Articles
Perlindungan Hukum Terhadap Pemberi Pinjaman dalam Sistem Fintech Peer to Peer Lending (Studi pada Otoritas Jasa Keuangan Kantor Regional 5 Sumatera Bagian Utara)
Khadijah, Siti Nur;
Sunarmi, Sunarmi;
Ramadhan, M. Citra
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 5, No 3 (2023): Journal of Education, Humaniora and Social Sciences (JEHSS), February
Publisher : Mahesa Research Center
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DOI: 10.34007/jehss.v5i3.1451
The problems discussed in this paper are How is the legal arrangement of lenders in the Peer To Peer Lending system, especially in the city of Medan where POJK is the foundation, How is the application of legal protection to lenders in the Peer to Peer Lending system, What are the obstacles and efforts on the part of the lender? lenders in the peer to peer lending financial technology system at OJK regional office 5, Northern Sumatra. The research method used by the author is normative juridical by finding and collecting data through library research from reading sources in the form of related legal books, legal expert opinions, related legislation, related websites, and interview results. The results of this study show that legal protection for Lenders can be realized in a preventive manner based on Article 29 of POJK Number 77/POJK.01/2016, namely by applying basic principles for Providers and repressive legal protection based on Article 37 of POJK Number 77/POJK.01/ 2016 concerning Information Technology-based Lending and Borrowing Services and Article 38 of POJK Number 1/POJK.07/2013 in conjunction with POJK Number 6/POJK.06/2022 concerning Consumer and Community Protection in the Financial Services Sector. when it comes from a system error.
Analisis Identitas Visual Kupat Tahu Magelang: Komunikasi, Estetika, dan Muatan Informasi dalam Membangun Citra Kuliner Daerah
Ramadhan, Ahmad Zakiy;
Sunarmi, Sunarmi;
Sarwanto, Sarwanto
MAVIS : Jurnal Desain Komunikasi Visual Vol 7 No 01 (2025): Mavis : Jurnal Desain Komunikasi Visual
Publisher : LPPM STIKI Malang
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DOI: 10.32664/mavis.v7i01.1764
Visual identity plays a crucial role in shaping the image of a product, including in the local culinary industry. However, studies on how visual elements reinforce cultural identity in culinary branding remain limited. This study aims to analyze the visual identity of Kupat Tahu Magelang from the perspectives of communication, aesthetics, and information content in establishing a distinctive regional culinary identity. A descriptive qualitative approach was employed, utilizing data collection techniques such as direct observation, semi-structured interviews with business owners, and a literature review on branding and visual aesthetics. The findings indicate that the visual identity of Kupat Tahu Magelang, dominated by bold typography and striking colors, effectively captures audience attention. However, the design lacks representation of Magelang’s local cultural elements. Therefore, integrating culturally inspired visual elements, such as traditional batik motifs or culinary icons, is necessary to enhance emotional appeal and product uniqueness. This study recommends a more culture-based design strategy to strengthen the competitive advantage of Kupat Tahu Magelang in both local and national markets.
Legal Consequences of Making a Notary's Cover Note in the Implementation of Notary's Duties
Lubis, Ikhsan;
Murwadji, Tarsisius;
Sunarmi, Sunarmi;
Sukarja, Detania
SASI Volume 29 Issue 3, September 2023
Publisher : Faculty of Law, Universitas Pattimura
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DOI: 10.47268/sasi.v29i3.1292
Introduction: One of the legal goods provided by a notary is a cover note, which is a statement in the management of a deed or a notarial document stating that the deed is in progress and can be finished within the time set by the cover note.Purposes of the Research: A notary certificate is referred to as a cover note, as a substitute for the process of obtaining a certificate from a notary public, land title guarantees can be replaced temporarily depending on needs and developments. Notaries can make issue cover notes, which have legal consequences and make legal norms null and void. The legal basis for making and issuing cover notes is not yet known. This paper discusses two matters: What legal authority does a notary have to issue a cover note? What are the legal consequences of publishing a cover note by a notary? Methods of the Research: This is typical of legal writings that take a legal approach and examine legal concepts. In socio legal research, research begins with a hypothesis. After formulating the hypotheses, the hypotheses are tested. Data collection techniques in socio legal research are carried out through interviews, observation, questionnaires and document analysis.Results of the Research: However, notaries are allowed to issue and make cover notes because it is a form of agreement. This paper concludes that there is no legal basis for regulating cover notes. If the duties and authorities do not comply with the contents of the cover note, the law will result in a violation of Article 1366 of the Criminal Code.
THE RELATIONSHIP BETWEEN NUTRITIONAL STATUS AND THE DEVELOPMENT OF CHILDREN AGED 1-3 YEARS AT POSYANDU BALITA BANJARNEGORO VILLAGE WORKING AREA PUSKESMAS MERTOYUDAN II MAGELANG REGENCY
Ririn Anjarwati;
Hastuti, Tulus Puji;
Sunarmi, Sunarmi;
Tentrem. R.T, Susi
Jurnal Ilmu Keperawatan Anak Vol. 6 No. 2 (2023): November 2023
Publisher : Persatuan Perawat Nasional Indonesia (PPNI) Jawa Tengah
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DOI: 10.32584/jika.v6i2.2287
Terjadinya percepatan tumbuh kembang dimiliki anak usia muda yakni antara 0 sampai 5 Usia1-3 tahun yakni fase emas pertumbuhan serta perbaikan yang tinggi disegala bidang. Masakeemasan yakni fase krisual bagi optimalisasi tumbuh kembang serta pembentukan dasarsistem saraf. Status gizi merupakan bidang yang begitu penting bagi perkembangan anak, sertapendukung utama bagi perkembangannya agar anak dapat berkembang sesuai denganusianya. Tujuan penelitian ini adalah mengetahui hubungan status gizi dengan perkembangananak usia 1-3 tahun di posyandu balita kelurahan Banjarnegoro wilayah kerja PuskesmasMertoyudan II Kabupaten Magelang. Jenis penelitian yang digunakan yaitu observasi analitikdengan desain penelitian cross sectional. Pengambilan sampel dilakukan dengan teknikproportionate stratified random sampling yang berjumlah 71 responden anak usia 1-3 tahun diposyandu keluarahan banjarnegoro wilayah puskesmas mertoyudan II. Hasil uji spearmen rankmenunjukkan nilai signifikan dengan p value 0.028. Hasil tersebut menunjukkan bahwa pvalue<0.05 yang berarti ada hubungan status gizi dengan perkembangan anak usia 1-3 tahun.Status gizi berkaitan dengan perkembangan anak usia 1-3 tahun.Kata kunci: usia 1-3 tahun, perkembangan, status gizi There is an acceleration of growth and development in young children, namely between 0 to 5aged 1-3 years, namely the golden growth phase and high improvement in all fields. The goldenage is a critical phase for optimizing growth and development and forming the basis of thenervous system. Nutritional status is an area that is so important for child development, as wellas the main support for its development so that children can develop according to their age. Theaims this research is knowing the relationship between nutritional status and the development ofchildren aged 1-3 years at the toddler posyandu in Banjarnegoro village, the working area of theMertoyudan II Health Center,Magelang Regency. This type of research used analitycal observationwith cross sectional research design. Sampling was carried out using the proportionate stratifiedrandom sampling technique, totaling 71 respondents from children aged 1-3 years at theposyandu in Banjarnegoro village, the working area of the Mertoyudan II Health. Rank test resultsshowed a significant value with a p value of 0.028 these results indicate that the p value <0.05which means there is a relationship between nutritional status and the development of childrenaged 1-3 years. Nutritional status is related to the development of children aged 1-3 years.Keyword: age 1-3 years, development, nutritional status
POSITION OF PERSONAL GUARANTEE ASSET SEIZURE IN BANKRUPTCY PRINCIPAL DEBTOR
Sidauruk, Jupenris;
Sunarmi, Sunarmi;
Aflah, Aflah
NOMOI Law Review Vol 6, No 1 (2025): May Edition
Publisher : NOMOI Law Review
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DOI: 10.30596/nomoi.v6i1.24126
General Seizure of Personal Guarantee Assets in the Bankruptcy of the Principal Debtor, can be carried out and regulated in the provisions of the Bankruptcy Law and Civil Law. So that the Personal Guarantee has responsibility for the bankruptcy statement of the principal debtor, but in practice there is an interesting phenomenon, for example, in the Medan District Court Decision Number 6/Pdt. Sus-Others/2019/PN. Niaga. Mdn. there is a phenomenon of the seizure of Personal guarantee assets without a bankruptcy statement against the Personal Guarantee. Normative legal research with a statutory regulatory approach and case studies. The results of this study indicate that Article 1832 of the Civil Code number 2 states that the position between the Principal Debtor and the Guarantor or Personal Guarantee or Borgtocht is the same as a Debtor. Personal Guarantee assets cannot be seized in the bankruptcy of the Principal Debtor, a sign that there is a bankruptcy statement against the Personal Guarantee and the Personal Guarantee releases its Special Rights. In Decision Number: 6/Pdt. Sus-Lain-lain/2019/PN. Niaga. Mdn Jo. Number: 2/Pdt. Sus. Bankrupt/2018/PN. Niaga does not reflect justice, therefore the Personal Guarantee assets are not included in the Bankrupt Boedel because the Personal Guarantee is not bankrupt, so that general seizure cannot be carried out and general seizure is not in accordance with the contents of the guarantee agreement that has been agreed upon by the creditor and guarantor.
ANALYSIS EXECUTION PERIOD RIGHT DEPENDENTS DURING THE INSOLVENCY PERIOD FOR CREDITORS SEPARATIST
Gustaf Hutabarat, Andy;
Sunarmi, Sunarmi;
Robert, Robert
NOMOI Law Review Vol 6, No 1 (2025): May Edition
Publisher : NOMOI Law Review
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DOI: 10.30596/nomoi.v6i1.24695
Term time execution object right liability regulated in Article 55 paragraph (1) of Law No. 37 of 2004 concerning Bankruptcy and Postponement Obligation Debt Payment . Execution right the responsibility is given term 2 months time after commencement of insolvency as in Article 59 paragraph (1) of Law no. 37 of 2004, term time execution does not provide protection to creditors separatist in carry out his rights , so that creditors separatist can experience loss . This study uses method study legal normative referring to norms law with study library , this research is of a descriptive and method descriptive data analysis qualitative . Research Results find If term the time stipulated in Article 59 paragraph (1) of Law No. 37 of 2004 does not provide protection and justice for creditors separatists , this is supported by auction data in period 2019-2023 period owned by KPKNL Medan and creditor data separatist based on this data, creditors separatist need time up to 3 months up to 4 months to implement execution auction guarantee right liability , because there is requirements administrative as well as procedure bureaucracy that must be passed by creditors separatist.
Perkembangan Visual Raksasa; Dari Artefak Candi Ke Figur Raksasa Wayang Kulit Purwa
Rosalinda, Herliyana;
Sunarmi, Sunarmi;
Sarwanto, Sarwanto;
Setiyono, Budi
Visual Heritage: Jurnal Kreasi Seni dan Budaya Vol 7, No 3 (2025): Visual Heritage: Jurnal Kreasi Seni Dan Budaya
Publisher : Universitas Indraprasta PGRI
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DOI: 10.30998/vh.v7i3.10631
Visual raksasa pada khasanah kebudayaan Nusantara dapat ditelusuri dari ragam hias figuratif pada bangunan candi sebagai salah satu wujud akulturasi masa Hindu-Budha yang dibawa dari India dan dilanjutkan pada masuknya budaya Keislaman. Wujud sosok raksasa yang dikenal dalam berbagai cerita pewayangan (terutama dari kisah Ramayana dan Mahabarata), hingga cerita folklore Nusantara merupakan refleksi dari bentuk hiasan yang muncul pada artefak candi, yakni sosok Dwarapala dan Kala-Makara. Tulisan ini bertujuan untuk mengungkap ketersinambungan antara pemikiran dari seniman masa Hindu-Budha dengan seniman masa Keislaman (yang terwujud dalam karya wayang kulit purwa) dalam menginterpretasikan sosok raksasa. Maka pendekatan yang dipakai adalah pendekatan historis dengan dibantu penjabarannya secara ikonografis. Hasil dari studi ini dapat diketahui bahwa ada akulturasi karya seniman terhadap interpretasinya pada sosok raksasa dari masa Hindu-Budha ke masa Keislaman Nusantara, di Jawa khususnya. Raksasa versi Jawa sebagai makhluk mitologis sudah divisualkan dengan wujud menyeramkan namun nampak artistik. Hal itu terlihat pada bentuk mata hidung mulut dan postur tubuh raksasa pada artefak candi ke figur raksasa wayang kulit purwa memiliki konsistensi yang membentuk ciri khasnya.
Perlindungan Kreditur Separatis terhadap Jangka Waktu Eksekusi Objek Hak Tanggungan dalam Proses Insolvensi
Hutabarat, Andy Gustaf;
Sunarmi, Sunarmi;
Robert, Robert
Binamulia Hukum Vol. 14 No. 1 (2025): Binamulia Hukum
Publisher : Fakultas Hukum, Universitas Krisnadwipayana
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DOI: 10.37893/jbh.v14i1.1007
Perlindungan terhadap kreditur separatis dalam jangka waktu eksekusi objek hak tanggungan diatur dalam Pasal 55 ayat (1) UU No. 37 Tahun 2004 tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang. Pasal tersebut menetapkan bahwa eksekusi hak tanggungan dapat dilakukan dalam waktu 2 bulan setelah dimulainya keadaan insolvensi, sebagaimana diatur dalam Pasal 59 ayat (1) UU yang sama. Namun, jangka waktu tersebut tidak memberikan perlindungan yang memadai bagi kreditur separatis dalam melaksanakan haknya, yang dapat menyebabkan kerugian. Penelitian ini menggunakan metode penelitian yuridis normatif dengan pendekatan studi pustaka, bersifat deskriptif, dan menggunakan analisis data kualitatif deskriptif. Hasil penelitian menunjukkan bahwa jangka waktu yang diatur dalam Pasal 59 ayat (1) UU No. 37 Tahun 2004 tidak memberikan perlindungan dan keadilan yang cukup bagi kreditur separatis. Temuan ini didukung oleh data lelang yang diperoleh dari KPKNL Medan untuk periode 2019-2023, yang mengindikasikan bahwa kreditur separatis memerlukan waktu antara 3 hingga 4 bulan untuk melaksanakan eksekusi lelang jaminan hak tanggungan, dikarenakan adanya persyaratan administratif dan prosedur birokrasi yang harus dilalui.
PENERAPAN TERAPI MURROTAL AL-QUR’AN DALAM MENGURANGI GANGGUAN RASA NYAMAN: NYERI PADA PASIEN KRITIS
Fathia, Neng Annis;
Khoirin, Khoirin;
Sunarmi, Sunarmi;
Putri, Rizki Kurnialah
Jurnal 'Aisyiyah Medika Vol 10, No 1: Februari 2025 Jurnal 'Aisyiyah Medika
Publisher : stikes 'aisyiyah palembang
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DOI: 10.36729/jam.v10i1.1306
Latar Belakang: Mayoritas pasien kritis di ICU mengalami nyeri selama proses perawatan, baik saat tindakan maupun selama observasi. Terapi Murottal merupakan pendekatan nonfarmakologis yang digunakan untuk mengurangi rasa nyeri pada pasien kritis dengan masalah keperawatan serupa. Penelitian ini bertujuan untuk mengevaluasi pengaruh terapi murottal Al-Qur’an dalam mengurangi rasa nyeri pada pasien kritis di ICU. Metode: Penelitian menggunakan desain deskriptif analitik dengan pendekatan studi kasus. Subjek penelitian adalah dua pasien yang memenuhi kriteria inklusi, pasien sadar atau tidak sadar dengan GCS 3-15, berusia 20-80 tahun, dirawat di ICU, beragama Islam, tanpa riwayat gangguan pendengaran, dan keluarga pasien bersedia menandatangani informed consent. Penelitian berlangsung di ICU Rumah Sakit Muhammadiyah Palembang. Data dikumpulkan melalui observasi dan wawancara, kemudian dianalisis dengan membandingkan teori dan hasil pengamatan pada pasien. Hasil: Penerapan terapi murottal Al-Qur’an dilakukan selama tiga hari dan menunjukan perubahan skala nyeri yang signifikan pada hari ke tiga. Pada pasien pertama, nyeri berkurang dari skala 7 (berat) menjadi 1 (ringan). Pada pasien kedua, skala nyeri turun dari 5 (sedang) menjadi 2 (ringan). Saran: Terapi murottal Al-Qur’an agar dapat menjadi salah salah satu intervensi keperawatan yang efektif untuk mengurangi gangguan rasa nyaman nyeri pada pasien kritis di ICU. Kata kunci: Terapi Murottal Al-Qur’an, Nyeri, Pasien Kritis
PENERAPAN SLOW DEEP BREATHING EXERCISE UNTUK MENGURANGI NYERI AKUT PADA PASIEN HIPERTENSI
Nopianti, Nopianti;
Sunarmi, Sunarmi;
Delina, Susanti;
Arisandy, Widya
Jurnal 'Aisyiyah Medika Vol 10, No 1: Februari 2025 Jurnal 'Aisyiyah Medika
Publisher : stikes 'aisyiyah palembang
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DOI: 10.36729/jam.v10i1.1314
Latar Belakang: Hipertensi ditandai dengan tekanan darah sistolik ≥140 mmHg dan diastolik ≥ 90 mmHg. Slow deep breating tindakan keperawatan mengajarkan klien cara nafas dalam, nafas lambat (menahan inspirasi secara maksimal) dan menghembuskan nafas secara perlahan, selain dapat menurunkan intensitas nyeri, juga meningkatkan ventilasi paru dan meningkatkan oksigenasi darah. Tujuan: Melakukan penerapan slow deep breathing exercise dengan nyeri akut pada pasien hipertensi. Metode: Jenis penelitian ini adalah deskriptif analitik dalam bentuk studi kasus untuk mengeksplorasi Penerapan slow deep breating exercise dengan nyeri akut pada pasien hipertensi. Sampel penelitian berjumlah 2 orang dengan membandingkan pasien 1 dan 2 dengan keluhan nyeri kepala pada pasien hipertensi. Penelitian telah dilaksanakan pada tanggal 28 - 30 Mei 2024 di Rumah Sakit Muhammadiyah Palembang tahun 2024. Hasil: Didapatkan evaluasi pasien I dan II dengan masalah nyeri akut terlihat perubahan perkembangan keperawatan setelah dilakukan penerapan slow deep breathing exercise selama 3 hari pada pasien I dengan skala nyeri dari 7 menjadi 2, dan pasien II dengan skala nyeri dari 6 menjadi 2 terjadi penurunan skala nyeri yang terlihat setelah dilakukan penerapan slow deep breathing exercise tersebut. Saran: dalam Pelayanan kesehatan agar mengadakan pelatihan edukasi penerapan slow deep breathing exercise oleh tenaga kesehatan dalam memberikan asuhan keperawatan secara rutin dan terjadwal pada kasus hipertensi untuk mengatasi nyeri akut pasien. Kata Kunci: Terapi Slow Deep Breathing, Exercise, Nyeri akut, Hipertensi