses a path analysis model.The results show that directly the number of ATM/Debit card transactions (X1) and the number credit card transactions (X2) have a positive and significant effect on economic growth (Y) and inflation (Z) Indirectly inflation (Z) has a positive and significant effect on economic growth (Y) Indirectly, based on inflation Sobel test calculations (Z) unable to mediate the relationship between the effect of volume tr ATM/debit card transactions (X1) and credit card transaction volume (X2) on economic growth.
Co-Authors , Samrin Abdul Hakim Abrar, Muhammad Farid Ade Irma Yukyta Ilham Adha, Raju Adnan Ahmed Usmani, Sheikh Ahmad Fuadi Ahmad Mu'arif Pohan Ahmad Qorib Ahmadi Bi Rahmani, Noor Aida Ulviani Nst Akbar, Rohid Amelia Putri Adinda Aminah Lubis Amini, Salisa Amsari, Syahrul Andri Soemitra Andri Soemitra Andri Soemitra Anggara, Windu Anggriany, Juni Anisa Mawaddah Nst Anriza Witi Nasution Apprila Natasya Br Surbakti Aqwa Naser Daulay Arif Muhammad Tanjung Arifin Fauzi Lubis Arifin, Rahman Arnadila Dwi Syahputri Arsyadona Arsyadona Asmuni Asmuni Asmuni Asmuni Asmuni Asriadi, Ari Atika Atika Atika Atika Atika Atika Ayu Annisa Fikra Azhari Akmal Tarigan Azhari, Farah Indah B Syarbani Tanjung, Ahmad Muhaisin Bakia Sarmita Utari Siregar Basmaida Waty Tambusay Batubara, Aisyah Norma Ruslita Batubara, Maryam Boy Uli Kirana Situmorang Br. Lumban Tobing, Fanny Asyifa Bunga Dwi Fani Ritonga Cahyanti, Sri Chairina Chairina Chairina Chairina Chudriana Putri, Rafika Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Cindy Clara Afifah Dalimunthe, Muhammad Yunus Daulay, Ahmad Harun DAYU, Wulan Devita Dharma, Budi Didik Gunawan Dina Anzani Dita Zakia Rahmah Siahaan Dita Zakia Rahmah Siahaan Dwika, Galuh Citra Sukma Eli Sugiarto Elizar Sinambela Ella Ariska Ema Khairani Eni Saputri Ernida Siregar Esma Cetin Fadhillah Insani Faizatun Nisa Fatma Wati Fauzan , M. Fauzi Aris Lubis Fitri Kurniawati Fitrianingsih Fitrianingsih Frida Yanti Sirait Hakim Sitompul, Muhammad Hannum, Misbah Harahap, Ade Khadijatul Z Harahap, Muhammad Arfan Harahap, Muhammad Ikhsan Harahap, Pangeran Hasibuan, Ismi Khoiriah Hasibuan, Siti Rama Haura Hazima Hazima, Haura Hendra Hendra Hernawaty Hidayat, Ryan Hijja Mardhiya Nasution Hilmiatus Sahla Hus Diana Hutagalung, Muhammad Wandisyah R I Ketut Suada Ihsaniyah Limbong Ika Darma Yuni Ika Ramadhani Panjaitan Imahda Khoiri Furqon Imsar Imsar Imsar Imsar, Imsar Inayah Siregar, Hilyati Indah Ussania Indra Mualim Hasibuan Indradewa, Rhian Insani, Fadhillah Iqbal Fahri Tobing Irawan, Harry Ismul Fakhri Lubis Jhon Lenon Jihan Karina Putri Juliana Nasution Juliana Nasution Kamil, Muhammad Raihan Kamilah Kaswinata Kaswinata, Kaswinata Khafifah Parawansa Khairina Tambunan Khairina Tambunan Kusmilawaty, Kusmilawaty Layyinatus Shifah Lenny Menara Sari Saragih Lia Vebrina Siregar Lisa Anggi Nauli Siregar M Ridwan M, Ridwan M. Irvan Fahrul Sitorus M. Rio Fani M. Satrio Al Ridho M. Shabri Abd. Majid M. Shabri Abd. Majid Madjid, Shabri Abdul Mailin, Mailin Maisya Chairunysa, Fadia Majid, M. Shabri Abd Manaf, Muhammad Firdaus Bin Abdul Manarung, Saprinal Manik, Raudah Uci Mayasari Marliyah Marliyah Marliyah, Marliyah Marliyah, Marliyah Marlya Fatira AK Marwah Auliyani Marzuti Isra Maulana Lubis, Rafli Maulida Marpaung Maulidina Raseuky Mawawi, Zuhrinal Maysara Hapni Tanjung Melisa Syafitri Amalia Mhd Primadona Mhd Syukur Sihombing Mohammad Yusuf, Mohammad Muhammad Adam Muhammad Arfan Harahap Muhammad Azizi Akbar Lubis Muhammad Dzaki Abdillah Muhammad Habibi Siregar Muhammad Ikhsan Harahap Muhammad Ikhsan Harahap Muhammad Indra Pratama Muhammad Lathief Ilhamy Nasution Muhammad Munawir Pohan Muhammad Ramadhan Muhammad Ridho Muhammad Ridwan Muhammad Ridwan Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Tanjung, Arif Muhammad Yafiz, Muhammad Muhammad Yusuf Mulyana Fitri Mustapa  Khamal  Rokan Mustopa Kamal Rokan Mutthaqin, Muhammad Satrya Nabil Shawab Nabillah, Nur Nahulae, Leni Lastrian Nasution, Ade Irma sofyan Nasution, Annio Indah Lestari Nasution, Arfiany Sepyanty Putri Nasution, Juliana Nasution, Rizka Nasution, Wahyuni Br. Nasution, Zena Aini Natari Manik Manik, Febriyani Nawawi, Zuhrinal M Nina Amanda Nindya Azzahra Novaliani Agustin, Dwi Novita Octavia Novita Sari Nur Ahmadi Bi Rahmani Nur Nafisah Nurbaiti Nurbaiti, Nurbaiti Nurhadiah NURHALIMAH LUBIS Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila, N Nurul Annisa Nurul Hasanah Syah Nurul Jannah Nurul Rafiqoh Lubis Nurul Tri Amanda Padillah, Fahmil Pangeran Harahap Patma Wati Primastuty, Pinny Purba, Hana Ayunda Purba, Na'imi Salwa Putri Nandita Putro, Sampurno Rafika Chudriana putri Rafli Maulana Lubis Rahma, Tri Inda Fadhila Rahmad Azahar Siregar Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Raihanah Daulay Raju Adha Rangkuti, Sari Jamila Rani Febriyanni Raseuky, Maulidina Reni Dwijaya Reni Hermila Hasibuan Ria Armayani Hasibuan Ridho Erianto Rika Surianto Zalukhu Rika Surianto Zalukhu Rika Utari Rika Utari Ririn, Chairin Hafnifa Rispan Rispan Riza Rasyid Al-Aufa Siagian Rizka Adlia Yuannisa Rizka Nasution Rizkan Polem, T. Rodhiatul Aslamah Meuraxa Samsudin Saparuddin Harahap Saparuddin Siregar SAPARUDDIN SIREGAR Saragih, Fitriani Sari Purnama Zein Lubis SARWOTO SARWOTO Sarwoto Sarwoto, Sarwoto Satrya Mutthaqin Shawab, Nabil Sihombing, Mhd. Syukur Silalahi, Purnama Ramadani Simanullang, Ainil Harnita Siregar, Hilyati Inayah Siregar, Hilyati Inayah Siregar, Tetty Handayani Siti Aisyah Siti Aisyah Siti Kadariah Siti Marpuah Siti Marpuah, Siti Siti Nurojiyah Soemitra, Andrew Sri Indah Pertiwi Sri Nurul Hasanah Sri Sudiarti sri sudiarti Sri Sudiarti Sri Wahyuni Suherman Saragih Sukiati Sukiati Sukiman Sukiman Sukiman Sukiman Syahfitri, Rizky Ananda Syahputra Barus, Dana Syahputra, Angga Syahriza , Rahmi Syahrul Amsari Tambunan, Khairina Tambusay, Basmaida Waty Tanjung, Ahmad Fuadi Tanjung, Maysara Hapni Tazkia Ayu Alharani.YS Tsamara Balqis Tsamara Balqis Ulfa, Nadia Ummu Khoirotun Nisfah Venny Fraya Hartin Nst Wahyu Syarvina Waizul Qarni Wanda Hamidah Windu Anggara Windu Anggara Windu Anggara Wulan Dayu Yafiz, Muhammad Yenni Samri Juliati Nasution Yenni Samri Juliati Nst Yenni Samri Nasution Yuannisa, Rizka Adlia Yukyta Ilham, Ade Irma Yuni, Ika Darma Yustika, Wida Zakiah Zakiah Zalukhu, Rika Surianto Zuhrinal M. Nawawi