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Penerapan Manajemen Risiko Berbasis ISO 31000 Pada Depot Air Minum Isi Ulang Amanda Cibangkong Kota Bandung Dewi, Nira Destiani; Putri Irwanda, Chika; Azizah, Nabila Zulfa; Oktaviana , Nurul Laily; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/jk32d394

Abstract

This study analyzes the implementation of risk management based on ISO 31000 in the Amanda Refill Water Depot, a small and medium enterprise (SME) located in Cibangkong, Bandung City. The purpose of this study is to identify potential risks, assess their likelihood and impact, and evaluate mitigation efforts in accordance with ISO 31000. The research method used is a descriptive qualitative approach through interviews and direct observation. The findings indicate that the main risks encountered include occasional machine damage, power outages, and leaking gallons, although these occur infrequently. The business’s strength lies in consistent cleanliness and customer trust, while weaknesses are found in the absence of online promotion and delivery services. A notable threat is the lack of a digital presence on Google Maps, which may reduce market visibility. The study concludes that while the depot informally applies risk management principles in daily operations, improvements are still needed in formal documentation, standard operating procedures, and digital adaptation to strengthen resilience and competitiveness.
Assesment Manajemen Risiko Berdasarkan ISO 31000 pada UMKM Industri Kreatif Rajut: Studi Kasus Diva Salsabilla Niaga Kota Bandung Putri Irwanda, Chika; Dewi, Nira Destiani; Azizah, Nabila Zulfa; Oktaviana, Nurul Laily; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/zjvp3282

Abstract

This study aims to analyze the implementation of risk management at Diva Salsabilla Niaga, a home-based industry engaged in the production and sale of knitted products. The business has been operating for five years and employs around 89 people, consisting of administrative staff, marketing personnel, production teams, and expedition workers. The products are sold offline and have recently begun to be marketed online through the TikTok platform. This research focuses on identifying the main risks faced by the business and the strategies implemented to maintain stable and efficient operations. The research employs a qualitative descriptive approach, with data collected through direct interviews with the business owner. The findings show that the main risks faced include production failure, limited capital, lack of human resources, rising raw material prices, and changes in fashion trends and economic conditions. To address these challenges, the owner implements preventive measures such as producing based on orders, maintaining product quality control, preparing raw material stocks before peak seasons, and fostering effective communication and teamwork. Proper implementation of risk management enables Diva Salsabilla Niaga to maintain business continuity and serves as a crucial foundation for enhancing competitiveness in the creative knitting industry sector..
Strategi Mitigasi Risiko Industri Rumahan Pembuatan Kue Basah dan Snackbox Untuk Meningkatkan Keberlanjutan Usaha Pada Mulia Snackbox & Cookies Masdar, Fiqi Ardi Abdurahman; Fajar, Fajar; Mantoro, Ari Assrishan Sosh; Fauzan, Muhammad Irfan; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/xkz5p040

Abstract

The sustainability of home industries is often threatened by risk management that is still intuitive and reactive. This study aims to formulate a risk mitigation strategy at Mulia Snackbox & Cookies using the ISO 31000:2018 framework. Using a descriptive qualitative method, the study identified 35 risk events spread across seven operational segments. Evaluation through the Likelihood and Impact matrix maps a number of crucial risks at the priority level, consisting of 1 Extreme risk (utility disruption) and 12 High risks (dominated by fluctuations in raw material prices and operational techniques). The formulated mitigation strategies include Risk Reduction (provision of energy reserves and routine machine maintenance), Risk Sharing (negotiation of corporate contract clauses), and Risk Avoidance (disciplined financial segregation). The results of the study prove that ISO 31000 adaptation provides a structured approach to improving operational resilience and long-term business financial stability.
Penerapan Manajemen Risiko Berbasis ISO 31000 pada Industri Fashion dan Aksesoris Fashion : Studi Kasus Brand Elcustom Humaira, Maliha Rizka; Rahman, Fatimah; Siffa, Alma Aulia; Nurohimah, Susi; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/jm5ts585

Abstract

This study aims to analyze the implementation of risk management based on the ISO 31000 framework in a micro, small, and medium enterprise (MSME) engaged in the fashion and accessories sector with 100% online sales operations. The business has been operating on e-commerce platforms such as Shopee, Tokopedia, TikTok, and Lazada for approximately five years and faces multiple risks including product defects, return rates due to consumers’ expectations, shipping delays in COD systems, fluctuations in raw material prices, increases in logistics costs, reduced margins, over-budgeting in production, depreciation of sewing machines, and human error within organizational operations. This research applies a qualitative descriptive approach through observation and interviews with business owners and operational workers. The results of the study show that the company has implemented risk identification and digital inventory monitoring but has not yet applied a structured risk assessment and treatment plan according to ISO 31000. Strengthening risk communication, key performance indicators (KPIs), and supplier contract management are recommended to enhance business sustainability.  
Analisis Penerapan Manajemen Risiko Berbasis ISO 31000:2018 pada UMKM dalam Industri Slow Fashion : Studi Kasus OUR DéJAHOE Meylani, Nilam; Dwi Agustien, Salsha; Zahra, Maisya Hayina; Amalia, Rahma Khairunnisa; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/1dsqmt55

Abstract

This analysis aims to analyze and evaluate the application of risk management to UMKM OUR DéJAHOE in facing the challenges of competitive and dynamic slow fashion industry. Descriptive qualitative research methods are used with the ISO 31000:2018 standards-based approach. The identification results show 46 risks divided into four main domains: Market, Finance, Operations, and Human Resources. Through Likelihood's $\times$ Impact assessment, it was found that the company's risk profile was dominated by the High (39%) and Medium (50%) categories. Critical risks concentrate on market threats from fast/preloved fashion competitors (R02, R04) and operational bottlenecks caused by a single dependence on major suppliers and tailors (R30, R38). These issues are exacerbated by global conditions such as a decrease in purchasing power (R03) and an increase in raw material prices (R18). Risk treatment recommendations include mitigation strategies such as diversification of supply chains, strengthening brand differentiation (brand identity), and optimization of working capital (R16, R17). This study concluded that the implementation of ISO 31000:2018 is vital for the sustainability of low fashion MSMEs amid a market landscape that demands quality, ethics, and price competitiveness.
Analisis Manajemen Risiko pada UMKM Kerajinan Anyaman Family Handicraft Menggunakan Pendekatan ISO 31000 Zahra, Maisya Hayina; Asy-syifa, Ghina Aulia; Meylani, Nilam; Amalia, Rahma Khairunnisa; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vggq7r52

Abstract

Micro, small, and medium enterprises (MSMEs) play a vital role in supporting local economic growth. Family Handicraft is one such MSME that produces handmade products using natural materials such as mendong and pandan. In its operations, this business faces various risks, ranging from uncertainty of raw materials, limited capital, to increasing market competition. This study uses an ISO 31000-based risk management approach to identify, assess, and analyze emerging risks and formulate appropriate mitigation strategies. Through observation, interviews, and documentation, a descriptive qualitative research methodology was used. To determine the business's strengths, weaknesses, opportunities, and threats, a SWOT analysis was added to the ISO 31000-based risk identification and evaluation phase. The study findings indicated that production and finance pose the greatest risks, including dependence on seasonal raw materials, revenue volatility, and inadequate digital promotion. These findings also show that Family Handicraft has the potential for development through the utilization of environmentally friendly product trends and increased digital marketing.
Implementasi Manajemen Risiko Menggunakan Framework ISO 31000 Pada Usaha NailArt: Studi Kasus "Syarbeauty" di Kota Cimahi Asy-syifa, Ghina Aulia; Zahra, Maisya Hayina; Meylani, Nilam; Amalia, Rahma Khairunnisa; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/8evhx373

Abstract

This study aims to analyze the implementation of risk management in the micro-enterprise Nail Art “Syarbeauty” in Cimahi using the ISO 31000 framework. As a micro-scale business operating in the beauty sector, Syarbeauty encounters various risks that may affect operational continuity, including market, financial, marketing, operational, human resource, and legal risks. This research employs a descriptive qualitative method through direct observation, in-depth interviews with the business owner, and aliterature review. The identification process resulted in 30 risks, which were then assessed using likelihood and impact scoring. The evaluation revealed one high-level risk, limited capital for business development (R11), twenty medium-level risks such as rapidly changing nail art trends, competition with larger salons, rising operational costs, customer cancellations, and the absence of a business license (NIB); and nine low-level risks including negative online reviews and delays in material supply. The SWOT analysis indicates that Syarbeauty’s strengths lie in service quality and consistent hygiene, while weaknesses include limited digital marketing, unclear branding, and strong dependence on the owner. The application of ISO 31000 significantly supports the business in systematically identifying risks, determining priority treatments, and formulating realistic mitigation strategies to strengthen operational effectiveness and enhance the competitiveness of micro-enterprises in the dynamic nail art industry.  
Analisis Manajemen Risiko Berbasis ISO 31000 pada Usaha Jasa Fotografi: Studi Kasus Kara Project Agustien, Salsha Dwi; Amalia, Rahma Khairunnisa; Zahra, Maisya Hayina Zahra; Asy-syifa, Ghina Aulia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/dtyaff66

Abstract

This study analyzes risk management based on ISO 31000 in Kara Project, an individually operated photography service. Photography work depends heavily on equipment reliability, digital data security, workflow accuracy, and direct interaction with clients, making the business vulnerable to various operational and reputational risks. Using a descriptive qualitative approach, data were collected through field observations and interviews with the owner to obtain a comprehensive understanding of risks encountered in daily activities. The findings reveal fifty-seven distinct risks that span across equipment performance, client coordination, financial processes, scheduling, and the personal workload inherent in single-operator businesses. The ISO 31000 framework provides a structured basis for organizing these risks, supporting more informed decision-making, and enhancing overall service consistency.
Penerapan Manajemen Risiko pada Usaha Mikro: Studi Kasus UMKM Galon Isi Ulang “Biru” Kartiwa, Mohammad Ramadhika Gautama; Kamil, Afrian Insan; Mahmuddin, Anggi; Zaki, Muhamad; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/97g8vj52

Abstract

This study aims to assess the condition of the “Biru” refill-gallon business through SWOT analysis and risk identification. The research uses a qualitative descriptive method based on observations and employee interviews. The findings show that “Biru” has several strengths, including affordable prices, a strategic location in a densely populated area, RO and UV filtration technology, and convenient delivery services. However, the business also faces weaknesses, mainly its dependence on PDAM water and electricity, as well as manual financial recording. The risk analysis indicates that the highest threats come from operational and financial factors, such as water supply disruptions, power outages, and high maintenance costs. Mitigation efforts include regular machine maintenance, preparing reserve funds, and maintaining production-area cleanliness. Overall, “Biru” still has significant growth potential by maintaining water quality, improving service, and strengthening its business management.
Pengaruh Struktur Modal, Ukuran Perusahaan, dan Nilai Perusahaan terhadap Profitabilitas Pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2020-2024 Arrachman, Hajar Chair; Mandam, Sri Yulandasari Lajai; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/239y7g06

Abstract

This study aims to analyze the influence of capital structure, firm size, and firm value on profitability in the banking sector listed on the Indonesia Stock Exchange for the 2020–2024 period. This study uses a quantitative approach with secondary data in the form of annual financial reports of banking companies. The results show that capital structure has a positive and significant effect on profitability, while firm size has no significant effect on profitability. Firm value has a positive and significant effect on profitability. However, simultaneously, capital structure, firm size, and firm value have no significant effect on profitability. These findings indicate that banking profitability is influenced not only by internal company factors but also by other factors.
Co-Authors - Afrizal Achmad Fathoni, Achmad Achmad Yusuf Budianto Adya Hermawati Afifah, Dian Annisah Agustien, Salsha Dwi Agustina, Tria Raisya Akbar, Djalalludin Akhmad Farid Akhyar, Chairil Al-Amin, Al-Amin Aldy Febryawan Alfarizi, Muhammad Alfin Aloysius Ray Julian Kusdiantoro Amalia, Rahma Khairunnisa Amalia, Sinta Ambiya, Muhammad Shofan Amelia , Yesi Amelia, Sinta Amelia, Yesi Amin, Al- Amri, Andi Anantadjaya, Samuel PD Anbiya, Muhammad Shoffan Andiena Nindya Putri Anggraeni, Nuri Triani Anggraeni, Sintia Aprih Santoso Ardenny, Ardenny Ardiani Ika Sulistyawati Aris Kurniawan Arrachman, Hajar Chair Asep Rizal, Asep Rizal Astri Astri, Astri Astutik, Wahyuni Sri Asy-syifa, Ghina Aulia Aulia, Ayesa Sofwa Awaludin, Dipa Teruna Azahra, Sarah Mutia Azizah, Nabila Zulfa Azizi, Muhammad Azzahroh, Ismunatul Bakri, Asri Ady BillY Dewantara Cakranegara, Pandu Adi Chatarina Umbul Wahyuni Choirul Anam AM Diponegoro Cicik Wijayanti, Tri Dandy, Dava Indira Dede Hertina Dewi, A Ratna Sari Dewi, Nira Destiani Dhafin Al-Rasyid, Dhafin Al-Rasyid Dhanias, Fitriana Rakhma Dharmayanthi Pri Handini Dharmayanti Pri Handini Dhea Landy Venida Zulfa Dian Widyantini Dimas Saifurrohman Donny Dharmawan Durya, Ngurah Pandji Mertha Agung Dwi Agustien, Salsha edy susanto Eka, Andi Primafira Bumandava Elista, Amanda Emma Budi Sulistiarini Fadzillah, Kylla Almira Rahma Fajar Fajar Farah Juniati Meutianingrum Faturrahman, Muhammad Hikam Fauzan, Muhammad Irfan Febrianti, Nisa Ferdian, Adam Devan Fikriyyah, Syahla Nur Fitriningsih Amalo Gatot Soebiyakto Gatot Soebiyakto Gautama K, M Ramadhika Ghassani, Amira Muthi Gunarianto Gunarianto Gustian, Dede Hadi Purnomo Hakim, Mohamad Zulman Hamdah, Hesti Hisani Latifah Hamida, Ika Fitria Nur Hamzah, A. Hadian Pratama Hanifah, Luluk Hanum, Filia Hardian, Salman Hariandy Hasbi Harsono, Iwan` Hasbi, Moh Ramdani Hayandani, Mutiara Helvina, Annisa Hendayani, Nenden Hendrawan, Henky Hermiyetti, Hermiyetti - Humaira, Maliha Rizka Husain, Muhammad Saddam Ihza Husen, Gayatri Nahdiyah Irdawati Irdawati Irfan Yulyansah Irwan Moridu Irwanda, Chika Putri Istigfari, Nafsa Qolbina Istighfari, Nafsa Qolbina Jemi Pabisangan Tahirs Jenny Nancy Kaligis Jiteng Andreas Judijanto, Loso Judijonto, Loso Junjunan, Almaira Sarah Kamil, Afrian Insan Kamil, Indriyati Kartika, Erawati Kartini, Tini Kartiwa, Mohammad Ramadhika Gautama Klemens Mere Klemens Mere Kodariah, Siti Koerniawati, Dwi Kristiana, Ida Kurniati Karim Kusuma, Ema Laendatu Paembonan Lailia, Wahidah Nazmi Lajai, Sri Yulandasari Lilis Dewi Ndaru Mulyo Arum Nirwana LISTIANA SRI MULATSIH Loso Judijanto Lumentah, Natalia Reyne Maharani, Pina Aulia Mahmuddin, Anggi Mahmudin, Anggi Mandam, Sri Yulandasari Lajai Mantoro, Ari Assrishan Sosh Maria Desika Bulu Masan Martalia Arya Nurfadila Mas'ud, Muchlis H Masdar, Fiqi Ardi Abdurahman Masdiana Masdiana Maulana, Asep Rizal Meijaya, Panji Setia Mellien Pakerti Winengku Meylani, Nilam Mizan, Haerul Mubarok, Muhamad Luthfi Mubarrok, Muhammad Luthfi Muchlis H Mas'ud Muchlis H. Mas'ud Muchlis Mas’ud Muhamad Stiadi Muhammad Zaki Muklis Muklis Mulastih, Listiana Sri Muliza Muliza, Muliza Mulyono Mulyono Muzaffirah, Adzirah Naim, Sidrotun Nasharuddin Mas Nasharuddin Mas Nasharudin, Nasharudin Nawangwulan, Irma M Nelly Astuti Ningsih , Titiek Surya Novianti, Anggun Fitria Nugraha , Nayla Rubayyina Nugraha, Nayla Rubayyina Nugroho, Anton Priyo NUR FADHILAH, ANIS Nur Fikriyyah, Syahla Nur Laily Safitri Nur, Muh. Nuraeni, Fadila Siti Nurdjanah Hamid Nurhakim , Reihan Ahmad Nurhakim, Reihan Ahmad Nurhandayani, Dini Nurhasanah Nurhasanah Nurida Finahari Nurlia Nurlia Nurliawan, Anggy Elfa Nurnaningsih Nurnaningsih Nurohimah, Susi Nurriqli, Arifia Nur’aini , Intan Nur’aini, Intan Nusair, Ahmad Ershaid Oki Akbar Mahendra Oktaviana , Nurul Laily Oktaviana, Nurul Laily Orie Rahma, Erythina PA Andiena Nindya Putri Padil, Wildan Fathil Perwito, Perwito Piartrini, Putu Saroyini Pratiwi, Lanina Pratiwi, Meilanie Tri Priatna , Elky Rimba Priatna , Ghulam Yoniar Priatna, Elky Rimba Priyo Nugroho, Anton Pujiyanti Pujiyanti Purnamasari, Eva Putri Irwanda, Chika Putri, Sanita Putro, Rizki Listyono Rachmania, Dewi Rahma Wahdiniwaty Rahman, Fatimah Rahmawati, Nopiyanti Ramadhan Wahfianka, Ega Ramadhan, Fadlillah Ramon Arthur Ferry Tumiwa Renaldi, Rafli Renggaala, Nuniek Yuniarti Ningsih Restu Widyo Sasongko Ristati, Ristati Rita Zulbetti Riyanti, Anti Riyanto, Ayu Putri Rizal Maulana, Rizal Rizqi Aji Putri, Masykurotur Rosdian, Anisa Roshy Rufaida Sofiatus Wardani Rufi'i sabil sabil, sabil Safari, Apay Sagita Nurul Izza Salbiyah, Mila Samalua Waoma Samosir, Hendrik ES Sapiri, Muhtar Saputra, Irwan Saripujiana, Dian Sastradireja, Dhafin Al-Rasyid Sesario, Revi Setyawan, Antonius Ary Siddiqa, Heidi Siffa, Alma Aulia Siska Amelia, Siska Siswahyudianto Sodik, M. Sofwa, Ayesa Aulia Sono, Mohammad Gifari Sri Mulatsih, Listiana Sugeng Karyadi Suhartini Salingkat SUJAI, MUHAMMAD Sumini Sumini, Sumini Sundari, Annisa Pratiwi Suprapto Suprapto Suroso, Adi SURVIVAL - - Suwandi Ng Syamsuri Syamsuri T. Maulana, T. Taime, Habel Tasrim, Tasrim Teruna Awaludin, Dipa Toni Dwi Putra Tri Yuniningsih Triwulandari, Ratna Upik Djaniar Usman, Said Utami, Eva Yuniarti Utami, Refi Oktafia Utiarahman, Nurnaningsih Wahju Wulandari Wardhana2, Mario Maulana Wartono Wartono Wibisono, Cahyo Windreis, Christ Wulandari, Ai Malita Yahya, Sitti Rachmawati Yaperta, Sanita Putri Yaperta, Shanita Putri Yasyfa, Aghnia Yatima El Isma, Yatima Yoga Pangestu, Dewo Nugroho Yohan Yohan Yoniar, Ghulam Priyatna Yulistina Yulistina Yundari, Yundari Yunus Sading Yusuf, Rafli Maulana Z, Nasrul Zahra, Maisya Hayina Zahra, Maisya Hayina Zahra Zakaria, Faiz Zaki, Muhamad Zuhroh, Siti Zulaecha, Hesty Erviani Zulfa, Maysaroh Chamida