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All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Biologi Tropis Pendas : Jurnah Ilmiah Pendidikan Dasar Lentera: Jurnal Ilmiah Kependidikan Jurnal Pengabdian Magister Pendidikan IPA IZDIHAR Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Folium : Jurnal Ilmu Pertanian Jurnal Aplikasi Dan Inovasi Ipteks SOLIDITAS Community Service Journal of Indonesia Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Infotek : Jurnal Informatika dan Teknologi Alibbaa': Jurnal Pendidikan Bahasa Arab Jurnal Kesehatan Tambusai Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Rambideun : Jurnal Pengabdian Kepada Masyarakat Accounting Accountability and Organization System (AAOS) Journal PROFESSIONAL HEALTH JOURNAL Mantiqu Tayr: Journal of Arabic Language Jurnal Pengabdian Multidisiplin Prospect: Jurnal Pemberdayaan Masyarakat Economic Reviews Journal Jurnal Paris Langkis NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Indonesian Journal of Applied Accounting and Finance Journal of Islamic Economic Literatures Jurnal Ilmu Pendidikan dan Sosial Concept: Journal of Social Humanities and Education Postgraduate Management Journal Cerdika: Jurnal Ilmiah Indonesia Indonesian Journal of Community Services Cel Jurnal Bagian Hukum Pidana Fakultas Hukum Universitas Mataram Jurnal Pengabdian Masyarakat dan Riset Pendidikan Al'Adalah Jurnal PRINTER : Jurnal Pengembangan Rekayasa Informatika dan Komputer LISANIA: Journal of Arabic Education and Literature Jurnal Medika: Medika REFORM : JURNAL PENDIDIKAN, SOSIAL DAN BUDAYA La Parole : Journal of Language Teaching and Pedagogy Tifani : Jurnal Penelitian dan Pengabdian Kepada Masyarakat Acta Neurologica Indonesia El-Madaniyah: Jurnal Pengabdian Masyarakat Jurnal Teknologi Informasi untuk Masyarakat (Jurnal Teknokrat) Varied Knowledge Journal Journal of Medical and Health Science Integrasi: Jurnal Ilmiah Teknik Industri
Nurhidayati
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Journal : Indonesian Journal of Business and Entrepreneurship (IJBE)

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Relationship Between Percepted Control Behavior, Intention, Facility and Behavior of Debt Return Santoso, Aprih; Nurhidayati; Susanto; Pratito, Dwi Widi
Indonesian Journal of Business and Entrepreneurship Vol. 10 No. 2 (2024): IJBE, Vol. 10 No. 2, May 2024
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.10.2.389

Abstract

Background: Formulation of the problem for this research is, how will the role of intention as a mediating variable and facilities as a moderating variable be able to play a role in influencing perceived control behavior on debt repayment behavior.Purpose: This study empirically investigates the influence of perceived control behavior on debt repayment behavior, debt repayment intentions, and facilities on debt repayment behavior. Design/methodology/approach: Most of the determinants of research variables were developed based on the Theory of Planned Behaviour (TPB). Surveys to 120 people of owned Medium Small Enterprises (MSEs) in the culinary sector who took credit debt from the Wibawa government program in the city of Semarang. Data were analyzed using the structural equation model (SEM PLS)Findings/Result: The results showed perceived control behavior had a positive effect on the intention to repay the debt of MSE owners who took out Wibawa's credit debt. Furthermore, perceived control behavior and debt repayment intention have a positive effect on debt repayment behavior. We found empirical evidence that facilities have a role in strengthening the influence of debt service intentions on debt service behavior. Conclusion: This study enhances the behavioral debt literature by employing more extensive measures to assess perceived control, behavior, and intention, while also introducing the use of facilities as an alternative measure for variables that reinforce behavioral intention.Originality/value (State of the art): The originality lies in its contribution to the existing literature on debt behavior, as it utilizes two dimensions to measure behavior and introduces facilities as a novel reinforcement measure. Keywords: return behavior, debt facilities, culinary MSMEs, control behavior
Co-Authors Abdul Basit Abdul Hamid Adnan, Nab'han Aep Saefullah Alfan, Muhammad Alifah Ratnawati Almi Yulistia Alwanda Amir Bagja Amita Audila Amita Audilla Amrullah Febrian Ananta, Muhammad Naufal Farras Aprih Santoso Arbi Mabruri Aris Sudianto Asmaul Husna Aswian Editri Sutriandi Azizah Adelia Rahma Azizah, Suti Mega Nur Bahtiar, Hariman Baso Jabu, Baso Basuki Bulkis, Nanda Burhan, Moh Shohibul Candra, Moch Alfian Cut Nurhayati Daharnis Dalila, Virga Fathiya Darmanto Desi Fitriana, Desi Dewi Andariya Ningsih Diawati , Prety Dini Anggraheni Dini Suryani, Dini Donna Boedi Maritasari Dwi Jatmoko Dwi Margareta Andini Dwi Purwitasari, Ervina Eka Widyanti Elsa Peramahdalena Endang Rusdianti Erin Aprillia Fadhillah, Rizky Fajar Isbakhi, Ari Farida Catur Wahyu Anggriyani Fathurrahman Fauzi, Moh. Fery Febrina, Wetri Fildzani, Qashrina Vania Firman Fitriasari, Rizqi Nur Girsang, Andrew Deardo Purba Hadiyati, Fathmi Hadziq, Muhammad Bayin Hanifah, Sarah Hana Hasbi, Nurmi - Hayati, Cut Syifaul Helmiana, Putri Fatimah Hendar Heni Pujiastuti Heriani Herpan Syafii Harahap Hidayani , Wuri Ratna Hidayat, Muh Adrian Juniarta Ibrahim, Abdelrahman Imam Asrori Indriyani Irma Yulianti Izza, Nadia Nurul Jaka Maulana Jamila, Husnatun Joko Purwanto Judijanto, Loso Junaidi Junaidi Kamarulla Rambe Khizanatul Hikmah Kholisin Kiki Safitri L. M. Samsu L.M.Samsu Lana, Indah Rosita Lathifah, Auliya Latifa, Ammang Leny Indrawati Leowaldi Lidiya Mahliatussikah , Hanik Maknuna, Salma Lulu Maksura, Hurum Manggar Purwacaraka Marhawati, Marhawati Mario, Andina Nabilah Masyhuri Masyhuri Maulidiana , Lina Mia Sari, Mia Miftakhur Rohmah Miyamoto, Aida Agustina Mochammad Arif Budiman Moh. Fauzan Mohammad Ahsanuddin Muh. Adrian Juniarta Hidayat Muhammad Lukman Baihaqi Alfakihuddin Muhammad, Saiful Nirawati , Resy Nugrahani, Baiq Dwiyan Nur Afifatul Golimah Nur, Amri Muliawan Nurhayati , Siti Nurul Afifah Ainun Ocktaviana Saputri, Legis Pabiyah Toklubok@Hajimaming Pitriani Pramudia, Prananda Rizki Pramudya , I Nengah Andra Putra Pratito, Dwi Widi Puspa Nilasari Rahmat Hidayat Rahoyo Raykirana, Teerisha Rido Nanda Pranggana Rini Oktavera Rio Ady Erwansyah Rismatul Amaliyah Rivarti, Arina Windri Rizkia Pangestika, Rintis Safitri, Selfi Faulina Samsu, L.M. Saputra, Juni Saraswati, Ni Wayan Citra Ayu Satriya Nugraha Seivi Sufiatul Muhaqqiqoh Selvia Nuriasari Setiawan, Yusuf Setyawati , Herni Shanty, Mughnii Kahila Shofi Nur Azizah Silaturrohmih Sirlyana Siti Fatmawati Siti Ismahani Siti Nurhaliza Siti Rahmah Sri Budyartati Srigede, Baiq Kayla Surbakti, Sinarta Putra P. Susanti, Dwi Rahayu SUSANTO Sutiharni Suyoto Tambunan, Herrywati Tarigan, Rizky Agung Fatahillah Taupik Hidayat, Taupik Thorieq Al Abdu Titi Anjarini Ulfiana Baqiatul Husnul Tholibah Ulvia Fadilah Wahib Dariyadi, Moch. Wibowo, Eric Cahyadi Yahya Yahya . Yasykurah, Malva Marshaniswa Yeni Erita Yulia Rosdiana, Nika Yupi Kuspandi Putra Zubaidi, Fitriannisa Faradina Zubairi, Ahmad Zulfikar, Ahmad Arif