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EFEKTIVITAS MEDIASI DALAM PENYELESAIAN SENGKETA PEMBIAYAAN SYARIAH: ANALISIS YURIDIS NORMATIF PADA LEMBAGA KEUANGAN SYARIAH DI INDONESIA Ainun Nazhifah; Ahmadi Hasan; Mariani
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 3 (2026): April
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i3.64488

Abstract

Abstrak Mediasi merupakan salah satu mekanisme Alternatif Penyelesaian Sengketa (ADR) yang semakin penting dalam menangani meningkatnya kasus pembiayaan bermasalah pada lembaga keuangan syariah di Indonesia. Litigasi sering dianggap tidak efektif karena prosesnya yang panjang, biaya tinggi, serta sifat adversarial yang berpotensi merusak hubungan antara bank syariah dan nasabah. Penelitian ini bertujuan untuk menganalisis dasar hukum mediasi sebagai alternatif penyelesaian sengketa pembiayaan syariah, mengidentifikasi faktor-faktor yang memengaruhi keberhasilan dan kendalanya, serta membandingkan efektivitas mediasi dengan mekanisme penyelesaian sengketa lainnya. Metode penelitian menggunakan pendekatan yuridis normatif dengan menganalisis peraturan perundang-undangan, kebijakan OJK, dan studi akademik terkait. Temuan penelitian menunjukkan bahwa mediasi memiliki legitimasi hukum yang kuat dan sejalan dengan prinsip syariah, serta secara normatif lebih fleksibel dibandingkan litigasi dan arbitrase. Namun, optimalisasi mediasi masih menghadapi kendala berupa rendahnya literasi hukum syariah, keterbatasan mediator bersertifikat syariah, belum optimalnya kelembagaan mediasi, serta kultur hukum yang masih mengutamakan penyelesaian sengketa melalui pengadilan. Penelitian ini menegaskan pentingnya penguatan kapasitas kelembagaan pendukung mediasi, peningkatan kualitas mediator, dan literasi hukum publik guna mengoptimalkan peran mediasi sebagai mekanisme utama penyelesaian sengketa pembiayaan syariah di Indonesia. Kata Kunci: Mediasi, ADR, sengketa pembiayaan syariah, lembaga keuangan syariah.   Abstract Mediation has become an increasingly important Alternative Dispute Resolution (ADR) mechanism in addressing the growing number of problematic Islamic financing cases in Indonesia. Litigation is often considered ineffective due to lengthy procedures, high costs, and its adversarial nature, which may undermine the relationship between Islamic financial institutions and their customers. This study aims to analyze the legal foundations of mediation as an alternative mechanism for resolving Islamic financing disputes, identify factors influencing its effectiveness and implementation constraints, and compare the effectiveness of mediation with other dispute resolution mechanisms. This research employs a normative juridical approach by examining statutory regulations, Financial Services Authority (OJK) policies, and relevant academic literature. The findings indicate that mediation has strong legal legitimacy, aligns with Sharia principles, and is normatively more flexible than litigation and arbitration. However, the optimization of mediation remains constrained by low levels of Sharia legal literacy, a limited number of certified Sharia mediators, underdeveloped mediation-supporting institutions, and a legal culture that continues to prioritize court-based dispute resolution. This study emphasizes the need to strengthen institutional capacity, enhance mediator quality, and improve public legal literacy to optimize the role of mediation as a primary mechanism for resolving Islamic financing disputes in Indonesia. Keywords: Mediation, ADR, Islamic financing disputes, Islamic financial institutions.
KARAKTERISTIK SENSORI DAN KANDUNGAN GIZI PRODUK CEMILAN STIK BERBASIS IKAN BANDENG, IKAN GABUS, DAN EKSTRAK DAUN KELOR Rahmaniar; Malle, Sriwati; Fattah, Nurlaeli; Inthe, Mita Gebriella; Mariani; Tahir, St. Hartina
Jurnal Sains dan Teknologi Pangan Vol. 11 No. 2 (2026): Jurnal Sains dan Teknologi Pangan
Publisher : Jurusan Ilmu dan Teknologi Pangan Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63071/peq20f75

Abstract

Penelitian ini bertujuan mengembangkan inovasi produk camilan stik ikan serta mengevaluasi karakteristik sensori dan kandungan gizinya dengan memanfaatkan bahan lokal, yaitu ikan bandeng, ikan gabus, dan ekstrak daun kelor. Rancangan penelitian terdiri atas dua faktor, yaitu perbandingan ikan bandeng dan ikan gabus (A1 = 70:30, A2 = 50:50, A3 = 30:70) serta penambahan ekstrak daun kelor (B0 = 0%, B1 = 5%, B2 = 10%). Hasil analisis ragam menunjukkan bahwa seluruh perlakuan berpengaruh nyata terhadap aroma dan tekstur, sedangkan komposisi ikan secara tunggal berpengaruh nyata terhadap aroma, tekstur, dan warna produk. Formulasi terbaik diperoleh pada perbandingan 30% ikan bandeng dan 70% ikan gabus dengan penambahan 5% ekstrak daun kelor. Uji sensori menunjukkan bahwa produk dapat diterima panelis berdasarkan atribut rasa, aroma, tekstur, dan warna. Produk terpilih memiliki kadar air 8,22%, kadar abu 2,67%, kadar lemak 15,49%, kadar protein 9,41%, dan kadar karbohidrat 64,21%, serta aktivitas antioksidan dengan nilai IC₅₀ sebesar 134,83 ppm. Pemanfaatan bahan lokal tersebut berpotensi menghasilkan produk camilan dengan nilai gizi dan penerimaan sensori yang baik.
CONTEXTUALIZATION OF MANHAJ TAHLILI (Quraish Shihab's Response to Contemporary Issues in the Interpretation of the Noble Qur'an) Mariani; Achmad Abubakar; Sohrah; Muhammad Irham; Kamriah
International Journal of Islamic Studies Vol 6 No 1 (2026): June
Publisher : Pascasarjana UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Contemporary Qur'anic interpretation faces a significant challenge in the form of a persistent gap between the revealed text and continuously evolving social realities. This article aims to examine in depth how M. Quraish Shihab contextualizes the tahlili approach in responding to contemporary issues through his monumental work, Tafsir Al-Misbah. The study employs a qualitative descriptive-analytic approach grounded in library research methodology. The primary data source is Tafsir Al-Misbah by M. Quraish Shihab, while secondary sources comprise a range of peer-reviewed journals, classical and modern works of Qur'anic exegesis, and other relevant supporting literature. Data were analyzed through content analysis and comparative-critical methods. Three principal findings emerge from this study: first, Quraish Shihab actualizes social verses by employing a contextualization mechanism that integrates linguistic, historical, and sociological approaches; second, the wasathiyah mindset serves as the epistemological framework for cultivating inclusive and humanistic human relations; and third, Quraish Shihab's exegesis functions simultaneously as social critique and as an instrument of moral reorientation for modern society. This study recommends that Quraish Shihab's contextual exegetical approach be adopted as a developmental model for Qur'anic studies in Indonesia, one that is responsive to contemporary social and cultural dynamics.
Co-Authors Abdul Malik Ashri Wirajagat Achmad Abubakar Achmad Kusyairi Adi Purnama Jaya Agus Kurnia agus rahmat Ahmad Reza Maulana Ahmad Rizki Nugrahawan Ahmad Zaki Munibi Ahmadi Hasan Ainun Nazhifah Akbar Ilahi Akbar, Ahmad Fahrizal Alfian Syukron Aliza, Shavela Alwin Widhiyanto AMINAH Andi Puji Widyastuti Andrian Firdaus Anita Dyah Nur'aini Arbayah ARDIANSYAH Arial, Jimy Dwi ASNI Astuti, Karunita Ika Azzakia, Fatimah Bahrul Sundusi Adnan Baiq Ega Zulqaidah Putri Baiq Kurnia Ayu Lestari Boen Sidodo Bs. Titi Haerana cahyo Purnomo Dadang Rahmat Hidayat Devina Sahara Amru Dewi, Sasmita Dodik Hartono Dwiyanti Mustaka, Zulfitriany Efa Ariska Emmi Bujawati Endry Boeriswati Eni Zulaikah Erry Fitrya Primadhany evy noorhasanah, evy Farih, Muhamad Farit Rezal Fathiaty Murtadho Fathul Aziz Fathur Baldan Haramain Fattah, Nurlaeli Fauzan Qamaar Febrianti Lestari Guspri Devi Artanti Hakim, Bawon Nul Hanafi Rizani Hardeyenti, Dessy Harianti, Indah Haris Hamdani Hasdairta Laniampe Hasyim Herna Dwi Rahmawati Hilda Ersella Hiryadi, Hiryadi HM, Suyuti Hosea Putra Togatorop Idi Mashuri Ifan Iskandar Imran Inda Rizkiana Indradewa, Rhian Indriati, Desi Ratna Irfan, Diandra Syahrani Irma Watianggrianingsi Irwin Aryadi Isfahul Jannah Isnawati, Iin Aini Isra Wati Izma Daud, Izma Junaid bin Junaid Kamriah Karmila Khairatun Faizah Khairiyah, Shofa' Nur Amirah Khairunnisa Aulia Ikramina Maulana Kurniati, Tien La Niampe Lisa Seftiani Lu’lu Mutia M Noor Aditya Pratama M. Ramadhani M. Ramli Mahyuddin Barni Mashuri Mashuri Maskamah Al Mahbubah Mathuridy, Roly Marwan Matti, Agussalim Mawaddah, Rezki Mayang Putri Budiani Mhd. Habibu Rahman Miftahulkhairah Anwar Mita Gebriella Inthe Mohammad Ainorrido'ie Muhamad Nur Tanzis Muhammad Dinul Islami Muhammad Irham Muhammad Isbar Pratama Muhammad Kadir Muhammad Kamal Muhammad Zaini Muis Mumpuni Gati Lintang Munir, Nur Faidah Nadia Farah Dini Nasiruddin Niar Ninda Safira Ninuk Lustyantie Nirmalasari Noor Khalilati Normirawati Nova Sri Widiana Nurdiyanah Syarifuddin Nuridah, Nuridah Nurjannah Nurmaladewi Nurtianto, Siti Lutfia Nuruddin Nurul Hikmah Kartini Nyoman Bangbang Pradnya Wira Brata Pangestika, Indira Adi Pariakan, Arman Pranoto Purbaningsih, Yuli Putri Santika Ra'fah Jamilah Saadah Rabbi, Mim Fadhli Rabiatul Adawiyah Raden Deden Saputra Raden Dinda Septyareni Diyasmin Rahmaniar Rahmaniar Rahmat F Rahmatika, Hayati Rahmawati Ramadhan, Karaya Nuril Maghfirotin Raudatul Jannah Rezky Amalia Hamka Rezky Haryono Ridawati Riezka Zuhriatika Rasyda Rima Diaty Rindu Salsabila Ulayya Rostika Yuliani Sadarang, Rismawati Aulia Insani Sahur Saerudin Sakti, Sari Fadilah Salamah Saputra, Randi Adrian Sa’adatul Aliyah Serly Lindayanti Shafira Indriani Sherly Siti Arnisyah Sitti Masyitah Meliyana R. Sjamsir, Hasbi Sohrah Sriwati Malle Subijanto Suhartati Sulistyono, Agus Amin Sumino Suwandewi, Alit Suwardji Syahbani, Ahmad Israq Syefira Salsabila Tahir, St. Hartina Tazkiyatunnafs Elhawwa Titop, Herman Tutik Aminah Viona Monty Aprillya Wa Ode Salma Wahyuni, Maya Sari Wasiman, Wasiman Widya Addiarto Winny Retna Melani Wulandari, Siti Athira Xaverius Alberto Lartutul Yadi Marsidi Yeka Hendriyani Yeni Andriani Yeni Puspitasari Yudi Adnan Yulianti, Yeni Yuliyanti Yumna Rasyid Yusrisal Nahendra Yuzhril Zainal Abidin Zainal Abidin Zainal Rafli Zebua, Petrus Somaogo Zuhdiyah Matienatul Iemaaniah Zul Amry Zuriyati