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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) JURNAL MANAJEMEN BISNIS Iqtishoduna: Jurnal Ekonomi Islam JURNAL LENTERA BISNIS Jurnal Ilmiah Edunomika (JIE) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat INVEST : Jurnal Inovasi Bisnis dan Akuntansi BEMAS: Jurnal Bermasyarakat Kontigensi: Jurnal Ilmiah Manajemen JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Indonesian Community Journal Journal of Innovation Research and Knowledge Sanskara Akuntansi dan Keuangan Easta Journal of Innovative Community Services Indonesian Journal Economic Review (IJER) West Science Business and Management JIMIA Jurnal Bisnis dan Manajemen West Science Jurnal Ekonomi dan Kewirausahaan West Science Jurnal REKOMEN (Riset Ekonomi Manajemen) Jurnal Pengabdian Masyarakat dan Riset Pendidikan KONTAN: Jurnal Ekonomi, Manajemen dan Bisnis IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal Ash-Shidqu: Jurnal Ekonomi Syariah Jurnal Pengabdian dan Inovasi Masyarakat Indonesian Journal of Business and Entrepreneurship Research INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Alfiana
Universitas Muhammadiyah Bandung, Bandung, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Assesment Manajemen Risiko Berdasarkan ISO 31000 pada UMKM Industri Kreatif Rajut: Studi Kasus Diva Salsabilla Niaga Kota Bandung Chika Putri Irwanda; Nira Destiani Dewi; Nabila Zulfa Azizah; Nurul Laily Oktaviana; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/zjvp3282

Abstract

This study aims to analyze the implementation of risk management at Diva Salsabilla Niaga, a home-based industry engaged in the production and sale of knitted products. The business has been operating for five years and employs around 89 people, consisting of administrative staff, marketing personnel, production teams, and expedition workers. The products are sold offline and have recently begun to be marketed online through the TikTok platform. This research focuses on identifying the main risks faced by the business and the strategies implemented to maintain stable and efficient operations. The research employs a qualitative descriptive approach, with data collected through direct interviews with the business owner. The findings show that the main risks faced include production failure, limited capital, lack of human resources, rising raw material prices, and changes in fashion trends and economic conditions. To address these challenges, the owner implements preventive measures such as producing based on orders, maintaining product quality control, preparing raw material stocks before peak seasons, and fostering effective communication and teamwork. Proper implementation of risk management enables Diva Salsabilla Niaga to maintain business continuity and serves as a crucial foundation for enhancing competitiveness in the creative knitting industry sector..
Strategi Mitigasi Risiko Industri Rumahan Pembuatan Kue Basah dan Snackbox Untuk Meningkatkan Keberlanjutan Usaha Pada Mulia Snackbox & Cookies Fiqi Ardi Abdurahman Masdar; Fajar Fajar; Ari Assrishan Sosh Mantoro; Muhammad Irfan Fauzan; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xkz5p040

Abstract

The sustainability of home industries is often threatened by risk management that is still intuitive and reactive. This study aims to formulate a risk mitigation strategy at Mulia Snackbox & Cookies using the ISO 31000:2018 framework. Using a descriptive qualitative method, the study identified 35 risk events spread across seven operational segments. Evaluation through the Likelihood and Impact matrix maps a number of crucial risks at the priority level, consisting of 1 Extreme risk (utility disruption) and 12 High risks (dominated by fluctuations in raw material prices and operational techniques). The formulated mitigation strategies include Risk Reduction (provision of energy reserves and routine machine maintenance), Risk Sharing (negotiation of corporate contract clauses), and Risk Avoidance (disciplined financial segregation). The results of the study prove that ISO 31000 adaptation provides a structured approach to improving operational resilience and long-term business financial stability.
Penerapan Manajemen Risiko Berbasis ISO 31000 pada Industri Fashion dan Aksesoris Fashion : Studi Kasus Brand Elcustom Maliha Rizka Humaira; Fatimah Rahman; Alma Aulia Siffa; Susi Nurohimah; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/jm5ts585

Abstract

This study aims to analyze the implementation of risk management based on the ISO 31000 framework in a micro, small, and medium enterprise (MSME) engaged in the fashion and accessories sector with 100% online sales operations. The business has been operating on e-commerce platforms such as Shopee, Tokopedia, TikTok, and Lazada for approximately five years and faces multiple risks including product defects, return rates due to consumers’ expectations, shipping delays in COD systems, fluctuations in raw material prices, increases in logistics costs, reduced margins, over-budgeting in production, depreciation of sewing machines, and human error within organizational operations. This research applies a qualitative descriptive approach through observation and interviews with business owners and operational workers. The results of the study show that the company has implemented risk identification and digital inventory monitoring but has not yet applied a structured risk assessment and treatment plan according to ISO 31000. Strengthening risk communication, key performance indicators (KPIs), and supplier contract management are recommended to enhance business sustainability.  
Analisis Penerapan Manajemen Risiko Berbasis ISO 31000:2018 pada UMKM dalam Industri Slow Fashion : Studi Kasus OUR DéJAHOE Nilam Meylani; Salsha Dwi Agustien; Maisya Hayina Zahra; Rahma Khairunnisa Amalia; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/1dsqmt55

Abstract

This analysis aims to analyze and evaluate the application of risk management to UMKM OUR DéJAHOE in facing the challenges of competitive and dynamic slow fashion industry. Descriptive qualitative research methods are used with the ISO 31000:2018 standards-based approach. The identification results show 46 risks divided into four main domains: Market, Finance, Operations, and Human Resources. Through Likelihood's $\times$ Impact assessment, it was found that the company's risk profile was dominated by the High (39%) and Medium (50%) categories. Critical risks concentrate on market threats from fast/preloved fashion competitors (R02, R04) and operational bottlenecks caused by a single dependence on major suppliers and tailors (R30, R38). These issues are exacerbated by global conditions such as a decrease in purchasing power (R03) and an increase in raw material prices (R18). Risk treatment recommendations include mitigation strategies such as diversification of supply chains, strengthening brand differentiation (brand identity), and optimization of working capital (R16, R17). This study concluded that the implementation of ISO 31000:2018 is vital for the sustainability of low fashion MSMEs amid a market landscape that demands quality, ethics, and price competitiveness.
Analisis Manajemen Risiko pada UMKM Kerajinan Anyaman Family Handicraft Menggunakan Pendekatan ISO 31000 Maisya Hayina Zahra; Ghina Aulia Asy-syifa; Nilam Meylani; Rahma Khairunnisa Amalia; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vggq7r52

Abstract

Micro, small, and medium enterprises (MSMEs) play a vital role in supporting local economic growth. Family Handicraft is one such MSME that produces handmade products using natural materials such as mendong and pandan. In its operations, this business faces various risks, ranging from uncertainty of raw materials, limited capital, to increasing market competition. This study uses an ISO 31000-based risk management approach to identify, assess, and analyze emerging risks and formulate appropriate mitigation strategies. Through observation, interviews, and documentation, a descriptive qualitative research methodology was used. To determine the business's strengths, weaknesses, opportunities, and threats, a SWOT analysis was added to the ISO 31000-based risk identification and evaluation phase. The study findings indicated that production and finance pose the greatest risks, including dependence on seasonal raw materials, revenue volatility, and inadequate digital promotion. These findings also show that Family Handicraft has the potential for development through the utilization of environmentally friendly product trends and increased digital marketing.
Implementasi Manajemen Risiko Menggunakan Framework ISO 31000 Pada Usaha NailArt: Studi Kasus "Syarbeauty" di Kota Cimahi Ghina Aulia Asy-syifa; Maisya Hayina Zahra; Nilam Meylani; Rahma Khairunnisa Amalia; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/8evhx373

Abstract

This study aims to analyze the implementation of risk management in the micro-enterprise Nail Art “Syarbeauty” in Cimahi using the ISO 31000 framework. As a micro-scale business operating in the beauty sector, Syarbeauty encounters various risks that may affect operational continuity, including market, financial, marketing, operational, human resource, and legal risks. This research employs a descriptive qualitative method through direct observation, in-depth interviews with the business owner, and aliterature review. The identification process resulted in 30 risks, which were then assessed using likelihood and impact scoring. The evaluation revealed one high-level risk, limited capital for business development (R11), twenty medium-level risks such as rapidly changing nail art trends, competition with larger salons, rising operational costs, customer cancellations, and the absence of a business license (NIB); and nine low-level risks including negative online reviews and delays in material supply. The SWOT analysis indicates that Syarbeauty’s strengths lie in service quality and consistent hygiene, while weaknesses include limited digital marketing, unclear branding, and strong dependence on the owner. The application of ISO 31000 significantly supports the business in systematically identifying risks, determining priority treatments, and formulating realistic mitigation strategies to strengthen operational effectiveness and enhance the competitiveness of micro-enterprises in the dynamic nail art industry.  
Analisis Manajemen Risiko Berbasis ISO 31000 pada Usaha Jasa Fotografi: Studi Kasus Kara Project Salsha Dwi Agustien; Rahma Khairunnisa Amalia; Maisya Hayina Zahra Zahra; Ghina Aulia Asy-syifa; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/dtyaff66

Abstract

This study analyzes risk management based on ISO 31000 in Kara Project, an individually operated photography service. Photography work depends heavily on equipment reliability, digital data security, workflow accuracy, and direct interaction with clients, making the business vulnerable to various operational and reputational risks. Using a descriptive qualitative approach, data were collected through field observations and interviews with the owner to obtain a comprehensive understanding of risks encountered in daily activities. The findings reveal fifty-seven distinct risks that span across equipment performance, client coordination, financial processes, scheduling, and the personal workload inherent in single-operator businesses. The ISO 31000 framework provides a structured basis for organizing these risks, supporting more informed decision-making, and enhancing overall service consistency.
Penerapan Manajemen Risiko pada Usaha Mikro: Studi Kasus UMKM Galon Isi Ulang “Biru” Mohammad Ramadhika Gautama Kartiwa; Afrian Insan Kamil; Anggi Mahmuddin; Muhamad Zaki; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/97g8vj52

Abstract

This study aims to assess the condition of the “Biru” refill-gallon business through SWOT analysis and risk identification. The research uses a qualitative descriptive method based on observations and employee interviews. The findings show that “Biru” has several strengths, including affordable prices, a strategic location in a densely populated area, RO and UV filtration technology, and convenient delivery services. However, the business also faces weaknesses, mainly its dependence on PDAM water and electricity, as well as manual financial recording. The risk analysis indicates that the highest threats come from operational and financial factors, such as water supply disruptions, power outages, and high maintenance costs. Mitigation efforts include regular machine maintenance, preparing reserve funds, and maintaining production-area cleanliness. Overall, “Biru” still has significant growth potential by maintaining water quality, improving service, and strengthening its business management.
Pengaruh Struktur Modal, Ukuran Perusahaan, dan Nilai Perusahaan terhadap Profitabilitas Pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2020-2024 Hajar Chair Arrachman; Sri Yulandasari Lajai Mandam; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/239y7g06

Abstract

This study aims to analyze the influence of capital structure, firm size, and firm value on profitability in the banking sector listed on the Indonesia Stock Exchange for the 2020–2024 period. This study uses a quantitative approach with secondary data in the form of annual financial reports of banking companies. The results show that capital structure has a positive and significant effect on profitability, while firm size has no significant effect on profitability. Firm value has a positive and significant effect on profitability. However, simultaneously, capital structure, firm size, and firm value have no significant effect on profitability. These findings indicate that banking profitability is influenced not only by internal company factors but also by other factors.
Analisa Manajemen Risiko Pada UMKM Salon Kecantikan Menggunakan Framework ISO 31000 dan Matriks Risiko Manajemen: Studi Kasus “Salon Teh Rani” Aghnia Yasyfa; Anisa Roshy Rosdian; Hesti Hisani Latifah Hamdah; Almaira Sarah Junjunan; Alfiana Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/051vw954

Abstract

Beauty salon MSMEs in Indonesia play a vital role in supporting the service sector and the local economy, yet they face various risks that can threaten their business sustainability. This study aims to analyze risk management at Teh Rani Beauty Salon MSME across market, financial, marketing, operational, human resource, and legal aspects. The study employed qualitative methods, including interviews and observations, to obtain data on the salon's conditions and challenges. A SWOT analysis and risk matrix were used to map risk management priorities, enabling business owners to establish appropriate mitigation strategies. The study demonstrates the need for systematic implementation to improve operational efficiency, maintain customer loyalty, and strengthen competitiveness amidst the increasingly fierce competition in the beauty industry.
Co-Authors A Ratna Sari Dewi Abdul Basir Abdul Munim Al Basmeleh Achmad Abdul Azis Adam Devan Ferdian Adi Suroso Adindah Novihartina Jafar Adiningrat, Andi Arifwangsa Adzirah Muzaffirah Afrian Insan Kamil Aghnia Yasyfa Ai Malita Wulandari Al-Amin Ali Akbar Alma Aulia Siffa Almaira Sarah Junjunan Amira Muthi Ghassani Amiruddin Amiruddin Andi Anggi Kemalasari Andi Anggi Kemalasari Andi Primafira Bumandava Eka Anggi Mahmuddin Anggi Mahmudin Anggun Fitria Novianti Anisa Roshy Rosdian Annisa Pratiwi Sundari Aprih Santoso Ardiani Ika Sulistyawati Ari Assrishan Sosh Mantoro Ari Purwanti Ari Purwanti Arif Budiarto Aris Kurniawan Asep Rizal Asep Rizal Asep Rizal Maulana Asep Saepuloh Asfahani Asfahani Aspiati Samiun Astri Astri Ayesa Aulia Sofwa Ayesa Sofwa Aulia Azmi Syarif Bambang Baren Sipayung Butar Butar, Ribka Sari Chairil Akhyar Chika Putri Irwanda Christine Riani Elisabeth Dava Indira Dandy Dede Gustian Dede Hertina Dewi Rachmania Dhafin Al-Rasyid Dhafin Al-Rasyid Dhafin Al-Rasyid Sastradireja Dini Mardiani Dini Nurhandayani Dipa Teruna Awaloedin Djalalludin Akbar Djalaludin Akbar Dwihandoko, Toto Heru Edy Susanto Eko Budi Lestari Elky Rimba Priatna Ellyta Ellyta Elsya Meida Arif Eni Rakhmawati Eris Sudarisman Erwin Erwina Kartika Devi Eva Purnamasari Eva Yuniarti Utami Fadila Almahdali Fadila Siti Nuraeni Fadlillah Ramadhan Fajar Fajar Fajriani Azis Fajriani Azis Farida Farida Farini Limbong Fatimah Rahman Fiqi Ardi Abdurahman Masdar Fitriana Rakhma Dhanias Fitriansyah Fitriansyah Fredy Olimsar Frits Oscar Fanggidae Ghina Aulia Asy-syifa Ghulam Priyatna Yoniar Ghulam Yoniar Priatna H. Qur’ani Noor Hadi Purnomo Hadi Purnomo Hajar Chair Arrachman Hakim Hakim Hariandy Hasbi Hasyim, Abdul Malik Helin G Yudawisastra Heny Herawati Herawati Herawati Heri Setiawan Hermiyetti Hermiyetti Hesti Hisani Latifah Hamdah Hesty Erviani Zulaecha Humaidah Muafiqie I KADEK WIRA DHARMA PRAYANA Indra Krishernawan Intan Nur’aini Irma M Nawangwulan Irwan Moridu Iwan Harsono Iwan Maulana Iwan S Seber Jemmy Christian Rakinaung Kakaly, Sulastri Khoirul Umam Hasbiy Klemens Mere Klemens Mere Kurniati Karim Kylla Almira Rahma Fadzillah Lanina Pratiwi Listiana Sri Mulatsih Listiana Sri Mulatsih Liza Husnita Loso Judijanto M Ramadhika Gautama K Mahdi Maisya Hayina Zahra Maisya Hayina Zahra Zahra Maliha Rizka Humaira Mario Maulana Wardhana2 Mayndarto, Eko Cahyo Meilanie Tri Pratiwi Mila Salbiyah MISMIWATI, MISMIWATI MISMIWATI Moh Rohim Suharyadi Mohamad Zulman Hakim Mohammad Gifari Sono Mohammad Ramadhika Gautama Kartiwa Mohd Syahrin Muhamad Luthfi Mubarok Muhamad Stiadi Muhamad Zaki Muhammad Alfin Alfarizi Muhammad Asir Muhammad Azizi Muhammad Azizi Muhammad Irfan Fauzan Muhammad Luthfi Mubarrok Muhammad Saddam Ihza Husain Muhammad Shofan Ambiya Muhammad Shoffan Anbiya Muhammad Syafrie Muhammad Zaki Muhtar Sapiri Muklis Muklis Muslim Musran Munizu Mutiara Hayandani Nabila Zulfa Azizah Nafsa Qolbina Istigfari Nafsa Qolbina Istighfari Nayla Rubayyina Nugraha Nekky Rahmiyati Nersiwad Ngurah Pandji Mertha Agung Durya Ngurah Pandji Mertha Agung Durya Nicko Albart Nilam Meylani Nira Destiani Dewi Nirsetyo Wahdi Nisa Febrianti Nopiyanti Rahmawati Nuraisyiah Nuraisyiah Nuraisyiah Nuraisyiah Nurdjanah Hamid Nurhikmah Sibua Nuri Triani Anggraeni Nurjanna Ladjin Nurmawati Mambuhu Nurmawati Mambuhu Nurul Afifah Nurul Laily Oktaviana Oki Dwipurwani Pamungkas, Eko Wiji Panji Setia Meijaya Petrus Loo Pina Aulia Maharani Puji Afriyeni Pujiyanti Pujiyanti Rafli Maulana Yusuf Rafli Renaldi Rahma Khairunnisa Amalia Ratnawita Ratnawita Reihan Ahmad Nurhakim Reza Fahlevi Lubis Rezario Febrianta Chandra Rezki Akbar Norrahman Rianti Setyawasih Rihfenti Ernayani Rina Apriliani Rinovian Rais Ristati Ristati Rita Zulbetti Rizal Maulana Rizki Listyono Putro Rustan Rustan Sahari Sahari Saiful Bahri Salsha Dwi Agustien Samsul Akmal Samuel PD Anantadjaya Sanita Putri Sanita Putri Yaperta Sarah Mutia Azahra Selamat Muliadi Shanita Putri Yaperta Sinta Amalia Sinta Amelia sintesa, nika Sintia Anggraeni Siska Amelia Siti Kodariah Siti Mardiana Sri Hastutik Sri Wahyuningsih Sri Yulandasari Lajai Sri Yulandasari Lajai Mandam Srifatmawati Ahmad Sudarmanto, Eko Sugiartiningsih Sukriyadi Sulistyo Budi Utomo Suparjiman Susi Nurohimah Susilo Utomo Suwarsito Syahla Nur Fikriyyah Syamsuddin Syamsuddin Tanti Widia Nurdiani Teguh Setiawan Wibowo Teti Anggita Safitri, Teti Anggita Tini Kartini Titin Hartini Tris Sudarto Umi Setyorini Ummu Kalsum Upik Djaniar Vensy Vidya Wahidah Nazmi Lailia Wasifah Hanim Wenny Desty Febrian Febrian Wildan Fathil Padil Willson Gustiawan Yasir Maulana Yesi Amelia Yofy Syarkani Yudawisastra, Helin G. Yuyu Ruhayu