Claim Missing Document
Check
Articles

Juridical Implications of Power of Attorney Imposing Mortgage as Collateral in Credit Agreements at Regional Bank Public Company Agustina, Dadan Hardiana; Djunaedi, Djunaedi
Jurnal Konstatering Vol 1, No 1 (2022): January 2022
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to analyze: 1) the implementation of credit agreements using a Power of Attorney to impose Mortgage as collateral in a Regional Public Company BPR Bank Brebes. 2) The juridical implications of the Power of Attorney to impose Mortgage which are used as collateral in the credit agreement at the Regional Public Company BPR Bank Brebes. The approach method used in discussing this research problem is a sociological juridical approach. The research specification used is descriptive analytical research. This type of data uses primary and secondary data. The data analysis method used in this research is qualitative data analysis. The results of the study concluded: 1). The implementation of a credit agreement using a Power of Attorney to impose Mortgage as collateral in a Regional Public Company BPR Bank Brebes is only carried out if absolutely necessary and the mortgagee cannot be present before a Notary/PPAT. The power of attorney must be given directly by the giver of the Mortgage and must meet the requirements that have been set. 2) The juridical implications of the Power of Attorney to impose Mortgage which are used as collateral in the credit agreement at the Regional Public Company BPR Bank Brebes are related to the SKMHT guarantee which cannot be withdrawn or cannot be terminated for any reason, except because the power of attorney has been exercised or because the time is up. SKMHT concerning Mortgage that has been registered must be followed by making APHT no later than 1 (one) month after it is given. If the land has not been registered, or has been certified but has not been registered in the name of the mortgagee as a new right holder, the deadline for making APHT is 3 months after it is granted. SKMHT which is not followed by making APHT within the specified time, is null and void. In addition, the SKMHT is only an authorized institution and not as a guarantee institution in paying off a loan. This means that SKMHT does not give any position to the bank as a creditor.
Legal Certainty against Electronic-Based Land Certificates as Proof of Ownership of Land Rights in Indonesia Wanapertiwi, Ajeng Putri; Djunaedi, Djunaedi
TABELLIUS: Journal of Law Vol 1, No 2 (2023): June 2023
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Previously, land certificates owned by the Indonesian people were in the form of physical documents such as books or magazines. Unfortunately, these physical documents are more easily damaged by floods, fires and loss. In fact, often these physical land certificates are easily duplicated. This of course makes the owner of the land certificate suffer losses. To overcome this, the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN) will enforce the use of electronic land certificates starting in 2021. The objective of this research is to examine and analyze legal certainty for electronic land certificates as proof of ownership of land rights in Indonesia; and to review and analyze the legal protection of data on electronic land certificate ownership rights. The approach method used in this study is a normative legal approach. The results of the study show that: (1) Legal certainty of land certificates in the form of electronic documents can be categorized as electronic evidence which has the same evidentiary power as written/written evidence made on paper and the printout as a form of valid proof. (2) Legal protection that can be given to electronic land certificate ownership data consists of: a) Preventive legal protection in the form of guaranteed fulfillment of personal data protection by requiring Electronic System Operators in this case the National Land Agency (BPN) to maintain the confidentiality of public personal data and safeguard it so that there is no leakage. Keywords: Certainty; Certificates; Electronic; Land.
Asuhan Keperawatan Pada Pasien Dengan Diabetes Mellitus: Pendekatan Manajemen Glukosa Dan Edukasi Kesehatan Mahyuvi, Tata; Djunaedi, Djunaedi
Barongko: Jurnal Ilmu Kesehatan Vol. 4 No. 1 (2025): Barongko : Jurnal Ilmu Kesehatan (November)
Publisher : Asosiasi Guru dan Dosen Seluruh Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59585/bajik.v4i1.924

Abstract

Diabetes Mellitus (DM) is a chronic disease characterized by elevated blood glucose levels due to impaired insulin secretion, insulin action, or both. DM management requires a comprehensive approach involving glucose management, pharmacological therapy, lifestyle changes, and ongoing health education. This study aims to describe the implementation of nursing care for patients with DM through a glucose management and health education approach. The research design used a case study conducted on a patient with type 2 DM hospitalized in an internal medicine ward. The nursing care process included assessment, nursing diagnosis, planning, implementation, and evaluation. Interventions provided included blood glucose monitoring, nutritional management, physical activity education, foot care, and increased adherence to drug therapy. The results showed a decrease in the patient's blood glucose level from 280 mg/dL to 165 mg/dL after 5 days of intervention, improved patient understanding of DM management, and improved patient self-care skills. Health education has been shown to play a crucial role in improving self-management behaviors and reducing the risk of long-term complications.
ANALYSIS OF LEADERSHIP STYLES IN IMPROVING THE PERFORMANCE OF STATE CIVIL APPARATUS AT THE REGIONAL FINANCIAL AND ASSET MANAGEMENT AGENCY OF SUPIORI REGENCY Alfred Sawor, Roberth; Amiruddin, Amiruddin; Djunaedi, Djunaedi
Gema Kampus IISIP YAPIS Biak Vol 20 No 2 (2025): "Gema Kampus" IISIP YAPIS Biak
Publisher : IISIP YAPIS BIak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52049/gemakampus.v20i2.537

Abstract

This research analyzes leadership style in improving the performance of Civil Service Apparatus (ASN) at the Regional Financial and Asset Management Body (BPKAD) of Supiori Regency. Using qualitative descriptive methodology with interview and observation techniques, the study involved five informants representing key leadership positions at BPKAD. Research findings reveal that the leadership style applied at BPKAD Supiori demonstrates adequate effectiveness in improving employee performance, with indicators including decision-making capability, employee motivation, communication, control of subordinates, and emotional control. The study identified six influential factors: leader personality, competence and skills, relationships with subordinates, motivation and organizational objectives, external environmental influence, and adaptation capability. However, the research also found deficiencies in communication effectiveness that require improvement to minimize miscommunication-related errors. The findings indicate that effective leadership style significantly influences employee work motivation and performance optimization in fulfilling service duties. This research contributes to understanding how leadership approaches impact organizational performance in government bodies and provides recommendations for strengthening communication and adaptive leadership strategies to achieve optimal service delivery and employee performance
Implementasi Kebijakan dan Pelaksanaan Program Keluarga Harapan (PKH) Di Kelurahan Fandoi Distrik Biak Kota Kabupaten Biak Numfor Djunaedi, Djunaedi; Nurmansyah, Tedy; Kafiar, Marthen Hengky P.; Ronsumbre, Brian Aristoteles; Ruslan, Ruslan; Alkatiri, Fatimah; Rumbiak, Jane Valentina; Awak, Potros Yubelina
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.3775

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi kebijakan dan pelaksanaan Program Keluarga Harapan (PKH) dalam meningkatkan kesejahteraan masyarakat di Kelurahan Fandoi, Distrik Biak Kota, Kabupaten Biak Numfor.  Adapun metode yang digunakan yaitu dengan menggunakan deskriptif kualitatif dimana pengumpulan data melalui wawancara, observasi, dan dokumentasi, serta data sekunder dari arsip dan literatur terkait Program Keluarga Harapan (PKH). Hasil penelitian menunjukkan bahwa kebijakan Program Keluarga Harapan (PKH) secara umum telah dirancang sesuai dengan kebutuhan keluarga miskin, yang meliputi bantuan tunai bersyarat serta layanan pendukung di bidang kesehatan, pendidikan, dan pemberdayaan. Pelaksanaan program menunjukkan hasil positif, seperti penyaluran bantuan yang relatif tepat sasaran, peningkatan akses layanan kesehatan dan pendidikan, serta perubahan perilaku positif dari keluarga penerima manfaat.  Namun demikian, hambatan masih juga ditemui, antara lain: keterbatasan kapasitas pendamping, kendala administrasi dan data, keterlambatan penyaluran, serta rendahnya pemahaman sebagian penerima manfaat terhadap komponen program. Keberhasilan implementasi dipengaruhi oleh beberapa hal, yaitu: kapasitas pendamping, koordinasi antar-stakeholder, ketersediaan data akurat, serta partisipasi masyarakat. Penelitian ini merekomendasikan penguatan koordinasi, peningkatan kapasitas pendamping, pembenahan mekanisme penyaluran, dan integrasi program pemberdayaan ekonomi untuk meningkatkan dampak kesejahteraan. Temuan pada penelitian ini dapat menjadi referensi bagi pengelolaan Program Keluarga Harapan (PKH) di wilayah lain dan pengembangan strategi penanggulangan kemiskinan yang lebih efektif.
The Influence of Knowledge Sharing, Organizational Agility, and IT Governance on the Digital Innovation Capability of E-Commerce Companies Djunaedi, Djunaedi; Hendratni, Tyahya Whisnu; Ahmad, Ahmad; Haribowo, Rio; Sidjabat, Sonya; Apramilda, Riesna
Journal of Information System, Technology and Engineering Vol. 3 No. 4 (2025): JISTE
Publisher : Yayasan Gema Bina Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61487/jiste.v3i4.205

Abstract

The objective of this research is to evaluate how knowledge sharing, organizational agility, and IT governance impact the digital innovation capability of e-commerce firms in Indonesia. The ever-evolving digital technology landscape demands quick and precise innovation capabilities from e-commerce companies to remain in the race and meet the customers’ wants. In this research, the quantitative method is applied through a survey of 200 respondents that are mainly from the national-scale e-commerce companies and digital startups. The outcomes indicate that all the three independent variables positively and significantly influence the capability of digital innovation. Knowledge sharing stimulates the cooperation of employees innovatively, the agility of an organization speeds up its adaptation to changes in the digital market, and IT governance takes care that the strategic way of innovation is both controlled and efficient. This study, besides being a theoretical contribution to organizational resource-based digital innovation management literature, has also practically benefited e-commerce firms through advising them to apply knowledge sharing strategies, organizational agility, and IT governance to strengthen their digital innovation competencies.
Notary's Responsibility for the Loss of the Customer's Land Ownership Certificate Siti Yaningsih, Wa Ode; Djunaedi, Djunaedi
TABELLIUS: Journal of Law Vol 4, No 1 (2026): March 2026
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the notary's responsibility for the loss of a land title certificate and the legal protection provided to clients. A land title certificate is legally binding evidence of land rights, and its loss can lead to legal uncertainty and losses for the rights holder. In notarial practice, notaries often receive and store original documents belonging to the parties, so clarity is needed regarding the notary's responsibility in the event of the loss of such documents. This study uses a sociological juridical research method supported by library research. The sociological juridical approach is used to examine the establishment of legal norms in notarial practice through direct interviews with notaries. Library research is conducted by reviewing laws and regulations, legal literature, legal theories, and Kendari District Court Decision No. 14/pdt. G.S/2020/PN Kdi, which relates to the loss of a client's land ownership certificate. The results of the study indicate that (1) legal protection for customers against the loss of land ownership certificates is provided through preventive and repressive legal protection. (2) notaries are responsible for the loss of ownership certificates if the loss occurs due to negligence in carrying out their duties, with responsibilities that include civil, administrative, and ethical aspects. (3) legal solutions carried out by notaries for the loss of customer ownership certificates in the form of assistance in processing replacement certificates at the land office as a form of professional responsibility and good faith of the notary. In addition, the deed of granting mortgage rights has a close relationship with the ownership certificate as a collateral object, so that the security of the certificate in the process of making and registering mortgage rights is an important obligation of the notary in ensuring legal certainty for the parties.
Notary's Liability for Falsified Power of Attorney to Sell (Study of Court Decision Number 773/Pid.B/2021/PN Smg) Hapsari, Aulia Rizky; Arifulloh, Achmad; Djunaedi, Djunaedi
TABELLIUS: Journal of Law Vol 4, No 1 (2026): March 2026
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Forgery of power of attorney deeds is a common problem in notarial practice in Indonesia. As authentic evidence, power of attorney deeds should provide legal certainty and protection, but in practice, notaries often make irregularities in their preparation, resulting in discrepancies between the contents of the deed and the legal facts, resulting in disputes and legal uncertainty. This study aims to analyze the notary's responsibility for forged power of attorney deeds and the judge's considerations in Semarang District Court Decision Number 773/Pid.B/2021/PN Smg. The approach used in this study is a normative juridical approach with a type of normative legal research that focuses on the study of laws and court decisions related to the research problem. The data used are secondary data obtained through literature studies, including primary, secondary, and tertiary legal materials. Data analysis was conducted using a qualitative descriptive method by systematically and logically describing and interpreting the data to answer the research problem. The results of the study show that notaries can be held accountable for administrative, civil and criminal matters if they are proven to have been intentional or negligent in carrying out their authority, resulting in the forgery of a power of attorney to sell. The judge considered that the creation of a deed without the presence and signature of the principal fulfilled the elements of forgery of a deed as regulated in Article 264 paragraph (1) of the Criminal Code, which confirms that notaries are not immune to criminal sanctions.
Effectiveness of Notary Supervision by The Notary Supervision Council to Prevent Malpractice in Carrying Out Notary Practice in Banyumas Regency Faddil, Zainulloh; Sri Darmadi, Nanang; Djunaedi, Djunaedi
TABELLIUS: Journal of Law Vol 4, No 1 (2026): March 2026
Publisher : Master of Notarial Law, Faculty of Law, Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze in depth the effectiveness of supervision carried out by the Notary Supervisory Board (MPN) in Banyumas Regency to prevent malpractice in carrying out notary duties. The main problem studied is how the MPN's supervision is implemented in Banyumas Regency and what factors hinder the effectiveness of such supervision, both from internal and external aspects. The research method used is empirical juridical with a sociological legal approach. The research location was determined in Banyumas Regency, involving informants from the Regional Supervisory Board (MPD) and notary practitioners. The results of the study indicate that supervision has not reached the optimal level of effectiveness as mandated by the Notary Law (UUJN). The main obstacles include limited human resources, minimal operational budget allocation, and psychological obstacles in the form of excessive corps solidarity (ewuh-pakewuh) among fellow notaries. Philosophically-theologically, this supervisory function is a manifestation of the Hisbah concept in Islamic law, where the MPN acts as Muhtasib to ensure that the notary as Al-Katib carries out his duties honestly, transparently and responsibly for the benefit of the people.
The Influence of Customer Digital Engagement, Organizational Agility, and Strategic Alignment on Digital Business Performance in the Fintech Industry Djunaedi, Djunaedi; Widyastuti, Niken; Anantadjaya, Samuel PD; Nawangwulan, Irma M; Kusnadi, Iwan Henri; Muarief, Fahrurozi
Journal of Information System, Technology and Engineering Vol. 4 No. 1 (2026): JISTE
Publisher : Yayasan Gema Bina Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61487/jiste.v4i1.290

Abstract

The fintech sector requires businesses to select suitable technological tools and develop operational methods that will enable them to conduct their digital business activities. The research study examines how customer digital interaction together with organizational agility and strategic alignment impacts the digital business results of the fintech sector. The research project uses a quantitative research approach together with an explanatory research framework. The researchers used purposive sampling methods to distribute questionnaires to 170 employees from various fintech companies. The researchers conducted data analysis through multiple linear regression after they completed validity testing and reliability testing together with classical assumption testing. The results show that customer digital engagement together with organizational agility and strategic alignment create positive effects on digital business performance within the fintech industry. Customer digital engagement enables customers to establish deeper connections with digital services while organizational agility allows companies to adjust their operations according to market conditions and strategic alignment ensures that business operations work in harmony with information technology to achieve maximum technology advantages. The research results enable fintech companies to achieve sustainable improvements in their digital business performance through practical results.
Co-Authors Achmad Arifulloh, Achmad Adiaksa, Baso Witman Adijaya, Gunawan Aditia, Donny Afritayeni, Afritayeni Agustina, Dadan Hardiana Ahmad Ahmad Ahmad Zaenudin Akbar Akbar Alfred Sawor, Roberth Alkatiri, Fatimah Amiruddin Amiruddin Amiruddin Amiruddin Anantadjaya, Samuel PD Andi Amang Annisa, Adira Natasha Ansar Ansar Anshar Rante Aqlyna Fattahanisa Ardenny, Ardenny Arif, M. ashari, septiana Asmin, Risna Yunita Asrianto Asrianto Astuti, Fanni Ata Maran, Albertus Awak, Potros Yubelina Ayatullah Ayatullah, Ayatullah Ayu Kurnia Utami Baab, Marice Banne Tondok, Santalia Bare Telan, Albina Basuki Winarno, Basuki Budi Rahayu Carolina, Dina Claartje, Masrikat Maya Diana Desi Sri Rejeki Dewi, Susantriana Dimara, Paulus Dunggio, Abdul Rivai Saleh Ekawati, Nur Eny Retna Ambarwati Fachry Abda El Rahman Faddil, Zainulloh Fahrizal, Daniel Fauzan . Fikri, Maiza Guntoro, Guntoro Hadijah Hadijah Hamungkasi, Istiaji Gatut Hanasi, Raihan A. Hapsari, Aulia Rizky Harfika, Meiana Haribowo, Rio Harlina Harlina Hartono, Kartika Fajarwati Hery Widijanto Idris Idris Intang, Nur Intang, Sitti Nur Iriawan, Hermanu Islam, Fajrul Jawade Hafidz Kafiar, Marthen Hengky P. Kamaruddin, Muh. Ihsan Karolus Ngambut Karubaba, Yan Sartheis Kbarek, Amelia Selfiana Khair, A. Miftahul Kurniawati Kurniawati Kusnadi, Iwan Henri Laely, Nur Latif, Farida lidia fitri, lidia Lidiawan, A Rizka Lily Montarcih Limantara Lukita, Yenni M, Warda M. Agus Jabir Mahyuvi, Tata Malaha, Naomi Marpaung, Sastrika Handayani Marwanto, IGG Heru Masithah, St. Mochammad Ibrahim Mohammad Arifin Noor Morin, Lazarus Muarief, Fahrurozi Mukriani, Mukriani Mulyadi Mulyadi Musiana, Musiana Mustamin, Rini Nafisah, Durorun Nanang Sri Darmadi Nawangwulan, Irma M Nawangwulan, Kurniawati Niken Widyastuti Nofita Dewi Kok Mesa Nunung Suryana Jamin Nur Andani Nurambiya, Nurambiya Nurdiani, Tanti Widia Nurhaedah Nurhaedah Nurhafizah Nasution Nurmansyah, Tedy Nurmiati Nurmiati Nurnainah, Nurnainah Nursiah, Andi Nursinah, Andi Pamungkas, Bagus Satria Pannyiwi, Rahmat Pebrian, Marthinus Peluw, Zulfikar Pratiwi, Cici Prihatini, Surya Priska Gardeni Nahak, Priska Gardeni Pristiwan, Luckito PUJI ASTUTIK Putri, Maidina R.V Purba, Ellen RACHMAT RAMLI Rachmawan Mapareppa, Andi Raehan, Raehan Rahman, Muhammad Arif Rahmat, Rezqiqah Aulia Rahmawati, Agustini Liviana Dwi Rasyid, Djusmadi Riesna Apramilda Rini Setiati Rino Vanchapo, Antonius Riswanti, Riswanti Rizki Andita Noviar Ronsumbre, Brian Aristoteles Rosdiana Rosdiana Rosida Rosida Rosita, Dea Rumaropen, Roberth Rumbiak, Jane Valentina Ruslan Ruslan S, Fatmawada Sabriana, Riska Saide, Rusnaeni Sanadi, Petrus Yan Fayaman Sangkala Sapnita, Sapnita Saputra, M. Khalid Fredy Sari, Titis Nistia Sasi Utami Sastrawan, Andri Selvia Selvia Sembiring, Rinawati Sibuea, Darwin Manuel Simatupang, Septian Sintia, Eunike Siti Yaningsih, Wa Ode Sitti Johri Nasela Sriyanti, Febri Sudianto, Sudianto Sudjiono Suprapti, Isma Surya, Sara Susianto, Tri Endar Susilowati, Awaliya Marie Sustiyatik, Enni Syafruddin Syafruddin Syaharuddin, Adham syahrul, muhammad Syaiful Bachri Tamsil, Mukmin P. Tedi Wonlele, Tedi Thalib, Kiki Uniatri Toni Widiantoro Tri Ayu Yuniyanti Tyahya Whisnu Hendratni Umar, Adam Utami, Ayu Kurnia Utami, Sas Vitariani, Aisyah Wahyudi, Ardi Wahyudianti, Ni Luh Gede Sri Wahyuni, MG. Sri Wanapertiwi, Ajeng Putri Wijayanti, Lumastari Ajeng Wijoyo, Hilmy Syarofuddin Wuriani, Wuriani Yarangga, Yuliana Yuda, Dela Fatma Yusfik, Yusnita Zafera Adam, Jeanne d’Arc