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All Journal JURNAL BISNIS STRATEGI Journal of Education and Learning (EduLearn) BAHASA DAN SASTRA Journal of Accounting and Investment EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis AdBispreneur International Journal of Artificial Intelligence Research Journal of Management Review Jurnal Manajemen Indonesia IJBE (Integrated Journal of Business and Economics) Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Scientific Journal of Reflection : Economic, Accounting, Management and Business JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Ekono Insentif Jurnal Soshum Insentif Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURISMA: Jurnal Riset Bisnis & Manajemen JIKA: Jurnal Ilmu Keuangan dan Perbankan Majalah Ilmiah UNIKOM Jurnal Agregasi Almana : Jurnal Manajemen dan Bisnis Journal of Education, Humaniora and Social Sciences (JEHSS) JEMPER (Jurnal Ekonomi Manajemen Perbankan) Aptisi Transactions on Technopreneurship (ATT) PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat @is The Best [Accounting Information System & Information Technology Business Enterprise] SULTANIST: Jurnal Manajemen dan Keuangan Value: Jurnal Manajemen dan Akuntansi JIIP (Jurnal Ilmiah Ilmu Pendidikan) PINISI Discretion Review BERNAS: Jurnal Pengabdian Kepada Masyarakat Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) EKOMABIS: Jurnal Ekonomi Manajemen Bisnis International Journal of Educational Administration, Management, and Leadership Jurnal Mandala Pengabdian Masyarakat JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Ekonomi Efektif Journal of Economics, Management, Business And Accounting (JEMBA) Jurnal Administrasi Bisnis (J-Adbis) MOVE: Journal of Community Service and Engagement Jurnal Tadbir Peradaban Jurnal Pajak dan Bisnis (Journal of Tax and Business) INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Community Service (IJCS) Inkubis: Jurnal Ekonomi dan Bisnis Economics and Business Journal Cerdika: Jurnal Ilmiah Indonesia Jurnal REKOMEN (Riset Ekonomi Manajemen) Competitive Journal of Principles Management and Bussines IIJSE ADIMA Jurnal Penelitian dan Pengkajian Ilmiah Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Ascendia: Journal of Economic and Business Advancement Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) Curricula: Journal of Curriculum Development
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A Multi-Group Structural Analysis of Digital Banking Adoption Determinants Across Generational Cohorts in Indonesia Tribuana, Dhimas; Narimawati, Umi; Syafei, M. Yani
Aptisi Transactions On Technopreneurship (ATT) Vol 8 No 1 (2026): March
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v8i1.590

Abstract

This study investigates factors affecting Digital Banking Adoption (DBA) across generations in Indonesia, focusing on performance expectancy, effort expectancy, social influence, facilitating conditions, and trust. Employing a cross-sectional design, the study collected data through a structured questionnaire administered to 360 respondents, selected through purposive and clustering sampling, from major cities including Jakarta, Bandung, Surabaya, and others. Structural Equation Modelling (SEM) and Multi-Group Analysis were applied to test hypotheses and assess generational differences in DBA. Findings reveal that performance expectancy, facilitating conditions, and trust significantly influence DBA, with notable differences across generations: Baby Boomers prioritize facilitating conditions, Generation X emphasizes performance expectancy, and Generation Y values both performance and effort expectancy. Generation Z, despite being tech-savvy, benefits from enhanced support structures for improved banking experiences. These results highlight the importance of tailored, generation-specific strategies in digital banking, providing valuable insights for service providers aiming to enhance user experience and adoption across demographic groups.
Good procurement governance and organisational performance: A contingency theory approach to procurement practices in XYZ universities Sutawijaya, Adrian; Muktiyanto, Ali; Geraldina, Ira; Narimawati, Umi
Journal of Accounting and Investment Vol. 27 No. 1: January 2026
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jai.v27i1.28733

Abstract

Research aims: This study examines the effect of Good Procurement Governance (GPG) on organisational performance in public institutions, particularly in XYZ Universities.Design/Methodology/Approach: The research method used quantitative data from a survey of 157 procurement practitioners at the XYZ University, which were analysed statistically using Structural Equation Modelling–Partial Least Squares (SEM-PLS). To complement and deepen the interpretation of the confirmatory factor analysis results, a qualitative approach was subsequently employed through Focus Group Discussions (FGDs) with XYZ University procurement actors.Research findings: The results show that GPG negatively affects organisational performance, while each GPG dimension positively enhances it. This result indicates the importance of fit between regulations, institutions, human resources, and information systems within the contingency theory framework.Theoretical contribution/Originality: This study contributes theoretically by expanding the GPG model grounded in contingency theory and practically by providing recommendations for strengthening procurement governance in public universities.
Pengaruh Kualitas Produk dan Eksklusivitas Produk terhadap Keputusan Pembelian Konsumen: Studi pada Followers Instagram Faith Industries Moch Shiddiq Hermaya Putra; Umi Narimawati
Journal of Economic and Business Advancement Vol. 1 No. 4 (2026): June: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/1nnn4954

Abstract

The development of social media, particularly Instagram, has changed the marketing strategies of the fashion industry by placing visuals as the main means of shaping perceptions and purchasing decisions. The high intensity of digital displays is not always accompanied by consistent product quality, which has the potential to affect consumer trust. This study aims to analyze the influence of product quality and product exclusivity on purchasing decisions among Instagram followers of Faith Industries. The approach used is quantitative with an associative and verifiable design. Data was collected through an online questionnaire administered to 96 respondents selected using purposive sampling. The analysis was conducted using multiple linear regression, t-test, F-test, and coefficient of determination using SPSS. The results showed that product quality had a positive and significant effect on purchasing decisions, while product exclusivity had no significant partial effect. Simultaneously, both variables had a significant effect with a contribution of 30.7%.
The Role Of Digital Marketing In Increasing Customer Satisfaction Of MSME Products (Case Study On Traditional Food Semprong, A Speciality Of Karawang) Sarip Hidayat; M Yani Syafei; Umi Narimawati
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 2 (2025): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v13i2.7974

Abstract

Development digital technology has change paradigm marketing , including among Small and Medium Enterprises (SMEs). Digital marketing provides opportunity for SMEs to reach more markets wide , increase interaction , and satisfaction Customers . Research This aiming analyze the role of digital marketing in increase satisfaction customers on products food traditional Squirrel typical of Karawang. The approach used is qualitative with design studies case . Data collected through interview in-depth , observation , and analysis documentation related to digital marketing strategies by craftsmen Semprong Mondy. Research results show that digital marketing strategies, such as social media , websites, and e-commerce, contribute to ease access , quality services , as well as communication between perpetrator business and consumers . Implementation This increase satisfaction customer in matter convenience purchasing and service finished sell . However , there is challenge in the form of limitations source power and competition in the digital world that influences effectiveness of strategy. Research This recommend UKM to more optimizing digital marketing for increase Power competition and satisfaction customer.
THE POWER OF DIGITAL INFLUENCERS - HOW BRAND ENGAGEMENT AND EXPECTED VALUE DRIVE PURCHASE INTENTION ON SOCIAL MEDIA: CASE OF INDONESIA Muhammad Iffan; Umi Narimawati; Agus Riyanto
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1.861

Abstract

The research aims to find out the influence of digital influencers on purchase intention through brand engagement and brand expected value on Instagram users. Validity and reliability tests as well as path analysis are used in this study. Instagram users who followed social media influencers were participants in the study. The data analysis methods used in this study are loading factor, AVE, cross-loading, and composite reliability tests. Data analysis results show that all variables have good validity and reliability, and the results of hypothetical testing show that digital influencers, brand engagement, and brand expected value have significant influence on purchase intention on Instagram users. This suggests that the digital influence can have positive chain effects, such as increasing consumer engagement with brands, creating expected value for brands, and encouraging customers' desire to buy products. It provides a deeper understanding of how influencer-based marketing strategies can impact consumer behavior related to e-commerce.
FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON INDIVIDUAL FINANCIAL BEHAVIOR THROUGH FINANCIAL INCLUSION AMONG LECTURERS AND EMPLOYEES OF A PRIVATE UNIVERSITY IN BANDUNG CITY Windi Novianti; M. Yani Syafei; Umi Narimawati
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 13 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v13i2.735

Abstract

This study examines the effect of Financial Literacy and Financial Technology on Individual Financial Behavior through Financial Inclusion. Today, individuals have the right to determine the steps they will take in financial decision-making. Various new and diverse financial products are emerging, requiring individuals to have a deeper understanding if they wish to utilize them. This is necessary to avoid financial decisions that may be detrimental. Individual finances can be well-managed if financial behavior is accountable. Strategic efforts are needed to enhance individuals' financial knowledge. The use of technology facilitates financial transactions. Through financial literacy and financial technology, individuals can improve their financial behavior. Moreover, financial inclusion plays a crucial role in promoting positive financial behavior. Access to financial services enables middle and lower-income individuals to save and invest. This study is a quantitative research employing observation and questionnaire methods. The questionnaire serves as a data collection technique in which respondents are given written questions or statements to answer. The respondents in this study are lecturers and employees working at a private university in Bandung City. The sampling method used is purposive sampling. To obtain an accurate and direct representation of the lecturers and employees, this study utilizes a survey system. The total population of lecturers and employees at the university is 325 individuals. Using Slovin’s formula, a sample of 77 respondents, consisting of lecturers and employees, was determined. After conducting analysis and discussion on the data processing results, it can be concluded that Financial Literacy and Financial Technology have a significant positive effect on Financial Inclusion. However, Financial Technology does not have a significant impact on Individual Financial Behavior. The effect of financial technology on individual financial behavior is not always positive and depends on how the technology is utilized. Therefore, individuals must understand the risks and benefits of financial technology and use it wisely to improve their financial behavior.
Adaptive Human Resource Management Strategies during Global Crises in the Tourism Industry Mari Maryati; Rita Sari Puspita; Umi Narimawati; Bobi Kurniawan
Economics and Business Journal (ECBIS) Vol. 4 No. 2 (2026): January
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v4i2.289

Abstract

The uncertainty surrounding the global economy has created existential challenges for the tourism industry, necessitating a Human Resource Management (HRM) paradigm that goes beyond traditional administrative approaches. This study aims to explore adaptive HRM strategies in the face of the global crisis, with a particular focus on the highly vulnerable tourism and hospitality industries.This study uses the PRISMA framework to conduct a systematic literature review of 26 peer-reviewed articles published between 2023 and 2025, sourced from Google Scholar. The findings indicate that effective adaptive strategies require the holistic integration of e-HRM and Artificial Intelligence (AI) to enhance operational agility, the implementation of GHRM to drive efficiency and employee retention, and the development of Agile Leadership to navigate uncertainty. Furthermore, this study highlights the crucial role of prioritizing employee well-being and Psychological Capital (PsyCap), particularly in emerging economies where social safety nets may be limited. This research provides a comprehensive framework for HR practitioners in the tourism sector to formulate policies that balance business continuity with human-centric support in challenging times.
Pelatihan Vokasional Bidang E-Commerce Bagi UMKM Peserta Sekolah Perempuan Jawa Barat Siti Kurnia Rahayu; Umi Narimawati; Muhamad Nawawi; Syahrul Mauluddin; Rangga Sidik; Dadang Munandar; Sri Dewi Anggadini; Wati Aris Astuti; Raeni Dwi Santy; Rizki Zulfikar; Yoki Oktorian Sukardi; Fitri Annisa Rachmah; Affan Neskisyah Ramadhan; Anto Purwanto; Yadi Mulyadi Rohman; Agus Nursikuwagus
JURPIKAT Vol 6 No 4 (2025)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v6i4.2738

Abstract

UMKM perempuan di Jawa Barat menghadapi tantangan berkelanjutan seperti akses pasar terbatas, rendahnya literasi digital, dan lemahnya manajemen usaha, sehingga daya saing di era digital masih rendah. Program pengabdian kepada masyarakat ini bertujuan memberdayakan anggota Sekolah Perempuan Jawa Barat (Sekoper Jabar) melalui pelatihan vokasional e-commerce untuk mentransformasi usaha konvensional menjadi bisnis digital. Kegiatan dilaksanakan dengan pendekatan partisipatif, melibatkan 15 pelaku UMKM perempuan, DP3AKB pemerintah daerah Jawa Barat, dan akademisi. Materi pelatihan mencakup pengenalan e-commerce, pemanfaatan marketplace, pembuatan konten digital, sistem pembayaran daring, serta pemasaran media sosial. Evaluasi dilakukan dengan survei melalui kuesioner (pre-test dan post-test) untuk mengukur peningkatan pengetahuan dan keterampilan peserta dalam bidang e-commerce. Hasil menunjukkan bahwa semua peserta memiliki peningkatan pengetahuan terkait e-commerce, dan branding serta keterampilan pembuatan e-mail, foto produk, edit foto, pembuatan toko di marketplace, membuat Instagram, dan pembukuan sederhana
Pengaruh Persepsi Keamanan Dan Kemudahan Terhadap Minat Mahasiswa Menggunakan Layanan Cardless Haifa Nurul Anwari; Umi Narimawati
Jurnal Administrasi Bisnis Vol. 5 No. 2 (2025): November 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jab.v5i2.9701

Abstract

Layanan tarik tunai tanpa kartu (cardless) merupakan inovasi digital di sektor perbankan yang memungkinkan nasabah melakukan transaksi tanpa kartu fisik. Mahasiswa, sebagai generasi digital, menjadi segmen potensial pengguna layanan ini. Tujuan daripada penelitian ini guna mengkaji pengaruh persepsi keamanan dan kemudahan terhadap minat mahasiswa menggunakan layanan cardless pada bank-bank BUMN, melalui pendekatan kuantitatif dengan metode deskriptif dan verifikatif. Sampel ditentukan menggunakan rumus Slovin, menghasilkan 96 responden mahasiswa Program Studi Administrasi Bisnis Universitas Wanita Internasional yang mengetahui layanan ini. Data diperoleh melalui penyebaran kuesioner lalu dianalisis melalui regresi linier berganda dengan memanfaatkan program SPSS versi 24. Hasil penelitian menunjukkan bahwa persepsi keamanan dan kemudahan berpengaruh positif serta signifikan terhadap minat mahasiswa, baik secara parsial maupun simultan. Nilai signifikansi keduanya di bawah 0,05, dengan koefisien regresi persepsi keamanan sebesar 0,432 dan kemudahan sebesar 0,412. Nilai adjusted R² sebesar 0,515 mengindikasikan bahwasanya 51,5% variasi minat dapat dijelaskan oleh kedua variabel ini, sementara 48,5% sisanya dipengaruhi faktor lain. Kesimpulannya, semakin tinggi persepsi mahasiswa terhadap keamanan dan kemudahan layanan cardless, semakin besar minat penggunaannya. Bank perlu memperkuat keamanan sistem serta mengoptimalkan kemudahan akses agar lebih menarik bagi generasi muda.  
Dampak Regulasi Manajemen Inovasi Pemilahan Limbah Plastik Rumah Tangga dalam Peningkatan Industri Ekonomi Sirkular (Studi Kasus pada Limbah Botol Plastik di Desa Cimekar Kabupaten Bandung) Kristina Wardhani; Puri Swastika Gusti Krisna Dewi; Umi Narimawati; M. Yani Safei
Cerdika: Jurnal Ilmiah Indonesia Vol. 6 No. 7 (2026): Cerdika: Jurnal Ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/cerdika.v6i7.3797

Abstract

Permasalahan sampah plastik rumah tangga menjadi tantangan global yang memerlukan solusi berkelanjutan melalui pendekatan ekonomi sirkular. Indonesia sebagai negara dengan tingkat timbulan sampah plastik yang tinggi menghadapi urgensi pengelolaan sampah berbasis regulasi dan inovasi masyarakat. Penelitian ini bertujuan untuk mengetahui penanganan sampah rumah tangga dalam peningkatan industri ekonomi sirkular di Desa Cimekar sesuai regulasi, serta menganalisis dampak regulasi terhadap inovasi pemilahan limbah botol plastik. Menggunakan pendekatan kualitatif deskriptif dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi, penelitian menghasilkan dua temuan utama. Pertama, penanganan sampah rumah tangga di Desa Cimekar telah sesuai dengan regulasi dan menerapkan prinsip ekonomi sirkular melalui langkah holistik dan berkelanjutan yang mengoptimalkan sumber daya serta menekan volume sampah berakhir di TPA. Edukasi masyarakat ditingkatkan sehingga kesadaran warga terhadap pengurangan sampah semakin tinggi, didukung bantuan CSR dari PLNE yang menyediakan fasilitas daur ulang efisien dan program-program pengelolaan sampah inovatif. Kedua, regulasi berdampak pada inovasi pemilahan limbah botol plastik yang dikoordinir oleh Bank Sampah dan Pemerintah Desa, menghasilkan perubahan perilaku masyarakat dalam memperlakukan sampah. Siklus ekonomi sirkular berjalan dari pengambilan botol plastik dari sumber rumah tangga, pengangkutan ke bank sampah, hingga penyaluran ke perusahaan daur ulang untuk dijual ke industri. Implementasi ini terbukti mengurangi angka timbulan sampah plastik di TPA sekaligus mendukung peningkatan industri ekonomi sirkular di Desa Cimekar secara berkelanjutan.
Co-Authors Achmad Rozi Adibah Yahya Adrian Sutawijaya Afandi, Azhar Affan Neskisyah Ramadhan Afzal Sayed Munna Agus Nursikuwagus Agus Nursikuwagus Agus Riyanto Ahmad Budi Sulistioyuwono Aidil Amin Effendy Akbar, Irfan Rizka Amroni Amroni, Amroni Andriani Ulpah Anisah Anisah Anita Novialumi Anita Rahmawati Annastia, Erma Annisa Paramitha Fadillah Anto Purwanto Apriansyah, Muger Aprilianti, Dhani Aris Ariyanto Aryanti Agustian Avinash Pawar Azhar Affandi Azhar Affandi Azhar Affandy Basuki Rahmat Masdi Siduppa Bobi Kurniawan, Bobi Dadang Munandar Dadang Supriatna Dedi Triyanto Deni Nurdiansyah Denok Sunarsi Denok Sunarsi Desti Shalsabila Dewi Indriani Jusuf Dhimas Tribuana Dian Rostikawati Dian Surya Sampurna Eman Suherman Erlangga Rahimi Erlangga, Heri Erni Yuningsih Eti Ariyanti Fajar Ramadhan Farida Agustin, Farida Febriansyah, Angky Fitri Annisa Rachmah Ganar, Yulian Bayu Gojali Supiandi Hadi, Silviana Marwa Hafni Rizanuddin Nur Haifa Nurul Anwari Hamidah . Hamsinah Hamsinah Hartuti, Elizabeth Tika Kristina Haryadi, Yudi Hendar Rubedo Hernady, Joddy Hindriari, Reni Horas Djulius Iman Sudirman Imelda Pangaribuan Indrianto, Anggraeni Pratama Ira Geraldina Irmal, Irmal Jasmani Jasmani Jasmani Jasmani Jonathan Sarwono July Yuliawati Kartini, Sari Kholili, Irfan Komariyah, Iis Kristin Lukitaningrum Kristina Wardhani M Yani Syafei M Yani Syafei M. Yani Safei M. Yani Syafei M. Yani Syafei MADUNINGTIAS, LUCIA Mahnun Mas’adi Manan Sailan Mari Maryati Marliana Budhiningtias Winanti Martin Agusta Masduki Masduki Masruroh MASRUROH Mauluddin, Syahrul Moch Shiddiq Hermaya Putra Moh. Sidik Priadana Mohamad Duddy Dinantara Mohammad Benny Alexandri Mohsin Mohsin Muhammad Akhdiyatul Aein Muhammad Iffan Muktiyanto, Ali MULYADI Mulyatini, Nurdiana Myrna Dwi Rahmatya Nabiha Khan Nandang Komara Nani Nani Nawawi, Muhamad NINGSIH, NINGSIH No, Dhiu Stela Novia Purnamasari Novianti, Windi Nurahman, Ikhsan Nurdin Nurdin Nurhidayah, Karina Nurul Maulani Hasanah Nysa Ro Aina Zulfa Obi Pratama Pani Nopiani Permadi, Candra Pertiwi Hidayati, R. Panca Pradhana Aji Prasusti Pradipto, Hendro Iwan Pragiwani, Meita Pranata, Sudadi Puri Swastika Gusti Krisna Dewi Puri Swastika Gusti Krisna Dewi Raeni Dwi Santy Raeni Dwisanty Rahadyan Tajuddien Rita Sari Puspita Rizki Zulfikar Rosady, Dony Septriana Rudi Saputra Sandra Rahmawati Dewi Sari Marliani Sarip Hidayat Sarip Hidayat shintawati, shintawati Sidik, Rangga Siti Fitriani, Rani Siti Kurnia Rahayu Siti Kurnia Rahayu Sri Dewi Anggadini Sri Harini Sri Isti Untari Sudarso, Aden Prawiro Sudirman, Imam Suhardi, Yusuf Sulaeman, Supian Sunarsi, Denok Supriyadi Supriyadi Supriyanto Supriyanto Surjono, Welly Suryana Sumantri Susilawati, Erna Suyanto, Rachmat Suyatin Suyatin Syafe'i, M Yani Syafei, M. Yani Syafei, M. Yani Syafei Syafe’i, M. Yani Syahrul Mauluddin Syahrul Mauluddin Tarso Tarso Titin Nurhayati Ma’mun Triyadi Triyadi Triyani Triyani Undang Juju Wahyu Nurul Faroh Wardhani, Kristina Watcharapong Ratchakulwongwarit Wati Aris Astuti Wentri Merdiani Widhi Wicaksono Widodo, Adji Winanti, Marliana B. Winantia, Marliana Budhinigtias Windi Novianti Witchu Aromdee Wulandari, Anna Yadi Mulyadi Rohman Yoki Oktorian Sukardi Yuliyani Yuliyani, Yuliyani Zebua, Mardalena