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EFEKTIVITAS PENGELOLAAN DANA BPIH TERHADAP PERSPEKTIF EKONOMI ISLAM PADA PEMBIAYAAN HAJI (STUDI KASUS: NASABAH HAJI SOLO BARU) Shifa Barirohtun, Annasza; Januar Rivtia, Intan; Nayotama Yasir, Mahatva; Waluyo, Waluyo
JISEF : Journal Of International Sharia Economics And Financial Vol 4 No 01 (2025): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v4i01.1586

Abstract

In the implementation of the Hajj, there are various aspects that need to be fulfilled by the managing party (government) such as the transportation, consumption, and health sectors. Likewise, from the side of the Hajj pilgrims themselves, such as fulfilling the BPIH (Hajj Pilgrimage Organization Costs), as well as the completeness of the files. Therefore, where the implementation of the Hajj can be carried out properly and the funds needed are in accordance with the security of the needs of the Hajj pilgrims, a Hajj Pilgrimage Organization Cost fund management system is needed that is in accordance with existing procedures. This study aims to analyze whether the effectiveness of good BPIH fund management can affect the implementation of the Hajj pilgrimage for pilgrims with a qualitative method approach. Where this study uses literature studies from journal sources and previous research. The results of this study indicate that the effectiveness of BPIH fund management can improve the quality of service and satisfaction of pilgrims. Through good management, BPIH funds can provide positive effects such as reducing costs, improving services, and ensuring the safety and comfort of pilgrims.
SKEMA ANUITAS SYARIAH UNTUK DANA PENSIUN STUDI KASUS DANA PENSIUN LEMBAGA KEUANGAN SYARIAH Waluyo, Waluyo; Rayhan Difa, Muhammad Ahnaf; Agustin, Anisa Puji; Nurlisa, Yani Hesti
JISEF : Journal Of International Sharia Economics And Financial Vol 4 No 01 (2025): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v4i01.1588

Abstract

This study examines the concept of Sharia annuities in the management of pension funds through Sharia Financial Institution Pension Funds (DPLK Syariah) in Indonesia. DPLK Syariah has emerged as an alternative option for pension fund management that complies with Sharia principles, namely avoiding elements of riba (usury), gharar (uncertainty), and maisir (gambling). The implementat ion of the Sharia annuity scheme is carried out in two main phases: the accumulation phase and the benefit payment phase, all of which utilize Sharia contracts such as wakalah bil ujrah and ijarah. This study employs a literature review method to explain the basic concept, scheme implementation, and the challenges faced in applying Sharia annuities in DPLK Syariah. The findings of this study indicate that although there is great potential for the development of Sharia annuities, challenges such as low public awareness of Sharia finance and the limited availability of halal investment instruments remain the main obstacles. Collaboration between the government, financial authorities, and industry players is needed to improve public understa nding and expand Sharia-compliant investment instruments so that the management of pension funds based on Sharia annuities can be carried out more effectively.
ANALISIS SISTEM PENGELOLAAN PIUTANG MURABAHAH PADA LEMBAGA KEUANGAN SYARIAH Waluyo, Waluyo; Nugroho, Afif Khairy; Fita Emiliana, Putri Diana; Rahmawati Solehah, Berliana; Khoirunissa Haryanto, Najwa Hanifah
JISEF : Journal Of International Sharia Economics And Financial Vol 4 No 01 (2025): JISEF : Journal Of International Sharia  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v4i01.1589

Abstract

This study analyses the receivables management system in Mudharabah financing in Sharia Financial Institutions (LKS) in Indonesia which has grown rapidly in recent years. Referring to the principle of people's economy in the 1945 Constitution, Islamic financing is a banking activity that involves collecting funds from the public such as giro, savings, deposits, to be channeled back to the community through financing or credit schemes. This research explores the effectiveness of the receivables management system, particularly in relation to the murabahah contract-a commonly used contract that is prone to risks, such as Non Performing Financing (NPF). This study uses the literature method to analyse the concept of murabahah, including its pillars, types, implementation in Islamic banking, as well as its influencing factors, including third-party funds (DPK) and profit margins. The results of the analysis are expected to provide a comprehensive picture of the management of Mudharabah receivables in Islamic financial institutions and identify potential efficiency improvements, in line with sharia principles and the context of the Indonesian economy based on the principle of kinship.
SHARIA ANNUITIES IN PENSION PROGRAMS: LEGAL, ECONOMIC, AND FUTURE CHALLENGES Kandiarum, Dyyah Retno; Putri, Leilani Vania; Rahmadhani , Ersa Novalia; Fauzi , Raasyid Ahmad; Waluyo, Waluyo
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v4i02.1538

Abstract

This study aims to provide a comprehensive analysis of the concept, legal foundation, and implementation of Sharia annuities in retirement programs. this article will project the prospects for the development of Islamic annuities in Indonesia and globally, considering the driving and inhibiting factors of their growth, as well as the implications for the Islamic financial industry and societal welfare. The research employs a qualitative library research method by analyzing literature, DSN-MUI fatwas, and Islamic accounting standards. The findings reveal that Sharia annuities offer an Islamic-compliant retirement investment alternative that avoids riba, gharar, and maisir. The use of the annuity method in murabahah profit recognition has progressed significantly following the issuance of DSN Fatwa No. 84/DSN-MUI/XII/2012, although it still faces regulatory and accounting implementation challenges. Overall, Sharia annuities demonstrate promising prospects as a sustainable and inclusive retirement finance instrument, particularly in Muslim-majority countries like Indonesia.
EFFECTIVENESS OF MUSYARAKAH MUTANAQISAH SCHEME IN IB MUAMALAT ASSET REFINANCING SYARIAH PRODUCTS Anggun Permatasari, Linda; Kumalasari, Intan; Nuraini, Aulia; Puspaningsih, Nurul; Waluyo, Waluyo
AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): AT TARIIZ : JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/attariiz.v4i02.1539

Abstract

This study aims to analyze the effectiveness of the Musyarakah Mutanaqisah (MMQ) scheme in the iB Muamalat Asset Refinancing Syariah product at Bank Muamalat Indonesia. MMQ is a joint ownership contract with a gradually decreasing share, combining elements of musyarakah and ijarah as a Sharia-compliant alternative to conventional refinancing. The research employs a descriptive qualitative approach using a case study method, involving in-depth interviews, product document analysis, and literature review, including fatwas from the DSN-MUI and regulations from the OJK. The findings indicate that the implementation of MMQ complies with Sharia principles and applicable regulations. This scheme offers benefits to customers in the form of gradual asset ownership without interest, and provides profitability and payment certainty for the bank. However, operational challenges such as limited customer understanding, complex administrative procedures, and suboptimal digital systems need to be addressed. Enhancing public education, training for human resources, and strengthening technological infrastructure are necessary to support the sustainability and scalability of the MMQ product.
Makna Fungsi Pañcatathāgata di Candi Bubrah Waluyo, Waluyo; Yasa, I Wayan Suka; Wirawan, I Gusti Bagus
JANUS Vol 1 No 2 (2023): Edition 2
Publisher : Department of Archaeology, Faculty of Cultural Sciences, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/janus.9848

Abstract

The pañcatathāgata statues at Candi Bubrah are functionally valuable in the large structure of the temple as a maṇḍala. The symbolic and semiotic dimensions of the pañcatathāgata archaelogical artifact at Candi Bubrah, which represent the objects of meditation in the stages of achieving Buddhahood, need to be studied. This research aims to describe the doctrinal reasons behind the presence of the pañcatathāgata in Candi Bubrah; analyze their function in meditation practices; and explain the significance of these function for the achievement of Liberation. Peirce’s trichotomy relations analysis and Strauss’s structuralism approach with qualitative methods are used to examine the material objects of this study. The pañcatathāgata at Candi Bubrah serves as a guide in practicing Buddhist meditation. The meditative functions of the pañcatathāgata statues, each with its own characteristics, as objects of meditation for the development of tranquility, are as follows: Akṣobhya, representing the bhūśparsa mudra, the east, the blue element, the vajra symbol, the physical element, rejection, mirror-like knowledge; Ratnasambhava, with the varada mudra, the south, the yellow element, the jewel, perception, arrogance, knowledge of equality; Amitābha, reflected by the samādhi mudra, the west, the red element, the lotus, the forms of the mind, greed, knowledge of differentiation; Amoghasiddhi, with the characteristic of the abhaya mudra, the north, the green element, the viśvavajra, the knower, jealousy, knowledge of attainment; and Vairocana, with the dharmacakra mudra, the center, the white element, the wheel, feelings, misunderstanding, knowledge of what is. The meditative functions of the pañcatathāgata statues, which represent mental qualities, significantly lead someone to Liberation.
HUMAN RESOURCE MANAGEMENT IN FORMING THE SPIRIT OF LIFE LONG LEARNERS AT SDIT MUTIARA INSAN SUKOHARJO Indriyani, Indriyani; Utami, Datien Eriska; Waluyo, Waluyo
Islamic Management: Jurnal Manajemen Pendidikan Islam Vol. 8 No. 02 (2025): Islamic Management: Jurnal Manajemen Pendidikan Islam (Article On Progress)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/im.v8i02.8644

Abstract

This research aims to find out human resource management in the formation of a lifelong learning spirit at SDIT Mutiara Insan Sukoharjo. The method used in this study is a descriptive qualitative method of research typefield research. The results of the research on human resource management in the formation of a lifelong learning spirit at SDIT Mutiara Insan Sukoharjo which has been conducted are as follows: a) recruitment and selection, recruitment and selection teacher SDIT Mutiara Insan Sukoharjo is strict in ensuring that teachers have competencies and visions that are in line with the school. b) Professional Development, Professional self-development of teachers towards rapid technological developments and the ever-changing needs of students needs to be done so that teachers can adapt quickly. c) Performance Evaluation, carried out as a control for teachers who may still use old methods that may no longer be suitable for the needs and diversity of today's students in order to build a culture of critical and contextual thinking. d) Motivation and Empowerment, starting to become a teacher Life Long Learnerwhich is fun, can be done such as: creating learning goals, learning from small things, changing the way of learning to be fun, building an ecosystem of learning teachers, leadership support.
PEMBARUAN PERATURAN EKSTRADISI DAN MUTUAL LEGAL ASSISTANCE INDONESIA DALAM PENGEMBALIAN ASET HASIL KORUPSI YANG BERADA DI LUAR NEGERI Apriyani, Maria Novita; Suharto, Miko Aditiya; Waluyo, Waluyo
CREPIDO Vol 5, No 1 (2023): Jurnal Crepido July 2023
Publisher : Bagian Dasar-Dasar Ilmu Hukum & Hukum dan Masyarakat Fakultas Hukum Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/crepido.5.1.27-41

Abstract

Pengembalian Aset hasil tindak pidana korupsi yang dilarikan ke luar negeri berbanding terbalik dengan aset yang berhasil dikembalikan ke Indonesia. UU Ekstradisi Indonesia dan UU Bantuan Hukum Timbal Balik Dalam Masalah Pidana milik Indonesia belum dapat dilaksanakan secara maksimal sehingga perlu adanya solusi permasalahan Ekstradisi dan MLA yang dihadapi Indonesia. Jenis artikel ilmiah ini termasuk kategori socio-legal research. Pendekatan penelitian yang diterapkan dalam penulisan artikel ilmiah ini menggunakan statute approach, conceptual approach dan case approach yang sesuai dengan topik permasalahan. Teknik pengumpulan data pada penulisan ini adalah studi lapang mengambil data melalui interview ke Direktorat Otoritas Pusat dan Hukum Internasional, Kementerian Hukum dan HAM.
Implementasi Peraturan Presiden (PERPRES) No. 22 Tahun 2017 Tentang Rencana Umum Energi Nasional (RUEN) Najicha, Fatma Ulfatun; Manumayoso, Bambang; Waluyo, Waluyo; Adi, Elizabeth Ayu Puspita; Permatasari, Wulan; Hartiwiningsih, Hartiwiningsih
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/hqpd7f91

Abstract

Penelitian ini menganalisis implementasi Peraturan Presiden No. 22 Tahun 2017 tentang Rencana Umum Energi Nasional (RUEN) sebagai kebijakan strategis untuk mencapai ketahanan energi dan mempromosikan energi terbarukan. RUEN menetapkan target ambisius meningkatkan porsi energi terbarukan dalam bauran energi nasional hingga 23% pada tahun 2025. Melalui analisis komprehensif, penelitian ini mengevaluasi efektivitas implementasi kebijakan, mengidentifikasi tantangan yang dihadapi, dan memberikan rekomendasi strategis. Tantangan utama meliputi keterbatasan infrastruktur, resistensi industri energi konvensional, kompleksitas regulasi, dan ketergantungan tinggi terhadap bahan bakar fosil. Temuan menunjukkan bahwa meskipun RUEN memberikan kerangka kerja yang jelas, implementasinya memerlukan strategi yang lebih efektif dan koordinasi antar sektor untuk mencapai target. Penelitian ini berkontribusi pada upaya Indonesia mewujudkan ketahanan energi berkelanjutan dan ramah lingkungan.
Implementasi Kepemimpinan Mindhunnur dalam Penguatan Pendidikan Karakter Siswa MTsN 2 Magelang Nikmah, Fatimatun; Waluyo, Waluyo; Syaifurrohman , Masruri; Sohamim, Sohamim
Jurnal Studi Guru dan Pembelajaran Vol. 8 No. 2 (2025): Mei - Agustus 2025
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/jsgp.8.2.2025.6400

Abstract

Urgensi penelitian ini terletak pada efektivitas kepemimpinan mindhunnur terhadap penguatan pendidikan karakter siswa untuk menanamkan sikap baik dan upaya preventif demoralisasi siswa di era disrupsi teknologi. Penelitian ini bertujuan untuk untuk membahas konsep dan implementasi kepemimpinan mindhunnur dalam penguatan pendidikan karakter di MTsN 2 Magelang, termasuk kemampuan pemimpin untuk menciptakan kesadaran pendidikan, merumuskan, merubah, mensosialisasikan dan mengimplementasikan visi pendidikan karakter. Kepemimpinan mindhunnur menekankan pada perubahan di level perencanaan dan pelaksanaan. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara, observasi dan dokumentasi. Sumber data penelitian adalah kepala sekolah, guru dan siswa. Metode analisis data yang digunakan dalam penelitian ini adalah teknik deskripsi analisis kualitatif. Analisis data kualitatif menggunakan teori dari Miles dan Huberman, yaitu pengumpulan data, reduksi data, penyajian data, dan penarikan kesimpulan. Hasil dari penelitian ini menunjukkan terjadinya peningkatan karakter siswa melalui implementasi kepemimpinan mindhunnur, yang meliputi: 1) merumuskan visi pendidikan karakter, 2) membangun kesadaran pendidikan, baik guru maupun siswa, 3) mendorong kolaborasi guru dengan kesadaran intelektual baru, 4) transformasi positif-konstruktif pada peserta didik. Transformasi positif-konstruktif sebagai kunci kepemimpinan mindhunnur terbukti menguatkan karakter siswa menjadi lebih positif, mandiri, aktif dan produktif.
Co-Authors Abdul Rasyid Abdurrachman Baksir, Abdurrachman ABIMANYU, AHMAD Adha, Natasya Putri Salsabila Adi, Catur Pramono Adi, Elizabeth Ayu Puspita ADITYA FITRIANSYAH Afif, Muslihul Afriyanah, Afriyanah Aghnat, Qorna Agus Mukholid Agustin, Anisa Puji AHMAD ZAKKY ZAKKY RI’AYATULLAH1 Aisah Aisah Al Ayubi, Aji Ilham Al Hasan, Haifar Amru Zein Al Ikhsan, Al Ikhsan Al-Mahya, Yaafi’ah Qothrunnada Elysia ALINDA NOVITA SARI, ALINDA NOVITA Almira Sitasari Amaliah, Desti AMELIA, NUR Amien, Mohammad Miqdad Hasfhi Anand Yasmin, Muhamad Andri, Andri Nofreeana Angela Dirman Anggoro, Febri Adhi Anggraini, Afifa Dika Anggun Permatasari, Linda Anis Rahmawati Annisa Hakim Zamzami Annisa Novita Sari Anwar, Natasya Fauziah Anwar, Syah Jehan Khalifatul Aprilia, Alfia Eka Apriyani, Maria Novita Apriyanto, Yoga Ar Rasyid, Robby Ikhsan ARDHIANS ABDILLAH WIJAYA, ARDHIANS ABDILLAH Ardiansyah, Raihan ARIEF, JAUZIE Arifin, Zaki Zainal Arimustofa, Daniel Nurfatra ARIO AMRI IHSAN, ARIO AMRI Aris Widodo Armando, Eric Arofah, Nurwegia Rahmawati ARSYAD RAMADHAN DARLIS ASHADI AMIR NURHAKIM Assafi'i, Ahmad Khoirul Anam Astuti, Santika Dewi Aulia Maris Syahputri Aulia, Isna Azani, Aisyah Wahyu Azarya, Reynar Gerson Aziz, Muhammad Miftah Aziza, Nur Laila Azril, Muh Azzahra Pradina, Arida BAMBANG ANGGORO Barindi, Surya Baskoro, Mohammad Farrel Aryantaputra Basundari, Ninok Benazir, Dyas Mulyani Cahyani, Nisa Kurnia Daffa Kristantyo, Hervian Datien Eriska Utami DERI MUHAMAD NURENDI, DERI MUHAMAD DERIL ALVIAN PERMANA, DERIL ALVIAN DESI NATALIA, DESI Devina, Shelby Dewi Oktaviani, Dewi Diah Marselinda, Zazkia Djoko Nugroho DWI ARYANTA Dwi Nugroho Dzulqarnain, Muammar Edi Junaedi Efendy, Ninda Aina Fahri Ali Ahzar Faitullani, Rizka FAKHRULLAH, AHMAD FARID Fauzi , Raasyid Ahmad Fauziah Anwar, Natasya Fauziah, Dini FEBRIAN HADIATNA Fida’ Husain Fiddin, Faril Aditya Fika, Fairuz Adna Firanti Nur, Rahmawati Firdasari, Rohida Fita Emiliana, Putri Diana Fitria Nawir, Fitria Fitria, Novita Eka Nur Fitriah, Hardiana Hidayatul Fransiska, Widia Garnawansah, Gagan GARY ANDRI SEPGIANTO, GARY ANDRI Hamidah, Lilia Farah Hanik Liskustyawati, Hanik Harjoyo, Harjoyo Harnisah, Harnisah Hartiwiningsih Hartiwiningsih Haurjana Sabila, Dea Haurjana Sabila Herawan, Lavenia Hermawan, Sapto Hidayah, Khalimatul Hidayat, M. Khoiruddin Hidayati, Alwisia Nur Hudiono Hudiono, Hudiono I Gusti Bagus Wirawan I Wayan Suka Yasa, I Wayan Suka Ida Nugroho Saputro IHFAZH NURDIN EKA NUGRAHA IKA MUTIARA AGUSTIN, IKA MUTIARA Ikbal Marus, Ikbal Imran Al Hafiz Inayah, Mariama Jauharotul Indrajaya, Indrajaya Indriyani Indriyani Irmalita Tahir, Irmalita Irwandy, Deddy Iskandar, Slamet Iskandar ISMAIL CUMENTAS Ismail, Firdaut Ismirah, Ismirah Ita Purnama, Ita Januar Rivtia, Intan JAUHAN BUDIWAN, JAUHAN Juliananda, Rindiani Kandiarum, Dyyah Retno Kania Sawitri Karin Febri Absari Khaerul, Ahmad Khaidir, Ismail Muhammad Khoirunissa Haryanto, Najwa Hanifah Khoirunnisa, Imelda Kholim, Rismatul Neina Kurlia Kumalasari, Intan Kustiani, Kustiani Kusumawati, Rizki Amelia Lego Karjoko Lestari, Avida Lestari, Insan Indah Lestiyani, Ahlul Listyo, Dwi M IQBALLY, M Maharani, Ika Maharsi, Ganesh Jatu Mahmudah, Nazwa Lailatul Maman A. Djauhari Manumayoso, Bambang Marchelly, Nancy Mardjoko, Mardjoko Martati, Endah Martono Martono Mas’Udia, Putri Elfa Mayshela, Rizki Melando, Nelinda Miko Aditiya Suharto Mochammad Junus Moechammad Sarosa Mufida, Uma Muh Azril Muji, Muji Mujtahidah, Tholibah Mukhoyaroh, Mukhoyaroh Mulidah Nur Afifah Munawaroh Munawaroh Murtadho, Riski Zaki Mustofa, Heri Nafi, Fatkhi Khoirun Najamuddin Najamuddin, Najamuddin Najicha, Fatma Ulfatun Nana Subarna, Nana NANDANG TARYANA NASRUN HARIYANTO NATHALIS TIMBIRI Nayotama Yasir, Mahatva Nebuchadnezzar Akbar Ngapuli Irmea Sinisuka, Ngapuli Irmea Niken Syafitri Niken Wulandari Nikmah, Fatimatun Nikmah, Wafiyatun Ni’mah, Shofwatun Noprita Herari Noviansyah, Wahyu Nugraha, Muhammad Ar Rozzaaq Nugroho, Afif Khairy Nur Rohmah Nuraini, Aulia Nurdiansah, Doni Nurfarani, Selly Adilila Nurfatra, Daniel Nurhakim, Ashadi Amir Nurlisa, Yani Hesti Oktarini, Riri Pambudi, Cahyo Nur Parouli M. Pakpahan Parsiyono, Parsiyono Pasaribu, Roberto Patar Patmawati, Efi Tri Permatasari, Wulan Pertiwi, Citra Prabowo, Handy Widianto Pramono, Pradipta Bayuaji Pramudia, Dhimas Andriano Pramudiawati, Olivia Indah Pranoto, Aris Kabul Prasetya, Zaki Ismu Pratamawati , Diana Andriyani Puspaningsih, Nurul Puspitasari, Clara Wahyu Putra, Mohamad Farda Rizqi Putri Damayanti, Ika Putri Indah Nazareta Putri Ramadhani, Putri Putri, Leilani Vania Putri, Sinta Retno Putri, Syahrani Dyajeng Putro, Baskoro Nugroho Rachmaningtyas, Samitha Raden, Muhammad Sahlan R Radhiyah, Nafi’ah Alya Radhwa, Jihan Nurfajrina Rahmadhani , Ersa Novalia Rahmadhania, Laila Suci Rahmawati Solehah, Berliana Rahmawati, Destiyana Ramadhani, Iska Dwi RAMDHANI RAMDHANI Ramili, Yunita Rayhan Difa, Muhammad Ahnaf Ra’id Rizqullah, Ahnaf RENDI VERIYANDI RHAMANDITA SUDRAJAT Rifki, Faiz Rifki, Zulfika Ahmad RIKI ARNANDO, RIKI Rina Sari Qurniawati, Rina Sari Rizmauliana, Fadila ROBBY IKHSAN AR RASYID Rohman, Alfiyan Nur Romadhoni, Serli Romadlon, Akhmad Romadlon, Shofiyul Irchami Rony Syaifullah Rosita Candrakirana Rovinuraini, Lathievah ROZI NURJAMAN, RIZAL FACHRUL Rubiyanto Rubiyanto Rufaizaturrohmah, Rufaizaturrohmah Rusman R. Manik RUSTAMAJI RUSTAMAJI Sabarini, Sri Santoso Salsabila Adha, Natasya Putri Samuki, Khairul Saptono, Rachmad Saputra, Andrianto Sarah Rabani Salim Sarah, Nani Nuraini Sari, Afriana Sari, Annisa Novita Sari, Reggina Eriyanti Zealanandia Aura Sasmini Sasmini Sehati, Sehati Setiawan, Dita Setiawan, Firandika Setiowati , Noni Oktiana Shifa Barirohtun, Annasza Shobrina Silmi Qori Tartila Sihite, Meida Rabia Simon I Patty Siolimbona, Abdul Ajiz Siswanto, Tri Agus SITI SAODAH Siti Zubaidah Sodikin, Achmad Soelistianto, Farida Arinie Sohamim, Sohamim Sri Hidayati Sri Hidayati Suci Rahmadhania, Laila Sufiarina Sugiyarto Sugiyarto Sukatiman Sukatiman Sukirno Sukirno Sukmaya, Dwinugrah Yogas Sukodoyo Sunaryanti, Maya Suparwoto Suparwoto Suratna, Suratna Suwandi Suwandi Suwarno Suwarno SYAHRIAL SYAHRIAL Syaifullah Syaifullah Syaifurrohman , Masruri Syamsiar, Syamsiar Syarifah, Naiela Nur Syirat, Nisrina Mumtaz SYLVIA OKTOBELLA PUSPITASARI, SYLVIA OKTOBELLA Tahaanii, Aanisah Nida Tamrin, AG Tanjung, Anasri TAUFIK ISMAIL AR, TAUFIK ISMAIL Taufik, Mochammad Taufiq Lilo Adi Sucipto Tegnan , Hilaire TEGUH ARFIANTO TEGUH ARFIANTO Tri Aji, Muhammad TRIWAHYU RUBIANTO Ummu Hanifah, Ummu Vicentius Wuried Prayogo Victorian, Ahmad Richard Vinno Ngadde Virgiana, Yohana W, Tri Sumarni Wahyu Indra Bayu Wahyudi, Dzikri Wahyudin, Muhamad Waluyo, Alif Wibowo, Eko S Wibowo, Riyadi Saputra Widura, Andre Wijaya, Rr. Chantika Vebyola Yamarizky, Muhammad Daffa Alfie Yananto Mihadi Putra Yosan Ageng Nugroho YUDA YUANDHITRA, YUDA Yulfan Arif Nurohman Yuliati - Yunanda, Icha Devransiska Yuniar, Sucifa Thita Yuono, Yuono Yusuf, Krisna Bhayangkara Zahrotul T, Annisa Ica Zahwara, Najwa Arsy Zainullah, Zainullah Zifamina, M. Ikhbar Fiamrillah Zulhan A Harahap, Zulhan A