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Siti Maryam
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Journal : JOURNAL OF COMMUNITY SERVICE AND APPLICATION SCIENCE (JCSAS)

 1 
Financial Management for MSMEs and Farmer Groups in the District of Kamang Magek: Pengelolaan Keuangan bagi UMKM dan Kelompok Tani di Kecamatan Kamang Magek Anne Putri; Eka Risma Putri; Renita Astri; Emi Handriana; Adriani Adnani; Layla Hafni; Dona Ikranova; Yulianda Nofika Sari; Siti Maryam
Journal of Community Service and Application of Science Vol. 1 No. 2 (2022): JOURNAL OF COMMUNITY SERVICE AND APPLICATION SCIENCE (JCSAS)
Publisher : KPN Kopertis X

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62769/65zcdy85

Abstract

Small and medium enterprises (SMEs) and farmer groups are a source of the community's economy in Kamang Magek District. SMEs are engaged in various fields such as food and processed products, crafts and carvings, furniture, agricultural and animal husbandry products, while farmer groups in Kamang Magek District also vary from horticultural crops, food crops and plantation crops. In the Livestock sector, there are also poultry livestock, both broiler and laying eggs, small and large ruminants as well as processed agricultural and livestock products. Several SMEs and farmer groups in the Kamang Magek sub-district raised the local wisdom of Kamang Magek, such as kamang crackers, kamang coffee, Kamang duck, Kamang mangosteen, embroidery, and kamang special furniture. Currently, SMEs and Farmer Groups are experiencing difficulties in developing their businesses due to business capital constraints and most of them are even trapped in loans with high interest rates. SMEs have not been able to determine the amount of working capital they need for business development, they do not take into account the size of the loan with their production capacity or business results, so the amount of loans made does not match the actual funding or working capital needs. This has resulted in the amount of the loan submitted being too large in excess of requirements or the amount of the loan being too small so that it is not sufficient for business needs. To overcome this problem, it is necessary to provide counseling to SMEs and farmer groups regarding financial management.
Co-Authors Aan Hasanah Abdul Rosyid Adinda Trya Izni admin, Ahmad Khumaidi Adriani Adnani Aida Sopiyah Ajim Robuna Algifari Rozak Firdaus Alit Hindri Yani Alvy Barokah Alyanisa Amaliah, Natasya Ana Kuswanti Anne Putri Aprilla Adawiyah Arantya, Nina Qurain Arrabiatul Adabi Asep Saepuloh Asrita . Avita Puspa Pratiwie Awit Marwati Sakinah Ayu Septia Nilamsari Azkia ‘Ainurrahmi Azwar, Azwar Baiq Melis Intan Manora Bambang Mursito Bayani, Faizul Bellaji , Bismi Maryam Burhanudin Burhanudin Bustari Bustari Choirul Saleh Dadang Sukandar Dasa Ismaimuza Desy Aneka Putri Diah Ayu Harumbina Dimas Ardiansyah Dina Ainunnisa Dinda Rizki Khoirunnisa Dini Nur Dona Ikranova DPW, Ida Aryati Dwi Oktaviani Lardo Putri Ecky Gilang Ardi Saputra Eka Lia Paryanti Eka Risma Putri Eli Arsanah Elisa Viryani Elva Rahayu Ely Mawaddah Emi Handriana Eny Kustiyah Erin Padilla Siregar Ernawati Tri Handayani Esti Dwi Rahmawati Euis Sunarti Evan Farhan Wahyu Puadi Fadhistia Fadhistia Fadhli A Gani Fadli A. Gani Faisal Isra Maulana Faris Ardiansyah Fatwa Arifah Fithri Setya Marwati Fitrah Permana Putra Fitriah Fitriah Amina Fitriana . Fuzan M. Dhiya Grido Handoko Sriyono Gufron Gufron Gusti Diansyah Hana Fauziah Hasbyannur Hasibuan Haya Haya Hazera-Tun-Nessa Helmi Fuadi Hendra Dewangga Putra Hilya Maliha Hosaini IKA TRISNANTASARI Imam Bukhori Indani Insan Setiawan Intan Permatasari Ira Pani Arini Ismiati Isnaini ., Isnaini Isnawati, Iin Aini Isri Nasifah iswanto Iwannudin Iwannudin Iyar Sasavila Aypik Jumiati . Jusmala Sari Kevin Hewison Kurniati Kurniati Kusuma, Airlangga Surya Layla Hafni Lia Kurniasari Lia Natalia Linna Oktaviana Sari Lintang Kurnia Dewi Luciano Garai Alasti Yacobi Luluk Nur Aini Lutvia Nur Aini m rezeki muamar M. Rizky Setia Ramadhan Maghfir Akbar Mastikawati Mayasafira Miftakhul Amin Mohammad Habib Mufirda Mufirda Muhamad Al Khamil Muhammad Rijal Wahid Muharram Muhammad Yusnan Muhammad Yusuf Ritonga Mulyadi, Alvind Meilinda Munigar, Eni Mustika Ayu Lestari Nabila Aisyah Nada Yulfani Wulandari Nining Fatria Ningsih Nisha Luthfia Nur Sangadah Nuraida Nurhilaly, Maulida Nurmawati . Nuswantari Nuswantari Omiati Natalia Pang S. Asngari Paringsih Paringsih Patimahtul Mardiyah Prasetya Ady Purnama Pratiwi , Maudy Intan Pratiwi, Dita Retno Prima Dewi K Priyono Priyono Pusporini Palupi Jamaludin Putri Nasywa Nabilah Ma’rifatillah Raden Ahmad Barnabas Rahmawati . Raisna . Rakhmah Nafisah Ramdhan Setiawan Rani Astria Rasad Musfik R Ratna Yuliawati Redi Gamsah M Reni Wijiyati Renita Astri Retno Dyah Kusumastuti, Retno Dyah Rico Dwi Saputro Rifiana, Andi Julia Rifki Firmansyah Rochmi Widayanti Rohman, Fatkhur Rosa Nikmatul Fajri Rosmala Dewi Rusmadi Awza S.Pd. M Kes I Ketut Sudiana . Saeful Amin Saiful Saiful Salsa Welyana Sarsono Sayyidah Aulia Siregar, Lestari Siti Adaniah SITI AMINAH Siti Maryam Fahilla Palestina Siti Sopiah Siti Wardah Soesilo Zauhar Sri Hartono Sudarwati Sudarwati Sukaesih Sunata Supratman Supratman Suprihatin Guhardja Susanti Tyaningtias Sutji Rochaminah Suyanti Suyanti Syahrul Mubarak Syahrul Syah Al-Farizi Syamsiar, Syamsiar Syarip Hidayat Tarno Tarno Tasya Vanisa Taufik Hidayat Taufiq NM Tri Handayani, Ernawati Uljanatunnisa, Uljanatunnisa Wahyu Agung Setyo Wawan Kokotiasa Widji Astuti Widya Lusi Arisona Yeni Asiharyati Yessi Handriani Yulianda Nofika Sari Yuni Khofifah Kurniawati Zahra Rizkya Fillah Zempi, Chairun Nisa Zuryati Aziz