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Journal : Journal of Principles Management and Bussines

Pengaruh Literasi Dan Perilaku Keuangan Terhadap Keputusan Investasi Masyarakat Kota Palu Di Pasar Modal Dengan Profil Risiko Sebagai Variabel Moderating Anisa; Jalil, Abdul; Hidayah, Noor Riefma
Journal of Principles Management and Business Vol. 3 No. 01 (2024): June 2024
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55657/jpmb.v3i01.169

Abstract

This study aims to analyze the influence of financial literacy and financial behavior on investment decisions of the people of Palu City in the capital market, while also exploring the role of risk profile as a moderating variable. The study uses Simple Random Sampling to select 100 respondents in Palu City who are involved in capital market investments. Moderated Regression Analysis (MRA) is employed to examine the impact of related variables. The results show that financial literacy has a positive and significant effect on investment decisions, indicating that individuals with good financial understanding tend to make wiser investment choices. Financial behavior also proves to be a significant contributor, affirming that disciplined financial management can enhance investment effectiveness. However, the risk profile does not function as a moderating variable in this relationship, with significance levels suggesting that alignment between risk profile and chosen investment type is often overlooked by the public. These findings highlight the importance of raising awareness about the role of risk profile in investment decision-making, to achieve better investment outcomes in line with individuals' financial conditions.
Co-Authors Aang Praboyo Abdul jalil Adelia Rohaeni Adhitya Wibisono Adilah Salsabila Adiningsih, Retnowati adisyanurfadillah Adrian, Maulana Widi Ahcmad Zakky Mubaroq Ahmad Fachrurrazi Ahmad Kurtusi Ahmad Wildan Ahmad Zakiy Aliem Bahri, Aliem Alifah Aliman Alya Huwaida Amanda, Riska Amelia Ameliani, Indri Amri, Samsul Amril, Imti Amrina Izzatika Ananda Putri, Ananda Andi Nurfadilah Aninda Rizki Maulida Anis Nurfaidah Anjclan Jafar Annisa Sanny Annisatun Nasfah Nurmarifah Annissa Mawardini Anton Apri Wahyudi Aprilliana, Annisa Arbaidah Ardatulloh, Fouqi Arfi Syamsun Arif Sholahuddin Arifuddin M. Arif Arini Safitri Arum Sekar Wangi Asep Sopian Asih Handayani Asri Fridtriyanda Asrul Aulia Aulia Eka Putri Ayu Kurnia Sari Azkal Muhammad Azkiya B. Tambun, Vinshenko Baharullah Bakri M. Benarrivo Gultom, Gerald Besse Wilda Chaerul Sani Chesa Hanif Atharik Cici Rianty K. Bidin Deassy Arestya Saksitha Della Aureliya Desi Erawati Devi Novrita Dexa Egi Nassandi Dida Ningtias Diena Widyastuti Diky Rian Rozaky Dina Dita Faradillah Diyah Fadillah Dwi Sinta Dwi, Nova Edi Ardian, Edi Effriyanti Eko Agus Prasetyo, Eko Agus Elfiana Eliza Rusliana Br Harahap Eni Eni Nugraeni Erna Ernawati Ester Angeline Etriana Etriyani Karolina Br Sembiring Eva Ngelista, Marcelena fadhilah amalia wahyuddin Faisal Abdillah Fandi Nugroho Farhan, Muhammad Afif Fatkhur Rohman Febrian Ahmad D Febrianti, Nur Feriyadin Fidya Fita Fatimah, Fita Fitri, Syawalia Fitria Handayani Ghaida Refiana Zahra Ginta Puspita Habibah, Karin Arbyati Hadianto Nur Fadhli Hafizah Khaira Nasution Hamida Darma HAMIDAH Hanafi , Ahmad Handi Al Fakhri Hardayani, Yorry Hartono Hartono Herliana Firera Hermawan, Jody Setya Hidayah, Noor Riefma Husni, Raudatul Huwaida, Alya Huzaimah, Naili Idir Tamsil Ika Wulandari Utamining Tias Imainul Aprilian, Rahil Imran, Muh. Erwinto Indah Eka Sasfitri Iqlima Azhar Izzatul Fatyah Daulay Jamal, Miftahul Jannah JAMALUDIN Jayanto, Geral Jihan Jimmy Malintang Jumsa, Muhammad Rizkinov Kausar, Nova Khaerunnizah Khoerunisa, Intar Leny Lestari, Widya Lia Liza febriyani Loliyana Luqman Abdul Jabbar M Danang Mukti Darmawan Magfirah, Nurul Mahdian Maman Abdurrahman Marsaulina Sirait Marwany Mauri, Lulu Maxinus Jaeng Ma’ruf MIFTAHUL JANNAH Moch. Riza Fahmi Mohammad Mahpur Mohammad Umar Said Muhamaad Farhan Muhammad Fathurahman Rizky Muhammad Ismi Rezani MUHAMMAD TAUFIK Munawarah Mursam Musyaffa Nadia Nadia Karisma Nanda Octavia Nani Fitriono, Eko Nasrul Kahfi Lubis Naufal Ridho Setyo Laksono Noni Ardi Nova Dwi Novayanti Magdalena Gultom Noveriady Nunung Siti Nur Arrum Nur Hamzah Nurajijah Bella Nuriska Nurjannah Nurul Fadhilah Panaungi, Yasrial Rifqi Pratama, Rekha Yunia Putri, Julia Rabbani, Hanif 'Imaduddien Rabiah Rafidah, Luluk Rahayu, Mannisa Rahma Amelia Purnama Rahmah Mulanti Rahman, Riem Rahayu Rahmawati Rahmawati, Maura Ramdani, Aisyah Ramdhani, Mohamad Rizky Ratnaningtyas, Sambarani Reka Resti Dwi Anjani Ridho Ridwan Siskandar Rifki R Rifqi Rifqi Nurfadillah Rina Purnamawaty Riska Rizal Rizaldi Rusdi Sulaiman Rusdin Rusmansyah Sabrun Jamil Saefudin Zuhri Saeful Anwar Sahri Saidah Syamsuddin Sampara, Nirwana Samsinar Sangkot Abdullah Efendi Harahap Sari , Fitria Sayuti , Muhammad Noor Seget Tritoyoso Sephiona Shafa Sika Raemif Akbar Singgih Prayogo Sirojul Fahmi Siti Robeatul Adawiyah Siti, Nunung Sofyan Alhaq Sonny T. Lisal Sri Yunita Suraida Salat Sudrajat, Anjani Sukmawatie, Neny Sulfah Yulianti Syahmani Syahrianah Syahran Syarifatul Muafifah Syawalia Fitri Syihabuddin Taufiqur Rahman, Eka Tesario Grunadi, Devin Thahir, Rahmatia Tiara R Tirtayani , Luh Ayu Tony Yulianto Tulsa’dia, Nurhalimah Vivi Oxana Putri Wafik Rayhanah Wahyu Hidayat Wahyudin, Muhammad Ade Widia Astuti Widyawati Wijaya, Dody Ariyantho Kusma Wini Wiyoto Wiyoto Yari Dwikurnaningsih Yasmin, Dinda Siti Yogopriyatno, Jatmiko Yohanes Batara, Wili Yudistira, Ira Yulia Wardita YULIANI Yustinus Windrawanto