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All Journal Jurnal Pembangunan Pendidikan: Fondasi dan Aplikasi Humanika : Kajian Ilmiah Mata Kuliah Umum Jurnal KOMUNIKA Berkala Ilmiah Pendidikan Biologi (BioEdu) Journal on Mathematics Education (JME) MEDISAINS Jurnal Pendidikan Islam Jurnal Pendidikan Agama Islam Journal of Research and Advances in Mathematics Education Pedagogi Hayati KAREBA : Jurnal Ilmu Komunikasi DIDAKTIKA BIOLOGI: Jurnal Penelitian Pendidikan Biologi Satya Widya Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal SOLMA Jurnal PAJAR (Pendidikan dan Pengajaran) ELS Journal on Interdisciplinary Studies in Humanities Jurnal PGSD: Jurnal Ilmiah Pendidikan Guru Sekolah Dasar Kuttab: Jurnal Ilmu Pendidikan Islam JURNAL EKSAKTA PENDIDIKAN (JEP) PROSIDING SEMINAR NASIONAL PROGRAM PASCASARJANA Journal of Communication Sciences (JCoS) Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan EDUKATIF : JURNAL ILMU PENDIDIKAN Science Education and Application Journal Almufida: Jurnal Ilmu-Ilmu Keislaman Jurnal Teknologi Informasi, Komputer, dan Aplikasinya (JTIKA ) Dielektrika : Jurnal Ilmiah Kajian Teori dan Aplikasi Teknik Elektro Review of Management and Entrepreneurship Jurnal Ekonomi Pembangunan Jurnal Abdi Insani Bubungan Tinggi: Jurnal Pengabdian Masyarakat Journal of Classroom Action Research PAKAR Pendidikan Al-Mudarris : Jurnal Ilmiah Pendidikan Islam Sunan Kalijaga International Journal on Islamic Educational Research Media Gizi Kesmas Tadarus Tarbawy : Jurnal Kajian Islam dan Pendidikan Bivalen: Chemical Studies Journal Nusantara: Jurnal Pendidikan Indonesia Al-Maraji': Jurnal Pendidikan Bahasa Arab Cakrawala: Jurnal Pendidikan Jurnal Begawe Teknologi Informasi Jurnal Pendidikan Indonesia Gemilang An-Nur : Jurnal Studi Islam International Journal of Biology Education Towards Sustainable Development Jurnal Informatika Teknologi dan Sains (Jinteks) Southeast Asian Journal of Islamic Education QiST: Journal of Quran and Tafseer Studies Takuana: Jurnal Pendidikan, Sains, dan Humaniora YASIN: Jurnal Pendidikan dan Sosial Budaya Takwil: Journal of Quran and Hadith Studies Journal of Pedagogy and Education Science Jurnal Pendidikan Islam Jurnal Pendidikan Sains Indonesia (Indonesian Journal of Science Education) Educative: Jurnal Ilmiah Pendidikan Empiris Jurnal Pengabdian Pada Masyarakat (EJPPM) Journal of Islamic Education and Ethics Jurnal Pendidikan Abad Ke-21 Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Pengabdian Pada Masyarakat Eldimas Qurthuba: The Journal of History and Islamic Civilization Jurnal Pengabdian Dinamika ASSYIFA: Jurnal Ilmu Kesehatan SRODJA Al-Insyiroh: Jurnal Studi Keislaman Jurnal Studi Kasus Kegiatan Masyarakat Jurnal Pendidikan Progresif Al-Munawwarah Journal on Mathematics Education Jurnal Pendidikan Islam
Dwi Ratnasari
Universitas PGRI Palembang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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Digitalizing Pesantren Economy: The Dynamics of Cashless Payment Systems and Santri Financial Behavior Sulfaningsih, Evi; Ratnasari, Dwi; Najimi, Muhammad Nur
Al-Insyiroh: Jurnal Studi Keislaman Vol. 12 No. 1 (2026): March 2026
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/alinsyiroh.v12i1.665

Abstract

The rapid development of financial technology has driven the transformation of the payment system from cash transactions to digital systems in various sectors, including Islamic educational institutions such as Pesantren. However, the implementation of a non-cash payment system in Pesantren presents unique dynamics because it involves the interaction between technological innovation, institutional governance, and Islamic economic values that are the basis of Islamic social practices. This research aims to examine the dynamics of digital financial transformation in Pesantren and synthesize the pattern of financial technology adaptation in the Pesantren economic ecosystem. This study uses a qualitative approach through the Systematic Literature Review (SLR) method, analyzing nine primary corpus articles selected through the PRISMA 2020 screening process from publications in the 2020–2025 period. The data was analyzed using thematic content analysis to identify the main patterns in the implementation of digital payment systems in Pesantren. The results of the study show three main dynamics in the digitalization of the pesantren economy, namely variations in digitalization policy typologies, gaps in infrastructure and institutional readiness, and changes in student transaction behavior influenced by the digital payment system. The cashless payment system contributes to increased transparency, financial control, and institutional accountability, but also faces challenges in the form of limited digital literacy, infrastructure gaps, and socio-cultural resistance. Theoretically, this study enriches the study of Islamic digital economy by explaining how traditional Islamic educational institutions negotiate technological modernization through the integration of fintech innovation, institutional governance, and Islamic economic values.
Rethinking Ideal Education from Prospective Teachers' Perspectives: Systemic Challenges and Educational Policy Implications in Indonesia Sitorus, Adnan Syah; Ratnasari, Dwi
Jurnal PAJAR (Pendidikan dan Pengajaran) Vol. 10 No. 2 (2026): March
Publisher : Laboratorium Program Studi Pendidikan Guru Sekolah Dasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33578/pjr.v10i2.1179

Abstract

Contemporary educational reform in Indonesia has largely emphasized policy design and teacher implementation, yet limited attention has been given to how prospective teachers conceptualize ideal education and interpret systemic challenges. Addressing this gap, this study explores how pre-service teachers articulate their vision of ideal education and critically assess current educational conditions. Employing a qualitative case study design, data were collected from 33 fifth-semester students in an Islamic Education program through open reflective essays and analyzed using inductive thematic analysis. The findings reveal five interrelated dimensions shaping prospective teachers' conceptualization of ideal education: (1) learner-centered and meaningful pedagogy, (2) critique of assessment-oriented culture, (3) recognition of structural educational inequality, (4) awareness of professional pressures on teachers, and (5) integration of character education with 21st-century competencies. These themes demonstrate that prospective teachers' perspectives extend beyond classroom technique and reflect an emerging structural and professional consciousness. The study proposes an Ideal Education Framework that integrates pedagogical commitment, structural awareness, and systemic support as interconnected dimensions of educational transformation. This study contributes to the discourse on Indonesian educational reform by repositioning prospective teachers as reflective epistemic actors whose perspectives bridge pedagogical ideals and policy realities. The findings offer policy-relevant insights for strengthening teacher education, promoting equitable resource distribution, and balancing accountability with professional autonomy in national education reform.
Implementation of an HTML‑Based Front‑End for the Profiling System of the Indonesian Association of Academics and Scientists (ASASI) of West Nusa Tenggara Region: IMPLEMENTASI FRONTEND BERBASIS HTML PADA SISTEM PROFILING PENGURUS PERKUMPULAN AKADEMISI DAN SAINTIS INDONESIA (ASASI) DAERAH NUSA TENGGARA BARAT (NTB) Rahmatdiyansyah, Aditya; Ratnasari, Dwi; Ariawan, Soni; Saputri, Dian Syafitri Chani; Zubaidah, Teti
Jurnal Begawe Teknologi Informasi (JBegaTI) Vol. 7 No. 1 (2026): JBegaTI
Publisher : Program Studi Teknik Informatika, Fakultas Teknik Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jbegati.v7i1.1500

Abstract

The development of information technology in the digital era has encouraged professional organizations to adapt in managing and delivering information more effectively. ASASI (Association of Indonesian Scientists and Academics) NTB, as an academic and scientific organization, requires an information system that is easy to access and capable of presenting administrator profiles in a structured and informative manner for both members and the public. This study aims to design and implement a web-based frontend system for visualizing administrator profiles of ASASI NTB. The development focuses on frontend implementation using basic web technologies such as HTML for content structure, CSS for visual presentation, and PHP native for dynamic data processing, without utilizing frontend frameworks or RESTful APIs. This approach was chosen to ensure simplicity, ease of maintenance, and suitability to organizational needs. The implementation results show that the developed system is able to present administrator profile information clearly, systematically, and in an easy-to-understand format. The system supports organizational transparency, improves information dissemination, and facilitates users in identifying the roles and expertise of each administrator. Strategically, the implementation of a web-based frontend system for administrator profile visualization can enhance the organization’s image, strengthen public trust, and support collaboration with external stakeholders in the digital era.
Co-Authors -, Sasongko Abrori, M Sayyidul Achadi, Muh Wasith Adnan, Miftahul Jannah Adzibah, Salsabila I'tilaful Afwani, Royana Agitha, Nadiyasari Akbar, Muhammad Fajrin Al-Kahfi, Muhammad Farij Alamsyah, Noor Albar, Moh. Ali Albar, Mohammad Ali Alfarisa, Fitri Alim, Ansorul Alsulami, Naif Daifullah Amalia Amaruddin, Hidar Andi Subhan Anjarwani, Sri Endang Anwar, Mohamad Yudrizal Anwar, Muhammad Syaiful Apriani Apriani Aribah, Lutfina Arinanta, Firmanda Rizky Ariyanti, Lita Aula, Siti Khodijah Nurul Aulia, Muhammad Ghozil Ayoedya, Jasmine Nabila Az Zahra, Intan Aziz, Abdullah Bambang Supriatno bangun, Khairuddin Bimantari, Joselina Rizki Brooks, Melanie Buana, Nur Gilang Bulkis Kanata Cahyadi Saputra Akasse Cantica, Dewi Putri Cipta Ramadhani desventri etmy, desventri Devi, Sunita Dewi Murni Dhobith, Anwar Dian Syafitri Chani Saputri Djoko Widodo Dwiyansaputra, Ramaditia Edy Supriyadi Edy Suryanto Eka Zahra Solikahan Ekaputra, Galang Prasetya Emilda, Yufa Eni Hidayati Eva Latipah Evi Amelia, Evi Fachry Abda El Rahman Fadhila, Nurma Fadlilah, Ashomatul Fajriani Mokodompit, Nurul Farij Al-Kahfi, Muhammad Febriansyah, Lalu Dwiky Indrajid Fepriani, Jumarni Fitratunnisa, Nur Fitriana, Desi Eka Nur Fitriana, Desi Nur Eka Fitriyanti, Eka Gaffar, Gaffar Gumohung, Wiranto Hadjingo, Abd. Djalil W. Hafied Cangara, Hafied Hanifah, Fairuz Hasan, Cikitha Feblistya Is Henik Nur Indahsari Hermawan, Aris Huwae, Raphael Bianco I B K Widiartha Iing Dwi Lestari Ika Rifqiawati, Ika Ikhsan Kamil Indrawan, Rama Irwan Irwan Ishmah, Rismananda Istikomah, Umu Iswani, Fahrona Jannata, Taufan Jatmika, Andy Hidayat Juriko Abdussamad Kamirsyah Wahyu, Kamirsyah Khastini, Rida Koosbandiah, RR Hertien Koosbandiah2, RR Hertien Kristianto, Wheny Kurniawan, Agus Nur Ikhsan Kusuma, Pande Permadi Kuzu, Taha Ertugrul Lativa, Lativa Lestari, Diah Puji Lucia Yovita Hendrati Made Sutha Yadnya Maesaroh Maesaroh Mahfudy, Sofyan Mahrawi, Mahrawi Makrufi, Anisa Dwi Maryani, Nani Marzuki Marzuki Maulida, Ghina Rahmah Maulida, Syakila Miftakhul Janah Mijdal, Baha Shofa Mila Ermila Hendriyani, Mila Ermila Mochammad Sakir Muhammad Hafiun, Muhammad Mujahid Mujahid, Mujahid Munastiwi, Erni Munawarsyah, Muzawir Murpratiwi, Santi Ika Mustamid Mustamid Mustamid Mutaqin, Fatih Nabelah, Putri vinata Najimi, Muhammad Nur Nazmi, Hasa Basri Ngizzah, Nailul Nina Oktarina Nur Hidayat, Yunus Nur, Yusliana Nurcendani, Riska Wahyu Nurfaedah Nurfaedah, Nurfaedah Nurjamil, As'ad Muzakki Nurpratiwi, Ela Dwi Oktawirani, Panca Oni, Muhammad Paniran Paniran Paramita, Delia Permana, Dian Fithra Pramana, Yoga Tri Prasart Nuangchalerm, Prasart Prasetiyo, Nugroho Agung Prasiwi, Jesita Prayoga, Dimas Agung Putra, Eka Mahendra Putri Handayani Putri, Luqyana Azmiya Qur’ani, Dindari Bela R. Ahmad Zaky El Islami Rahayu, Siti Aini Rahma, Rahma Dina Rahmah, Rafiqah Dwi Rahmah, Restu Athifah Rahman, Pradita Dwi Rahmatdiyansyah, Aditya Raihan, Muhammad Dzulhi Raihan, Raden Muhammad Rakhman, Mustafa Zohri Ramadani Pratiwi , Novi Ramansyah, Ramansyah Rida Oktorida Khastini Ridwan, Lalu Muhammad Rizki Ramadhan Rizki, Agam Muhammad Rochullah, Aulia Rohinah * Rokhayah, Siti Rokhayah, Siti Rosalina Rosalina Rosika, Herliana Rosmaliati RR. Ella Evrita Hestiandari Rusny Istiqomah Sujono Salsabila, Raissa Calista Sangadah, Laila Saputra, Amri Saputra, Ariandi Sari*, Indah Juwita Sibawaihi Sibawaihi Siregar, Nursima Putri Siti Masitoh Siti Nurjanah Sitorus, Adnan Syah Soesilowati, Retno Soesilowati, Retno Sohipah, Esi Solikhin, Havid Nur Soni Ariawan Sri Purnami, Sri Sri Subarinah, Sri Suhartono, Arief Sukowati, Laila Sulfaningsih, Evi Supranoto Supranoto Survani, Rifki Swastiani Dunggio Syahrir Abdussamad Syaiful Anam Teti Zubaidah Thayyibi, Muhammad Ilham Tirsardewi, Sartika Tolapa, Minarni Tuliabu, Fakhry Febrian Uno, Anisa Wulandari Usman Usman Wahyudi, Edi Widhagda, Nune Fathih Aditya Widyaswari, Ni Made Rika Adi Wirawan, I Gde Putu Wirarama Wedashwara Yuliansyah, Hafidz Zainuddin, Abdullah Zakaria, Abd Razak Zefrizen, Arif Zulqarami, Hilman Zumratul Azka