p-Index From 2020 - 2025
10.341
P-Index
This Author published in this journals
All Journal Publikasi Pendidikan Language Circle : Journal of Language and Literature COMPETITIVENESS JOURNAL PROSIDING SEMINAR KIMIA JIPHO ( Jurnal Ilmiah Peternakan Halu Oleo) JURNAL EKONOMI UHO Jurnal Pendidikan Kimia FKIP Universitas Halu Oleo JURNAL PENDIDIKAN FISIKA Jurnal Studi Komunikasi RETORIKA: Jurnal Bahasa, Sastra, dan Pengajarannya Jurnal Kesehatan Bina Generasi JURNAL ILMIAH MAHASISWA AGROINFO GALUH Jurnal Ilmiah Ecosystem Simtek : Jurnal Sistem Informasi dan Teknik Komputer Jurnal Onoma: Pendidikan, Bahasa, dan Sastra Building of Informatics, Technology and Science To Maega: Jurnal Pengabdian Masyarakat Ideas: Jurnal Pendidikan, Sosial dan Budaya Abdimas Toddopuli: Jurnal Pengabdian Pada Masyarakat ENTITA: Jurnal Pendidikan Ilmu Pengetahuan Sosial dan Ilmu-Ilmu Sosial JURNAL PUBLISITAS INDONESIA: Jurnal Pembelajaran Bahasa dan Sastra Indonesia Hijai - Journal on Arabic Language and Literature Moderasi; Jurnal Studi Ilmu Pengetahuan Sosial Jurnal Cahaya Mandalika Jurnal Ekonomi Trend : Pemasaran, Produksi, Keuangan, SDM, Akuntansi dan Sistem Informasi Manajemen WAHATUL MUJTAMA: Jurnal Pengabdian Masyarakat PENGABDI: Jurnal Hasil Pengabdian Masyarakat Journal La Bisecoman Jurnal Dedikasi ARRUS Journal of Social Sciences and Humanities Journal Peqguruang: Conference Series Indo-MathEdu Intellectuals Journal Nuances of Indonesian Language Indonesian Journal of Innovation Studies Panrita: Jurnal Bahasa dan Sastra Daerah serta Pembelajarannya Kolaborasi Jurnal Pengabdian Masyarakat WAHANA LITERASI: Journal of Language, Literature, and Linguistics Global Journal Basic Education Digital Transformation Technology (Digitech) Journal of Health, Education, Economics, Science, and Technology (J-HEST) INOVASI: Jurnal Hasil Pengabdian Masyarakat QISTINA: Jurnal Multidisiplin Indonesia Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia TITIK DUA: Jurnal Pembelajaran Bahasa dan Sastra Indonesia Journal of Public Health Concerns Jurnal Masyarakat Madani Indonesia Panthera : Jurnal Ilmiah Pendidikan Sains dan Terapan IPTEK: Jurnal Hasil Pengabdian kepada Masyarakat Wiratani : Jurnal Ilmiah Agribisnis Agricultural Review AgriMu Jurnal Ekonomi Kreatif Indonesia JOURNAL OF Mother and Child Health Concerns Journal of Professional Teacher Education Jurnal Pendidikan Guru Sekolah Dasar Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Research and Innovation Advances in Management & Financial Reporting Advances in Computer System Innovation Journal (ACSI Journal) Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) SMART: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat (JURDIMAS) DIPANEGARA KOMPUTER SISTEM INFORMASI (DIPAKOMSI) JOURNAL OF ISLAMIC COMMUNITY AND DEVELOPMENT JSES Journal of Islamic Economics and Finance Kajian Ilmiah Mahasiswa Administrasi Publik (KIMAP)
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal La Bisecoman

Analysis of the Development of Online Loans and Gen Z Opinions in Makassar City in the Era of Digital Capitalism Sugianto, Sugianto; Hasriani, Hasriani; Islami, Muhammad Mitsal; Noor, Randi Mauna
Journal La Bisecoman Vol. 6 No. 1 (2025): Journal La Bisecoman
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallabisecoman.v6i1.1835

Abstract

In its development, online loans have become the choice of many people to meet their needs. This is due to the ease and speed of the process. However, this gives rise to new problems, namely the large number of online loan services that are not registered or illegal, so that their existence is very detrimental to people who make loans, because the loans are carried out by providing unreasonable interest charges. Carrying out a descriptive economic analysis of the development of crime which occurred due to illegal lending in Makassar City in 2023-2024, Analyzing the factors that influence GEN Z to take online loans. The method used in this research is quantitative and qualitative research or what is usually called Mix Method. The results of this research are that the growth of online loan companies is increasing every year, but for those registered with the OJK it is decreasing, the development of online loan crime is increasing rapidly, this can be seen from the number of complaints to the OJK and the news circulating, Lifestyle factors have no significant influence on loans. Online, the Need Factor has a positive and significant effect on Online Loans, Access to Financial Institutions has a positive and significant effect on Online Loans. research.
The Effect of Financial Leverage on Earnings Per Share and Return on Equity: JEL Classification: G21, G32, M41, C12, G33 Hasriani, Hasriani; Sugianto, Sugianto; Nursyamsuriana, Nursyamsuriana; Sutriana, Sutriana; Mauna, Randy; Jumriani, Jumriani
Journal La Bisecoman Vol. 6 No. 4 (2025): Journal La Bisecoman
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallabisecoman.v6i4.2654

Abstract

This study aims to analyze the effect of financial leverage on earnings per share (EPS) and return on equity (ROE) in the banking sector of State-Owned Enterprises (SOEs) listed on the Indonesia Stock Exchange (IDX) from 2020-2024. Financial leverage is measured using the debt-to-equity ratio, while EPS and ROE are used as indicators of the company's financial performance. The research method used is quantitative with an ex post facto approach, utilizing secondary data obtained from annual financial reports for the 2020-2025 period. Data analysis was conducted using a simple linear regression test to measure the relationship and effect of financial leverage on EPS and ROE. The results show that financial leverage has a significant and negative effect on EPS in SOE banking companies listed on the Indonesia Stock Exchange (IDX). This indicates that loan interest expenses erode net income per share, thereby reducing shareholder welfare, and that the debt financing structure is not offset by increased interest income or operational efficiency. Financial leverage does not have a significant and positive effect on ROE in SOE banking companies listed on the IDX, indicating that banking management is able to maintain equity profitability despite increases or decreases in leverage levels.
Co-Authors Abd. Raziq Abdul Azis Abdul Wahab Abdullah, Wahyuddin Abu, Ardillah Adam Adam Adipura, Laksamana Ahmad Ahmad Ahmad Sukarna Syahrir, Ahmad Sukarna Ahmad, Andi Ahyuna Ahyuna, Ahyuna Akbar, Alfian Akip, Baso Al-Jabbar, Habib Muhammad Alhabsyi, Firdiansyah Ali, Ayu Hidayanti Amelia, Kiki Resqy Andi Hadidu Andi Mappatompo Andi Urfia Awaliah Anggraeny, Riny Anik Nur Handayani Antong Antong, Antong Arianti, Sulfia Arie Arma Arsyad Arwan Wiratman Arwani, Wafiq Nur Muhamamd Arwati, Sitti Asma Asma Asma Bio Kimestri Assiddiq, Muhammad Astriana Napirah Az Zahra, Fatimah Azis Azis, Azis Baderiah Baderiah Baderiah Baderiah, Baderiah Baharuddin Rahman Bahtiar, Akbar Baso Pallawagau Bungawati Bungawati, Bungawati Bunyamin Butsiarah Dani Rachman, Suci Rahma Dayanti, Dayanti DEWI SARTIKA Djamro, Risnayanti Andi Dolla, Sepnita Eka Sartika, Eka Erna, Angdy Erwin Eka Saputra Fadlil Yani Ainusyamsi, Fadlil Yani Faizal Faizal, Faizal Farid, Muh. Farida Febriati Fattah, Muhammad Arifin Firman Aziz Fitrahwati, Fitrahwati Fitri S Kasim Hapid Hapid, Hapid Hariyadi, Hariyadi Hartini Hary Suswanto Hasdi, Hananda Suprizka Hasnawati Hasnawati Hasni Hasni Heni Pujiastuti Herlinda Herlinda, Herlinda Herman Hermansyah Hermansyah Hiyahara, Irfan Ashari Husni Nasir Ibrahim, Irianto inda, nur Irmawati Irmawati Iskandar Iskandar Islami, Muhammad Mitsal Joseph Tumiwa Juliastrid, Ayu Jumriani, Jumriani Karyani, Syntha Esterlita Kasdianti, Eka kasifah Khadijah, Nany Khairat, UL Kunda, Asri Kurniawan, Ahmad Kusumawardhani, Anggun L, Kasmawati Lianti, Nur M. Kirom, M. Maemuna Muhayyang Mahmud, Ramli Mansyur Mansyur Mashuri, Saepudin Masitah Masitah MAULIDIYAH, NUR Mauna, Randy Mayaputri, Velmi Maysara, Maysara Michael Octavianus Mira Mirnawati Muchtar, Hasriani MUDAIM MUDAIM, MUDAIM Mudarsep, Mudarsep Muh. Rafiy, Muh. Muhammad Saleh Muhammadiah Muhammadiah, Muhammadiah N. Samani, Moh. Israwan nanda safira, nanda Niar, Niar Ningrum, Gres Dyah Kusuma Nirwana, Nirwana Nisa, Hikmah Mughni Nur An Noor, Randi Mauna Noor, Randy Mauna Nurasia Munir Nurdiansah, Nurdiansah Nurdin, Rizal Nurfadilah Maulana S. Nurfaedah Nurfaedah, Nurfaedah Nurhapsah, Nurhapsa Nurhudaya, Nurhudaya Nurmalasari Nurmalasari Nursyamsuriana, Nursyamsuriana Nurul Handayani Nuur, Khaerun Nisa OKTA MAHENDRA, OKTA Pagisi, Eva Warta I Parawu, Hafiz Elfiansyah Patang Patang, Patang Pettalongi, Adawiyah Primawardani, Astried Thaliana Purbaningsih, Yuli Rahmad Risan Rahman, Baharuddin Rahmawati, Rahmawati Ramadhani, Lolita Ramly, Ramly Raoda, Rihlah Ayu Ratna Ratna Ratnawati Ratnawati Renaldi, Muh Reni Fatmasari Syafruddin, Reni Fatmasari Riani Riani, Riani Riska, Andi Besse Lia Romadhoni, Buyung Rosdianah, Rosdianah Rosma Rosma, Rosma RR. Ella Evrita Hestiandari Rumallang, Ardi Ruslang, Ruslang Rusli Badaruddin Rustan, Edhy Ryan Rayhana Sofyan, Ryan Rayhana Sabir Ahmad, Sabir Sadullah, Irmawati Safitri, Annisa Saibun Sitorus Sakaria Sakaria Sakaria, Maulid Sampara, Nurqalbi Sangkota, Megawaty sapoding, Ilham nur Saputra, Ahmad Rizki Saputra, Ismed Eko Hadi Selvi Selvi Setyawan, Wahyu Dwi Shafariana, Shafariana Shinta, Lara Sidney Sidiq, Alif Muhammad Sirajuddin Sirajuddin Soleha Soleha Solly Aryza Sri Wahyuni Suardi, Suardi Sugeng, Santoso Sugianto Sugianto Sukmayani, Sukmayani Sulastriningsih Djumingin Sulfiah, Sulfiah Sultan Sultan Suryani Suryani Sutriana, Sutriana Syafruddin Syafruddin Syariani, Syariani Syarif, Irwan T, Husain Tamsir, Nurlindasari Thabrani R, Thabrani R Udin Hamim Ulum, Khoirul Usman Usman Utami, Indah Febrianti Vitaloka, Widya W Soetikno, Y Johny W, Muhammad Fahreza Wabdillah Wabdillah, Wabdillah Wahyuddin Wahyuddin Wardah Wardah Waru, Tenri Wijayanti, Tuti Wiratman, Arwan YANTO YANTO Yasdin, Yasdin Yuliana Yuliana Yunida, Fera Yunus, Ashar Yusmirah, Yusmirah Yuyun, Yuyun