Articles
Penguatan Strategi Penghimpunan Zakat, Infaq, Sedekah di BAZNAS Kabupaten Sleman
Asmuni, Asmuni
Welfare : Jurnal Pengabdian Masyarakat Vol. 1 No. 3 (2023): Welfare : September 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri
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DOI: 10.30762/welfare.v1i3.641
This community service activity aims to socialize the device strategy for implementing ZIS fundraising at BAZNAS, Sleman district, which has experienced an increase. Service activities are carried out using the method of socializing the zakat awareness movement directly to the community, opening consulting services online and offline, as well as conducting zakat role models, which are expected to make people understand or be aware of the obligation to pay zakat. The results of community service activities include several strategies carried out by BAZNAS of Sleman Regency to raise ZIS funds, namely: 1) The strategy of awareness socialization of the zakat movement and related provisions can influence the muzaki's decision to pay zakat. 2) Opening an online zakat consulting service via WhatsApp and in-person consultation at the Sleman district BAZNAS office also has a significant impact on Muzaki. 3) Carry out the role model zakat movement every month, which also influences the muzaki's decision to pay zakat. It was concluded that the socialization of the Zakat awareness movement, consulting services related to Zakat, and the role model Zakat movement had a positive impact and succeeded in strengthening the ZIS fundraising process.
Behavior analysis of MSMEs in Indonesia using fintech lending comparative study between sharia fintech lending and conventional fintech lending
Nurbaiti, Nurbaiti;
Asmuni, Asmuni;
Soemitra, Andri;
Imsar, Imsar;
Aisyah, Siti
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 9 No. 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)
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DOI: 10.29210/020232273
The presence of sharia financial technology (fintech) as a credible financial institution is expected to be able to help the problems that are often faced by Micro, Small and Medium Enterprises (MSMEs) in Indonesia. This study aims to determine whether there are differences in the behavior of MSME actors in the use of sharia fintech lending and conventional fintech lending. The research method used in this research is normative legal research by analyzing the laws and regulations as well as relevant studies through the issues in the study. This study uses a statutory and conceptual approach, both of which function to analyze the applicable legal rules so that differences can be found between conventional and sharia peer to peer lending fintechs and the extent to which sharia rules are applied in these fintechs. This study concludes that Islamic fintech plays a role as a driving factor in increasing the inclusiveness of Micro, Small and Medium Enterprises (MSMEs) in Indonesia. The presence of the sharia fintech industry can overcome the problems of Micro, Small and Medium Enterprises (MSMEs) in Indonesia, especially related to financing needs, ease of transaction processing, expansion of market access, and ease of preparation of financial reports.
The effect of learning and memory on brand equity and it’s implications on financing decisions for pt bsi msme customers in the maqasid syariah perspective
Sarwoto, Sarwoto;
Asmuni, Asmuni;
Harahap, Isnaini;
Zalukhu, Rika Surianto
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 9 No. 4 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)
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DOI: 10.29210/020233357
The study involved 300 MSME customers of PT BSM in North Sumatra, aiming to investigate the impact of learning and memory on financing decisions, with brand equity as a mediating variable. The study also incorporates the Maqasid Shariah perspective. This research adopts a quantitative descriptive approach, employing quota sampling techniques for sample selection and utilizing primary data collected through questionnaires distributed directly to respondents. Respondents' perceptions are measured using Likert scales. The research method utilizes the Structural Equation Modeling (SEM) approach, with a significance level of 5%. Data processing is conducted using Smart PLS 3.0 software, and references are managed through the Mendeley 7th edition program. The findings reveal that customer motivation affects financing decisions in PT BSM's micro-financing. Customer perception does not affect financing decisions in PT BSM's micro-financing. Customer learning does not affect financing decisions in PT BSM's micro-financing. Customer memory does not affect financing decisions in PT BSM's micro-financing. Customer motivation does not affect brand equity. Customer perception affects brand equity. Customer learning affects brand equity. Customer memory affects brand equity. PT BSM's brand equity influences microfinance decisions. Brand equity mediates the influence between customer psychology on microfinance decisions at PT BSM in North Sumatra. The implications of this study encourage PT BSM to enhance awareness of Shariah banking services, emphasizing the importance of Shariah banks in achieving Maqasid Shariah
Maqashid Sharia Perspective of Legal Sanction for Khalwat Actors in Aceh
Mulizar, Mulizar;
Asmuni, Asmuni;
Tanjung, Dhiauddin
AL-ISTINBATH : Jurnal Hukum Islam Vol 7 No 1 May (2022)
Publisher : Institut Agama Islam Negeri Curup
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DOI: 10.29240/jhi.v7i1.3587
This paper discusses the dynamics of punishment for khalwat perpetrators which is habitually inclined to implement the rule of law underlined in Aceh. The aim of this research is to analyze the provision of legal sanctions carried out by Acehnese for khalwat perpetrators based on the maqashid sharia perspective. This study was conducted by using empirical juridical research with law sociology approach, and the source of the main data was an interview which was completed by supporting data such as significant articles related to the khalwat cases in Aceh. The results of this study point out that normatively the provision of sanctions for khalwat perpetrators in Aceh are regulated into two forms, namely Jinayat Law Qanun, and the Development of Traditional Life and Custom Qanun. Each of these regulations has differences in the provision of law sanctions for the khalwat perpetrators that cause law dualism. Practically, the sanctions determined by Acehnese for the khalwat perpetrators are various depending on each region. There are four kinds of sanctions enforcement, namely; First: Jinayat Law Qanun, Second: Customary Law, Third: the sanction of punishment in the name of customary law, Fourth: persecution. Based on maqashid al sharia aspect, some of these punishments are considered not in accordance with sharia principles, law of persecution, and in the name of customary law. Indeed, these regulations tend to be decided arbitrarily and even followed by torture.
The Majelis Ulama’s Fatwa on Freedom of Expression On Social Media: The Perspective of Maqashid Sharia
Arisandy, Danil Putra;
Asmuni, Asmuni;
Albani Nasution, Muhammad Syukri
AL-ISTINBATH : Jurnal Hukum Islam Vol 7 No 2 November (2022)
Publisher : Institut Agama Islam Negeri Curup
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DOI: 10.29240/jhi.v7i2.5235
This article criticizes MUI Fatwa Number 24 of 2017 concerning guidelines for naming through social media, wherein the decision of its legal provisions the fatwa has given many restrictions that can be understood as an effort to close the space for freedom of expression and opinion on social media, the impact of which social media users feel afraid and restrained to views. The existence of this fatwa is fundamental because it provides clues regarding the rights of free speech for social media users from an Islamic perspective. This paper uses Jasser Auda's maqasheed sharia approach, namely system theory, as a normative analysis in criticizing fatwas against the interpretation of ghibah behavior, the concept of tabayyun, the public domain in the torso of the general provisions of fatwas. This article argues that the performance of the behavior of the ghibah, the concept of tabayyun, the public domain, in the general conditions of the fatwa body is very influential in the understanding of Islamic law itself towards a direction that is contrary to the purpose of maqasheed sharia, namely the law for the benefit of the people. This is because the interpretation of the fatwa is not ideal for realizing the goal of protecting the human right to opinion for social media users in a country that applies the concept of democracy. This argument is based on the researchers' reading of the MUI Fatwa using a system theory that says the purpose of the law is to achieve the universal benefit, which is inseparable from all points of view of Islamic law. In the end, this article concludes that there is a need to reconstruct the interpretation of the ghibah concept of tabayun, the public domain in the Majelis Ulama’s fatwa.
Islamic Smart City: Study of Literacy and Inclusion in Financial Behavior and Empowerment of Micro, Small and Medium Enterprises (MSMEs)
Harahap, Raja Sakti Putra;
Asmuni, Asmuni;
Soemitra, Andri
Edukasi Islami: Jurnal Pendidikan Islam Vol. 11 No. 03 (2022): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah
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DOI: 10.30868/ei.v11i03.4169
This article aims to examine; 1. The effect of financial literacy on the financial behavior of MSME entrepreneurs in Binjai City. 2. The effect of financial inclusion on the financial behavior of MSME entrepreneurs in Binjai City. 3. The influence of Islamic Smart City on the financial behavior of MSME entrepreneurs in Binjai City. This study used a quantitative method with a research instrument in the form of a questionnaire. The research sample was 154 MSME actors in Binjai City. While the data analysis technique uses PLS-Structural Equation Modeling (SEM) analysis based on variance or Partial Least Square (PLS). The results of the study show that: 1. Financial literacy which consists of indicators of general financial knowledge, savings and loans, insurance, and investment has no significant effect on the financial behavior of MSME entrepreneurs in Binjai City. 2. Financial inclusion consisting of indicators of the dimensions of access, dimensions of use, dimensions of quality, and dimensions of welfare has a significant effect on the financial behavior of MSME entrepreneurs in Binjai City. 3. Islamic Smart City which consists of Smart Economy, Smart Mobility, Smart Environment, Smart People, Smart Living and Smart Governance indicators has a significant effect on the financial behavior of MSME entrepreneurs in Binjai City. 4. Financial literacy and inclusion as well as Islamic Smart City have a significant effect on the financial behavior of MSME entrepreneurs in Binjai City.
THE EFFECTIVENESS OF PREMARITAL MARRIAGE GUIDANCE (ISLAMIC EDUCATION GUIDANCE MODEL) IN REDUCING THE HIGH DIVORCE RATE IN KUA NORTH SUMATERA PROVINCE
Harahap, Rafnitul Hasanah;
Asmuni, Asmuni;
Khoiri, Nisful
Edukasi Islami: Jurnal Pendidikan Islam Vol. 11 No. 03 (2022): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah
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DOI: 10.30868/ei.v11i03.4174
Decree of the Director General of Islamic Community Guidance No. 379 of 2018 concerning the Implementation of Premarital Marriage Guidance, which aims to create a happy and peaceful family and reduce the divorce rate But in reality, in the city of Medan, the divorce rate continues to increase every year. This study focuses on the issue of implementing premarital marriage guidance based on the Decree of the Director General of Islamic Community Guidance Number 379 of 2018 at the KUA in Medan City, as well as the extent of the impact of fostering premarital marriages. based on the Decree of the Director General of Islamic Community Guidance No. 379 of 2018 concerning reducing the divorce rate in Medan City. The research model (mode of inquiry) is a type of qualitative research oriented to field research (empirical), which is related to the Islamic education approach and premarital guidance. The results of the research are oriented towards the effectiveness of coaching and education for premarital marriages that are not working as well as they should. There are still many married couples who do not get premarital marriage guidance but get a marriage certificate, and premarital marriage coaching should be an administrative requirement by showing proof of marriage certificate for couples who are getting married. There is also a lack of understanding of the implementation of Islamic educational values, and the government must give authority to the KUA as a follow-up to premarital marriage development activities to mediate between married couples who are about to divorce before going to the Religious Courts.
ISLAMIC EDUCATION MODEL ORIENTED ON THE VIEWS OF ACEH ULAMA ON CUSTOM SANCTIONS FOR COMMUNITIES FOR VIOLATION OF QANUN JINAYAT IN THE DISTRICT ACEH TAMIANG
Musthafa, Musthafa;
Asmuni, Asmuni;
Fuad, Zainul
Edukasi Islami: Jurnal Pendidikan Islam Vol. 11 No. 03 (2022): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah
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DOI: 10.30868/ei.v11i03.4247
This research looks at what Acehnese scholars think about the customary punishments for people who break the khalwat qanun in Aceh Tamiang District, based on Aceh Province Qanun Number 6 of 2004 about Jinayat Law in the progressive Islamic education model. This research method is normative and empirical. It looks at legal principles and norms in laws and regulations, legal doctrine, and how legal norms are used in society. It then looks at the problem from the point of view of Acehnese scholars regarding violations of the khalwat qanun. The results of the study show that when putting customary life into practice, regions can set up different policies to help adat and traditional institutions in their areas that are based on Islamic law and work in line with it. Gampong or village residents who break the khalwat or make the Sharia look bad can first go to a Gampong Traditional Meeting (RAG). One reason why khalwat offenders aren't caned in Aceh Tamiang is because the case was settled in a way that was unfair to both local elites and the general public. A number of Khalwat cases were resolved through customary mechanisms. Sanctions such as the "banquet of bad luck," handing over tens of sacks of cement for village infrastructure development, and washing and humiliating in public places are forms of settlement for indigenous peoples. Many indigenous peoples outside Aceh also carry out sanctions like this. considerations of efficiency, expediency, and trustworthiness. Through customary mechanisms, khalwat cases are handled more quickly and efficiently than in the Sharia Court. In addition, the implementation of Qonun Jinayah can be carried out using a progressive education model approach that aims to raise awareness in every individual community about the enforcement and implementation of Qonun Jinayah in the Aceh Tamiang region.
Integration of Islamic Education And Science: A Study On Pig Cornea Transplantation Based On Al-Shatiby's Perspective
Zaldi, Zaldi;
Asmuni, Asmuni;
Tanjung, Dhiauddin
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 001 (2023): Edukasi Islami: Jurnal Pendidikan Islam (Special Issue 2023)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah
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DOI: 10.30868/ei.v12i001.6140
This research focuses on seeing how the integration between Islamic education and science, by looking at the case of pig eye cornea transplantation based on Al-Shatiby's perspective. Islamic education is important to adjust Islamic law as a guide for every Muslim to be a reference in carrying out all the activities of his life both his relationship with Allah and his relationship with fellow human beings even towards himself and other creatures. The development of medical technology today requires health experts to transplant / replace human eye corneas that experience blindness due to corneal abnormalities to be overcome while corneal donors derived from human eye corneas are very rare to obtain, one of which is due to the unwillingness of humans to become corneal donors, so doctors replace human eye corneas that experience corneal blindness with corneas derived from pigs that have been genetically engineered.  Islamic law comes from the Quran and the Sunnah of the Prophet, but if no clear text is found in a problem faced by humans, the scholars make ijtihad to determine the law through Ijmak and Qiyas. With the development of technology today, not all problems can be answered from existing sources and arguments of Islamic law, so other legal arguments are needed, such as Maslahah Mursalah. This also requires Islamic education in the medical field, so that patients and families understand the problems that exist, and understand the medical process. The integration of Islamic education in science, especially in the context of medical science can encourage the determination of Islamic law on pig corneal transplants as a substitute for human corneas, especially by using the Maslahah Mursalah Theory approach from Imam Al-Shatiby.
REVIEW OF FIQH MUAMALAH ON THE FORMS OF ONLINE BUYING AND SELLING CONTRACTS IN THE TIKTOK SHOP APPLICATION
Nst , Venny Fraya Hartin;
Asmuni, Asmuni;
Anggraini, Tuti
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 3 (2024): Vol. 7 No. 3 (2024): Volume 7 No 3 Tahun 2024 (Special Issue)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai
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DOI: 10.31004/jrpp.v7i3.32024
Fenomena yang terjadi dikalangan Mahasiswa Universitas Darma Agung yang sudah menggunakan Tiktok Shop karena dianggap praktis, dapat menghemat waktu dan tenaga. Walaupun demikian, ternyata masih ada masalah yang terjadi ketika Mahasiswa Universitas Darma Agung menggunakan TikTok Shop untuk berbelanja. Salah satunya adalah terdapat cacat pada barang yang dibeli. Pada saat inilah hak pembeli dapat membatalkan atau tidak meneruskan akad jual beli jika ada kecacatan pada barang yang dibelinya menurut Fiqh Muamalah. Penelitian ini merupakan jenis penelitian kepustakaan, yakni serangkaian penelitian tentang metode pengumpulan data kepustakaan atau penelitian yang objek penelitiannya. Hasil penelitian ini menurut Pandangan fiqih Muamalah terhadap transaksi online relevan karena penjual memberikan data rinci mengenai pokok barang yang diperjualbelikan, dan pembeli berhak menerima hak khiyar yang diberikan penjual. Detail objek produk sebagai tujuan untuk memeriksa tingkat kualitas dari produk itu sendiri sehingga pembeli dapat melanjutkan atau membatalkan pembelian. Kontrak yang terkait dengan jenis transaksi ini adalah Akad Salam yang disepakati (yang akadnya telah dibuat) akan dikirimkan kepada pembeli di kemudian hari, sesuai dengan DSN Fatwa MUI Nomor 5/IV/ Tahun 2000 tentang Jual Beli Salam, hak atas khiyar berlaku jika pembeli menentukan bahwa barang tersebut tidak sesuai dengan rincian yang diberikan penjual.