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Syatar, Abdul
Univeristas Islam Negeri Alauddin Makassar
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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DILALAT MAFHUM AL-MUWAFAQAH AS A METHOD OF ISTINBAT AN ANALYSIS OF QAWA’ID USULIYYAH IN ADDRESSING DIGITAL LEGAL PROBLEMS Panji Anugrah; Fatmawati Hilal; Abdul Syatar
MIYAH: Jurnal Studi Islam Vol. 22 No. 02 (2026): AGUSTUS
Publisher : Universitas Kiai Abdullah Faqih Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33754/miyah.v22i02.1902

Abstract

The rapid development of digital technology has generated new legal issues that are not explicitly addressed in classical Islamic texts. This condition requires a methodological approach capable of bridging classical sources and contemporary realities. This study aims to analyze the construction of mafhum al muwafaqah within usul al-fiqh and examine its relevance in addressing digital legal problems. The research employs a normative legal approach with qualitative methods, drawing on classical usul al-fiqh works and contemporary literature. The analytical techniques include content analysis, usuliyyah analysis, and a deductive approach. The findings reveal that mafhum al muwafaqah operates through meaning extension based on textual indication, enabling it to provide legal justification for cases such as deepfake manipulation, digital fraud, and personal data violations. However, its application has methodological limitations, particularly regarding the strength of textual indication and potential overlap with qiyas. Therefore, integration with other approaches, including maqasid al shariah, is necessary to produce more comprehensive and contextually relevant legal rulings. Keywords: mafhum al muwafaqah; usul al-fiqh; digital law; legal reasoning; maqasid al shariah
The Principle of Contractual Justice in Islamic Home Financing: A Study at Bank Sulselbar, Sharia Branch Alifa Dzahabiyah Sir; Muhammad Saleh Ridwan; Rahman Syamsuddin; Misbahuddin, Misbahuddin; Abdul Syatar
Jurnal Sosial Humaniora dan Pendidikan Vol. 5 No. 3 (2026): September : Inovasi: Jurnal Sosial Humaniora dan Pendidikan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/inovasi.v5i3.6519

Abstract

This research examines legal protection and dispute resolution mechanisms in sharia-based home financing contracts within Indonesian Islamic banking, with a focus on the application of contractual justice principles. The objective of the study is to analyse how the balance of rights and obligations, corrective justice, and the values of maqāṣid al-sharī‘ah are implemented in practice within the legal relationship between banks and customers, extending beyond mere normative compliance with formal regulations. The study adopts a field-based method combining qualitative empirical findings and normative analysis. Data were collected through in-depth interviews with Islamic banking practitioners, examination of financing contract documents, and analysis of dispute resolution practices. The findings indicate that, in formal terms, Islamic home financing contracts incorporate principles of transparency, voluntary consent, and sharia compliance. Practical implementation, however, continues to encounter substantive imbalances arising from the use of standard-form contracts, information asymmetry, and the limited bargaining position of customers. Corrective justice is pursued through non-litigation mechanisms such as financing restructuring, mediation, and staged settlement prior to collateral execution. Such mechanisms align with the maqāṣid al-sharī‘ah, particularly the protection of property and the promotion of social justice, although effectiveness depends on good faith and institutional capacity. The conclusions underscore the need to strengthen contractual transparency, optimise sharia-based dispute resolution, and enhance customer protection in order to realise substantive justice. The findings contribute empirical insights to the development of Islamic home financing studies and offer policy implications for regulators and Islamic banking institutions
Co-Authors A. Qadir Gassing Abbas Langaji Abbas, Abdul Haris Abdul Aziz Anwar Abdul Rauf Muhammad Amin Abdul Wahid Haddade Abdul Wahid Haddade Abubakar, Achmad Achmad Abubakar Achmad Musyahid Idrus Achmad, Zulkifli Aemar Dimasti Affandi, Ahmad Zulkifli Ahmad Ahmad Ahmad Ahmad Ahmad Ahmad Ahmad Arief Ahmad Fadil Ahmad Fauzan Ahmad Fauzan Ahmad Musyahid Ahmad Yani Ahmad, sulaeman Alamsyah Halim Alfa Syahriar Alfajri Anugrah Ali Wardani Alifa Dzahabiyah Sir Alifia Ayu Delima Alimuddin, Harwis Amir, Indriyani Amiruddin, Muhammad Majdy Andi Muh. Taqiyuddin BN Andi Muh. Taqiyuddin BN Andi Sitti Rahma Angelina Atika Putri Arif Rahman Arif Rahman Arif Rahman Arif Rahman Ramli Arwinni Eka Putri Ahmad Ashufah, Abdul Hayyaqdhan Aslinda Baharuddin Baso Hasyim Baso Pallawagau Budiarti A Rahman Chatarina Umbul Wahyuni Darhan Sutradi Hukpar Darmawati Darmawati H Darussalam Samsuddin Dela Faiqah Muhdar Destya Maulani Djalal, Marini Abdul Fadyah Aqsari Yusri Fahri, Ahmad Aidil Fatmawati Fatmawati F Fatmawati Fatmawati Fatur Baldan Haramain Febrianti Febrianti Fhirastika Annisha Helvian Firdayanti, Fifi Firmansyah Basir Gadallah, Muhammad Sa'ad Abdel Khaliq Hada, Heriya Hannani Harwis Alimuddin Has, Nisaul Haq Bintu Hasanuddin Hasanuddin Hasanuddin Hasanuddin Hasim, Hasanuddin Hisbullah Hisbullah Husnul Khatimah Ikhsan, Muh Ilham, M. Islamul Haq Jelita Inayah Sari Juliana Juliana Kamal Kamaluddin Nurdin Marjuni Karim, Abdul Rahim Kasjim Salenda Kurniati Kurniati Kurniati Kusnadi Umar Lomba Sultan M Ilham M Zainul Hafizi M. Ilham M. Ilham M. Rizki Ramadhan M.Yusuf T Mahamadaree Waeno Marilang Marwah, Andi Mayyadah Mayyadah, Mayyadah Misbahuddin Misbahuddin Misbahuddin Misbahuddin MMSI Irfan ,S. Kom Mohasa, Muhammad Fajri Mowafg Masuwd Muammar Bakry Muaz Dhiyaulhaq Imran Muh Saaid Muh. Askar Sudana Muh. Bambang Taufik Muh. Sadli Sabir Muhammad Ali Rusdi Bedong Muhammad Arief Muhammad Arif Muhammad Fazlurrahman Syarif Muhammad Fazlurrahman Syarif Muhammad Haramain Muhammad Husni Muhammad Ilham Muhammad Imran Muhammad Iqbal Muhammad Jumaidi Pamalingan Muhammad Saleh Ridwan Muhammad Suaib Tahir Muhammad Tahir Muhammad Taufan Djafri Muhammad Yaumi Mulham Jaki Asti Mundzir, Chaerul Musliadi Musliadi Musmulyadi, Musmulyadi Mustafa, Zulhas'ari Musyfikah Ilyas Nabilah Salsabila Adnan Nasrullah Bin Sapa Noercholis Rafid A. Nurahmad Nurahmad Nurbaeti Nurbaety, Andy Nurfadillah Panji Anugrah Purnamaniswaty Yunus Putri, Rezki Suci Amalia Qayum, Abd. Rahman Hi Rafid A, Noercholis Rahman Syamsuddin Rahmat Wardana Rahmatullah Ramadhan, Ryan Taufik Rasna Rasna Reski Cahyani Ilham Rezki Fauzi Hidayat Ridwan, Mir'atul Mar'ah Rifaldi Rifaldi Rifaldi Rifaldi Rindi Rindi Rini Fitriani Rosdianah Rahim Rusdiansyah Rusdiansyah Ryan Taufik Ramadhan Saende, Zubair Rahman Sahid Wahid Saidah Saidah Salsabila, Unik Hanifah Sanusi, Nur Taufiq Saputra, Andi Tri Sastrawati, Nila Siti Aisyah Siti Hajar Sofyan Sofyan Sona Minasyan Sri Wahyuni Kasim Suhartati Supardin Suprisal Syamsuddin, Darussalam Syarif, Muhammad Fazlurrahman Tayang, Riswandi Teguh Dermawan Umi Handayani Winanda Winanda Wiwin Hasrianti Rukmana Yuliani Safitri, Yuliani Yusmi Yusmi Zainal Abidin Zehratul Eitriya Zulfahmi Alwi Zulhas’ari Mustafa Zulkifli