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Aspek Hukum Pengawasan Pembiayaan Koperasi Syariah Oleh Otoritas Jasa Keuangan dan Kementerian Koperasi dan Usaha Kecil Menengah Aziza Mutifani Hidayah; Abdul Mujib
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 11 No 1 (2023): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v11i1.6243

Abstract

Sharia cooperatives already resemble Islamic banks, this is motivated by the increasing needs of the community and if there are more choices of financial institutions, it will be easier for the community to determine financing options in sharia institutions. This article examines which is more effective between the OJK and the Ministry of Cooperatives in supervising Islamic Cooperative financing products that resemble Islamic Banks. To solve and answer these problems, researchers used a methodology in the form of a normative approach. This research category is included in library research, namely by using a qualitative descriptive analysis method where the focus of the discussion is on financing in Islamic Cooperatives and Islamic Banks. The author uses primary data sources such as books, archives, and other literature that supports this research. The results of the discussion show that the OJK's supervision of financing carried out by cooperatives that resemble Islamic banks is still not well targeted and evenly distributed, it is more effective if the supervision of Islamic cooperative financing is supervised by the Financial Services Authority, therefore there should be collaboration between the Financial Services Authority and the Ministry of Cooperatives in making policies that are aligned to oversee the implementation of financing in Cooperatives that resemble Islamic Banks, it is necessary to have a memorandum of understanding for the synergy of Cooperative Institutions engaged in financial services and providing financial service products in
Aspek Hukum Pengawasan Pembiayaan Koperasi Syariah Oleh Otoritas Jasa Keuangan dan Kementerian Koperasi dan Usaha Kecil Menengah Aziza Mutifani Hidayah; Abdul Mujib
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 11 No 1 (2023): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v11i1.6243

Abstract

Sharia cooperatives already resemble Islamic banks, this is motivated by the increasing needs of the community and if there are more choices of financial institutions, it will be easier for the community to determine financing options in sharia institutions. This article examines which is more effective between the OJK and the Ministry of Cooperatives in supervising Islamic Cooperative financing products that resemble Islamic Banks. To solve and answer these problems, researchers used a methodology in the form of a normative approach. This research category is included in library research, namely by using a qualitative descriptive analysis method where the focus of the discussion is on financing in Islamic Cooperatives and Islamic Banks. The author uses primary data sources such as books, archives, and other literature that supports this research. The results of the discussion show that the OJK's supervision of financing carried out by cooperatives that resemble Islamic banks is still not well targeted and evenly distributed, it is more effective if the supervision of Islamic cooperative financing is supervised by the Financial Services Authority, therefore there should be collaboration between the Financial Services Authority and the Ministry of Cooperatives in making policies that are aligned to oversee the implementation of financing in Cooperatives that resemble Islamic Banks, it is necessary to have a memorandum of understanding for the synergy of Cooperative Institutions engaged in financial services and providing financial service products in
Pengaruh Kemudahan Penggunaan dan Promosi terhadap Minat Nasabah Menggunakan Layanan Transaksi Qris pada BSI di Surabaya Abdul Mujib; Rukhul Amin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i1.19495

Abstract

AbstrakPerkembangan teknologi dan jaringan komputer di dunia saat ini mempunyai pertumbuhan yang semakin pesat, begitupun di Indonesia. Internet merupakan komponen terpenting dari kemajuan teknologi modern, hampir setiap aspek kehidupan tidak terlepas dengan teknologi internet. Teknologi informasi dan komunikasi digunakan oleh industri perbankan untuk meningkatkan kualitas dan kuantitas pelayanan pada nasabahnya. Adanya perkembangan teknologi yang semakin baik memunculkan suatu teknologi baru yang dinamakan QRIS (Quick Response Code Indonesia Standart) yaitu alat untuk bertransaksi secara digital untuk menghindari physical distancing, dan untuk mempermudah pembayaran dengan efektif dan efisien.
PERAN GURU BIMBINGAN KONSELING DALAM MENINGKATKAN MOTIVASI BELAJAR PESERTA DIDIK DI SMA N 1 RAMAN UTARA Afiffah, Anggi Dhea; Lestari, Retno Tri; Mujib, Abdul; Anjarsari, Riana
PANDU : Jurnal Pendidikan Anak dan Pendidikan Umum Vol 1 No 4 (2023): NOVEMBER
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/pandu.v1i4.652

Abstract

Belajar adalah tindakan melakukan sesuatu dengan kesadaran atau niat. Aktivitas ini menjelaskan sejauh mana seorang individu berpartisipasi secara aktif dalam proses mental yang memungkinkan terjadinya transformasi pribadi. Transformasi pada pribadi seseorang bisa tampak dalam ragam wujud seperti pergantian pengetahuannya, pengertianya, sikap dan perilakunya, keahlian dan kapabilitasnya, daya tanggapnya, daya terimanya dan sebagainya. Motivasi diperlukan untuk mengubah perilaku. Motivasi adalah faktor yang tidak terlihat dalam kegiatan pendidikan. Motivasi bisa muncul dari diri sendiri atau dari lingkungan sekitar. Motivasi berperan sebagai dorongan dalam diri siswa yang membuat mereka belajar dengan tujuan, konsistensi, dan kreativitas agar mencapai hasil yang diinginkan. Fenomena yang terjadi di sekolah termasuk di SMA N 1 RAMAN UTARA kini, terdapat sejumlah siswa yang minim motivasi dalam menuntut ilmu. Data menunjukkan bahwa siswa kurang percaya diri terhadap kemampuannya dalam mengerjakan tugas yang diberikan guru, menunjukkan sikap tidak tertarik terhadap pembelajaran, dan kurang memperhatikan guru saat menyampaikan informasi, termasuk guru bimbingan dan konseling, terutama bertanggung jawab untuk meningkatkan motivasi siswa untuk belajar. Penelitian menggunakan metode kualitatif yang dilaksanakan pada SMA N 1 Metro pada tanggal 14 November 2023 dengan instrumen wawancara. Fokus utama penelitian ini adalah bagaimana peran guru bimbingan dan konseling dalam meningkatkan motivasi belajar pada peserta didik, Penelitian ini menemukan bahwa guru Bimbingan Konseling (BK) memiliki peran yang sangat signifikan dalam memacu motivasi belajar peserta didik. Guru BK akan menyediakan layanan bimbingan akademik, bimbingan bersama, dan konseling pribadi sebagai langkah dalam mendukung siswa meningkatkan motivasi belajarnya.
PERAN GURU SEBAGAI PELAKSANA LAYANAN BK DALAM MENANAMKAN KEDISIPLINAN PESERTA DIDIK DI MTS MUHAMMADIYAH METRO LAMPUNG Wahyudinata, Davit; Septiani, Intan Widiya; Anjarsari, Riana; Mujib, Abdul
PANDU : Jurnal Pendidikan Anak dan Pendidikan Umum Vol 1 No 4 (2023): NOVEMBER
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/pandu.v1i4.669

Abstract

Kedisiplinan dapat membantu peserta didik untuk mencapai tujuan pendidikannya, baik di bidang akademik maupun non-akademik. Guru kelas dapat melakukan berbagai kegiatan untuk menanamkan kedisiplinan, seperti menyampaikan materi tentang kedisiplinan, mengawasi dan memantau perilaku peserta didik, serta melakukan konseling individu dan kelompok. Penelitian ini bertujuan untuk mendeskripsikan peran guru kelas sebagai pelaksana layanan bimbingan dan konseling dalam menanamkan kedisiplinan bagi peserta didik di MTS Muhammadiyah Metro, Lampung. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan studi kasus. Subjek penelitian adalah guru kelas dan peserta didik di MTS Muhammadiyah Metro, Lampung. Analisis data dilakukan secara kualitatif dengan cara reduksi data, penyajian data, dan penarikan kesimpulan.Hasil penelitian menunjukkan bahwa peran guru kelas sebagai pelaksana layanan bimbingan dan konseling dalam menanamkan kedisiplinan bagi peserta didik di MTS Muhammadiyah Metro sudah berjalan dengan baik. Berdasarkan hasil penelitian, ada beberapa saran yang dapat diberikan untuk meningkatkan peran guru sebagai pelaksana layanan bimbingan dan konseling dalam menanamkan kedisiplinan bagi peserta didik, antara lain:Peningkatan kompetensi guru kelas dalam bidang bimbingan dan konseling.Peningkatan kerja sama antara guru kelas, guru bimbingan dan konseling, dan wali murid.Peningkatan sarana dan prasarana pendukung layanan bimbingan dan konseling.
Peran Lembaga Alternatif Penyelesaian Sengketa (LAPS) dalam Penyelesaian Sengketa Margin Trading Novita, Dwi; Mujib, Abdul
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 5 No 1 (2023)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v5i1.2206

Abstract

The background of this research is that the capital market is also able to provide real benefits for investors, where in the capital market, parties who have excess funds can meet with parties who need funds with certain agreements so that mutually beneficial reciprocity occurs, one of the parts is margin trading. Basically, no one wants disputes with other people. However, in a business relationship or an agreement, each party must anticipate the possibility of a dispute arising at any time in the future, especially in the world of capital markets, so what is the margin trading system like? and what is the role of the Alternative Dispute Resolution Institution (LAPS) in resolving margin trading disputes? on the capital market dispute itself. The type of research used in this study is library research, which is a study whose data sources are obtained from written sources, including books, laws, journals, encyclopedias, the internet, and other written works related to object under study. The approach used in this research is normative juridical, namely studying and testing secondary data in the form of positive law. This research yields, first, margin trading is capital for investors to gain greater profits through stocks that are rising in value when they themselves do not have enough funds to buy. In addition, they will also be charged interest on the loan. In the event of default or default, the consequence is that share ownership is automatically liquidated to cover losses. One of them is forced selling. Second, in the realm of civil law, there are several ways of resolving disputes which in general are through litigation (using formal court channels) and through alternative dispute resolution.
EXPLORING THE MULTIFACETED SPIRITUAL IDENTITIES OF ULU AL-'AZMI FIGURES IN CONTEMPORARY ISLAMIC BOARDING SCHOOLS Mubarak, Mubarak -; Mujib, Abdul; Rahman Shaleh , Abdul
Khazanah: Jurnal Studi Islam dan Humaniora Vol. 21 No. 2 (2023)
Publisher : UIN Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/khazanah.v21i2.10971

Abstract

School is an institute that not only develops children's intellect and intelligence, but also teaches emotional intelligence and life skills. Students in boarding schools face various life challenges such as increased academic pressure, social and cultural obligations, financial constraints as well as a rigorous curriculum. This paper aims to explore the strengths and wisdom of Ulul Azmi prophets and apostles so that they can be embedded in the lives of students. This study is based on a descriptive qualitative method using library research. Library research involves the use of literature in the form of books, notes, and research reports from previous studies. Furthermore, this article shows that the values of Ulul 'Azmi include three main dimensions: Firstly, resilience encompasses perseverance in the midst of trials (Dzi Hijr), which indicates the ability to remain strong and resilient in the face of trials and difficulties. Second, steadfastness includes openness to new thoughts and ideas, and winning personality traits that reflect a strong and unyielding attitude in the face of obstacles. Third, perseverance involves the ability to keep trying and not giving up in the face of adversity, with an indicator of strong perseverance being the relentless pursuit of goals. Islamic boarding schools can internalise ulul 'Azmi values through every student's daily activity, which is strengthened by the formation of a sense of responsibility.
Internalization of Religious Values through Tadzkiroh and Khotmul Qur'an Programs to Reduce Sarcasm Behavior in Generation-Z (Case Study at SMA Informatika Serang City) Murniasih, Eri; Abdul Mujib; Hunainah
Tadrib: Jurnal Pendidikan Agama Islam Vol 10 No 1 (2024): Tadrib: Jurnal Pendidikan Agama Islam
Publisher : Program Studi Pendidikan Agama Islam Fakultas Ilmu Tarbiyah Dan Keguruan UIN Raden Fatah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/cp79ek09

Abstract

Sarcasm behavior is one of the social phenomena among Generation Z. Sarcasm, which is often used as a form of joking humor or criticism, can have a negative impact on interpersonal communication and individual mental health. This study aims to examine how the Tadzkiroh & Khotmul Qur'an program internalizes religious values in order to reduce sarcasm among Generation Z. This research uses a qualitative descriptive approach method with the type of case study conducted at SMA Informatika Serang City. Data were collected through in-depth interviews and program observations. The results showed that the internalization of religious values such as responsibility, honesty, empathy, and mutual respect and compassion in the Tadzkiroh & Khotmul Qur'an program includes three stages; value transformation, value transaction and value internalization which contribute to the prevention of sarcasm behavior among students. This article recommends the widespread implementation of similar programs in various educational institutions as a preventive effort against negative behavior and as a means of forming a noble young generation.
Pengaruh Disiplin Kerja, Motivasi Kerja Dan Lingkungan Kerja Terhadap Kinerja Karyawan Bagian Produksi PT. Karya Mina Putra Divisi Kayu Rembang Mujib, Abdul; Dewi, Dian Ayu Liana
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 1 (2024): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i1.5086

Abstract

This study aims to prove and explain the effect of work discipline, work motivation, workenvironment on the performance of production employees of PT Karya Mina Putra RembangWood Division. The population used consisted of 217 employees of the productiondepartment of PT Karya Mina Putra Rembang Wood Division. The sample selectiontechnique used accidental sampling with the determination of sample size using the slovinformula obtained 68 samples. Data collection through questionnaire survey. Data analysisusing multiple linear regression. The results of this study indicate that work discipline has anegative and insignificant effect on employee performance, work motivation has a positiveand insignificant effect on employee performance, while the work environment has asignificant positive effect on employee performance. The adjusted R square value is 0.215, itmeans that 21.5% of variations in employee performance can be explained by variations inthe three independent variables, namely work discipline, work motivation and workenvironment, while the remaining 78.5% is explained by other factors not examined in thisstudy
Kedudukan Wilayah Al-Hisbah Pada Putusan Peradilan Nomor : 1083/Pdt.G/2023/Pa.Btl Tentang Sengketa Rahn dan Ijarah Ismail, Nurmikyana; Abdul Mujib
QISTHOSIA : Jurnal Syariah dan Hukum Vol. 4 No. 2 (2023)
Publisher : Sekolah Tinggi Agama Islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/jhki.v4i2.763

Abstract

A judicial decision is a question from the judge that is spoken at the trial and aims to end or resolve a case or dispute between the parties involved in the trial. Through hisbah, the state uses this institution to comprehensively control socio-economic conditions for business activities and economic practices. Religious court judges must use the compilation of sharia economic law as a source of material law to resolve sharia economic disputes. The author, using the normative juridical method, systematically describes the structure and content of judicial decisions and then the basis for the judge's consideration of the position of the al-hisbah area regarding judicial decisions as well as the practice of pawning (rahn) and ijarah financing according to sharia economic law. This research uses a case research approach (Case Approach). This approach includes reviewing cases related to the main problem and then using them to make court decisions that have permanent legal force (Inkracht). Qualitative data analysis presenting data, reducing it, and drawing conclusions from it. The judge in deciding the case used several legal bases such as Presidential Instruction Number 17/DSN-MUI/IX/2000 regarding witnesses for wealthy customers who postponed payments because after being identified the defendants were not found to have any defects in carrying out their obligations, namely paying maintenance costs, etc. as stated in the details of the plaintiff's total losses. The panel of judges decides cases fairly by applying ma'rūf and nahi mungkar for the benefit of the people according to the topic, especially sharia economics.
Co-Authors Abdul Rahman Shaleh Abdurrubi Perwiragama, Salman Adi Fadli Aep Kusnawan, Aep Afiffah, Anggi Dhea Ai Badriah Akhmad Sodiq Alamri, Mohammed Saeed A. Alaqoh, Shofwatul Ali Sodiqin Amin, Rukhul Andri, Sri Anjarsari, Riana Annisa Annisa Fitri, Annisa Anugrah, Yuli Dwi Yusrani Aqil, Rihab Said Arrini Shabrina Anshor Asep Iwan Setiawan, Asep Iwan Aspandi, Aspandi Aulia Rihadatul Aisy, Tazkia Auvaizah, Navila Azis, Ali Aziza Mutifani Hidayah azzarqa, azzarqa Bahrul Ulum Chaerul Firdaus, Muh. Nur Ridho Dede Rosyada Desi Safitri Dewi Sadiah, Dewi Dian Ayu Liana Dewi Elizatun, Elizatun Eris Harismasakti Fadlilatul Munawaroh Fathurrohman, Asep Ahmad Firdaus, Dede Ridho Fitri Rima Hidayati Fitria Ikhrimadhani Hafiz, Abdul Hanafi, Syafiq Mahmadah Hanifa, Nada Hapzi Ali Hasanudin Hasratuddin Siregar Hendri Kurniawan, Hendri Herlena, Winceh Huda, M. Ikhwanul Hunainah Hunainah, Hunainah Ibad, Taqwa Nur Ida Umami Ika Rosyidatul Fauziyah Ilham Akbar Imas Maesaroh Iqbal Tsani, Muhamad Ismail, Nurmikyana Jajat sudrajat Jamalulel, Habib Alwi Khoiriyah, Amri Khoirunnisyah Khoirurrijal Khoirurrijal Khoirurrijal Khoirurrijal, Khoirurrijal Kusaeri Lestari, Retno Tri Lubis, Sofia Indriani Lubis, Sofia Indriani Lubis, Sopian MADE PRAMONO Maharani, Mega Utami Maripah, Maripah Masyhuri, Muhammad Maya, Iklilah Arum Mayla Cindy Carmeliasari Miftahul Zannah Moh. Iklil Albahij Moh. Jeweherul Kalamiah Mubaidi Sulaeman Mubarak, Mubarak - Muhamad Fajri Mukayat Al-Amin Mukhtar Hadi Mulqiyah, Hilma Murniasih, Eri Mustika Ramadhani, Fahmi Nabila Salsabila Iswar Nabilah, Deva Nanang Asfufi Nasution, Alhafidh Novila, Sheila Novita, Dwi Nugraha, Enung Nugraha, Mizwar Luthfiansyah Nur Kholis Nur, Fauzan Nursalam Nuzul Hidayah, Robiah Panani, Muh Jihan Qomaria, Lailatul Rahma, Hilda Syifa Rahmah Mawadah, Atina Rena, Syahidah Ridho, Hilmi Risnawaty Riswanto, Dodi Riswanto, Dody RR. Ella Evrita Hestiandari rukhul amin Rustandi, Ridwan Salimah Nailulmuna, Syarifah Salsyabila, Nabila Satriah, Lilis - Sawitri, Utari Septiani, Intan Widiya Sukma Inaya Sukma Inayah Sururin, Sururin Taher, Zahdi Tarihoran, Nafan Taufik Alamin Ubaidillah Ubaidillah Ulum, Misbahul Waddin, Moch Aufal Hadliq Khaiyyul Millati Wahyudinata, Davit Wibawa, Aditya Setiaji Yulis Widhiastuti Yuyun Yunita Zahdi Taher Zain, Sri Kurnia Zainal Abidin Zainal Muttaqin