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Developing Employee Integrity through Organizational Culture: A Conceptual Review in the Context of Bribery Prevention Triyani, Triyani; Narimawati, Umi; Sindrawati, Sindrawati; Winanti, Marliana B.
PINISI Discretion Review Volume 9, Issue 1, September 2025
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pdr.v1i1.78030

Abstract

Employee integrity serves as the fundamental pillar for creating an ethical work environment free from bribery practices. Within organizational settings, integrity does not rely solely on formal regulations and control mechanisms; rather, it is profoundly shaped by the strength of organizational culture, which influences employees’ values, norms, and daily behaviors. Organizational culture functions as a key determinant in fostering both individual and collective ethics through a continuous process of value internalization. This article aims to develop a conceptual framework that explains how organizational culture shapes employee integrity as a preventive and sustainable mechanism for bribery prevention. Adopting a qualitative approach through a systematic and thematic literature review of academic sources and policy reports, this study identifies the dimensions of organizational culture that influence the development of integrity. The findings reveal a limited number of studies that explicitly integrate organizational culture, integrity, and bribery prevention within a single analytical framework. Therefore, this article provides a theoretical contribution by highlighting a conceptual gap that has received little attention, as well as a practical contribution for human resource management functions and compliance units in formulating sustainable, value-based anti-bribery cultural strategies.
Pengaruh Persepsi Keamanan Dan Kemudahan Terhadap Minat Mahasiswa Menggunakan Layanan Cardless Anwari, Haifa Nurul; Narimawati, Umi
Jurnal Administrasi Bisnis Vol. 5 No. 2 (2025): November 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jab.v5i2.9701

Abstract

Layanan tarik tunai tanpa kartu (cardless) merupakan inovasi digital di sektor perbankan yang memungkinkan nasabah melakukan transaksi tanpa kartu fisik. Mahasiswa, sebagai generasi digital, menjadi segmen potensial pengguna layanan ini. Tujuan daripada penelitian ini guna mengkaji pengaruh persepsi keamanan dan kemudahan terhadap minat mahasiswa menggunakan layanan cardless pada bank-bank BUMN, melalui pendekatan kuantitatif dengan metode deskriptif dan verifikatif. Sampel ditentukan menggunakan rumus Slovin, menghasilkan 96 responden mahasiswa Program Studi Administrasi Bisnis Universitas Wanita Internasional yang mengetahui layanan ini. Data diperoleh melalui penyebaran kuesioner lalu dianalisis melalui regresi linier berganda dengan memanfaatkan program SPSS versi 24. Hasil penelitian menunjukkan bahwa persepsi keamanan dan kemudahan berpengaruh positif serta signifikan terhadap minat mahasiswa, baik secara parsial maupun simultan. Nilai signifikansi keduanya di bawah 0,05, dengan koefisien regresi persepsi keamanan sebesar 0,432 dan kemudahan sebesar 0,412. Nilai adjusted R² sebesar 0,515 mengindikasikan bahwasanya 51,5% variasi minat dapat dijelaskan oleh kedua variabel ini, sementara 48,5% sisanya dipengaruhi faktor lain. Kesimpulannya, semakin tinggi persepsi mahasiswa terhadap keamanan dan kemudahan layanan cardless, semakin besar minat penggunaannya. Bank perlu memperkuat keamanan sistem serta mengoptimalkan kemudahan akses agar lebih menarik bagi generasi muda.  
Analisis Strategi Inovasi Produk Dalam Meningkatkan Daya Saing Suis Butcher Cabang Riau Kota Bandung Yuliyani, Yuliyani; Narimawati, Umi
Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis Vol. 2 No. 4 (2025): Cakrawala: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : YAYASAN PENDIDIKAN MULIA BUANA (YPMB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70451/cakrawala.v2i4.686

Abstract

Persaingan dalam industri kuliner di Kota Bandung semakin ketat, khususnya pada segmen berbasis daging seperti steak. Hal ini menuntut pelaku usaha, termasuk Suis Butcher, untuk terus melakukan inovasi produk guna mempertahankan daya saing dan eksistensi usahanya. Penelitian ini bertujuan untuk mengetahui strategi inovasi produk yang diterapkan oleh Suis Butcher, menganalisis daya saing perusahaan di tengah persaingan, serta mengidentifikasi kekuatan, kelemahan, peluang dan ancaman yang dihadapi. Penelitian ini menggunakan pendekatan kualitatif, teknik pengumpulan data dilakukan  melalui wawancara mendalam dengan informan internal (Assistant Manager, Head Chef dan Supervisor) serta dengan pihak eksternal (pelanggan). Data yag diperoleh dianalisis menggunakan model SWOT untuk menggambarkan kondisi internal dan eksternal perusahaan dalam konteks inovasi produk. Hasil penelitian ini menunjukan bahwa Suis Butcher memiliki kekuatan pada kualitas produk dan lokasi strategis serta pengalam operasional yang cukup baik, namun, kelemahan masih ditemukan dalam hal variasi menu dan promosi digital. Peluang terbuka lebar melalui tren makanan premium dan meningkatnya konsumsi dikalangan urban, namun ancaman dari kompetitor dengan inovasi menu lokal menjadi tantangan tersendiri, Analisis SWOT digunakan sebagai dasar untuk merumuskan strategi yang tepat dalam meningkatkan daya saing Suis Butcher di tengah persaingan kuliner Kota Bandung.
FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY ON INDIVIDUAL FINANCIAL BEHAVIOR THROUGH FINANCIAL INCLUSION AMONG LECTURERS AND EMPLOYEES OF A PRIVATE UNIVERSITY IN BANDUNG CITY Novianti, Windi; Syafei, M. Yani; Narimawati, Umi
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 13 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v13i2.735

Abstract

This study examines the effect of Financial Literacy and Financial Technology on Individual Financial Behavior through Financial Inclusion. Today, individuals have the right to determine the steps they will take in financial decision-making. Various new and diverse financial products are emerging, requiring individuals to have a deeper understanding if they wish to utilize them. This is necessary to avoid financial decisions that may be detrimental. Individual finances can be well-managed if financial behavior is accountable. Strategic efforts are needed to enhance individuals' financial knowledge. The use of technology facilitates financial transactions. Through financial literacy and financial technology, individuals can improve their financial behavior. Moreover, financial inclusion plays a crucial role in promoting positive financial behavior. Access to financial services enables middle and lower-income individuals to save and invest. This study is a quantitative research employing observation and questionnaire methods. The questionnaire serves as a data collection technique in which respondents are given written questions or statements to answer. The respondents in this study are lecturers and employees working at a private university in Bandung City. The sampling method used is purposive sampling. To obtain an accurate and direct representation of the lecturers and employees, this study utilizes a survey system. The total population of lecturers and employees at the university is 325 individuals. Using Slovin’s formula, a sample of 77 respondents, consisting of lecturers and employees, was determined. After conducting analysis and discussion on the data processing results, it can be concluded that Financial Literacy and Financial Technology have a significant positive effect on Financial Inclusion. However, Financial Technology does not have a significant impact on Individual Financial Behavior. The effect of financial technology on individual financial behavior is not always positive and depends on how the technology is utilized. Therefore, individuals must understand the risks and benefits of financial technology and use it wisely to improve their financial behavior.
The Role of Customer Satisfaction as a Mediator for Price and Service Quality on Revisit Intention Amroni, Amroni; Syafei, M. Yani; Narimawati, Umi
Aptisi Transactions On Technopreneurship (ATT) Vol 7 No 3 (2025): November
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v7i3.699

Abstract

This study aims to empirically examine and analyze the effect of Price and Service Quality on Revisit Intention, with Customer Satisfaction acting as a mediating variable. The research focuses on customers of Tham-Tham Garage, a car modification workshop in Cirebon, Indonesia. A quantitative approach was used, employing a survey method via a questionnaire distributed to 140 customers who had visited the workshop at least five months prior. The data analysis utilized Partial Least Squares (PLS) with SmartPLS 3.2.8 software. The results indicate that Price has a positive and significant effect on Customer Satisfaction (β = 0.178, p = 0.045), and Service Quality also has a positive and highly significant effect on Customer Satisfaction (β = 0.715, p = 0.000). Furthermore, Customer Satisfaction significantly influences Revisit Intention. Customer Satisfaction successfully mediates the relationship between Price and Revisit Intention (β Indirect = 0.151, p = 0.046), and the relationship between Service Quality and Revisit Intention (β Indirect = 0.605, p = 0.000). The findings confirm that Customer Satisfaction is a crucial factor in driving the intention to return to the car modification service, where affordable pricing and high-quality service significantly contribute to this satisfaction.
A Multi-Group Structural Analysis of Digital Banking Adoption Determinants Across Generational Cohorts in Indonesia Tribuana, Dhimas; Narimawati, Umi; Syafei, M. Yani
Aptisi Transactions On Technopreneurship (ATT) Vol 8 No 1 (2026): March
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v8i1.590

Abstract

This study investigates factors affecting Digital Banking Adoption (DBA) across generations in Indonesia, focusing on performance expectancy, effort expectancy, social influence, facilitating conditions, and trust. Employing a cross-sectional design, the study collected data through a structured questionnaire administered to 360 respondents, selected through purposive and clustering sampling, from major cities including Jakarta, Bandung, Surabaya, and others. Structural Equation Modelling (SEM) and Multi-Group Analysis were applied to test hypotheses and assess generational differences in DBA. Findings reveal that performance expectancy, facilitating conditions, and trust significantly influence DBA, with notable differences across generations: Baby Boomers prioritize facilitating conditions, Generation X emphasizes performance expectancy, and Generation Y values both performance and effort expectancy. Generation Z, despite being tech-savvy, benefits from enhanced support structures for improved banking experiences. These results highlight the importance of tailored, generation-specific strategies in digital banking, providing valuable insights for service providers aiming to enhance user experience and adoption across demographic groups.
Good procurement governance and organisational performance: A contingency theory approach to procurement practices in XYZ universities Sutawijaya, Adrian; Muktiyanto, Ali; Geraldina, Ira; Narimawati, Umi
Journal of Accounting and Investment Vol. 27 No. 1 (2026): January 2026
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jai.v27i1.28733

Abstract

Research aims: This study examines the effect of Good Procurement Governance (GPG) on organisational performance in public institutions, particularly in XYZ Universities.Design/Methodology/Approach: The research method used quantitative data from a survey of 157 procurement practitioners at the XYZ University, which were analysed statistically using Structural Equation Modelling–Partial Least Squares (SEM-PLS). To complement and deepen the interpretation of the confirmatory factor analysis results, a qualitative approach was subsequently employed through Focus Group Discussions (FGDs) with XYZ University procurement actors.Research findings: The results show that GPG negatively affects organisational performance, while each GPG dimension positively enhances it. This result indicates the importance of fit between regulations, institutions, human resources, and information systems within the contingency theory framework.Theoretical contribution/Originality: This study contributes theoretically by expanding the GPG model grounded in contingency theory and practically by providing recommendations for strengthening procurement governance in public universities.
The Effect Of Price, Product Quality, And Brand Image On Purchase Decisions And Its Implications On Consumer Loyalty (Survey Of Lcgc Automotive Consumers In Greater Tangerang) Nurhadi, Ahmad; Narimawati, Umi; Suryana, Popo; Priadana, Sidik; Suteja, Jaja
International Journal of Social Sciences Vol. 2 No. 1 (2026): IJSS: International Journal of Social Sciences
Publisher : STEBIS Bina Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/ijss.v2i1.436

Abstract

The Low Cost Green Car(LCGC) automotive industry in Indonesia has experienced significant growth along with the increasing public demand for affordable and environmentally friendly vehicles. Intensifying competition has encouraged manufacturers to better understand the factors influencing consumer behavior, particularly in purchasing decision-making and loyalty formation. This study aims to analyze the effects of price, product quality, and brand image on purchasing decisions and their implications for consumer loyalty in the LCGC automotive market in the Tangerang Raya area. This research employs a quantitative method with a survey approach. Data were collected through questionnaires distributed to LCGC vehicle consumers in Tangerang Raya using purposive sampling techniques. Data analysis was conducted using Structural Equation Modeling (SEM) to examine both direct and indirect relationships among the research variables. The results indicate that price, product quality, and brand image have a positive and significant effect on purchasing decisions. Furthermore, purchasing decisions have a positive and significant impact on consumer loyalty. The findings also reveal that purchasing decisions mediate the relationship between price, product quality, and brand image and consumer loyalty. This study provides managerial implications for LCGC automotive manufacturers and marketers to implement competitive pricing strategies, enhance product quality, and strengthen brand image in order to encourage purchasing decisions and foster sustainable consumer loyalty.
Analysis of Customer Value and Student Loyalty Mediated by Student Satisfaction in an Accredited Private University's Faculty of Economics: An SEM-PLS Approach Karamang, Ezra; Narimawati, Umi; Suryana, Popo; Suteja, Jaja
Dinasti International Journal of Education Management and Social Science Vol. 7 No. 2 (2025): Dinasti International Journal of Education Management And Social Science (Decem
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v7i2.5643

Abstract

Changes in the landscape of higher education in Indonesia in the last decade have created new challenges for private universities, especially in the Bandung Metropolitan area. Increasingly fierce competition requires educational institutions to be able to provide valuable services to students in order to not only attract prospective students, but also retain them through continuous satisfaction and loyalty. In this context, this study examines the influence of customer value on student loyalty with satisfaction as a mediating variable. The study was conducted at the Faculty of Economics and Business of an Accredited Private University in the Bandung Metropolitan area, involving 400 students as respondents. The sampling technique used cluster proportional random sampling to ensure representation from each university studied. The research instrument was a five-point Likert scale questionnaire, and data analysis was performed using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) approach using SmartPLS version 4.0. The results showed that customer value was significant and positively impacted student satisfaction and directly induced student loyalty. In addition, satisfaction among students was also found to mediate between customer value and loyalty, implying that the experience and value learned through the institution play an important part in solidifying their emotional bond with the campus. High customer value not only increases momentary satisfaction but also has effects on students' commitment to complete their studies, provide positive word-of-mouth, and continue their education at the same university. These findings reinforce empirical evidence that the creation of customer value is the main foundation in building student satisfaction and loyalty. For higher education administrators, the results of this study have practical implications in the form of the need for innovative academic and non-academic service strategies, improved support facilities, and the development of meaningful learning experiences. Thus, private universities are not only able to retain students, but also increase institutional competitiveness amid increasingly dynamic higher education competition.
The Role Of The Borsom System In Shaping The Relationship Between Income And Welfare Of Rural Palm Sugar Artisans: An Islamic Economics Perspective Purnamasari, Novia; Narimawati, Umi; Kurniawan, Bobi; Riyanto, Agus; Dwisanty, Raeni
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 9 No 1 (2026): Artikel Riset Januari 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i1.2559

Abstract

This study examines the mechanisms through which the borsom system shapes the relationship between income and economic welfare among rural palm sugar artisans from an Islamic economic perspective. Using a qualitative approach, data were collected through in-depth interviews, field observations, and documentation involving palm sugar artisans in Banyuwangi Village, Sukabumi Regency. The findings indicate that increased income does not automatically translate into improved household welfare, as most earnings are absorbed by basic consumption needs and production continuity. In conditions of limited access to infrastructure, markets, and formal Islamic financial institutions, the borsom system emerges as an informal economic institution embedded in patron–client relations between artisans and collectors. From an Islamic economic perspective, borsom functions as a short-term economic buffer grounded in the value of mutual assistance (ta‘āwun), enabling production stability and household survival. However, prolonged reliance on this system reinforces structural dependence, weakens bargaining power, and constrains the achievement of sustainable welfare (falah). This study contributes by integrating rural sociological analysis with Islamic economic principles to explain how informal institutions simultaneously support and limit rural economic welfare. Strengthening inclusive Islamic financial institutions and diversifying rural livelihoods are essential for promoting more equitable and sustainable welfare outcomes.
Co-Authors Achmad Rozi Adrian Sutawijaya Afandi, Azhar Affan Neskisyah Ramadhan Afzal Sayed Munna Agus Nursikuwagus Agus Nursikuwagus Agus Riyanto Aidil Amin Effendy Akbar, Irfan Rizka Akhdiyatul’aein, Muhammad Albar, Chepi Nur Amin Effendy, Aidil Amroni Amroni, Amroni Andriani Ulpah Anisah Anisah Anita Novialumi Annastia, Erma Annisa Paramitha Fadillah Anto Purwanto Anwari, Haifa Nurul Apriansyah, Muger Aprilia, C Aprilianti, Dhani Arif Satria Aris Ariyanto Aryanti Agustian Asep Koswara Avinash Pawar Azhar Affandi Azhar Affandi Azhar Affandy Basuki Rahmat Masdi Siduppa Bobi Kurniawan, Bobi Budi Hermawan Dadang Munandar Dadang Supriatna Dedi Triyanto Deni Nurdiansyah Denok Sunarsi Denok Sunarsi Dewi Indriani Jusuf Dhimas Tribuana Dian Rostikawati Dian Surya Sampurna Eman Suherman Erlangga, Heri Erni Yuningsih Eti Ariyanti Fahrezi, Muhammad Fajar Ramadhan Farida Agustin, Farida Febriana, I R Febriansyah, Angky Feriyansyah, Ahmad Fitri Annisa Rachmah Ganar, Yulian Bayu Gojali Supiandi Hadi, Silviana Marwa Hamidah . Hamsinah Hamsinah Hamsinah Hamsinah, Hamsinah Hartuti, Elizabeth Tika Kristina Haryadi, Yudi Hendar Rubedo Hernady, Joddy Hikmat, Acep Arna Hindriari, Reni Horas Djulius Iman Sudirman Imelda Pangaribuan Indrianto, Anggraeni Pratama Ira Geraldina Irmal, Irmal Jaja Suteja Jalaluddin, T. Jasmani Jasmani Jasmani Jasmani Jonathan Sarwono Juliana, Rilla Bunga July Yuliawati Jumansyah, Rizky Karamang, Ezra Kartini, Sari Kholili, Irfan Komariyah, Iis M Yani Syafei M. Yani Syafei M. Yani Syafei MADUNINGTIAS, LUCIA Mahnun Mas’adi Manan Sailan Mandaraira, Fitria Mariana, Brina Marliana Budhiningtias Winanti Martin Agusta Maryadi, Yadi Maryati, Mari Masduki Masduki Masruroh MASRUROH Mauluddin, Syahrul Moch Shiddiq Hermaya Putra Moh. Sidik Priadana Mohamad Duddy Dinantara Mohammad Benny Alexandri Mohsin Mohsin Muhammad Akhdiyatul Aein Muktiyanto, Ali Muliany, Febriyan MULYADI Mulyatini, Nurdiana Munna, Afzal Sayed Muzakir Myrna Dwi Rahmatya Nabiha Khan Nandang Komara Nani Nani Nawawi, Muhamad NINGSIH, NINGSIH No, Dhiu Stela Novianti, Windi Nur, Hafni Rizanuddin Nurahman, Ikhsan Nurdin Nurdin Nurhadi, Ahmad Nurhidayah, Karina Nysa Ro Aina Zulfa Pani Nopiani Pawar, Avinash Permadi, Candra Pertiwi Hidayati, R. Panca Popo Suryana Pradhana Aji Prasusti Pradipto, Hendro Iwan Pragiwani, Meita Pranata, Sudadi Pratama, Obi Puri Swastika Gusti Krisna Dewi Purnamasari, Novia Puspita, Rita Sari Raeni Dwi Santy Rahadyan Tajuddien Rizki Zulfikar Rosady, Dony Septriana Rudi Saputra Sandra Rahmawati Dewi Saputra, Herry Sari Marliani Sarip Hidayat Sarip Hidayat, Sarip shintawati, shintawati Sidik, Rangga Sindrawati, Sindrawati Siti Fitriani, Rani Siti Kurnia Rahayu Sri Dewi Anggadini Sri Harini Sri Suwarsi Sudadi Pranata Sudarso, Aden Prawiro Sudirman, Imam Suhardi, Yusuf Sulaeman, Supian Sunarsi, Denok Supriyadi Supriyadi Supriyanto Supriyanto Surjono, Welly Suryana Sumantri Susilawati, Erna Sutisnawati, Yayah Suyanto, Rachmat Suyatin Suyatin Syafe'i, M Yani Syafei, H.M. Yani Syafei, M. Yani Syafei, M. Yani Syafei Syafei, Yani Syafe’i, M. Yani Syahrul Mauluddin Titin Nurhayati Ma’mun Triyadi Triyadi Triyani Triyani Umiyati, Hesti Undang Juju Wahyu Nurul Faroh Wardhani, Kristina Watcharapong Ratchakulwongwarit Wati Aris Astuti Wentri Merdiani Widhi Wicaksono Widodo, Adji Winanti, Marliana B. Winanti, Marliana Budhiningtias Winantia, Marliana Budhinigtias Witchu Aromdee Wulandari, Anna Yadi Mulyadi Rohman Yahya, Adibah Yani Syafei, M. Yoki Oktorian Sukardi Yuliyani Yuliyani, Yuliyani Zebua, Mardalena