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Financial Performance Effect on Credit Distribution in Banking Sector Nyolinda, Jesslyn; Ariesa, Yeni; Erika, Erika; Veri, Veri
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.3162

Abstract

The purpose of this research is to evaluate the relationship of_LDR, ROA, NPL, CAR towards credit supply of BEI-listed banking sector within the period of 4 years, which is during 2016-2019. The method utilized for this research is descriptive quantitative. There are 45 companies at the banking sector listed by BEI, however only 26 companies fulfill the criteria according to the sampling purposive technique; in which we will consider as the sample of this research.The data processing involves the usage of Structural Equation Model (SEM) with Partial Least Square (PLS) approach. PLS analysis is conducted by using the software SmartPLS 3.0. The result of data processing shows partially that variable LDR, ROA and NPL has positive relationship towards credit supply of the banking sector. On the other hand, variable CAR shows a partial negative relationship towards credit supply of the banking sector. Simultaneously, all four variables has a significant relationship towards the credit supply. It is signified by the amount of R2 which is 13,5%, and the rest of 86,5% is influenced by other factors.
Co-Authors Abdurrifai, Abdurrifai Adeline, Ivonne Adhara, Hajar Agrina, Agrina Agung, Bambang Agussamad, Indra Ahmad Sidik Aisyah Nur Fitri Akib, Nur Illyyin Alfa, Arini Alfonsius Amini, Rabiatul Amir, Yufitriana Amran Amran Angel, Mary Anisah, Febri Nurul Anita, Wan Anjani, Dea Annisa, Delfia Annisya, Nurul Aprilia, Sitti Aisyah Arief, Noor Ariesa, Yeni Arnida Wahyuni Aroza, Eliyanti Arthur Simanjuntak Asmara, Alfania Astuti, Eka Dian Aulia, Aulia Awalia, Nur Awaluddin Awaluddin Badia, Esti Bayhakki Bayhakki, Bayhakki Cahyani, Reztika Cakra, Costa Cakranegara, Pandu Adi Carles, Carles Cen, Winnie Chai, Evelyn Charoonsri Rizani, Nataya Chatarina Umbul Wahyuni Chiuman, Linda CINDY CINDY Claudia, Evelyn Colia, Edison Sembiring Daratullaila Derrick, Derrick Derry, Felix Desnen Salti Dewi Parwati Dini Wahyuni Dwi Agus Kurniawan Enang S. Arifiyanto, Enang S. Endang Sutrisno F, Jhosua Eward Fachry Abda El Rahman Fadhilah Fadhilah Fannisa, Mutiara Fathra Annis Nauli Fitri Yani Fitrian, Agnes Frida, Frida Ginting, Chrismis Novalinda Ginting, Dewi Susanna Giovanna, Kesya Gobel, Anisa Syamsudin Goh, Thomas Sumarsan Hakim, Cristine Mulia Hamid, Abd. Haris Hardianti, Rani Hartanto, Yudi Hartini, Inge Haryani, Tuti Hasan, Haliza Hasibuan, Tahan Hasibuan, Vivi Uvaira Hayati, Iznirrahma Hendra Hendra Henry, Henry Heryanto Heryanto Hikmawati Hikmawati Hondor Saragih Hoyi, Roro Hua, Chua Toh I Gusti Ngurah Sudisma I Ketut Anom Dada Ilyas Y., Muhammad Inayah, Siti Nurul Irma Valentina Manurung Iskandar Muda Isma Nirmala Istiani, Istiani Jabbar, Asriullah Jaja Suteja Jenifer, Jenifer Jennifer Jennifer Juandri, Desti Arnita JUMARDI Kamalaputta, Prawira Kamin Sumardi Kangko, Danang Dwijo Karsa, Aldo Hermaya Aditiya Nur Kautsar, Ahmad Kelvin Kelvin Khemkhaeng, Chalermchai Lestari, Widya Liem, Gai Sin Lutfiyah, Ummu M. Yasin Manik, Suandro Mansur Mansur Masempo, Mustawakal Maulidya, Bella Septi Medina, Deayu Mitha Lailatul Meillisa Carlen Mainassy Meilyanti, Meilyanti Misrawati Misrawati Mochamad Heru Riza Chakim Moh. Hidayat Muhamad Risal Tawil Muhammad Ikhlas Mujiburrahman Mujiburrahman Mulyono Mulyono N. Nurjanah Naharuddin Naharuddin Neldawati, Neldawati Nelson, Alden Nirmala Sari Novianti, Tasya Nur Ainun Nuranita Adiastuty, Nuranita Nurhannifah Rizky Tampubolon Nurhikma, Nurhikma Nurul Huda Nurul Jannah Nurul Utami Nurwani Nurwani, Nurwani Nyolinda, Jesslyn P, Nur Triningtias Pannyiwi, Rahmat Paudel, Kalpana PESA, YADRIATI MAYA Prabawati, Sri Ayu Prakasa, Indra Pratiwi, Afryanti Purba, Nancy Angelia Putra, Rhomadona Adiaka Dwi Putri Ria Angelina Putri, Elisiya Putri, Noviyanti Rahardjo Rafica Rahman Dany, Ghani Rajagukguk, Sartika Ramadhani, Dyah Wulan Rambe, Juli Asima Rambe, Juli Asmida Ramli, Soehatman Rendy Sueztra Canaldhy Reni Zulfitri Rezky, Sheila Reihani Permata Rian Christian Sondakh Riansyah, Irji Ahmad Ridhowati, Arrahmah Rochmah Agustrina Romadiansyah, Zulfitrah Rosniati Rosniati, Rosniati Rostina Rostina Rusli, Nirwati S, Christin Eva. Safirah, Khofifah Dwi Sandra, Ryo Sandrelly, Riga Opri SANTI LISNAWATI Santoso, Emilianus Rony Sanusi, Amoy Amelia Sari, Sabtria Winda Sari, Silvy Lolinda Sayuti, Agi Sihite, M. Sihombing , Ivan Rivaldo Simarmata, Sarah Nakita Siswanty, Desi Sri Utami Sri Wahyuni Stevanus, Fernando Suantha, Kasan K. Sugiarto S Sujoko Waluyo Sukarni, Weni Sumardi . Sumarni Sumarni Surbakti, Fitri Yani SYAHRIAL SYAHRIAL Syeptri Agiani Putri Tamaulina Br Sembiring Tampubolon, Masrina Munawarah Tanti Tanti Thai, Calvina Tiffanny, Cut Tommy Setiawan Ruslim, Tommy Setiawan Toni, Nagian Trinanda, Lisa Tumiar Sidauruk Umi Purwanti Untung Rahardja Utami, Vilianty Rizki Uvaira Hasibuan, Vivi Venny, Venny Veri, Veri Wan Nisfha Dewi Wan Nishfa Dewi Wardah Wardah Wasisto Utomo Wice Purwani Suci Widia Lestari Widia Wati, Widia Wilson, Jessica Winata, Jenry Winda Sari, Sabtria Wiwik Lestari Yesi - Hasneli Yulia Irvani Dewi Yuliawati, Henny Yulita, Emi Yuqqabad, Yuqqabad Zahra, Syarifah Fatimah Az Zalni, Rummy Islami Zukhra, Ririn Muthia