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Journal : Shar-E: Jurnal Kajian Ekonomi Hukum Syariah

 1 
Prototype of Fiduciary Guarantee in Islamic Law: Study of Four Ulama Schools of Jurisprudence Perspectives Marwadi; Labib, Mughni; Muhajir
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 2 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i2.2894

Abstract

Fiduciary guarantees are material guarantees, which at first glance have similarities to pledge guarantees in Islamic law. This research will attempt to answer three main problems, what is the prototype of fiduciary guarantees in the thinking of scholars from the four schools of jurisprudence? What are the reasons and arguments put forward by these scholars regarding the four crucial factors related to fiduciary? Whose opinion is closer to fiduciary guarantees in Indonesia? The research results conclude that the prototype of fiduciary guarantees in Islamic economics already exists. This prototype can be seen from four crucial factors in the practice of fiduciary guarantees, namely the handover of collateral objects, control of collateral objects, use of collateral objects by the debtor and the creditor's rights if the debtor defaults when projected into the collateral. Of the four factors of fiduciary guarantees, the majority of ulama, namely Hanafiyah, Malikiyah, Syafi'iyah and Hanabilah, have the same opinion. They only differ regarding the execution of collateral if the debtor defaults. The reason they developed in relation to the four crucial factors in fiduciary guarantees is that the handover of marhun is an absolute characteristic of the existence of a rahn contract. While in control of the collateral or marhun, seeing that the marhun is rahin's property and then the control rights are transferred to the murtahin, rahin will be able to borrow the original marhun with the murtahin's permission. Including when borrowing marhun from the murtahin's custody rights, the rahin can also use the marhun with the murtahin's permission. In connection with the crucial factors that exist in the practice of fiduciary guarantees, it is the opinion of Syafi'iyah scholars that is closest to fiduciary guarantees.
Co-Authors Aba, Akbar Abas, Ahmad Sirojudin Abdul Azis Muslimin Abdul Latief Abdul Wahid Abdus Salam, Abdus Abu Hapsin Achmad Kusyairi Achmad Nursobah Ade Ria Adha Mubarok Agus Gunawan Ahmad Fitriyadi Sari Ahmad Suhendra Hasibuan Aisyah Galuh M AISYAH MAHARANI, PUTRI Akbar, Rizaldi Alim ramadan Alyfiah Annisa Zalzabila Alyssa Devaney Amalia, Citra AMIRUDIN, WILDAN Amy Fitriani Siregar Ardiyah, Anis Arifuddin, Qadriani Arumtyas Puspitaning Padmasari Ashabul Kahfi Ashley Le Souef Asriati Asropah Audi Ismatul Mukarromah Aulia Andika Rukman Awaluddin Az Zahra Jasmine Yustisio Bangkit Lutfiaji Syaefullah Bashori Alwi Besse Tenriabeng Mursyid Boby Bagas Purnama Candra Cecep Nikmatullah, Cecep Chadijah Taiyeb, Sitti Damar Tri Afrianto Darmawan, Chandra Dasia Mayangsari Dian Eka Ratnawati Dian Islamiati Didik Trisbiantoro Dyah Magfirah Chairunnisa Ema Afriyani Encep Syarifudin Ervandi, Akhmad Joice Fadil Bahar Fandi Adpen Fathudin Fauziyah, Fifin Febrianto, Eddi Febriyanti Ryan Ariyani Ferawaty Syam Feren Pratiwi Pomalingo Fikri Alfiani Firmansyah Haerussaleh Hamna Hanifah, Sri Yuni Hari Widiyanto hartati, Hevriana Hasanah, Saudiah Hasmalia Hasnimar Hatip, Ahmad Hisbullah Ikhwanul Qiram Ilzamudin inayati, ervin Indra Wirawan Indrawati Indrawaty Iqbal, Taufiq Iriyadi, Deni Ismawati Issa Arwani Jamaluddin Arifin Jumriati S Karomah, Siti Kartika Kejora Handarini Khasanah, Fitrohtul L Tobing, Victor Maruli Tua Labib, Mughni LATIFAH, YUNI Lunaraisah M. Bisri M. Taufan B Ma'rufi, Anwar Mahira Mahsun Mario Marwadi Masdar Fatman Ma’ruf Mila Karmila Minarto, Agus Misbah Khusurur Misbahuddin Misbahuddin Mohammad Rofiqi Monica Tiara Muh Sahid Muh. Fadhly Kurniawan Muh. Khaerul Ummah BK Muhajir, Rahmat Muhammad Hatta Muhammad Wali, Muhammad Muhammmad Jamil Mukhid Muliadi, Mus Muliati Samad Murniasih, Eri Mursyidatun Khairiyah Nanda Siska Safitri NANI HANIFAH Nasrullah Nisa’, Khorun Nur Aisyah Nur Asia, Nur Nur Azmi M Nur Hidayah Nur Khasanah Nur Sa'diyah, Qonita Nurbaya Nurhaswin Harisi Nuril Huda Nuril Huda Nurlailah Nursina Nursobah , Achmad Nursobah, Achmad NURUL HAYATI Rahmadani, Annisa Ratu Sita Lailatul Ula Regita Maulinda Retnani Rahmiati RODLIYAH, ANITA Rosman, Romzie Rusdi Rusdyana, Yuyun Saariah Saidah Saifudin Salsabilla Nurzakinah Sanurdi Setia Naka Andrian Shintya Putri Kartika Shosita Manrova Silver, Soesiana Tri Eka Simanjuntak, Nensy Megawati Soesiana Tri Eka Soubar Isman Sri Damyanti Sri Oetami Madyowati Sri Wahyuni Bakri Sriwahyuni Sucipto Sukida Sulaiman, Masyita SULASTRI Suleman, Frangky Sulistyowati Sumaryam Suud Sarim Karimullah Syahrizal Syaifullah, Moh. syarafina, Dea agta Syarifuddin Cn Sida Tohiruddin Turia Ningsih Ulfi Kartika Oktaviana UMAIRAH, JIHAN PUTRI wahid Wahyuddin, Wawan wahyudin, wawan Wardana, Nur Arifinza Desi Wasehudin Widiyanto, Hari Zaini, Rahmat Zakaria Zamakhsari Zulfa Tsalitsatul Muna Zumiyati Sanu Ibrahim