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Analisis Penerapan Standar Akuntansi Keuangan Entitas Tanpa Akuntabilitas Publik (SAK ETAP) Pada Laporan Keuangan Badan Usaha Milik Desa (BUMDes) Mekar Jaya Abadi Desa Sei-Limbat Nurhayati, Dinda Anggi; Siregar, Saparuddin; Atika, Atika
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 3, No 2: 2022
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v3i2.3677

Abstract

BUMDes Mekar Jaya Abadi is a BUMDes in Langkat, located in Sei-Limbat village. BUMDes Mekar Jaya Abadi is an economic institution formed since 5 years and engaged in savings and loan business, trade, PPOB run by the village community. SAK ETAP is a standard created to be used in Financial Reporting published for many purposes for non-public organizations, that is, organizations without significant public responsibility. The purpose of this study is to explain the presentation of the Financial Statements of BUMDes Mekar Jaya Abadi, to compare the financial statements of BUMDes Mekar Jaya Abadi with SAK ETAP and also to explain whether the financial statements of BUMDes Mekar Jaya Abadi is in accordance with SAK ETAP. This study uses qualitative methods with descriptive approach. Sources of research data are primary data and secondary data. The results showed that the Financial Statements of village-owned enterprises (BUMDes) Mekar Jaya Abadi sei-Limbat village has not implemented SAK ETAP. Accounting practices in BUMDes referring to SAK ETAP (2013) have not been implemented due to lack of knowledge of BUMDes management regarding SAK ETAP. BUMDes Mekar Jaya Abadi desa Sei-Limbat only presents the balance sheet and Income Statement. And in each financial statement does not present the minimum items as stipulated in SAK ETAP.
Faktor-Faktor Yang Menyebabkan Masyarakat Non Muslim Menjadi Nasabah di PT. Bank Syariah Indonesia KCP Medan Marelan Harahap, Aswan Nawawi; Atika, Atika
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4463

Abstract

Non-Muslim community services in the Marelan area are currently one of the best services provided by banks to support banking operations to be more effective and efficient. The aim is to facilitate the performance of bank service products, so as to increase customers based on the number of Bank Syariah Indonesia customers who use Junior Savings reaching around 50%. Responding to this, Bank Syariah Indonesia is trying to improve and maintain the quality of services provided to attract customers. The problem in this study is what the Bank's strategy is that is an obstacle in improving the quality of Junior Savings services. The purpose of this research is to find out the strategy of Bank Syariah Indonesia in improving service quality and to find out what are the constraints of Bank Syariah Indonesia in improving the quality of junior savings services and to find out what are the solutions for Bank Syariah Indonesia in facing obstacles to improving the quality of junior savings services. Banking. The method used in this study is a field study, this method is used to determine the extent to which the suitability between the theory used and the actual state of the object under study. In this field research using interviews and observation. And the type of research used is descriptive qualitative research as a whole. It can be concluded from this research that Bank Syariah Indonesia's strategy is to improve service quality, namely launching "Bank Syariah Indonesia's New Savings".
ANALISIS STRATEGI PEMASARAN TABUNGAN SMART IB MAKBUL PADA BANK SUMUT UNIT SYARI’AH MEDAN Atika, Atika; Dia, Dinda
Bisnis-Net Vol 7, No 2: DESEMBER 2024
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v7i2.5199

Abstract

Bank Sumut Syariah adalah salah satu lembaga perbankan syariah di Indonesia yang telah mengembangkan berbagai produk keuangan sesuai prinsip syariah. Salah satu produk unggulannya adalah Tabungan Haji, yang dirancang khusus untuk membantu nasabah dalam mewujudkan impian melaksanakan ibadah haji. Tujuan penelitian untuk meningkatkan Strategi Pemasaran Tabungan Smart iB Makbul Pt Bank Sumut Unit Usaha Syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif. Pendekatan kualitatif merupakan prosedur penelitian yang menghasilkan data deskriptif berupa kata-kata, baik yang tertulis maupun lisan, dari orang-orang dan perilaku yang dapat diamati. Penelitian ini menggunakan standar penelitian kualitatif untuk mengumpulkan data, yaitu data primer dan sekunder. Berdasarkan hasil penelitian dapat disimpulkan, upaya Meningkatkan nasabah melalui keunggulan Produk Tabungan iB Makbul pada Bank Sumut Unit Usaha Syariah adalah dengan melakukan strategi pemasaran yang efektif. Strategi efektif yang dilakukan Bank Sumut Unit Usaha Syariah yaitu melalui marketing mix dimana strategi tempat, strategi produk, strategi harga, dan strategi promosi berbaur menjadi satu. Keunggulan Produk Tabungan iB Makbul yang ditawarkan meliputi: dilundungi asuransi jiwa, bebas administrasi, terkoneksi secara langsung dengan SISKOHAT, manasik haji gratis, souvenir haji, dan dapat dibuka diseluruh kantor Bank Sumut baik Konvensionsl maupun Syariah.
ANALISIS STRATEGI PENINGKATAN PEMBIAYAAN MULTI GUNA (PMG) PADA PT. BANK SUMUT UNIT USAHA SYARIAH Atika, Atika; Putri, Riri Dwita
Bisnis-Net Vol 7, No 2: DESEMBER 2024
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v7i2.5260

Abstract

Multipurpose Financing is the financing of goods and/or services required by the debtor for use/consumption and not for business purposes or productive activities within the agreed period. The role of multi-use payments in banks is to provide flexible and versatile payment services for customers, allowing them to conduct various types of financial transactions through a single platform or payment method. Based on this background, the research objective is to analyze the multi-use payment strategy (PMT) at PT Bank Sumut Syariah Unit Medan. This research uses a qualitative method with a descriptive approach. Research on increasing Multi-Use Financing (PMG) at PT Bank Sumut Syariah Business Unit aims to analyze bank strategies using qualitative methods and SWOT analysis. The results show great opportunities for banks, such as increasing public demand, low penetration of Islamic financing, and government support. However, the challenges faced include fierce competition, lack of public education, and complicated financing processes. Based on SWOT analysis, strategies that can be applied include increasing education, utilizing information technology, and offering products that suit the needs of the community, in order to make PT Bank Sumut Syariah Business Unit the leading Islamic bank in Indonesia.
The Influence of Consumer Product Knowledge, Trust, and Risk Perception on Purchase Intention Among Shopee Consumers: The Role of Reviews as a Moderating Variable Suri, Dian Mei; Atika, Atika; Aisyah, Siti
JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Vol. 9 No. 2 (2024): JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan)
Publisher : Graduate Program Magister Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/jmksp.v9i2.16734

Abstract

The development of e-commerce has changed consumer behavior. With the presence of e-commerce, many habits have changed, starting from previous shopping habits in offline stores, now switching to shopping at online stores using shopping sites and applications such as Shopee, because it makes it easier for consumers to make buying and selling transactions online. However, Shopee, which is a consumer favorite, has several problems, including some consumers who buy products at Shopee feeling disappointed because the goods purchased do not match expectations, thus affecting consumer buying intentions. Several previous studies have shown that there is a relationship between consumer trust and purchasing decisions. This study uses descriptive quantitative research using multiple linear regression analysis. The subjects of this research are Shopee consumers. The variables used in this study are consumer product knowledge, trust, risk perception and reviews as moderating variables. The results of the research show that consumer product knowledge has a positive but not significant effect on Shopee consumers’ purchasing decisions. Meanwhile, the variables of trust, risk perception and reviews have a significant positive effect on Shopee consumers’ purchase intentions. Then the review variable is not able to moderate the relationship between consumer product knowledge and purchase intention. However, reviews are able to moderate the relationship between trust, risk perception and purchase intention.
The effect of internship experience, motivation, and job interest on job readiness among Muslim university students: Campus atmosphere as an intervening Septiana, Ria; Atika, Atika; Harahap, Muhammad Ikhsan
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1481

Abstract

This study investigates the effects of internship experience, motivation, and job interest on work readiness, with the campus atmosphere serving as an intervening variable among students at the Islamic University of North Sumatra. The sample consisted of 100 participants, and data were collected through questionnaires—the analysis employed regression techniques to evaluate the relationships among the variables. The findings reveal that internship experience positively influences the campus atmosphere. At the same time, motivation does not show a significant effect. Additionally, job interest positively impacts the campus atmosphere. All three factors—internship experience, motivation, and job interest—positively affect work readiness. However, the campus atmosphere does not significantly influence work readiness. The analysis results show that the campus atmosphere does not influence how internship experience affects work readiness. It also does not affect how motivation and job interest relate to work readiness.
Analisis Dampak Kebijakan Pengendalian Harga Pangan Terhadap Daya Beli Masyarakat (Studi Kasus Pasar Tradisional Di Kabupaten Labuhan Batu Selatan) Harahap, Anhar Nurdiansyah; Sugianto, Sugianto; Atika, Atika
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.27721

Abstract

This research aims to examine the impact of food price regulation policies on people's purchasing power in South Labuhan Batu Regency. This research method uses a descriptive qualitative approach, which involves collecting data through interviews conducted with 5 traders and 15 buyers in traditional markets. Data analysis involves the process of data reduction, data writing, and verification to arrive at research conclusions. The research results show that policies aimed at controlling food prices contribute positively to price stability and increase people's purchasing power. Based on research results, traders recognize the benefits of price stability even though their profit margins are decreasing. The same thing is felt by fruit and fish sellers, who experience price stability but have to face high operational costs and decreasing profit margins. For consumers, this policy helps reduce the burden on household expenses, even though product quality and availability of goods are sometimes inconsistent. From an Islamic economic perspective, this policy is in line with the principles of justice and social welfare. Islam encourages a fair economic system, where the prices of goods are not only influenced by market forces but also take into account the welfare of the people
Analisis Tingkat Security Awareness Dalam Password Behavior Mahasiswa (Studi Kasus Mahasiswa FEBI UINSU Medan) Fauzi, Muhammad Resty; Atika, Atika; Yanti, Nusantri
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.29304

Abstract

Analysis of security awareness in password behavior in mobile banking is very important to ensure the security of financial transactions through digital platforms. The purpose of this study is to analyze the level of security awareness in student password behavior, especially in the use of mobile banking. This type of research uses the Knowledge-Attitude-Behavior (KAB) model applied to the Human Aspects of Information Security Questionnaire (HAIS-Q) and the security awareness taxonomy of mobile users. The research data was collected using a questionnaire and received 61 valid respondents. The results of this study show that the level of information security awareness of users of banking service applications in Indonesia is at a sufficient level with a value of 70%. The value of each dimension of information security awareness is the knowledge dimension of 72% (sufficient), the attitude dimension of 69% (sufficient), and the behavior dimension of 69% (sufficient). This study successfully calculated the level of information security awareness of banking service application users. The final value of information security awareness obtained is 70% or at a sufficient level.
ANALYSIS OF SHARIA LIFE INSURANCE CONTRIBUTION USING MAKEHAM'S MORTALITY LAW WITH THE COST OF INSURANCE METHOD AT PT SUN LIFE MEDAN Siregar, Rizki Kurnia; Atika, Atika; Lubis, Fauzi Arif
Jurnal Apresiasi Ekonomi Vol 10, No 3 (2022)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v12i3.839

Abstract

Based on the mitigation method, insurance is divided into conventional insurance and sharia insurance. In sharia insurance, the principle of risksharing is applied. In the concept of risksharing, all participants are obliged to pay contributions to the insurance manager. This contribution consists of three elements, namely ujrah, tabarru, and tijarah. Life insurance product xxx is a discrete n-year term life insurance that includes tijarah elements in the unit link. Life insurance product xxx has three elements of contribution, namely ujrah, tabarru, and tijarah. The ujrah fund has been determined by the insurance manager and is explained in detail in the policy agreement. The tijarah fund depends on the investment level assumption chosen by the prospective insurance participant. In addition to these two elements, the insurance manager must calculate tabarru to pay the insurance participant's claim. In this study, an estimate will be made for the gross contribution of the tabarru fund. To estimate the gross contribution of tabarru funds, the Cost of Insurance (COI) method is used which involves the variable ?? (the probability of death of a person aged ? years obtained from the mortality table), discount factor, and assumptions of management fees. The Gompertz mortality law approach is used to refine the mortality table. The results are in the form of a table of gross contributions of tabarru funds for prospective male and female participants with an assumption of insurance compensation of Rp. 250,000,000 for the age range of 1-111 years with nine combinations of three investment return assumptions and three management fees that can be chosen by prospective insurance participants.Keywords: sharia insurance, contribution, COI
ANALYSIS OF FACTORS AFFECTING THE INCIDENCE OF CHRONIC ENERGY DEFICIENCY (CHD) IN PREGNANT WOMEN IN THE BOAWAE HEALTH CENTRE Itu, Lorensia Maria Yustina; Atika, Atika
HEARTY Vol 12 No 4 (2024): DESEMBER
Publisher : Fakultas Ilmu Kesehatan, Universitas Ibn Khaldun, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/hearty.v12i4.17100

Abstract

Background: Chronic energy deficiency in pregnant women is a condition where pregnant women experience malnutrition or malnutrition for a long time, which can cause health problems for the mother and fetus. In 2022, the maternal mortality rate reached 207 per 100,000 KH, exceeding the strategic plan target of 190 per 100,000 KH. Direct causes of maternal mortality are bleeding, eclampsia, miscarriage complications, and infection; indirect causes play a major role in complications in pregnant women with chronic energy deficiency. The prevalence of chronic energy deficiency in NTT in 2022 was 36.8%; in Nagekeo Regency, it was 12.6%; and at Boawae Health Center, in 2022, the prevalence of was 13.6%; in 2023, it decreased by 11.5%. This study aims to analyze the factors that cause chronic energy deficiency in pregnant women in the Boawae Health Center area. Methods: This study is an observational analysis with a cross-sectional approach. The sampling technique was total sampling. The samples in this study were pregnant women in trimesters 1, 2, and 3 in the Boawae Health Center area. The research variables were knowledge, education, income, and work. The instrument used was a questionnaire. Data analysis using chi-squared with alpha (a = 0.05). Results: The research sample included as many as 105 pregnant women. Bivariate results showed that the variables knowledge (p = 0.982), education (p = 0.059), income (p = 0.08), and occupation (p = 0.338). This indicates that the factors of knowledge, education, income, and occupation do not have a significant relationship with chronic energy deficiency. Conclusion: There is no significant relationship between the factors of knowledge, education, income, and employment and the incidence of chronic energy deficiency (CHD) in pregnant women. Efforts to handle pregnant women with chronic energy deficiency include providing additional food to pregnant women, ensuring adequate food availability in the household, providing counseling on the importance of meeting the nutritional needs of pregnancy, and changing habits or eating patterns to the needs of pregnant women.
Co-Authors A, RismaDani Abdilah, Muhammad Abdurachman Abdurachman Abdurrohman KM, M. Sa’id Achmad Sunani Miftachurrohman Ade Khadijatul Z. Hrp Adhi Kusumastuti Aditiawarman Aditiawarman, Aditiawarman Aftiah, Nurul Agusviyanda, Agusviyanda ahmad syauqi, ahmad Aida Rahmi Ainun Sakiah Aji A. R. Arief Akbar, Syarif Ali Akustika, Salsabillah Al Husein, Hizri Alicia, Febi Allisa, Safiah Alwi Pratama Putra Siregar Alwi, Fachri Amalia, Rize Budi Ananda Ibnu Sobri Hasibuan Andarini, Sonja Andi Hotmatua Harahap Andriyani Andriyani Anggraini, Yessy Tri Annisa Annisa Annisa Javalia Hasanah Aosiliana, Putri Aprianti Aprillia, Nur Aqwa Naser Daulay Aqwa Naser Daulay Arafah, Rizanita Zulfa Arie Suciyana Sriyanto Arifianti, Sari Maharani Arifin Fauzi Lubis Ariska Malida Syakira Matondang Ars Himsyah, Fatroyah Arta Rahman Asih, Dwi Putri Asriwati, Asriwati Atsira, Olga Putri Audini, Vira Aziva, Zahra Bambang Purwanto Bi Rahman, Nur Ahmadi Bi Rahmani, Nur Ahmadi Billah, Mu’tasim Bou, Sharlyani Maria Chandra Ali Hanapiah Lubis Damayanti, Ayu Damiri, Damiri Dea Putri Amanda Dessy Rahmadani Dewi Setyowati Dia, Dinda Diah Agustina Prihastiwi Dita Marisa Dona Martilova Drs. Basyaruddin Dwilda, Euvanggelia Ellisa Vikalista Elva Ronaning Roem Endyka Erye Frety Eva wulandari, Eva Evelyn Asaleo Fachriansyah, Hafiz Fadhiilah, Nabiilah Fathya, Shabriena Fauzi, Muhammad Resty Febriyani, Irma Feri Wijaya Fernando, Henky Ferona, Nur Avina Fitri Hayati Fitriyana, Deni Fajar Fransiska, Ira Gunawan, Dandi Hana Pertiwi Handayanto Handayanto Harahap, Anhar Nurdiansyah Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harelina, Tia Harisman, Jasri Hasby, Muhammad Farhan Havidotinnisa, Siti Hawanda, Maisyah Hebert Adrianto Hendra Harmain Heri Junaidi Herinawati Herinawati Himsyah, Fatroyah Ars Hutabarat, Siti Lutfia Ika Puspita Sari Iksaruddin Iksaruddin Imsar, Imsar Intan Fairuz Zakia Irfan Aulia Syaiful Ishami Y. Purnama Isnaini Harahap Iswanti, Putri Itu, Lorensia Maria Yustina Ivon Diah Wittiarika Izzati, Dwi Jayadi, Mhd Dimas Jeffri, Jeffri Jumadi Kaharuddin Kahfita Ardana Khairani, Umi Khairun Nisa Kusnadi, Hafidah Ayu Kusuma Wardhani, Febrianti Kusuma, Rahayu Laila Saqila Putri Larasati, Yuniar Galuh Lestari Hulu, Rita Dwi Lewi, Sarifah Lia Artika Sari Lidiya Uzmasyah Lubis, Khoirun Nisa Lubis, Mutia Zahra Luke, Kevin Luthvia Aulia M Difach Hazairin Nasution M. Rendy Ramadhan Manik, Raudah Uci Mayasari Manurung, Herlina Maramis, Margarita Maria Marliyah Maryanti, Endang Mashithoh Sitorus Masruroh, Ainul Maya Macia Sari Melly Anjelika Mesyah, Ella Trafera Mirna Kurnia Tanjung Mislaini Mislaini Mochammad Wildan Morin, Leanne Muarrif Sani Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Saleh Siregar muhammad Syahbudi, muhammad Muhammad Syarif Hidayatullah, Muhammad Syarif Muhammad Syukri Albani Nasution Nadapdap, Thomson P Nafawangsa, Friska Naila Adibah Najmuddin Rasul Napisah, Napisah Nasronudin Nasronudin Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Juliana Nawawi, M Iqbal Nisa, Sofatun Novita Sari Nur Adilah Nurali Sumah, Chousadilla Nurbaiti Nurbaiti Nurdin Nasution Nurhasanah Siregar . Nurhayati Nurhayati Nurhayati, Dinda Anggi Nurhayati, Immas Nuri Aslami Nurkholish Majid Nurlaila Nurlaila Nurmala Kumarasari Pasaribu Nurmasitah, Sita Nursantri Yanti Nurul Syahqilla Nurwani Nurwani, Nurwani Oktarina Harahap Pangesti, Devia Regita Pardede, Diah Hafni Parinduri, Islah Rizky Parman Komarudin Piliang, Sucita Saskya Prastriansyah, Angga Prastyo, Beny Priandhini, Sekar Afifah Purba, Hana Ayunda Puspitasari, Fenny Putri Fajariah Sabda Putri Nur Annisa Putri Rahmawati Putri, Adelia Salsabila Putri, Hana Letitia Anjani Suwardi Putri, Meltanti Kaswa Putri, Rafika Ananda Putri, Riri Dwita Putri, Siti Rahmayanti Qodariah Barkah Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmansyah Rahmansyah Rahmat Daim Harahap Rahmawati, Fidi Rahmawati, Lulu Rahmi Syahfitri Harahap Ramadhani, Sri Ramadhani, Yerix Rejeki, Purwo Sri Rendra Rahmawan ria septiana Rian Azhari Siregar Risky Sobari Ritonga, Mei Anriani Ritonga, Nanda Wirayulinda Romli SA Roudlotus Sholikhah Rukmana, Nadia Mayang Rustiana, Devara Salma Asilah Sampurna, Mahendra Arif Samsudin Anis Saparuddin Siregar Saparuddin Siregar Saputra, Rahmat Sari, Devi Yana Saria Yiska Panggabean Sarmiati Mia Sa’adi, Ashon Sebayang, Elisabet Br Shalma Alya Fadilla Sheila Anggraini Sholikhah, Roudlotus Sholikhah Siam, Rambu Nurul simarmata, eprimanta Sintang, Suraya Siregar, Aspan Sofyan Siregar, Efrida Rahma Sari siregar, ilfirayuarfika Siregar, Rizki Kurnia Siti Aisyah Siti Arifah Sitoresmi, Mumpuni Wahyudiarti Sodiah Sodiah, Sodiah Soetanto, Maria Fransisca sonia, tara Sri Bella Larasaty Yuandra Sri Endah Wahyuningsih sri sudiarti Subandi Subandi Suci Nasehati Sunaningsih Sugianto Sugianto Sumarsana, Asep Sundari Indah Wiyasihati Supramono Supriyadi, Agung Suri, Dian Mei Surono Surono Syafitri, Elen Syaifuddin Syaifuddin Syukry El Hanif Nasution Tambunan, Khairina Telaumbanua, Ita Ayu Anggina Tengku Riza Zarzani N Tri Hidayati Wahyu Syarvina Wahyuni, Sri Intan Wahyuningtyas, Istanti Dwi Wibisono, Aldino widowati widowati Wiranti, Wiranti Yanti, Nusantri Yashinta Ramadhani Yayuk Susilawati, Yayuk YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yudia, Riska Nur Yuhenanda D. Pratama Yuliati, Erikavitri Yulida Army Nurcahya Yunda Herliana Yuniati Yuniati Yusnidar Yusnidar Yusrizal Yusrizal Zaenal Abidin Zaenuddin Hudi Prasojo Zahra, Aulia Zainal Arifin Zainarti Zainarti Zuhrinal M. Nawawi