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All Journal Katalogis JURNAL ADMINISTRASI BISNIS PREDIKSI REZ PUBLICA Jurnal Dimensi International Journal of Artificial Intelligence Research Pendas mahakam : jurnal pendidikan dan pembelajaran Sekolah Dasar Phinisi Integration Review Jurnal Ilmiah Manajemen "E M O R" Journal of Economic, Bussines and Accounting (COSTING) Al-'Adl Al-sihah: The Public Health Science Journal Jurnal Basicedu YUME : Journal of Management Satya Widya: Jurnal Studi Agama Community Engagement and Emergence Journal (CEEJ) Jurnal Ilmiah Profesi Pendidikan Jurnal Pendidikan Dasar Perkhasa Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) Kalabbirang Law Journal Diversity: Disease Preventive of Research Integrity Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) Jurnal Farmasi dan Sains Indonesia (JFSI) Journal of Aquaculture and Enviroment Nobel Management Review Al GIZZAI: PUBLIC HEALTH NUTRITION JOURNAL Community Research Of Epidemiology (CORE) Golden Ratio of Marketing and Applied Psychology of Business Jurnal Bina Bangsa Ekonomika Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Al-Buhuts (e-journal) Golden Ratio of Auditing Research Bussman Journal : Indonesian Journal of Business and Management Journal Of Human And Education (JAHE) Journal of Lex Theory (JLT) Journal of Lex Philosophy (JLP) Bosowa Journal of Education Jurnal Ilmiah Penyuluhan dan Pengembangan Masyarakat Journal of Innovation in Management, Accounting and Business Jurnal Basicedu JURNAL PENGABDIAN PENDIDIKAN MASYARAKAT (JPPM) Journal of Artificial Intelligence and Digital Business Digital Business Tren Bisnis Masa Depan PAMARENDA : Public Administration and Government Journal Paradoks : Jurnal Ilmu Ekonomi Panrita Inovasi: Jurnal Pengabdian Kepada Masyarakat NeoRespublica : Jurnal Ilmu Pemerintahan Golden Ratio of Law and Social Policy Review (GRLSPR) Journal of Public Health and Pharmacy Nobel Community Services Journal Qawanin Jurnal Ilmu Hukum Agritechpedia: Journal of Agriculture and Technology Sociality: Journal of Public Health Service Kongga : Jurnal Pengabdian Masyarakat Jurnal Elementaria Edukasia Jurnal Pengabdian Masyarakat SAPANGAMBEI MANOKTOK HITEI Ruang Komunitas : Jurnal Pengabdian Masyarakat Media Penelitian dan Pengembangan Kesehatan Pinisi Journal Pendidikan Guru Sekolah Dasar Journal of Mestika Nusantara Satu Community Services Jurnal Ilmiah Bongaya (JIB) Kajian Ilmiah Mahasiswa Administrasi Publik (KIMAP) Atestasi : Jurnal Ilmiah Akuntansi Unified Health Critical Research Journal Social Humanity Perspective ADVANCED PRIVATE LEGAL INSIGHTS COMPENDIUM OF JUDGE MADE LAW
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Financial Literacy as A Moderating Variable in Influencing Individual Income, Cashless Use, and Love of Money on Financial Behavior of STIEM Bongaya Students Asapa, Andi Rachmat Fiqra; Alam, Syamsul; Ishak, I.
Golden Ratio of Auditing Research Vol. 6 No. 1 (2026): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grar.v6i1.1873

Abstract

This study aims to explore the impact of individual income, cashless payment system utilization, and love of money on college students' financial behavior, with financial literacy as a variable strengthening this relationship. The respondents in this study were students from STIEM Bongaya. The analysis method used was Partial Least Squares (PLS) with a measurement model and structural model approach. The findings from the test indicate that individual income and financial literacy have a significant positive impact on college students' financial behavior. Conversely, cashless use and love of money do not show a significant influence on financial behavior. Furthermore, financial literacy does not function as a moderating variable in the relationship between individual income, cashless use, and love of money on financial behavior. The R-square value of 0.662 indicates that the independent and moderating variables can explain 66.2% of financial behavior, while the Q-square value of 0.541 indicates that this model has good predictive relevance. The implications of this study indicate the need to improve financial literacy among university students through well-designed educational programs to foster prudent and responsible financial attitudes. Future research is recommended to incorporate other variables, such as psychological and social factors, or the use of financial technology (fintech) to predict financial behavior.
BIMBINGAN TEKNIS DAN OPTIMALISASI PENDAPATAN ASLI DAERAH MELALUI UPDATING DATA KOTA KENDARI Tawai, Adrian; Sartono, Sartono; Alam, Syamsul; Gunawan, Gunawan; Utha, Arifin; Samiruddin, Samiruddin
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 3 No 2 (2022): Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Volume 3, No 2 Oktober 2022
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v3i2.819

Abstract

The development of the current administrative system of government is required not only to be efficient and effective but to strive for more synergy, especially from its governance. The shift of authority from the central government to local governments and then extended to the village level is a challenge but also an opportunity for bureaucrats to serve the community in a responsive manner. This condition requires an understanding of ideal and relevant governance in dealing with existing problems. This service generally aims to carry out technical guidance on optimizing local revenue through increasing the effectiveness of data updating and assessment of land and building tax objects in Kendari Caddi Village, Kendari City. The target audience for this activity are employees who are in Kendari Caddi Village using training, mentoring, guidance, and consultation on data validation practices which were carried out on 10 May 2022. The results of this activity resulted in (1) the effectiveness of data updating and tax object assessment activities. land and buildings in Kendari Caddi Village are quite good, (2) the role of the lurah in administrative activities, updating data, and assessing land tax objects is going well, and (3) services, rationality, effectiveness, and efficiency are running well.
Formulasi Dan Uji Aktivitas Sediaan Face Mist Ekstrak Etanol Daun Jarak Pagar (Jatropha curcas L.) Sebagai Antikosidan Dengan Metode DPPH Raru, Preiscylia; Marzuki, Asnah; Alam, Syamsul
Jurnal Farmasi & Sains Indonesia Vol 8 No 2 (2025)
Publisher : LPPM Sekolah Tinggi Ilmu Farmasi Nusaputera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52216/jfsi.vol8no2p15-22

Abstract

Jarak pagar (Jatropha curcas L.) one as an antioxidant. This research aims to obtain a formulation in the form of a stable face mist dosage form and determine the IC50 value of the extra ethanol face mist preparation from jatropha leaves (Jatropha curcas L.) which has potential as an antioxidant. Experimental research method using 96% ethanol solvent, maceration method. The resulting thick extract is rotated, then preparations are made with concentrations of 0.1%, 0.3% and 0.5%, using additional ingredients glycerin as a humectant, propylene glycol as a humectant, sodium benzoate as a preservative, lavender as a fragrance and distilled water. as a solvent. Evaluation of the preparation, namely the cycling test in 6 cycles for 12 days, organoleptic observations obtained in liquid form, pH measurement results were <0.05p, homogeneity tests obtained homogeneous preparations, Viscosity test results were <0.05p, skin moisture and irritation tests were <0.05p. As well as antioxidant testing using the DPPH method using a UV-Vis spectrophotometer. The results of the research can be concluded that Jatropha curcas L. extract can be formulated as a face mist preparation that is physically and chemically stable. The IC50 values ​​using the facial mist preparation formula of Jatropha curcas (Jatropha curcas L.) leaf extract were respectively 17.0276 ppm, 16.5071 ppm, and 13.4743 ppm. The most effective face mist formulation has the highest antioxidant value in formula III.
The Effectiveness of Legal Protection for Consumers Regarding Motorcycle Damage Rachman, Srirezky; Alam, Syamsul; Sapada, Andi Tenri
ADVANCED PRIVATE LEGAL INSIGHTS Vol. 1 No. 2 (2025): ADVANCES PRIVATE LEGAL INSIGHTS (APRIL)
Publisher : Faculty of Law, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56087/xsrz1n11

Abstract

Abstrak:  Penelitian ini bertujuan untuk menganalisis efektivitas perlindungan hukum konsumen atas kerusakan sepeda motor dan menganalisis faktor yang memengaruhi efektivitas perlindungan hukum konsumen atas kerusakan sepeda motor pada bengkel resmi Honda di Kota Makassar. Penelitian ini menerapkan metode penelitian hukum empiris dengan pendekatan perundang-undangan dan pendekatan kasus. Data primer dikumpulkan melalui kegiatan wawancara terhadap konsumen yang mengalami kerusakan sepeda motor, sedangkan data sekunder dihimpun dengan menggunakan peraturan perundang-undangan, literatur hukum, dan bahan pustaka yang signifikan dengan perlindungan konsumen. Hasil penelitian menunjukkan bahwa perlindungan hukum terhadap konsumen atas kerusakan sepeda motor, secara normatif telah diatur dalam Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, namun dalam praktik pelaksanaannya belum sepenuhnya efektif karena masih terdapat konsumen yang mengalami kerugian akibat penanganan kerusakan sepeda motor yang belum optimal. Hal tersebut dipengaruhi oleh beberapa faktor, yaitu faktor hukum terkait kejelasan pengaturan garansi, faktor petugas teknisi dalam penanganan perbaikan, faktor sarana dan fasilitas bengkel, faktor masyarakat yang berkaitan dengan pemahaman konsumen terhadap kondisi kendaraan, serta faktor kebudayaan yang memengaruhi sikap dan kepercayaan konsumen. Rekomendasi penelitian ini yaitu perlunya peningkatan kesadaran konsumen terhadap hak dan kewajibannya dalam menggunakan sepeda motor serta meningkatkan kualitas pengerjaan teknisi sebagai pihak yang secara langsung menangani perbaikan sepeda motor milik konsumen, agar perlindungan hukum konsumen dapat berjalan lebih efektif. Abstract: This study aims to analyze the effectiveness of consumer legal protection regarding motorcycle damage and to identify the factors influencing the effectiveness of consumer legal protection regarding motorcycle damage at official Honda service centers in Makassar. This study employs an empirical legal research method using a statutory approach and a case study approach. Primary data was collected through interviews with consumers who experienced motorcycle damage, while secondary data was gathered using legislation, legal literature, and relevant reference materials on consumer protection. The research results indicate that legal protection for consumers regarding motorcycle damage is normatively regulated under Law No. 8 of 1999 on Consumer Protection; however, its implementation has not been fully effective in practice, as there are still consumers who suffer losses due to suboptimal handling of motorcycle damage. This is influenced by several factors, namely legal factors related to the clarity of warranty regulations, factors related to technicians in handling repairs, factors related to workshop facilities and equipment, societal factors related to consumers’ understanding of vehicle conditions, as well as cultural factors that influence consumers’ attitudes and trust. The recommendations of this study are the need to increase consumer awareness of their rights and obligations regarding motorcycle use, as well as to improve the quality of work performed by technicians who directly handle repairs to consumers’ motorcycles so that consumer legal protection can be implemented more effectively
Co-Authors Abd. Rasyid Syamsuri Abdi Abdi, Abdi Achmad, Pratiwi Maharani Adam, Aenal Fuad Adebayo, Adesoji Kolawole Adha, A. Syamsiah Adha, Andi Syamsiah Adiatma Adiatma Adnan, Yudi Adrian Tawai Ahmad Fauzan Akhiruddin Akhiruddin AKOB, MUH. Alfian, Andi Amaliyah, Nurhadifah Amin Tohari amir, muh Amiruddin, Fahmi Fauzi Ananda, Rifki Andi Ahmad Malikul Afdal Andi Sadapotto Anggraini, Yaisa Ansyar, Dian Ihwana Aprillia, Rini Araf, Moh. ARDIANSYAH ARDIANSYAH Ariestanto, Jian Adha Arifin, Muhammad Ya’rif Arranury, Zilfadhilah Arsanti, Galuh Asapa, Andi Rachmat Fiqra Asnah Marzuki Asnur, Muhammad Nur Ashar Asriani Asriani, Asriani Aswadi Aswadi Atifa, Nur Azidun, Azidun Azizah, Andi Nur Azriful Azriful, Azriful Bili, Tresia Asna Bimantoro, Krisno Bungatang Bungatang Cahyani, Sri Dewi Caronge, Muhammad Arfandi Cayati Cayati, Cayati Dahlian Dahlian Damayanti, A. Alfiani darwis darwis, darwis Dasmin, Dasmin Daud, Dahniyar Djaharuddin, Darmawati Djaharuddin, Dharmawati Dwi Santy Damayati Edy Jumady Eldi, Eldi Elfrianto, La Ode Elisa Elisa Emmi Bujawati Erni Indrawati Faisal, Ali Fajar, Muh Agung Fauzan, Roman Fikri Fawwaz Rohmanna, Lidya Febriayu, Dwi Fera Tri Susilawaty, Fera Tri Fitrah, Muakhir Fitriana HS, Eka Goin, Etti Selpiana Gunawan Gunawan Gunawan, Main Indra Habibi Habibi Habibi Halim, Ardiansyah Halim, Firmansyah Haliza, Siti Nurul Hasanudin Kasim Hasbi Ibrahim, Hasbi Hasbi, Hasnan Hasbiyadi, Hasbiyadi Hatta, Sukarno Hijaz, Zulkifly I. Ishak, I. Ibnu Hajar Ikram, Zul Indrawati Indrawati Indriany, Leny Indriasari, Dewi Pratiwi Indriastuti, Gusti Agung Priska Inriani, Novi Iriyanti Harun Irmawati Irmawati Irviani Anwar Ibrahim, Irviani Anwar Jalal, Jalal Jamali, Hisnol Jasmaniar, Jasmaniar Jayadi, Yusma Indah Jopang Jopang, Jopang Junita, Syamsurya Jusmawati Jusmawati, Jusmawati Jusni, Jusni Jusni, Jusni Kambolong, Makmur Karim, Qadri Karlina, Haura Katiandagho, Dismo Khaedar, Muh Kisman Kisman Kurniawan, Ahmad Reza Kushartanti, Roro Larissa, Dea Latif, Muchtazar Latif, Nurfadilah Laxmi, Laxmi Liwaul, Liwaul M. Fais Satrianegara, M. Fais M., Sumarlin Magfirah, Fifi Mahendra, Rudi Mahmud Mahmud Mahyuddin, Hadijah Makkarennu, Makkarennu Maludin, Maludin Mappamiring Mappamiring Mappaselleng , Nur Fadhilah Mas'ud Muhammadiah Mas’ud, Emban Ibnurusyid Meliyanti, Nur Mohammad Arif Muftiaturrahmah, Muslimah Muh Arif, Muh Muh. Said, Muh. Muhammad Asdar Muhammad Basri Muhammad Faisal Muhammad Ilham Muhammad Japar Muhammad Kahfi, Muhammad Muhammad Ramli Muhammad Yusuf Muhdar, Muhammad Zulkifli Muhlis Madani, Muhlis Muhnia, Nikmatul Muis, Nurhasni Murdiani Anas, Andi Indah Zahra Muslim, Asrul Muslimin, Muhammad Namria, Namria Nildawati Nildawati, Nildawati Nur Naninsih Nur Rahmah Nuramal, Nuramal Nurfaidah Nurfaidah Nurfatmi, Rezki Nurhadifah Amaliyah Nurul Qamar Perawati Bte Abustang Pongkapadang, Gunawan L. Prastiyo, Andi Putri, Ayuni Qahar, Abdul Rachman, Srirezky Rahman, Ratnah Rahmaniar Rahmaniar, Rahmaniar Rahmat, Amri Nur Raru, Preiscylia Razak, Nurlaely Resman, Resman Romadhona, Kusumo Rusnawati Rusnawati, Rusnawati Sabar, Adrayanti Sahabuddin, Arimansah Sahabuddin, Arimansah Sahide, Muhammad Alif Kaimuddin SAHTA GINTING, SAHTA saidin, saidin Samiruddin, Samiruddin Sapada, Andi Tenri Sartono Sartono, Sartono Saswini, Andi Ade Ula Satriawati Satriawati Satriawati, Satriawati Sayyidinna, Dhika Avri septianingsih, septianingsih Setiady, Nova Teguh Shaleh, Musliha Sharon, St. Salmah Sitti Raodhah Sitti Saleha, Sitti Sjahruddin, Herman Soeprijono, Bambang Soma, Andang Suryana Sudirman, Faturachman Alputra Sufiati, Sufiati Supardi, R. Surahmawati Surahmawati, Surahmawati Susianah, Susianah Syahrir , Sukfitrianty Syahrir, Sukfitrianty Syahrir, Sukfitryanti Syahriwati, Syahriwati Syamsuddin Millang, Syamsuddin Syamsul Bahri Syarfaini Syarfaini, Syarfaini Syarif, Isymiarni Tangngisalu, Jannati Taufik Taufik Triwani, Jena ulandari, selinnia21 Ummu Kalsum Utami, Sri Afrianti Utha, Arifin Waddi Fatimah WAHYUNI Widiani, Cindy Clara Yana Fajriah Yasin, Maesarah Yusliadi, Yusliadi Yusuf, Marwah Yusuf, Yusran Zalshabila, Zhanya