Article Per Year (5 Year)
p-Index From 2021 - 2026
11.698
P-Index
This Author published in this journals
All Journal El Dinar JAKPP : Jurnal Analisis Kebijakan & Pelayanan Publik Classroom Action Research Journal (CARJO) International Journal of Artificial Intelligence Research Jurnal EMT KITA Journal of Economic, Bussines and Accounting (COSTING) Conference on Innovation and Application of Science and Technology (CIASTECH) Jurnal Basicedu Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis MABIS: Manajemen dan Bisnis SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Ilmiah Edunomika (JIE) Amalee: Indonesian Journal of Community Research & Engagement Management Studies and Entrepreneurship Journal (MSEJ) JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis Tax Literacy and Leadership Agility: Indigenous Peoples Awareness in Paying Taxes SINTA Journal (Science, Technology, and Agricultural) Jurnal Pengabdian kepada Masyarakat JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Journal Of World Science Journal Of Human And Education (JAHE) Jurnal Dehasen Untuk Negeri Widyagama National Conference on Economics and Business (WNCEB) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Basicedu Jurnal Pengabdian Masyarakat Bhinneka Publicness: Journal of Public Administration Studies Journal of Artificial Intelligence and Digital Business Prosidia Widya Saintek The Eastasouth Management and Business West Science Interdisciplinary Studies West Science Interdisciplinary Studies Socius: Social Sciences Research Journal IIJSE COSMOS JER PENG: Jurnal Ekonomi dan Manajemen Jurnal Pengabdian Kepada Masyarakat Kalam Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Jurnal Pengabdian dan Inovasi Masyarakat
Alfiana Alfiana
Fakultas Ekonomi, Universitas Widyagama Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Physics Public Health Social Sciences Transportation Veterinary Other

Published : 94 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 94 Documents
Search

 3   4   5   6   7 
Analisis Manajemen Risiko pada UMKM  “Mie Bakso Baitul Hikmah” Soreang Istigfari, Nafsa Qolbina; Alfiana, Alfiana
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2025): April-Juni, Development Economics and Regular Economics
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/319hxj36

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) berperan penting dalam perekonomian Indonesia, dengan kontribusi signifikan terhadap penciptaan lapangan kerja dan pertumbuhan ekonomi lokal. Penelitian ini bertujuan untuk menganalisis manajemen risiko pada UMKM Mie Bakso Baitul Hikmah yang berlokasi di Soreang, dengan menggunakan pendekatan SWOT dan standar ISO 31000. Sebagai usaha kuliner yang telah berjalan sejak tahun 2005, UMKM ini menghadapi berbagai tantangan yang mencakup aspek bahan baku, keuangan, persaingan, operasional, pemasaran dan hukum. Metode penelitian yang digunakan adalah kualitatif, dengan teknik pengumpulan data melalui wawancara langsung dengan pemilik usaha untuk mendapatkan informasi yang mendalam terkait risiko yang dihadapi. Analisis menunjukan beberapa risiko utama, termasuk ketergantungan pada satu pemasok bahan baku, pencatatan keuangan yang masih manual, dan minimnya strategi pemasaran digital. Penelitian ini memberikan rekomendasi untuk perlakuan risiko guna menghadapi tantangan di masa depan yang disertai dengan cara mengangani masalah yang akan timbul, sehingga diharapkan mampu terus bersaing dipasar makanan. Dengan menerapkan langkah-langkah mitigasi dari risiko yang ada, UMKM Mie Bakso Baitul Hikmah diharapkan mampu meningkatkan daya saing, menjaga keberlangsungan usaha, dan bertahan dalam pasar yang semakin kompetitif.
ASSESSING THE ROLE OF FINANCIAL RISK MANAGEMENT IN CORPORATE DECISION-MAKING Alfiana, Alfiana; Hendrawan, Henky; Siddiqa, Heidi
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13079

Abstract

This paper aims to assess the role of financial risk management (FRM) in corporate decision-making, emphasizing its importance in ensuring sustainable business practices. Financial risk management involves identifying, analyzing, and mitigating risks that may affect an organization's financial health. This literature review examines various studies and theories that explore how FRM contributes to corporate decision-making processes, particularly in areas such as investment decisions, capital budgeting, and strategic planning. The review highlights the relationship between risk management practices and organizational success, demonstrating how effective risk management can enhance decision-making by providing a structured approach to uncertainty. The findings suggest that integrating FRM into corporate strategies can lead to improved financial stability, better resource allocation, and increased shareholder value. This paper concludes by proposing areas for future research on the integration of risk management practices into corporate governance and decision-making frameworks.
Digital Financial Inclusion: Examining The Role of Mobile Technology in Expanding Access to Capital Alfiana, Alfiana; Putri, Andiena Nindya; Sujai, Muhammad; Amalo, Fitriningsih; Hertina, Dede
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 1 (2025): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i1.3806

Abstract

Digital financial inclusion has become a key priority in efforts to reduce economic disparities, particularly among underserved populations by formal financial institutions. This study aims to examine the role of mobile technology in expanding access to capital by reviewing recent literature. Mobile technology offers practical solutions for individuals and small businesses to access financial services, such as microcredit, money transfers, and savings, without relying on traditional banking infrastructure. Furthermore, the adoption of this technology has been shown to accelerate financial inclusion in developing countries, where access to financial services is often constrained by geographical and economic factors. However, this study also highlights emerging challenges, such as low digital literacy, limited network coverage, and data security concerns. The findings provide valuable insights for policymakers, financial service providers, and technology stakeholders to develop more inclusive and sustainable strategies. Thus, mobile technology has significant potential to become a key driver in achieving broader financial inclusion in the future
Pengaruh Makroekonomi dan Karakteristik Perusahaan Terhadap Perubahan Harga Saham Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2019-2022 Martalia Arya Nurfadila; Alfiana Alfiana; Muchlis H. Mas'ud
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3242

Abstract

Tujuan penelitian ini yaitu untuk mengetahui pengaruh makroekonomi dan karakteristik perusahaan terhadap perubahan harga saham perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Pendekatan penelitian ini menggunakan kuantitatif-eksplanatori dengan sampel penelitian ini adalah 31 perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia periode tahun 2019-2022. Sampel yang diambil menggunakan purposive sampling. Data diambil menggunakan teknik dokumentasi dari laporan keuangan perusahaan sektor perbankan yang diperoleh dari website www.idx.co.id. Data kemudian diolah menggunakan perangkat lunak SPSS 23. Hasil penelitian menunjukkan bahwa variabel produk domestik bruto tidak berpengaruh signifikan secara parsial terhadap perubahan harga saham, variabel ukuran perusahaan berpengaruh positif signifikan secara parsial terhadap perubahan harga saham, variabel struktur modal tidak berpengaruh signifikan secara parsial terhadap perubahan harga saham, variabel profitabiltas berpengaruh positif signifikan terhadap perubahan harga saham.
Experential Marketing, Service Quality Terhadap Loyalitas Pelanggan Melalui Customer Satisfaction Sebagai Variabel Mediasi Dhea Landy Venida Zulfa; Wahju Wulandari; Alfiana Alfiana
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4947

Abstract

Penelitian ini bertujuan untuk mengevaluasi pengaruh experential marketing dan service quality terhadap loyalitas pelanggan dengan customer satisfaction sebagai variabel mediasi. Sampel populasi yang digunakan dalam penelitian ini adalah konsumen Mixue ice cream and tea cabang Blimbing Kota Malang, dan sampel yang diambil mengunakan teknik Purposive Sampling, dengan jumlah responden sebanyak 100 orang. Data setelah dikumpulkan di olah menggunakan alat perangkat lunak Smart Partial Least Square (PLS) Versi 3. Hasil penelitian ini menunjukkan bahwa (1) experential marketing yang semakin baik terhadap loyalitas pelanggan, begitu juga dengan (2) service quality yang semakin baik terhadap loyalitas pelanggan. Ditemukan dalam penelitian ini bahwa (3) experential marketing yang semakin baik terhadap customer satisfaction, begitu juga dengan (4) service quality yang semakin baik terhadap customer satisfaction, serta dalam penelitian ini menujukkan bahwa (5) customer satisfaction memiliki peranan yang lemah terhadap loyalitas pelanggan. Ditemukan juga dalam penelitian ini bahwa (6) customer satisfaction yang memiliki peran mediasi yang lemah pada hubungan experential marketing terhadap loyalitas pelanggan, begitu juga dengan (7) customer satisfaction yang memiliki peran mediasi yang lemah pada hubungan service quality terhadap loyalitas pelanggan pada konsumen Mixue ice cream and tea cabang Blimbing Kota Malang.
Pengaruh Free Cash Flow Dan Kepemilikan Institusional Terhadap Nilai Perusahaan Dengan Leverage Sebagai Variabel Intervening Rufaida Sofiatus Wardani; Alfiana Alfiana; Muchlis H Mas'ud
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4974

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Free Cash Flow dan Kepemilikan Institusional terhadap Nilai Perusahaan dengan Leverage sebagai Variabel Intervening. Populasi dalam penelitian ini adalah seluruh perusahaan property dan real estate yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Teknik pengambilan sampel dalam penelitian ini adalah purposive sampling dengan sampel berjumlah 21 perusahaan. Data tersebut diola menggunakan perangkat lunak SPSS 23. Hasil penelitian ini menunjukkan bahwa Free Cash Flow tidak berpengaruh signifikan terhadap Leverage, Kepemilikan Institusional berpengaruh positif signifikan terhadap Leverage, Free Cash Flow tidak berpengaruh signifikan terhadap Nilai Perusahaan, Kepemilikan Institusional berpengaruh positif signifikan terhadap Nilai Perusahaan, Leverage tidak berpengaruh signifikan terhadap Nilai Perusahaan, Leverage mampu memediasi antara Free Cash Flow dengan Nilai Perusahaan, Leverage tidak mampu memediasi antara Kepemilikan Institusional terhadap Nilai Perusahaan.
Fintech and Traditional Banking: A Bibliometric Study of Financial Innovation Judijanto, Loso; Yulistina, Yulistina; Astutik, Wahyuni Sri; Alfiana, Alfiana
West Science Interdisciplinary Studies Vol. 3 No. 03 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i03.1782

Abstract

Financial technology (fintech) has emerged as a transformative force reshaping the financial industry, influencing traditional banking institutions and introducing innovative business models. This study conducts a bibliometric analysis of fintech and traditional banking research using data from Scopus and visualization through VOSviewer. The analysis explores thematic trends, key research contributions, and evolving collaborations within financial innovation. Findings reveal that fintech has transitioned from being a disruptive force to an integral component of the financial ecosystem, fostering partnerships with traditional banks. Key themes include digital banking, blockchain, artificial intelligence, financial inclusion, and regulatory challenges. The study highlights the increasing role of emerging technologies in enhancing financial services while addressing cybersecurity and compliance concerns. Global research collaboration patterns indicate a strong focus on financial inclusion and regulatory frameworks across different economies. This research provides valuable insights into the trajectory of fintech literature and identifies areas for future exploration, particularly in sustainability, AI-driven finance, and central bank digital currencies (CBDCs). 
Fintech and Traditional Banking: A Bibliometric Study of Financial Innovation Judijanto, Loso; Yulistina, Yulistina; Astutik, Wahyuni Sri; Alfiana, Alfiana
West Science Interdisciplinary Studies Vol. 3 No. 03 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i03.1782

Abstract

Financial technology (fintech) has emerged as a transformative force reshaping the financial industry, influencing traditional banking institutions and introducing innovative business models. This study conducts a bibliometric analysis of fintech and traditional banking research using data from Scopus and visualization through VOSviewer. The analysis explores thematic trends, key research contributions, and evolving collaborations within financial innovation. Findings reveal that fintech has transitioned from being a disruptive force to an integral component of the financial ecosystem, fostering partnerships with traditional banks. Key themes include digital banking, blockchain, artificial intelligence, financial inclusion, and regulatory challenges. The study highlights the increasing role of emerging technologies in enhancing financial services while addressing cybersecurity and compliance concerns. Global research collaboration patterns indicate a strong focus on financial inclusion and regulatory frameworks across different economies. This research provides valuable insights into the trajectory of fintech literature and identifies areas for future exploration, particularly in sustainability, AI-driven finance, and central bank digital currencies (CBDCs). 
Increasing the loyalty of cooperative members : The influence of sharia compliance, employee responsibility, and trust Alfiana, Alfiana; Hanifah, Luluk
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i2.1550

Abstract

This study examines the determinants of cooperative member loyalty through the lens of Sharia compliance, employee accountability, and trust. The research methodology used quantitative analysis. Data collection methods included questionnaires and structured interviews with 80 research participants. The population consisted of all Ikhlas Beramal Bangkalan Islamic marketing cooperative members. In addition, the data from these respondents were analyzed using SPSS software. Analysis of the research data shows that Sharia compliance shows a negative correlation and does not significantly affect member loyalty. In contrast, employee responsibilities positively correlate with and significantly affect member loyalty. In addition, trust shows a negative correlation and significantly impacts member loyalty. The three elements collectively influence the loyalty of the Ikhlas Beramal Bangkalan Sharia marketing cooperative members. Public interest statement Since employee accountability positively impacts loyalty, cooperatives should prioritize staff training to improve professionalism and service quality. The negative effect of Sharia compliance and trust suggests a need to reassess its implementation, ensuring alignment with member expectations through more transparent communication and better integration.
Market Research Analysis of Applied Technology in Shallot Retail Traders Alfiana, Alfiana; Finahari, Nurida
SINTA Journal (Science, Technology, and Agricultural) Vol. 5 No. 2 (2024)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/sinta.5.2.%p

Abstract

Retailers are the lowest level traders in the marketing distribution channel . They are identified as agents who act as ‘product delivery people’, without making product modifications . Their main activity is taking merchandise from distributors, sold directly in small packages. Shallot retailers also experience the same stigma, even though their products characteristics require special handling to prevent rotting before being sold. So far, the technology need for shallot products is considered only by farmers and large distributors. A preliminary market research has been conducted on a limited basis to see the need for shallot processing technology at the retail trader level. The research method used a G-Form-based questionnaire distributed to the shallot trader community, or filled out by surveyors during direct interviews. The research results showed that 4% of respondents stated that they needed appropriate technology, in form of drying machine, with 5 kg/hour maximum capacity, electric drive, and maximum price of around 5 million rupiah. The respondents majority  (95%) seemed to state that they did not have procurement funds. It is predicted that 80-96% of respondents need the drying machine. This shows that there is a market opportunity for the technology, small scale, for shallot retailers in particular.
Co-Authors Achmad Fathoni, Achmad Achmad Yusuf Budianto Adya Hermawati Afifah, Dian Annisah Afrizal Afrizal Agustina, Tria Raisya Akhmad Farid Akhyar, Chairil Al-Amin, Al-Amin Aldy Febryawan Aloysius Ray Julian Kusdiantoro Amin, Al- Amri, Andi Anantadjaya, Samuel PD Andiena Nindya Putri Aprih Santoso Ardenny, Ardenny Astutik, Wahyuni Sri Awaludin, Dipa Teruna Azizi, Muhammad Azzahroh, Ismunatul Bakri, Asri Ady BillY Dewantara Cakranegara, Pandu Adi Chatarina Umbul Wahyuni Choirul Anam AM Diponegoro Dede Hertina Dewi, A Ratna Sari Dharmayanthi Pri Handini Dharmayanti Pri Handini Dhea Landy Venida Zulfa Dian Widyantini Dimas Saifurrohman Donny Dharmawan Durya, Ngurah Pandji Mertha Agung edy susanto Eka, Andi Primafira Bumandava Elista, Amanda Emma Budi Sulistiarini Farah Juniati Meutianingrum Faturrahman, Muhammad Hikam Fitriningsih Amalo Gatot Soebiyakto Gatot Soebiyakto Gunarianto Gunarianto Gustian, Dede Hakim, Mohamad Zulman Hamida, Ika Fitria Nur Hamzah, A. Hadian Pratama Hanifah, Luluk Hanum, Filia Hardian, Salman Hariandy Hasbi Harsono, Iwan` Hasbi, Moh Ramdani Hendayani, Nenden Hendrawan, Henky Hermiyetti, Hermiyetti - Husen, Gayatri Nahdiyah Irdawati Irdawati Irfan Yulyansah Irwan Moridu Istigfari, Nafsa Qolbina Jemi Pabisangan Tahirs Jenny Nancy Kaligis Jiteng Andreas Judijanto, Loso Judijonto, Loso Kamil, Indriyati Kartika, Erawati Klemens Mere Klemens Mere Koerniawati, Dwi Kristiana, Ida Kurniati Karim Kusuma, Ema Laendatu Paembonan Lilis Dewi Ndaru Mulyo Arum Nirwana LISTIANA SRI MULATSIH Loso Judijanto Lumentah, Natalia Reyne Maria Desika Bulu Masan Martalia Arya Nurfadila Mas'ud, Muchlis H Masdiana Masdiana Mellien Pakerti Winengku Muchlis H Mas'ud Muchlis H. Mas'ud Muchlis Mas’ud Muhamad Stiadi Mulastih, Listiana Sri Muliza Muliza, Muliza Mulyono Mulyono Muzaffirah, Adzirah Naim, Sidrotun Nasharuddin Mas Nasharuddin Mas Nasharudin, Nasharudin Nawangwulan, Irma M Nelly Astuti Ningsih , Titiek Surya Nugroho, Anton Priyo NUR FADHILAH, ANIS Nur Laily Safitri Nur, Muh. Nurdjanah Hamid Nurhasanah Nurhasanah Nurida Finahari Nurlia Nurlia Nurliawan, Anggy Elfa Nurnaningsih Nurnaningsih Nurriqli, Arifia Nusair, Ahmad Ershaid Oki Akbar Mahendra Orie Rahma, Erythina PA Andiena Nindya Putri Perwito, Perwito Piartrini, Putu Saroyini Priyo Nugroho, Anton Purnamasari, Eva Rachmania, Dewi Rahma Wahdiniwaty Ramadhan Wahfianka, Ega Ramon Arthur Ferry Tumiwa Renggaala, Nuniek Yuniarti Ningsih Restu Widyo Sasongko Ristati, Ristati Rita Zulbetti Riyanti, Anti Riyanto, Ayu Putri Rizqi Aji Putri, Masykurotur Rufaida Sofiatus Wardani Rufi'i sabil sabil, sabil Safari, Apay Sagita Nurul Izza Samalua Waoma Samosir, Hendrik ES Saputra, Irwan Saripujiana, Dian Sesario, Revi Setyawan, Antonius Ary Siddiqa, Heidi Siswahyudianto Sodik, M. Sono, Mohammad Gifari Sri Mulatsih, Listiana Sugeng Karyadi Suhartini Salingkat SUJAI, MUHAMMAD Sumini Sumini, Sumini Suprapto Suprapto Suroso, Adi SURVIVAL - - Suwandi Ng Syamsuri Syamsuri T. Maulana, T. Taime, Habel Tasrim, Tasrim Toni Dwi Putra Tri Cicik Wijayanti Tri Yuniningsih Triwulandari, Ratna Upik Djaniar Usman, Said Utami, Eva Yuniarti Utami, Refi Oktafia Utiarahman, Nurnaningsih Wahju Wulandari Wartono Wartono Wibisono, Cahyo Windreis, Christ Yahya, Sitti Rachmawati Yatima El Isma, Yatima Yoga Pangestu, Dewo Nugroho Yohan Yohan Yulistina Yulistina Yundari, Yundari Yunus Sading Z, Nasrul Zakaria, Faiz Zuhroh, Siti Zulaecha, Hesty Erviani Zulfa, Maysaroh Chamida