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Sosialisasi Literasi Keuangan Pada Usaha Tani Parawansa, Ayu Kartini; Regina, Regina; Nugraha , Rahmat Nurul Prima; Kalla, Rastina; Aslam, Annisa Paramaswary
Jurnal Kemitraan Responsif untuk Aksi Inovatif dan Pengabdian Masyarakat Volume 1 Issue No. 2: January 2024
Publisher : Lontara Digitech Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61220/kreativa.v1i2.20241

Abstract

Peningkatan literasi keuangan di kalangan petani menjadi kunci dalam memperkuat perekonomian mereka serta mendukung pertumbuhan ekonomi secara keseluruhan. Melalui sosialisasi literasi keuangan yang dihadiri oleh 52 petani, ditemukan bahwa tingkat literasi keuangan perlu ditingkatkan guna membantu masyarakat dalam memahami perencanaan keuangan dan membuat keputusan keuangan yang bijaksana. Inklusi keuangan juga memiliki peran penting dalam aspek sosial ekonomi, seperti mendorong pertumbuhan ekonomi, mengurangi kemiskinan, dan mengurangi kesenjangan ekonomi masyarakat. Literasi keuangan juga membantu pemerinta dalam mencapai Indonesia Emas 2045. Pemerintah perlu memberikan perhatian lebih terhadap peningkatan literasi keuangan secara menyeluruh, termasuk melalui pendidikan di sekolah dasar. Diharapkan, upaya ini dapat mendukung kebijakan pemerintah dan meningkatkan pemahaman petani tentang keuangan pribadi, seperti pengelolaan hutang, perencanaan keuangan, dan investasi. Melalui peningkatan literasi keuangan, diharapkan masyarakat, khususnya para petani, dapat membuat keputusan keuangan yang tepat untuk mencapai tujuan finansial mereka secara lebih baik.
THE EFFECT OF INVESTMENT ON ECONMIC GROWTH WITH EXPORTS AS A MODERATING VARIABLE Fitria, Arie; Regina, Regina; Utami, Eva Yuniarti; Nurriqli, Arifia; Sijoen, Alya Elita
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13948

Abstract

This research is quantitative research with an exploratory approach, namely an approach that uses a number of previous studies as the main reference for finding elements of Novelty and Research Gap in this article. The data used in this research is secondary data that researchers obtained from the annual Central Statistics Agency reports from 2014-2024. The data used was analyzed using the smart PLS 4.0 analysis tool with the hypothesis formulation below. The result in this article show the investment variable has a positive relationship and a significant influence on economic growth. This is because the P-Values value is positive and is below the 0.05 significance level, namely 0.003. This is because large investments can improve all lines that can boost growth, both in terms of industry, education, health, and so on. Apart from that, in the second row of the third table, the Path Coefficient above shows that the Export variable can moderate the influence of the Investment variable on Economic Growth due to the same thing, namely the direction of the positive relationship of P-Values and is below the significance level of 0.05, namely 0.000, which is more significant than the direct test of 0.003. . In this way the first and second hypotheses in the research can be accepted and proven. Keywords: Investment, Econmic Growth, Exports
KOLABORASI MAHASISWA DAN DOSEN ANTAR UNIVERSITAS UNTUK PEMBERDAYAAN UKM DAN HMP Intan, Bunga; Aktavera, Beni; Kurniawan, Rudi; Elmayati, Elmayati; Armanto, Armanto; Santoso, Budi; Daulay, Nelly Khairaini; Hidayat, Asep Toyib; Sobri, Ahmad; Wijaya, Harma Oktafia Lingga; Sari, Wisdalia Maya; Regina, Regina
JURNAL UNIV.BI MENGABDI Vol 4 No 1 (2025): Jurnal UNIV.BI Mengabdi : Juni
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/mengabdi.v4i1.2696

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas Unit Kegiatan Mahasiswa (UKM) dan Himpunan Mahasiswa Program Studi (HMP) melalui kolaborasi dosen dan mahasiswa antar universitas. Kegiatan dilaksanakan di Universitas Dehasen Bengkulu pada tanggal 18–19 Juli 2025 dengan melibatkan 50 mahasiswa dari Program Studi Sistem Informasi, Informatika, dan Rekayasa Sistem Komputer. Metode yang digunakan adalah edukatif-partisipatif, yang meliputi pelatihan keorganisasian, praktik pembuatan website organisasi, pengenalan coding dasar, dan eksplorasi data science. Hasil kegiatan menunjukkan peningkatan signifikan pada pemahaman peserta, yang ditunjukkan oleh kenaikan rata-rata nilai post-test dari 55 menjadi 83. Peserta juga menghasilkan produk nyata berupa website organisasi dan skrip coding sederhana. Dampak dari kegiatan ini adalah peningkatan kapasitas manajerial dan literasi digital mahasiswa, terbentuknya jejaring kolaborasi antar perguruan tinggi, serta mendorong UKM dan HMP mitra untuk mengoptimalkan peran mereka secara profesional dan ino
Strategi Pengembangan Literasi Kewirausahaan Pertanian Perkotaan Berbasis Agribisnis Kamaruddin, Citra Ayni; Regina, Regina; Abdur-Rabb, Ahmad Faqhruddin
Seminar Nasional LP2M UNM SEMINAR NASIONAL 2025 : PROSIDING EDISI 2
Publisher : Seminar Nasional LP2M UNM

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstrak. Pertanian perkotaan merupakan salah satu upaya mendorong kemandirian masyarakat dalam pemenuhan kebutuhan pangan pada pemanfaatan lahan terbatas diwilayah perkotaan. Olehnya itu, diperlukan upaya peningkatan produktivitas sebagai petani perkotaan dalam menghadapi kompleksitas permasalahan pemenuhan pangan masyarakat perkotaan melalui proses pengambilan keputusan yang kreatif dan inovatif dalam perspektif kewirausahaan Untuk dapat menentukan strategi yang tepat dalam pengembangan literasi kewirausahaan petani perkotaan sebagai pelaku usaha tani, digunakan pendekatan analisis SWOT dan Analytical Hierarchy Process (AHP) dengan melibatkan kelompok wanita tani perkotaan yang mengolah hasil pertaniannya sebagai produk agribisnis. Hasil penelitian menunjukkan bahwa strategi pengembangan literasi kewirausahaan pertanian perkotaan berada pada kuadran Growth Oriented Strategy dengan 4 (empat) prioritas alternatifnya, yaitu mengembangkan produk olahan hasil panen menggunakan kemasan ramah lingkungan, memperluas jaringan kolaborasi untuk meningkatkan pemasaran, mengoptimalkan pemanfaatan lahan terbatas sesuai kebijakan pemerintah serta menggunakan teknologi pengolahan hasil panen dan media digital pada peningkatan inovasi proses dan pemasaran produk.Kata Kunci: Strategi, Prioritas, Kewirausahaan, Pertanian, Perkotaan
Pelatihan Stata Dasar Untuk Pengujian Validitas Dan Reliabilitas Data Sebagai Strategi Penguatan Keterampilan Riset Mahasiswa Abdur-Rabb, Ahmad Faqhruddin; Andriani, Shadry; Regina, Regina; Rajab, Abdul; Irwandi, Irwandi
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 9 (2025): November
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i9.3375

Abstract

Pelatihan Stata dasar untuk pengujian validitas dan reliabilitas data ditujukan untuk meningkatkan keterampilan riset mahasiswa Fakultas Ekonomi dan Bisnis, khususnya mahasiswa tingkat akhir yang tengah menyusun penelitian akademik. Penelitian ekonomi dan bisnis belakangan ini semakin menekankan studi keperilakuan yang memerlukan instrumen berkualitas, sehingga uji validitas dan reliabilitas menjadi syarat penting untuk menjamin data yang sahih dan konsisten. Pelatihan dilaksanakan melalui ceramah, diskusi, simulasi, praktik langsung, serta evaluasi pre-test dan post-test. Stata dipilih karena kemampuannya dalam pengolahan data kuantitatif, fleksibilitas analisis, dan keunggulan menyimpan perintah pada do-file yang mendukung reproduksi penelitian. Hasil pelatihan menunjukkan bahwa sebagian besar mahasiswa awalnya belum mengenal Stata maupun konsep validitas dan reliabilitas instrumen. Namun, setelah mengikuti kegiatan, terjadi peningkatan signifikan dalam tiga aspek utama: pemahaman konsep, keterampilan teknis, dan kemampuan interpretasi output analisis. Evaluasi pre-test dan post-test memperlihatkan lonjakan penguasaan, di mana lebih dari 80 persen mahasiswa menyatakan yakin atau sangat yakin memahami validitas dan reliabilitas setelah pelatihan. Penerapan perintah pwcorr untuk uji validitas dan alpha untuk uji reliabilitas memudahkan mahasiswa menilai relevansi antar-item instrumen serta konsistensi internal variabel penelitian. Secara keseluruhan, pelatihan ini terbukti berkontribusi nyata dalam meningkatkan kapasitas mahasiswa untuk menghasilkan penelitian yang metodologis dan dapat dipertanggungjawabkan. Selain memperkuat kompetensi akademik, keterampilan menggunakan Stata juga membekali mahasiswa dengan keahlian praktis yang relevan dengan kebutuhan dunia kerja. Dengan demikian, pelatihan ini efektif dalam membangun literasi metodologi penelitian sekaligus mempersiapkan mahasiswa menghadapi tantangan profesional berbasis data.
The Use of Cake Application in Teaching Listening Skills: Pre-Experimental Research on the Tenth-Grade Students of SMAN 2 Teluk Keramat in Academic Year 2024/2025 Novita, Dea; Regina, Regina; Wardah, Wardah
Journal of English Language and Education Vol 10, No 6 (2025)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jele.v10i6.1692

Abstract

Listening skills are fundamental abilities in English language learning, which include the ability to accurately receive, understand, and interpret spoken language. The aspects of listening assessed in this study were identifying main ideas, identifying specific information, making inferences, and spelling vocabulary. The Cake application is a language learning platform designed to support foreign language acquisition. Some features that can be used to teach students’ listening skills are video lessons, quizzes, and video history. In this research, only the teacher used the Cake application during lessons, while students were not permitted to access or use the application either during or outside classroom hours. This approach was intended to maintain instructional control and ensure that improvements resulted from guided use rather than independent practice. This research aims to investigate the effect of the use of Cake application in teaching listening skill and to find out the effect size of its implementation. This research uses a pre-experimental design with one-group pre-test and post-test. The research participants were tenth-grade students at SMAN 2 Teluk Keramat and the sample was selected using cluster random sampling which consisted of 28 students. The data was collected using tests given to students before and after the treatment. The results showed an increase in the average score from 68.21 on the pre-test to 75.18 on the post-test. The Wilcoxon Signed-Rank test showed a statistically significant difference between the pre-test and post-test (T = 17.5 t-critical = 46). The effect size value was 0.72, which indicates a large effect. This finding concludes that the use of the Cake application in teaching listening skill has a significant effect, therefore the Cake application can be used as an alternative medium for teaching English in the classroom
The Effect of Profitability, Liquidity, and Leverage Ratio on Stock Prices in the State-Owned Banking Sector in Indonesia Putri Azizah Sahirah; Citra Ayni Kamaruddin; Sri Astuty; Regina Regina; Basri Bado
International Journal of Economics, Commerce, and Management Vol. 3 No. 1 (2026): International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v3i1.1127

Abstract

Stocks represent a capital market instrument with the potential to generate high returns. When making investment decisions, investors typically assess various internal aspects of a company, including its financial performance. The objective of this study is to examine the influence of profitability, liquidity, and leverage ratios on stock prices in the Indonesian banking sector, with a particular focus on state-owned banks, in both partial and simultaneous regression models. The methodology employed is quantitative analysis, with a secondary data set being utilized. The sample was determined using a purposive sampling technique, covering four state-owned banks (BRI, BNI, Mandiri, and BTN) for the 2010-2024 period. The findings of the analysis demonstrate that profitability and leverage exert a substantial negative influence on the stock prices of these banking institutions, while the liquidity ratio does not demonstrate a significant effect. Concurrently, all three variables exert an influence on stock prices, with an R-squared value of 58%.
Application of hold finger therapy in patients with fracture pain: A nursing case study Kastina, Kastina; Regina, Regina; Apriyadi, Iman
Indonesian Journal of Health Services Vol. 2 No. 4 (2025): October - December
Publisher : Science Center Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63202/ijhs.v2i4.125

Abstract

Background: Fracture-related pain is a common clinical problem experienced by patients following surgical procedures or traumatic injuries, which may hinder recovery and early mobilization. In addition to pharmacological treatment, non-pharmacological interventions are essential as part of holistic nursing care. One relaxation technique that can be implemented by nurses is hold finger therapy, which has the potential to reduce pain perception through relaxation mechanisms and sensory stimulation. Objective: This study aimed to describe the application of hold finger therapy and evaluate its effect on pain intensity in patients with fracture pain using a nursing case study approach. Methods: This study employed a case study design involving two patients with fracture-related conditions, including a post–Open Reduction Internal Fixation (ORIF) malunion of the right humerus and a patient with suspected nasal fracture. Hold finger therapy was administered over three consecutive days with two sessions per day. Pain intensity was measured using the Numeric Rating Scale (NRS) before the intervention and after the final session. Data were analyzed descriptively by comparing pre- and post-intervention pain scores. Results: The findings demonstrated a reduction in pain intensity in both patients following the implementation of hold finger therapy. Pain scores decreased from 7 to 4 in the first patient and from 5 to 2 in the second patient. Patients also reported increased comfort, relaxation, and improved ability to perform gradual mobilization. Conclusion: Hold finger therapy is effective as a non-pharmacological nursing intervention for reducing pain in patients with fracture-related conditions. This technique supports holistic nursing care by enhancing patient comfort and pain control.
Analisis Pengaruh Pendapatan, Belanja, dan Kemandirian Fiskal terhadap Kinerja Keuangan Daerah: Studi pada Provinsi Sulawesi Selatan Syaputra, Muh. Yusril Amal; Kamaruddin, Citra Ayni; Regina, Regina; Ma’ruf, Muhammad Imam; Hastuti, Diah Retno Dwi
Jurnal EMT KITA Vol 10 No 3 (2026): JULY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i3.6062

Abstract

This study analyzes the influence of regional revenue, regional expenditure, and fiscal independence on the financial performance of the South Sulawesi Provincial Government. Fluctuations in revenue, expenditure patterns, and the level of fiscal dependency over the last ten years indicate the dynamics of regional financial management. The study uses a quantitative approach with annual time-series data from 2010–2024. Financial performance is measured through the growth ratio, while the independent variables are derived from the Regional Budget (APBD) financial indicators. The results show that each variable has a different influence on financial performance, mainly through expenditure effectiveness, revenue capacity, and the level of fiscal independence. These findings emphasize the importance of increasing fiscal independence and optimizing productive spending in order to strengthen the sustainability of regional financial management.
Kinerja Keuangan PT Bank Syariah Indonesia dan Kaitannya dengan Pertumbuhan Ekonomi Indonesia Faradilla, Ananda Natasya; Astuty, Sri; Kamaruddin, Citra Ayni; Rajab, Abdul; Regina, Regina
Jurnal EMT KITA Vol 10 No 3 (2026): JULY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i3.6225

Abstract

The development of Islamic banking in Indonesia following the merger has positioned PT Bank Syariah Indonesia (BSI) as a strategic entity within the national financial system. In line with this role, it is important to understand how BSI’s financial performance has evolved and how it is empirically related to Indonesia’s economic growth. This study aims to provide an empirical overview of the financial performance of PT Bank Syariah Indonesia and its descriptive association with Indonesia’s economic growth during the 2019–2023 period. This study employs a descriptive quantitative approach with a non-experimental research design. The data used are secondary data obtained from the annual financial reports of PT Bank Syariah Indonesia and Indonesia’s Gross Domestic Product (GDP) data. The bank’s financial performance is measured using Return on Assets (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR), while economic growth is proxied by GDP. The analytical methods applied include descriptive analysis and trend analysis to identify patterns and dynamics in the observed variables over the study period. The results indicate that PT Bank Syariah Indonesia’s financial performance experienced varying dynamics, with improvements observed in certain profitability and capital adequacy indicators during specific periods. Descriptively, the movement of BSI’s financial performance tends to align with the dynamics of Indonesia’s economic growth. However, this association is not intended to imply a causal relationship, but rather to represent an initial and contextual empirical indication.
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Rajab Ahmad Faqhruddin Abdur-Rabb Aisyah Aisyah Aktavera, Beni Algantya, Vylda Yuni Almadhani, Muhammad Zarfan Alvina, Jesslyn Amalia Dwi, Amalia Dwi Andari, Syabila Poppi Andi Muhammad Adriansyah Sam Andre, Lesis Andreas, Aan Andryanus, Andryanus Anwar, Yelfi Apriyadi, Iman Arie Budiawan Arifin Arifin Armanto, Armanto Aryani Aryani Asep Nuryadin Aslam, Annisa Paramaswary Atmaja, Theodore Alexander Ayu Kartini Parawansa Barata, Alvin Basalamah, Muhammad Syafii A. Basri Bado Basri Bado, Basri Budiman Rusli Callista, Callista Candradewini Candradewini Choirunnisa, Any Citra Ayni Kamaruddin Citra Ayni Kamaruddin Daulay, Nelly Khairaini Derek, Vandrektus Devitha Maharani Rauf Dewantara, Jason Dewi, Kardiana Purnama Diah Retno Dwi Hastuti Diajeng Para Mitha Dias Septiana Sari Dindin Abdul Muiz Lidinillah Dwi Astuti Dwi Budi Santoso Dwi Riyanti Elmayati, Elmayati Endang Susilawati Eni Rosnija Eusabinus Bunau Eva Merryanti Faradilla, Ananda Natasya Fitria, Arie Gatot Sutapa Yuliana Hakim, Mohamad Zulman Hamid Darmadi, Hamid Hary Febrianto Herman, Mulyati Hermawan, Bayu Hermawan, Melyawati Hidayat, Asep Toyib Ida Ayu Putu Sri Widnyani Ikhsannudin, Ikhsannudin Ilma Wulansari Hasdiansa ilyas, annisa aulia putri Intan, Bunga Irwandi Iwan Supardi J, Ghea Witha Valenthy Jamil, Muh. Juhamri, Juhamri Julianti Julianti, Julianti Kalbarinda, Yesi Kalebo, Lut Gardania Pama Kalla, Rastina Kamal, Syamsul Kareena Hilwa Kastina, Kastina Khairani, Mustika Kurniadi, Putra Kurniawan, Nasri Kurniawati Kurniawati Laekkeng, Mursalim Laksono Trisnantoro Lingga Wijaya, Harma Oktafia Lopulalan, Anastasya Anjeli Lorettha Wijaya Lulu, Nita Tenri Luwandi Suhartono M. Fikri Akbar M. Iqbal Liayong Pratama Matthew, Franklind Mellinio, Stephano Trie Merryanti, Eva Miliana, Arman Putra Mirani, Anis Muh Syafri Muhamad Parhan Muhammad Imam Ma'ruf Muhammad Syafri Muhammad Syafri, Muhammad Munawir Munawir Mustika Sari, Ayu Mutiara Pratiwi Putri Nada Arina Romli Nawawi, Yosephine Fransiska Neti Sunarti Novita, Dea Nugraha , Rahmat Nurul Prima Nugraha, Bayu Dwiyanto Nurhayati Nurhayati Nurriqli, Arifia Oktaviyani, Sherli Osronita Osronita Paramitha Jaya, Ni Made Ayu Nadia Pratiwi, Irma Pratiwi, Wenny Putri Azizah Sahirah Rachellia, Rachellia Rahim, Abd Rahmaniar, Salwani Ratih Kurniasari Ratih Purnamasari, Ratih Rayu, Rayu Renaldi Renaldi Rika, Prisilla Rudi Kurniawan Said Hasan Salsabilah Azzarah Amran Samara, Aldi Samsir, Andi Saputra, Triyono Sari, Wisdalia Maya Sembiring, Rinawati Setiawati, Sari Shadry Andriani Sijoen, Alya Elita Silvy Widya Rahmi Sinring, Bahar Sirait, Ria valentina Siswahyudianto Siti Nurhayati sobri, ahmad Sri Astuty Sri Astuty Sry Astuti Stella, Maureen Miracle Sudarsono Sukma Wulandari Sumarni Sumarni Surmiyati Surmiyati Surya, Steven Philip Suryani, Florentina Sutapa Yuliana, Yohanes Gatot Sutapa, Y. Gatot Sutapa, Yohanes Gatot Sutapa, Yohannes Gatot Syam, Riska SYAMSU ALAM Syaputra, Muh. Yusril Amal Syarif Husin Syarifah Aminah Syifa Alifia Indriani Tama, Gerhard Wira Tandarto, Kevin Tando, Herwindo Tarissa, Tarissa Tengku Riza Zarzani N Tifani, Tifani Tiktiek Kurniawati urai salam Utami, Eva Yuniarti Utami, Nurul Puteri Utomo, Abet Yudho Valentina, Anny Veronika Heni Wardah Wardah Warnida, Lisda Widyati, Widyati Wikanto, Jessica Rosemary Y. Gatot Sutapa Yanti Sri Rejeki Yofie Aldo Aditya Yuli Mardi, Yuli Yuliana, Yohanes Gatot Sutapa Yuliana, Yohanes Gatot Sutapa Yunisa Astiarani Yunita, Ita Zita Arieselia