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Tutik Hamidah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
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Journal : EL-HAYAH

 1 
Shopee Paylater Dalam Perspektif Al-Qur’an : (Fatwa Majelis Ulama Indonesia) Hamidah, Tutik
EL- Hayah Vol. 13 No. 1 (2023): Juni 2023
Publisher : Pascasarjana UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/elha.v13i1.9418

Abstract

Today's technological advances require humans to always go hand in hand with technology. One of them is buying and selling activities using an online system. This is considered easier and more efficient than offline transactions. One of the popular shopping applications in Indonesia today is Shopee. In practice, Shopee offers a feature called paylater. This research uses a qualitative descriptive research method to describe the practice of using Shopee Paylater loans from the perspective of Islamic law, while what is used is some research that has been done before. This research was conducted using a normative approach to evaluate the strengths and weaknesses of the issues under consideration. In this case, whether the practice of using Shopee Paylater loans is Halal or Haram. Actually, it has been fulfilled by Shopee paylater from the qardh contract both in terms of akid because of the mutual agreement between the two parties, the main object being traded can be trusted, and also shigat in the paylater system there is already a form of transaction confirmation between the two parties which is in accordance with the qardh contract. However, from another aspect, there are instruments that contain usury, namely in the practice of Shopee paylater there are additions. According to the language of usury, it means that in usury activities there is an addition to something that is owed. Meanwhile, according to Imam Sarakhsi from the Hanafi Madzhaf defines usury as an addition required in business transactions without any iwadh (equivalent) justified by sharia for the addition. The paylater mechanism is very easy and very practical. In the paylater itself there is a choice of time periods for payment in installments. Shopee paylater is classified as a debt and credit activity or in Islamic terms it is called qardh. Qardh is allowed in Islam if it does not contain elements of usury in it. But unfortunately, in practice, Shopee paylater has elements of usury, namely additional interest rates every month and fines given if there is a delay.
Co-Authors A. Adib Dzulfahmi Abbas Arfan Abdul Wahid Zaini Achmad Kadarisman Adibah, Siti Amiratul Adnin Zahir Ahmad Barizi Ahmad FAOZAN Ahmad Fawaid Ahmad Izzuddin Ahmad Izzuddin Ahmad Rifai Ahmad Walid Alfi Syahri, Vanda Kamila Ali Hamdan Amar Ma'rup Nahi Munkar An Najmi, Muhammad Izzul Islam Arie Muhammad D Aunul Hakim Aunur Rofiq AUNUR ROFIQ Azizah, Nurul Aini Badruzzaman Badruzzaman Bagus, Sobirin Bakhruddin Fanani Cahayaningsih, Ica Putri Choirul Kurniawan Dafa Achmad Ardian Dzaki Aflah Zamani Erfaniah Zuhriah Ery Santika Adirasa Fadil SJ Faizah , Nur Fantika Febry Puspitasari Fery, Muhammad Fitriani Fitriani Furaida, Asni Haj, Habil Syahril Handoko Budi Prasetiyo Hani'ah, Wardatul Heni Pujiastuti Hidayat, Raya Ibrahim Maulana Syahid Nur 'Ala Imam Syafi'i Irma Nur Hayati Hayati Irzak Yuliardy Nugroho istiadah istiadah, istiadah JAMILAH Jayadiningrat, Ahmad Husein Jazil, Syokron Kasuwi Saiban KHOIRUL ANAM Khoirul Hidayah Kiptiyah, Arofatul Komairatul Fitria, Nur Laili M. Ihsan Fauzi M. Ubaidillah Ridwanulloh Manggala, Kayan Mardati Mas'ud, Ali Masykur, Muhammad Riduwan Maulidina, Fitrotul Mochammad Rafi’ Muta’ali Mohammad Toriquddin Mubarok, Mohammad Anas Muchtar, Ibnu Hasan Mufliha Wijayati Muhamad Abduh Muhammad Hamdani, Muhammad Muhammad Muhammad Muhammad Nasiuddin Munirul Abidin Munkar, Amar Ma'rup Nahi Mustajib Daroini Nafila, Radifa Isnain Nasrudin, Muhamad Nasrulloh Nata, Yolies Yongky Ni'ami, Mohammad Fauzan Ni'ami Ni'mah Siti Zuhrotun Ni'mah Nisa'atun nafisah Noer Yasin Noor Naemah Abdul Rahman Noviyanti, Shobihatul Fitroh Nur Faizah Nur Faizin Nur Maslikhatun Nisak oktora, nency dela Pepy Marwinata Prayudi Rahmatullah Radifa Isnain Nafila Ramadhita Ramadhita, Ramadhita Ramdanil Mubarok Ramli, Nurleli Rifki Rufaida Rohman, Miftakur Romzi, Moh Rosdiana, Aprilia Mega Rouf, Abd Royun Niswati Ahada Rozi , Fahrur Rozikin, Mokhamad Rohma Ruli Astuti Salsabila, Fajrina Dhia Salsabila, Tsaniatus Shofiatul Jannah Sismanto Sismanto Siti Rohmah Sobirin Bagus Sofi, Mohammad Sofy, Malik Sudirman Sudirman Sulalah Sulalah SUMIYATI SUMIYATI Sunarto, Muhammad Zainuddin Suryanto, Muhammad Handika Syamsul Arifin Syari'ah, Atiris Tamimi, Lalu Muhammad Tazkiyah, I'anatut Tulus Setiyono Ulil Albab, Muhammad Ulum , Moh. Rafiqil Ulum, Mohammad Samsul Umam, Rizal Khoirul Umar Muhammad Umi Azizah Tahta Almuna Wahyuni Danial Khotimah Walid, Ahmad Yusron Pahlevi Zaenul Mahmudi Zahir, Adnin zainal arifin Zainal Arifin Zainuddin Zamani, Dzaki Aflah Ziadul Ulum Wahid Zuhroh, Ni'matuz