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The Determinant Factors of Behavior in M-Commerce Application Usage for Online Purchasing Wisnu Putra Prihantoro; Arif Satria; Hartoyo Hartoyo
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 4 No. 2 (2018): IJBE, Vol. 4 No. 2, May 2018
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.4.2.118

Abstract

The development of technology in human life makes the process of buying and selling currently using the online system. The high electronic transactions that occur in Indonesia are driven by the number of e-commerce or companies that make m-commerce applications on smartphones. This research has several objectives, and the first goal is to know the effect of perceived usefulness, behavior of the use of m-commerce applications, subjective norms, and behavioral control of interest in m-commerce applications on smartphones on online purchases. The second goal is to analyze the ease of use of perceived usefulness, and the third objective is to analyze the effect of ease of use and perceived usefulness on the behavior of using m-commerce applications for online purchases. The fourth objective is to analyze the effect of security perception on the interest of using m-commerce application on online purchase. This research was conducted by survey method and using SEM for data analysis. The results of this research indicate that there are significant influences among the behavior of the use of m-commerce applications, perceived usefulness, and behavioral control over interest in using m-commerce applications for online purchases. Ease of use and usability positively affect the behavior of using m-commerce applications. Ease of use positively affects the perceived usefulness. The security factor has a positive effect on the interest of using m-commerce application.Keywords: e-commerce, m-commerce adoption, SEM, Technology Acceptance Model, Theory of Planned Behavior
PENGARUH RASIO KEUANGAN DAN PERUBAHAN PAJAK DIVIDEN TERHADAP DIVIDEND PAYOUT RATIO PERUSAHAAN TERBUKA Cahyo Dwi Sulistiyo; Sri Hartoyo; Tb Nur Ahmad Maulana
Jurnal Keuangan dan Perbankan Vol 20, No 1 (2016): January 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (84.516 KB) | DOI: 10.26905/jkdp.v20i1.145

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AbstractThe objective of this research was to analyse influence company performance ratio such as ROA, DER, Size,EPS, Current Ratio, Growth and changes in dividend tax rates to Dividend Payout Ratio. The variables testedusing panel regression analysis. Research conducted on 40 emitens included in LQ 45 index of Indonesia StockExchange (ISE) with years of research covering 2006 to 2012. The panel regression results show that thevariables ROA, Current Ratio, Size, andGrowth showed a significant effect on dividend payout ratio,while thevariable DER, EPS, and Tax have no significant effect on the dividend payout ratio but all the variablesimultaneously influential to dividend payout ratio.
EFEK FAKTOR DEMOGRAFI DAN KARAKTERISTIK BISNIS ONLINE TERHADAP MINAT PENGAJUAN KREDIT MIKRO Fermico Karambut; Hartoyo .; Rita Nurmalina; Mukhamad Najib
MIX: JURNAL ILMIAH MANAJEMEN Vol 9, No 1 (2019): MIX: Jurnal Ilmiah Manajemen
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (646.29 KB) | DOI: 10.22441/mix.2019.v9i1.009

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This study aimed to see whether intention of applying for microcredit was influenced by factors of demographic and online business characteristics. The selection of respondents used convenience sampling method by collecting qualitative and descriptive information through online survey to 235 online seller who were members of the Indonesian Online Business Association (APOI).  The results of the study using logistic regression analysis proved that only the type of online business that was significantly related to the intention of applying for micro credit.  Financial institutions should offer credit products that are suitable for the type of online business to increase intention. Further research based on the type of business and online products will provide better overview of online MSME intnetion models.
KEPEMILIKAN PERENCANAAN KEUANGAN HARI TUA PADA PEKERJA KOTA BOGOR Rizky Amelia; Hartoyo Hartoyo; Budi Suharjo
MIX: JURNAL ILMIAH MANAJEMEN Vol 7, No 1 (2017): MIX: Jurnal Ilmiah Manajemen
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.202 KB)

Abstract

Abstract. This study aims to analyze the influence of attitude toward behavior,subjective norms, and perceived behavioral control on Bogor‟s employee. This study isaims too to analyze the demography characteristic of Bogor‟s employee who haveretirement planning. This study was conducted on 97 Bogor‟s employee and wasconducted in August until October 2016. The results of logistic regression showed thatthe indicators of subjective norms and perceived behavioral control have positive effecton financial retirement planning to Bogor‟s employee. Research also showed thatownership of financial retirement planning tend to be owned by the city of Bogor‟semployee who have more than one number of dependents, aged over 30 years old,married, and earning over nine million per month.Keywords: retirement planning, theory of planned behavior, employee in Bogor
ANALISIS INDEKS KEBERLANJUTAN USAHA PEMBESARAN LOBSTER DI PULAU LOMBOK PROVINSI NUSA TENGGARA BARAT Ervin Nora Susanti; Rina Oktaviani; Sri Hartoyo; Dominicus Savio Priyarsono
Agricore: Jurnal Agribisnis dan Sosial Ekonomi Pertanian Unpad Vol 2, No 1 (2017): Agricore: Jurnal Agribisnis dan Sosial Ekonomi Pertanian
Publisher : Departemen Sosial Ekonomi Faperta Unpad

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/agricore.v2i1.15049

Abstract

ABSTRAKKeberhasilan implementasi pertanian berkelanjutan tidak hanya terkait pada keamanan ketersediaanpangan secara nasional, tetapi juga terkait dengan peran penting sektor pertanian dalamperekonomian nasional. Unit-unit kegiatan usahatani yang berorientasi pada keberlanjutan usahaakan menjadi penggerak bagi perekonomian. Usaha pembesaran lobster merupakan salah satu unitkegiatan sektor perikanan yang memiliki kontribusi bagi perekonomian. Keberhasilan usahapembesaran lobster yang berkelanjutan dipengaruhi oleh keterlibatan beberapa pihak termasukpetani. Petani merupakan subjek yang terlibat langsung dalam pelaksanaan konsep pembangunanpertanian berkelanjutan dilapangan. Persepsi petani terhadap keberlanjutan usaha bisa menjadi tolokukur keberhasilan pertanian berkelanjutan di tingkat usahatani. Penelitian ini bertujuan untukmenganalisis tingkat keberlanjutan menggunakan indeks komposit dari data skala likert persepsipetani terhadap keberlanjutan usaha pembesaran lobster. Data skala likert yang merupakan skalaordinal ditransformasikan ke dalam skala interval menggunakan pendekatan Method of SuccesiveInterval (MSI). Pengumpulan data dilakukan melalui survey kepada 106 petani lobster di PulauLombok Provinsi Nusa Tenggara Barat menggunakan kuesioner terstruktur. Hasil penelitianmenunjukkan bahwa nilai indeks persepsi keberlanjutan untuk dimensi ekonomi, sosial danlingkungan masing-masing masuk pada katagori keberlanjutan “sedang” dengan nilai rata-rataadalah 0.58; 0.56 dan 0.54. Indeks gabungan yang merupakan interaksi antara ketiga dimensimemiliki rata-rata 0.56 juga masuk pada katagori “sedang”.Kata kunci : pertanian berkelanjutan, indeks keberlanjutan, persepsi petani, budidaya lobsterABSTRACTThe successful of sustainable farming implementation is not only related to the security of foodsupply, but also to the contribution to national economy. Sustainability oriented farming will becomea motor for the economy. One of contributing unit is lobster farming. The success of sustainablelobster farming is affected by the involvement of multiple parties, including the farmers. Farmers arethe subject who directly involved in implementing the concept of sustainable agriculturaldevelopment. The farmers’s perception of sustainability is a benchmark of successful sustainableagriculture at the farm level. This study aimed to analyze sustainability level by using the compositeindex of the likert scale data on the perception of farmers towards farming sustainability. Likertordinal scale data is transformed into interval scale using Method of Successive Interval (MSI).Data collected through a survey to 106 farmers in Lombok Island, West Nusa Tenggara provinceusing a structured questionnaire. The results suggest that the value of the index of sustainabilityperception for the economic, social and environment each fall into”moderate” category with theaverage value is 0.58, 0.56 and 0.54 respectively. The Composite index, interaction between aspects,have an average of 0.56 is also fall into the “moderate” category.Keywords: sustainable agriculture, sustainability index, farmers perception, lobster farming
PERANCANGAN APLIKASI PEMBELIAN DAN PRODUKSI MINYAK KELAPA SAWIT PADA PT. PALMA ABADI JAMBI BERBASIS WEB Hendri Hendri; M. Riza Pahlevi; Hartoyo Hartoyo
Jurnal Processor Vol 15 No 2 (2020): Processor
Publisher : LPPM STIKOM Dinamika Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33998/processor.2020.15.2.850

Abstract

Palma Abadi Jambi is one of company which has been located in Jambi which the processes of the dissemination of information and processing the data for purchase palm oil like still use book help. So that problems occur that is spreading information takes a very long time of branch offices to headquarters, often mistakes recording and calculation total money for data buying and selling, the absence of a system that can calculating the cost of oil every day, and preparing reports that takes time relatively long. Because of that, this research have purpose to give solution to that happening problems with offer a application of purchasing and production palm oil with using PHP programming language and MySQL database where writer make development system with waterfall method and using model approach system unified model language with use case diagram, activity diagram, class diagram and flowchart diagram. The new system produce outputs that can showing location data, employees data, product data, purchase data, customers data, selling data, cash data, cost data and reports that can be printed with purpose of can tell us a quick and easier information to the management of data the purchasing and production palm oil.
PENGELOLAAN PERIKANAN DEMERSAL DI LAUT ARAFURA: PENDEKATAN BIOEKONOMI Yesi Dewita Sari; Yusman Syaukat; Tridoyo Kusumastanto; Sri Hartoyo
Jurnal Sosial Ekonomi Kelautan dan Perikanan Vol 13, No 1 (2018): JUNI 2018
Publisher : Balai Besar Riset Sosial Eonomi Kelautan dan Perikanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (891.308 KB) | DOI: 10.15578/jsekp.v13i1.6858

Abstract

ABSTRAKLaut Arafura merupakan salah satu perairan yang penting, sebesar 21% potensi ikan Indonesia terdapat di perairan Arafura yaitu 2,64 juta ton per tahun. Pemanfaatan sumber daya ikan demersal terutama udang di Laut Arafura telah dilakukan semenjak tahun 1970an oleh perusahaan dengan sistem joint venture. Penelitian ini bertujuan untuk mengetahui tingkat optimal pengelolaan sumber daya ikan demersal di Laut Arafura dan perubahan rente ekonomi setelah adanya kebijakan moratorium kapal asing di Indonesia yaitu pelarangan penggunaan kapal pukat dan kapal asing. Penelitian ini menggunakan data sekunder runtun waktu yang bersumber dari Kementerian Kelautan dan Perikanan, Badan PusatStatistik serta hasil-hasil penelitian yang relevan. Metode analisis data menggunakan model bioekonomi perikanan dengan model surplus produksi Walters dan Hilborn. Analisis kebijakan ekonomi meliputijumlah alat tangkap, jumlah investasi dan rente ekonomi maksimum. Jumlah produksi tertinggi terjadi ketika pengelolaan pada kondisi maksimum secara biologi; sedangkan jumlah alat tangkap tertinggiyang diperbolehkan ketika pengelolaan pada kondisi open akses menggunakan alat tangkap pancing rawai dasar, serta rente ekonomi tertinggi diperoleh ketika pengelolaan pada kondisi maksimum secara ekonomi menggunakan pancing rawai dasar. Kebijakan pemerintah terkait moratorium kapal perikanan asing, memberikan kesempatan lebih banyak untuk kapal perikanan Indonesia dalam melakukanpenangkapan ikan demersal di WPP 718. Jumlah kapal perikanan dengan menggunakan alat tangkap pancing rawai dasar dapat dikembangkan sampai 4 ribuan unit untuk memanfaatkan ikan demersal yangoptimal secara ekonomi, sehingga rente ekonomi maksimum dapat diperoleh sebesar 3,40 trilyun rupiah per tahun.Title: Management of Demersal Fishery in the Arafura Sea: A Bio-Economic ApproachABSTRACT Arafura sea is one of important fishing ground in Indonesia, contributing 21% of fisheries at about 2,64 million ton/year. Arafura’s demersal fishery has been exploited since 1970 by joint venture system.  This study aims to determine the optimum level of demersal fish management in Arafura Sea as well as the fluctuations of economic rent after the foreign fishing vessel moratorium in Indonesia. The studycollected time series data from 2001-2014 from Ministry of Marine and Fisheries, Statistics Indonesia and relevant researches. The data were analyzed using bioeconomic model, particularly Walters and Hilborn Model. Analysis of economic policy includes fishing gears, investments and maximum economic rents. The results show that the maximum production occurs when fisheries management is on maximum yield. The highest number of permitted fishing gear is reached when the management is on open access condition using the set longline, while the maximum economic rents are obtained when the managementis on maximum economic yield using the set long line. Foreign fishing vessel moratorium gives more  opportunity to Indonesian vessels to catch more demersal fish in WPP 718. The number of total optimum fishing vessel could be increased up to 4 thousand units in WPP 718 for demersal fishery in order reach optimum economic rent of 3.40 trillion rupiah per year.
Understanding ICT Adoption Determinants among Indonesian SMEs in Fashion Subsector Rini Setiowati; Hartoyo Hartoyo; Heny K. Daryanto; Bustanil Arifin
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 8, No 1 (2015): April-July 2015
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/irjbs.8.1.1136

Abstract

Posisi Daya Saing dan Kinerja Ekspor Kopi Indonesia Di Pasar Global Doni Sahat Tua Manalu; Harianto Harianto; Suharno Suharno; Sri Hartoyo
Jurnal Ekonomi Pertanian dan Agribisnis Vol 3, No 4 (2019)
Publisher : Department of Agricultural Social Economics, Faculty of Agriculture, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (118.885 KB) | DOI: 10.21776/ub.jepa.2019.003.04.18

Abstract

Satu komoditas unggulan perkebunan Indonesia adalah kopi, sebagian besar produksi kopi Indonesia ditujukan untuk ekspor. Tujuan penelitian ini adalah untuk menganalisis posisi daya saing dan kinerja ekspor kopi Indonesia di pasar global. Data yang digunakan dalam penelitian ini merupakan data time series ekspor kopi dalam kurun waktu sepuluh tahun yaitu mulai tahun 2007-2017 dengan menganalisis negara tujuan ekspor terbesar yaitu USA, Jerman, Jepang. Metode Revealed Comparative Advantage (RCA) dan Export Product Dynamis (EPD) digunakan masing-masing untuk menganalisis keunggulan komparatif dan kinerja ekspor kopi Indonesia di pasar global. Hasil penelitian menunjukkan bahwa Indonesia memiliki keunggulan komparatif di pasar global berdasarkan metode RCA, kemudian berdasarkan metode EPD diperoleh bahwa produk kopi Indonesia tergolong pada posisi rising star di negara tujuan ekspor USA sedangkan di negara Jerman dan Jepang diperoleh bahwa posisi pasar kopi Indonesia pada posisi lost opportunity.
Faktor-Faktor yang Memengaruhi Besaran Pembiayaan Perbankan Syariah di Indonesia Fauziyah Adzimatinur; Sri Hartoyo; Ranti Wiliasih
AL-MUZARA'AH Vol. 3 No. 2 (2015): AL-MUZARA'AH (December 2015)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (580.818 KB) | DOI: 10.29244/jam.3.2.106-121

Abstract

Development of Financing of Islamic banking in Indonesia has increased. However, the amount of financing is only 3-5% when compared to conventional bank loans. This study aims to analyze the factors affecting the amount of financing provided by Islamic banking in Indonesia. This study uses a Vector Error Correction Model (VECM) to see the long-term effect and response to shock that occur in the studied variables. The result shows that in the long run, the percentage of profit and loss sharing, third party funds, and FDR give a positive and significant effect on the financing, while NPF has negative and significant effect. ROA and BOPO have no significant effect on the financing. Shocks that occur in the financing, NPF, and ROA positively responded by financing and will be stable in the long term. While the shocks that occur in the percentage of profit and loss sharing, third party funds, FDR, and BOPO responded negatively by financing and will be stable in the long term.
Co-Authors -, Komadin ., Harianto Abdullah Aman Damai Achmad Komara Achyar, Nadia Nurvita Ilahi Adam Sugiharto, Adam ADANG AGUSTIAN Adi Putra Adiputra, Henry Jonathan Adler H. Manurung Adzimatinur, Fauziyah Agus Budi Utomo Agus Maulana Agus Wijaya Soehadi Agustina Widi Palupiningrum‬ Ahmad Nugroho, Jati Aji Hermawan Akbari, Hafsarizka Al. Agus Kristiadi Al. Agus Kristiadi Alamsyah, Zeffry Ali Ashar Ali Khomsan Amriwan, Azis Amron Amron, Amron Amzul Rifin Andi Oktoriyana, Andi ANGGRAENI, ADITHIA Ani Haryati, Ani Anita Damayantie Anna Faryanti Aranggraeni, Renda Arde Lindung Pambudi Arief Daryanto Arif Satria Arifin, Bustanil Arifin, Bustanil Arina Hayati Aris Solikhah, Aris Arismunandar, T Maureza Aristi Dian Purnama Fitri Arya Hadi Dharmawan Astari Sukmaningtyas Atika Rahma Baadila, Ikram Bagus Sartono Balagaise, Ancelina Bonar M. Sinaga Bonar Marulitua Sinaga Bonar Marulitua Sinaga Budi Suharjo Budiono Budiono Bustanil Arifin Cahyaningsurya, Nabila Sahara Cahyo Dwi Sulistiyo Cornelis, Vieta Imelda Dadang Sukandar Dadi Adriana Dahlia Nauly Dahmiri Damayanti, Elok Dapin, Rahmad Harry Dardiri, Yusuf Dedi Budiman Hakim Dewi, Niken Puspita Diah Diana Sulistyorini Diah Krisnatuti Dieni, Lidya Dominicus Savio Priyarsono Dwinugroho Putro Utomo E. Gumbira Sa’id Eka Intan K.P. Eka Intan Kumala Putri Eka Wulida Latifah Elisa Anggraeni, Elisa Ely Nurhayati Elys Fauziyah Endang Koestati Sri Harini Muntasib Endriatmo Soetarto Erna Rochana Ernu Widodo, Ernu Erry Ricardo Nurzal Ervin Nora Susanti Erwidodo Erwidodo Eva Z. Yusuf Eva Z. Yusuf Eva Z. Yusuf Fadwati, Amida Fahmi, Ali Farisha, Mega Fariyanti, Anna Fathir, Muhammad Aqil Ferdy Adif I. Fallo Fermico Karambut Fitria Fitria Fitriaty, Fitriaty Gengki Zulfikar, M Haidar Hanif Ginting, Victor Hafidu, Akbar Al Handayati, Nur Harianto Harianto Harianto Hendri Hendri Hendro Sasongko Heny K Daryanto Heppy Setiawati Hidayat, Rizqi Rizaldi Hidayati, Aprihatiningrum Hurriyatun Kabbaro, Hurriyatun Hurriyyatun Kabbaro Husni, Iqbal Ali Hutagaol, M. Parulian Hutagaol, Manuntun Paruliah Ign. Anung Setyadi Ignatius Suksmadi Ilmi, Sendy Watazawwadu Indra Gumay Febryano Irfan Syauqi Beik irwandar, Sapta N Istiqlaliyah Muflikhati Jan Horas Veryady Purba Juli Handayani Julianto Julianto Khairunnisa Khairunnisa Khairunnisa', Khairunnisa' Kudang Boro Seminar Kuntjoro, nFN Kusuma, Pradana Jati Laily Dwi Arsyianti Lala M Kolopaking Lilik Noor Yuliati Lilis Imamah Ichdayati Lubis, Muchdy Lukytawati Anggraeni M. Riza Pahlevi M. Yusuf Manalu, Doni Sahat Tua Manuwoto, Manuwoto Marfiani, Teni Mashudi, Rudy Maya Riantini, Maya Mayanti, Alamanda Nur Megawati Simanjuntak Melly Latifah Micha Snoverson Ratu Rihi Miftakhul Fauzia Hakim Mohamad Agus Setiawan Muhammad Kristiawan Mukhamad Najib Mukti Ali, Mochammad Musa Hubeis Mustain Mustain Nala Inayatuz Zaid Nimmi Zulbainarni Nofia Mutiara Bahri, Nofia Mutiara Novie Astri Pratiwi, Novie Astri novindra . Novita Tresiana Nunung Kusnadi Nur Oktalia Dwine Arwanda, Nur Oktalia Dwine Nurhayati, Ely Nurkodri, Moh Sahroni Octarina, Evie Pantjar Simatupang Pradana Jati Kusuma Prasetya, Tri Budi Prasetya, Victor Prasetya, Viktor Primadona, Fitry Prioyono, Wahyu Putra, Fikri Isnaini Rachma Fitriati Rahardi, Naufal Rahmatulloh, Febriandi Ranti Wiliasih Ratna Winandi Asmarantaka Razali, Muhamad Retnaningsih Retnaningsih Reza, Fakhri Rina Oktaviani Rini Setiowati Rini Setiowati Ririn Nindia Astuti Rita Nurmalina Riyanti, Evy RIZA RIZA Rizal Syarief Rizky Amelia Robert M.Z Lawang, Robert M.Z Rohim Habibi Rosyadi, Sa'adilah Rusastra, I Wayan Safari, Arief Salsabilla, Nadia Amanda Saraswati, Girindra Sari, Trisna Intan SARIMAN Sarjono Sarjono, Sarjono Sarma, Ma’mun Selamet , Selamet Selamet Selamet Sembiring, Anita Indri R. Setiadi Djohar Setiana, Tutut Setiawan, Edi Setiawaty, Elika Shalihati, Fithriyyah Sidarta, Dudik Djaja Sidharta, Dudik Djaja Silitonga, Parlindungan Y Sinaga, Bonar M Sinaga, Bonar M. Sinaga, Bonar M. Siti Marwiyah Siyadah, Fatihatus Soekorini, Noenik SRI ASTUTIK Sri Mulatsih Sri Mulatsih Sri Rahayu Mulyani Sri Sulastri Sri Utami Kuntjoro Srihadi, Rati Farini Stevanus Bayu Satriawan, Stevanus Bayu Sudarwan Danim Suharno Suharno Sulistyorini, Diah Diana Sumaryanto, nFN Suprihatin Guhardja Suripto Suripto Suryani, Erma Sutopo Sutopo Syifa, Za'iemah Asy Tanti Novianti Tb Nur Ahmad Maulana Tb. Sjafri Mangkuprawira Tedi, Tedi Oktavianto Tri Wulandari Henny Astuti, Tri Wulandari Henny Trias Andati Trias Andati Trias Andati Tridoyo Kusumastanto Ujang Sumarwan Umu Rosidah Usman Nursusanto Wahyu Priyono Wahyudian Wahyudian Wahyuni, Okvita Wanti Fitrianti Widiastuti, Endang Linirin Wijaya, Amirullah Winahyu, Djatmiko Wisnu Putra Prihantoro Wulandari, Shindy Tri Yandra Arkeman Yesi Dewita Sari YS Darmanto Yuhendra Yusman Syaukat Yusnina, Yusnina Yuswandi A. Temenggung, Yuswandi A. Zainuddin Zainuddin Zaman, Fasika Khaerul Zumi Saidah Zunara, Elly