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All Journal J-Sil (Jurnal Teknik Sipil dan Lingkungan) Cakrawala Pendidikan Jurnal Kriminologi Indonesia Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Jurnal Pseudocode Jurnal Dinamika Hukum Jurnal Elemen Jurnal Biologi Tropis Jurnal Pengabdian Masyarakat MIPA dan Pendidikan MIPA JURNAL ILMIAH PETERNAKAN TERPADU JURNAL BUANA International Journal of Supply Chain Management Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen Agroekoteknologi Tropika Lembab JURNAL HUKUM MEDIA JUSTITIA NUSANTARA Jurnal Esensi Hukum BJRM (Bongaya Journal of Research in Management) MAESTRO JURNAL ABDIMAS TRIDHARMA MANAJEMEN Language and Education Journal Tarbiyah Islamiyah: Jurnal Ilmiah Pendidikan Agama Islam AS-SIYASI JOURNAL OF CONSTITUTIONAL LAW Jurnal Dinamika Informatika (JDI) COMMENT: Journal of Community Empowerment Gladi : Jurnal Ilmu Keolahragaan Jurnal Ilmiah Mahasiswa Raushan Fikr Robust: Research of Business and Economics Studies Journal of Law, Poliitic and Humanities Jurnal Ilmu Sosial, Pendidikan Dan Humaniora Media Bina Ilmiah Jurnal Riset Rumpun Agama dan Filsafat Jurnal Riset Rumpun Ilmu Bahasa (JURRIBAH) Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Penelitian Rumpun Ilmu Teknik Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Manarang Manajemen dan Bisnis Jurnal Kabar Masyarakat Jurnal Teknik Sipil Pertahanan Gudang Jurnal Multidisiplin Ilmu MANKEU (JURNAL MANAJEMEN KEUANGAN) Buletin Ilmiah Ilmu Komputer dan Multimedia (BIIKMA) Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran Jurnal Buana Cendikia Pendidikan Causa: Jurnal Hukum dan Kewarganegaraan JURNAL RUMPUN MANAJEMEN DAN EKONOMI Observasi: Jurnal Publikasi Ilmu Psikologi Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Journal Of Chemical Process Engineering Jurnal Pengabdian Kepada Masyarakat Al-Amin Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Router : Jurnal Teknik Informatika dan Terapan Desentralisasi: Jurnal Hukum, Kebijakan Publik, Dan Pemerintahan Uranus: Jurnal Ilmiah Teknik Elektro, Sains dan Informatika Karya Nyata: Jurnal Pengabdian Kepada Masyarakat JURNAL BUANA Prosiding Dedikasi: Pengabdian Mahasiswa Kepada Masyarakat Jurnal Riset Multidisiplin Edukasi Jurnal Ilmiah Bongaya (JIB) An Najah (Jurnal Pendidikan Islam dan Sosial Keagamaan) Averroes: Journal for Science and Religious Studies Jurnal Jurisprudence Proceedings Conference on Marine Engineering and its Application J-Sil (Jurnal Teknik Sipil dan Lingkungan) Al-Ard: Journal of Education Benefit: Jurnal Manajemen dan Bisnis Journal of Social, Education and Religious Studies Jurnal Ekonomi Syariah Router : Jurnal Teknik Informatika dan Terapan Jurnal Arsitektur GRID Buletin Pengabdian
Muhammad Fauzan
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A Philosophical Review of Justice in Legal Aid after Indonesia's Budget Efficiency Policy Libra, Robert; Muhammad Fauzan
As-Siyasi: Journal of Constitutional Law Vol. 5 No. 2 (2025): As-Siyasi: Journal of Constitutional Law
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/as-siyasi.v52.29209

Abstract

The concept of legal aid in Indonesia has evolved from a voluntary practice of generosity to a constitutional right, reflecting the principles of equality before the law and distributive justice. This transformation aligns with Articles 27 and 28D of the 1945 Constitution of the Republic of Indonesia and Law No. 16 of 2011, obligating the state to remove economic barriers that hinder the poor's access to justice. Legal aid funding through the State Budget affirms the state's moral and legal responsibility to protect human rights, particularly the right to receive legal aid. However, Presidential Instruction No. 1 of 2025, which focuses on expenditure efficiency, threatens to reduce this funding. This study aims to analyze the concept of legal aid from the perspective of justice philosophy and examine the dilemma between efficiency and justice in Indonesia's legal aid system. Employing a normative juridical approach with statutory and conceptual analysis. The research findings indicate that legal aid embodies John Rawls' Difference Principle, advocating a bias toward the disadvantaged. The Presidential Instruction on Efficiency presents a normative dilemma, balancing administrative efficiency with constitutional duties. Excluding legal aid funding under this policy risks undermining fundamental legal values, potentially widening inequality, and violating human dignity. The philosophical evolution of legal aid as a constitutionally guaranteed right faces an ethical dilemma when efficiency measures conflict with the state's responsibility to uphold justice, disproportionately harming vulnerable groups and threatening the welfare state's commitment to equality before the law.
MEMBANGUN KARAKTER RELIGIUS MELALUI PEMBUDAYAAN AGAMA DAN PEMBELAJARAN AL-QUR'AN HADIS DI LEMBAGA PENDIDIKAN Nailul Muna; Asmira Laila; Anisa Nurul Fadhilah; Muhammad Fauzan; Sumiarti; Hamzah Irfanda
An Najah (Jurnal Pendidikan Islam dan Sosial Keagamaan) Vol. 5 No. 1 (2026): Januari 2026
Publisher : Najah Bestari

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The formation of students' religious character in the era of globalization requires a comprehensive approach that integrates the cultivation of religious values in school life and deepens understanding of Islamic teachings through the study of the Qur'an and Hadith.This literature review analyzes strategies for developing a religious culture in schools and effective methods of teaching the Qur'an and Hadith at the high school/vocational school level. The results show that religious culture is formed through the internalization of values involving all components of the school, including routine religious activities, teacher role models, and the integration of religious values into learning.Effective Al-Qur'an Hadith learning must be tailored to the characteristics of critically thinking teenagers, including in-depth tajwid, Ulumul Qur'an, Ulumul Hadith, thematic interpretation, and contextualization of verses and hadiths with modern life. A combination of structural, active, technology-based, and project-based approaches has been proven to improve students' understanding and practice. The synergy between religious culture and quality Al-Qur'an Hadith learning produces a generation that is faithful, knowledgeable, noble, and ready to face global challenges.
Rancang Bangun Aplikasi E-Catalogue Buku Perpustakaan Berbasis Website di Yayasan Pusat Perguruan Fatahillah Dede Handayani; Ahmad Haical Ramadhan; Muhammad Fauzan; Muhamad Rafly Rafsanzany
Uranus: Jurnal Ilmiah Teknik Elektro, Sains dan Informatika Vol. 2 No. 3 (2024): September: Uranus: Jurnal Ilmiah Teknik Elektro, Sains dan Informatika
Publisher : Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/uranus.v2i3.199

Abstract

This research aims to design and build a website-based library book e-catalog application at the Fatahillah College Center Foundation. This application is designed to overcome the limitations of the manual system currently used by libraries, increase the efficiency of book information management, and make information access easier for users. The research methods used include descriptive methods, observation, interviews, and system development using the Waterfall model. The research results show that the e-catalog application can manage book, member, and loan transaction data effectively. It is hoped that implementing this application can support literacy activities and increase library operational efficiency.
Pengaruh Inovasi Produk dan Brand Positioning Terhadap Loyalitas Melalui Kepuasan Konsumen Produk Obat Haus Pada Cabang Wonomulyo Kabupaten Polewali Mandar yusuf, Febrianti; Wahyu Maulid Adha; Erwin; Muhammad Shaleh; Irawati; Muhammad Fauzan
Jurnal Manarang Manajemen dan Bisnis Vol 4 No 1 (2025): Jurnal Manarang : Manajemen dan Bisnis (Oktober 2025)
Publisher : Universitas Sulawesi Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31605/jurnal manarang.v4i1.5397

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh inovasi produk dan brand positioning terhadap loyalitas melalui kepuasan konsumen. Pendekatan penelitian ini adalah pendekatan kuantitatif, jenis penelitian ini bersifat survei. Lokasi penelitian ini dilaksanakan pada oulet Obat Haus yang berada di Kecamatan Wonomulyo. Populasi dalam penelitian ini adalah konsumen Obat Haus. Teknik sampel menggunakan non-probability sampling, penentuan sampel menggunakan rumus Hair, et al. Dengan jumlah 80 responden. Analisis data menggunakan analisis PLS (Partial Least Squares) versi 4.1.1.2. Hasil penelitian ini menunjukkan bahwa, inovasi produk berpengaruh signifikan terhadap kepuasan konsumen dan loyalitas konsumen, brand positioning berpengaruh signifikan terhadap kepuasan konsumen dan loyalitas konsumen, serta inovasi produk dan brand positioning berpengaruh signifikan terhadap loyalitas konsumen melalui kepuasan konsumen.
PUBLIC UNDERSTANDING OF THE USE OF FINTECH INVESTMENT APPLICATIONS INDODAX QUALITATIVE STUDY ON BEGINNER USERS Depita Permata Sari; M. Lutfi Ramdoni; Muhammad Fauzan
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 2 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v3i2.233

Abstract

The development of financial technology (fintech) in Indonesia is encouraging presence Various digital investment platforms, including Indodax, are popular as a crypto asset trading app. Ease of access and potential profits attract novice users, but this is not always accompanied by an adequate understanding of app usage, crypto investment concepts, and risks and security. This study aims to determine novice users' understanding of the Indodax app. The study used a qualitative approach through in-depth interviews with informants selected using purposive sampling and analyzed using thematic analysis. The results indicate that novice users' understanding is still limited to basic transaction functions, while their understanding of advanced features, investment risks, and digital security remains low. This understanding is influenced by digital financial literacy, information sources, and perceived ease of use of the app, with the majority of users relying on social media rather than official sources. The study concludes that improving digital financial literacy and targeted education are essential for novice users to use fintech investment apps wisely and safely.
THE ROLE OF INSURTECH IN IMPROVING ACCESS TO DIGITAL INSURANCE SERVICES A STUDY ON THE QOALA APPLICATION iky, Zikrillah; Vira mauliana; Muhammad Fauzan
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 4 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v3i4.257

Abstract

The development of digital technology is driving the transformation of insurance services through the emergence of Insurance Technology (InsurTech). This study aims to analyze the role of InsurTech in increasing access to digital insurance services through the Qoala application. The study used a qualitative approach with interview and observation methods. The results show that the Qoala application provides convenience, efficiency, and transparency in digital insurance services and increases public insurance inclusion. However, digital insurance literacy is still needed to minimize the risks of using digital services. Thus, InsurTech plays a crucial role in the modernization of insurance services in Indonesia.
TRANSFORMATION DIGITAL PAYMENT SYSTEMS AND CHANGES IN PUBLIC TRANSACTION BEHAVIOR A QUALITATIVE STUDY OF E-WALLETS AND QRIS IN TEMBILAHAN Harbaim Septiadi; Siti Hadijah; Muhammad Fauzan
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 4 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v3i4.259

Abstract

The development of financial technology (fintech) has brought significant changes to the financial system, particularly in digital payment systems. Fintech innovations in the form of digital wallets (e-wallets) and the Quick Response Code Indonesian Standard (QRIS) have encouraged people to shift from cash-based transactions to more practical and efficient non-cash transactions. This transformation of the digital payment system not only impacts the technical aspects of transactions but also influences people's transaction behavior. This study aims to analyze how the transformation of the digital payment system through the use of e-wallets and QRIS influences changes in people's transaction behavior in Tembilahan. This study used a qualitative approach with data collection methods through interviews, observation, and documentation of e-wallet and QRIS users in Tembilahan. The results show that the use of e-wallets and QRIS provides convenience, speed, and flexibility in transactions, thus encouraging people to adopt digital payment systems in their daily lives. Changes in people's transaction behavior are reflected in the increasing frequency of digital payment use, changes in payment method preferences, and reduced dependence on cash. However, this study also found that people's digital literacy levels still vary, and some users still have concerns regarding transaction security and personal data protection. In the local context of Tembilahan, the transformation of the digital payment system is gradual and influenced by community habits, technology experience, and digital payment infrastructure support. This study concludes that e-wallets and QRIS play a strategic role in driving the transformation of the digital payment system and shaping changes in people's transaction behavior. The findings of this study are expected to serve as a reference for the government, digital payment service providers, and future researchers in developing an inclusive and sustainable digital payment system.
USE OF THE DANA DIGITAL WALLET APPLICATION AND ITS IMPACT ON PUBLIC LIFE Nadintia, Susanti; M. Rifani; Muhammad Fauzan
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 2 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v3i2.260

Abstract

The development of digital technology is driving changes in people's payment systems, one of which is through the use of digital wallets. This study aims to determine the use of the DANA digital wallet application and its impact on society. This study used a qualitative approach with data collection methods through interviews and observations of DANA application users. The results show that the use of the DANA application provides convenience in conducting financial transactions, increases time efficiency, and fosters public trust through the available security system. In addition, promo and cashback features influence people's consumption behavior, although they have the potential to encourage consumptive attitudes if not used wisely. The DANA digital wallet application also plays a role in increasing financial inclusion by providing wider access to financial services for the public. Thus, the use of the DANA application not only functions as a digital payment tool, but also has a social and economic impact on people's lives.
USER FINANCIAL LITERACY LEVEL TOWARDS KREDIVO P2P LENDING SERVICES Nurkamizah; Desca Wahyuni; Muhammad Fauzan
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 2 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of financial technology, particularly peer-to-peer (P2P) lending services in Indonesia, is experiencing rapid growth, one of which is through the Kredivo platform, which offers easy access to digital-based credit. However, this convenience also has the potential to create financial risks if not balanced with an adequate level of financial literacy among its users. This study aims to determine and analyze the level of financial literacy of users regarding the Kredivo P2P lending service using quantitative methods through a descriptive approach. Data were collected through questionnaires distributed to Kredivo users and analyzed based on indicators of financial knowledge, risk understanding, financial attitudes, and financial behavior. The results show that the level of financial literacy of Kredivo users is in the moderate category, indicating that users have a basic understanding of P2P lending products, but still have limitations in understanding long-term risks and managing payment obligations. Therefore, efforts are needed to improve financial literacy education from service providers and regulators to minimize financial risks and improve consumer protection.
THE AGILE HUMAN CAPITAL CONCEPT IN FINTECH FOR THE BABY BOOMER GENERATION Agus Maulana; Muhammad Fauzan; Edi Susanto; Aremu Bashiru; Muhammad Ghalih
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 3 No. 3 (2025): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v3i3.263

Abstract

Financial literacy is an important aspect for students in managing personal finances effectively. This study was conducted at the Universitas Pendidikan Indonesia. The purpose of this study was to determine the level of literacy, perceptions of the importance of financial literacy, and the impact of financial literacy on the financial decision-making of students at the Faculty of Economics and Business Education, Universitas Pendidikan Indonesia. The research method used is a descriptive qualitative method. The data technique used was through a questionnaire involving 100 respondents. The results of the study showed that students at the Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, have a good understanding of financial literacy, with 76% of respondents strongly agreeing that financial literacy is very important in their lives. In addition, students who have good financial literacy tend to be more organized in managing their finances, such as in recording income and expenses. This study provides insight into how financial literacy can help students avoid consumptive behavior and make wise financial decisions. Therefore, it is recommended that universities develop more structured educational programs to improve financial literacy among students.
Co-Authors Abda Abda ABS, M Khoirul Ade Khadijatul Z Hrp Ade Putra Adhi Kusuma Adi Wirawan Husodo Adira Rizqi Ananda Afdhal . Afid Brilliana Putra Agung Wijoyo Agus Maulana Agus Widodo Agusrianto Ahmad Haical Ramadhan Ahmad Rifai ahyuni . Aisya Nur Abida Aldy Wiranata Ali Imran Nasution Alifa Aswandani Alyafi Afwa Amanda Ami Rizkiana Anang Hermansyah Anastasya Putri Andhika Sena Aji Prasetya Utama Andin Hermawan Andini Andini Andini Putri Lestari Andrew Fiade Angga Siswanto Anggraeni Dyah Sulistiowati Anisa Nurul Fadhilah Aremu Bashiru Arief Faizal Rachman Aris Priyanto Ariyanty Ulandari Asmar Habibi Asmira Laila Ayu Hudzaifah Bagus Jati Santoso Bahtaruddin Bahtaruddin Baiq Annisa Ulfi Anggraeni Batara Citta, Andi Bayu Aji Kurniansyah Bayu Fajar Susanto Bayutama Isnaini Benedicta Dian Alfanda Billgheza Alshakira Bunga Budi Mawardi Syam Charles Citta, Andi Batary Daffa Maulidio Inzaghi Dayang Kumalasari Dea Ananda Dea Aulia Syahputri Dede Handayani Denil Adriyansyah Depita Permata Sari Desca Wahyuni Desi Lestari Desmita Sari Dewi Iriani Dhiya Atsila Shofa Dhoriva Urwatul Wutsqa Diana Apriyanti Dina Kumala Sari Dinda Lestari Dini Anjani Dini Vientiany Djidu, Hasan Djumadi Djumadi Duta Nur Halisah Dyah Purnaning Eddy Setiawan Edi Susanto Endar Chrisdiyanto Erli Elviana Ersa, Nanda Savira Ervyna, Ervyna Sari Erwin Evawani Elysa Lubis Ezra Putranda Setiawan Fabiyan Junino Elindika Fadillah Fadly Anhar Gultom Fajri Romadhoni Falda Yusdayani Putri Farhan Fadhillah Farida Agustina Faris Ahzamy Fasdarsyah Fasdarsyah Fauziah Lubis Febi Anriani Febi Febrianda Fenty Eka M. A. Fian Triadi Fikri Fikri Fitria Julia Ghalih, Muhammad Grace Evelyn Gumilar, Egi Rivaldi Gusnawati Hafiza Amalia Hairunisa Hamsyah Harbaim Septiadi Harsanto Mursyid Hartini Iskandar Hasbi Pandiani Hendri Hermawan Adi Nugraha Herman Fithra Hikmah Nuraini Hiskia Sinaga Husna, Najla Firyal Ichsan Aria Putra Ihya Fakhrurizal Amin iky, Zikrillah Inayati, Syarifah Indah Permata Sari Intan Dafriani Iqbal A’zhmi Ira Rizkia Ningsih Irawati Januaril Akbar Jeni Susyanti Joe Rey Acob Juarni Anita Jufri, Ali Julfahmi Rahmatullah JULIA KARINA Junaidy Junita Lubis Khairul Razak Mustofa Khairurrijal Khairurrijal Khairurrijal Khalimatus Sa'diah Khoirul Amri Rambe Kismiantini Kismiantini Komang Puspa Dewi Laila Nur Jamilah Lalu Maulana Azmi Gifari Libra, Robert Lilis Karlina Lutfi Almadani M Abdul Qadir Al Khair M. Dzaky Al Muttaqi M. Farhan Damanik M. Ilham M. Lutfi Ramdoni M. Rifani M. Zain Triputra Madi Hartono Malta Nelisa Maratun Nafiah MARDIANA Maryatul Wardina Maulana Yusuf Maulida Khairunisa Maulida Yani Siregar Mawardi Mawardi Meidinie Maulida Mimi Yulianti Monica Destina Muh. Aswin M Muh. Faisalrahmat Muhaimin Muhamad Rafly Rafsanzany Muhammad Ashdaq Muhammad Aziz Zen Muhammad Dzaky Al Muttaqy Muhammad Farhan Harahap Muhammad Nadir Muhammad Rezky Audia Aunurrahman Muhammad Ridwan Muhammad Shaleh Muhammad Syafi’i Faturrahman Muhammad Ziddan Hidayat Muhlisah Lubis Muhyiddin Hilal Sarhan Musawir Al Ghani mutiara mutiara Myrza Rahmanita Nadia Utami Nadintia, Susanti Nailul Muna Najwa Ramadhani Lubis Nila Mareta Murdiyani Nivia Audria Mina Novia Sandra Dewi Nunung Fajaryani NUR AHMADI BI RAHMANI Nur Annisa NUR HASANAH Nur Qamariah Nura Usrina Nurbaeti Nurkamizah Nursantri Yanti Nyamin Sucipto Oktavinda Safitry Olga Olga Pebi Kurniawan Pranadita, Nugraha Prapsetyo, Agung Pujowati, Penny Purnama Edy Santosa Rahmat Ghazali Rahmawati Rahmi Tri Jaya Ratna Nirmala Ratu Suspita Sukman Ridho Saputra Riko Pilihantoni Riris Ardhanariswari Risa Amanda Riska Agustina Yanti Riska Latiful Husna Roberto Kaban Rosidawati Wiradirja, Imas Rosita Kusumawati Rumyeni, Rumyeni Rusdiaman Rauf Safar Diknas L Safitri, Nadila Sahar, Santri Sahid Sahid Saidatul Umniyyah Sakinah Maulidah Salsabillah Revelia Sari Mariati Sekar Mentari Setiawan Tri Admaja Sherina Bunga Syabani Shita Nurul Ayasha Sitanggang, Matthew Jakaria Siti Hadijah SITI KARMILA SM. GUNTUR Sri Utami Permata Sritanti Sugiarto Sugiman Sugiman Sumiarti Surya Tegar Widjiantoro Susanawati Susanawati, Susanawati Syafrina Dina Syukrul Hamdi Tarisa Adestri Tini Setiawati Uswatun Chasanah Vellicia Dwi Dafika Vira mauliana Wagiman Manik Wahyu Maulid Adha WAHYUNI Widi Sunaryo Wizri Fauzi Arif Yacub, Tifanny Nur Yuan Amanta Yuni Srianingsih Yuniya yusuf, Febrianti Zafrullah, Zafrullah zainarti zainarti Zara Yunizar Zulnazri