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ANALYSIS OF FACTORS AFFECTING THE APPROVAL OF MICRO, SMALL AND MEDIUM ENTERPRISES CREDIT APPLICATIONS AT PEER TO PEER LENDING FINANCING INSTITUTIONS DURING THE COVID-19 PERIOD
Savitri, Aziza;
Nikensari, Sri Indah;
Suparno
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0303.23
MSMEs are one of the boosters of the Indonesian economy because they are considered to have a large contribution to economic growth. However, since the emergence of the COVID-19 virus, of course, it has an impact on MSMEs, in 2020 the economic growth figure shows a figure of minus 5.3 percent and there are 37,000 MSMEs affected by COVID-19, so the obstacle faced by MSMEs is the need for capital to rise in the midst of the COVID-19 pandemic. The purpose of this study is to find out what factors influence the approval of MSMEcredit applications to peer to peer lending institutions during the COVID-19 period. The method used is probit regression analysis with the IBM SPSS Statistics 25 application. The independent variables used in the study were the amount of loan, length of business andcredit period.The results of this study found that the loan amount and credit period have a negative and insignificant influence on the approval of credit applications, while the length of business has a positive and significant influence on the approval of credit applications.
FACTORS EXPLAINING THE PRODUCT INNOVATION OF ENTREPRENEURIAL STUDENT: A THEORETICAL APPROACH
Wafa, Harfianti Nur;
Suparno;
Lutfia, Annisa
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 2 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0402.12
Entrepreneurship education emphasizes learning through business practices with student competencies capable of innovation. This research aims to develop theoretical modeling of the product innovation process for students in entrepreneurship programs in higher education. The theory used in this research is product innovation in both entrepreneurship development and education. Various factors influence product innovation for students as SMEs, analyzed and identified as the main factors in product innovation for entrepreneurial students, namely entrepreneurship education and creativity. The research method used is qualitative with literature study, theoretically analyzing previous theories and researchers and determining the main factors as predictors of the formation of educational product innovation. Grounded theory, with comparison of various correlation results as the findings of this research. Shows that creativity is a mediator of entrepreneurship education towards product innovation. Recommendations for future researchers to be able to examine the influence of entrepreneurship education on student product innovation with creativity as mediation, whether tested quantitatively, or developed on other broader aspects of variables. Keyword: entrepreneurship education; student creativity; product innovation; higher education.
FACTORS IMPACTING ENTREPRENEURIAL COMPETENCE OF VOCATIONAL SCHOOL STUDENTS: A LITERATURE REVIEW APPROACH
Aljero, Rafi Kurniaji;
Suparno;
Fidhyallah, Nadya Fadillah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 2 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0402.13
This study explores the impact of Economics Education on the development of Entrepreneurial Knowledge and Entrepreneurial Competence through a literature review approach. This research integrates findings from various empirical studies, research, articles, and related literature sources that have been conducted previously. The main focus of this research is to understand the extent to which Economics Education contributes to the development of entrepreneurial knowledge and competence in students of Vocational High Schools (SMK) majoring in business and marketing in East Jakarta.The findings from the literature review show that Economics Education has an important role in shaping students' entrepreneurial knowledge and entrepreneurial competence. The economics and management concepts in the economics education curriculum can assist students in developing the knowledge and skills required in starting and managing a business.The results of the literature review also highlight the importance of developing Entrepreneurial Knowledge and Entrepreneurial Competence in the educational context. By understanding basic economic concepts, students can better develop insights into markets, competition and business opportunities. In addition, the literature also suggests that the development of entrepreneurial skills through an Economics Education approach can help students become better prepared to face the challenges of a dynamic world of work.
ANALYSIS OF FACTORS AFFECTING THE REGIONAL POVERTY GAP INDEX
Safhira, Tyas;
Mukhtar, Saparuddin;
Suparno
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 2 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0402.14
The poverty gap index is a measure of poverty that emphasizes the average expenditure gap against the poverty line. This study aims to propose theoretical modelling of how the poverty gap index can approach the poverty line or in other words, the gap is getting smaller. The theory used in this research is the theory of the vicious circle of poverty as well as through the theory of economic growth. The factors that influence the poverty gap index analyzed and identified are the dependency ratio, mean years of schooling, and gross domestic product at constant prices. This research method uses a qualitative approach with literature study techniques, by analyzing theories and previous research and determining factors as predictors of poverty problems. Grounded theory by comparing correlation results as the findings of this research. This study shows that the dependency ratio has a positive effect on the poverty gap index, while the mean years of schooling and gross regional domestic product have a negative effect on the poverty gap index. Recommendations for future research, researchers suggest using other measurement indicators in poverty or other research methods to add or support similar research references.
MSME PERFORMANCE IN THE DIGITAL ERA: THEORETICAL STUDY THE ROLE OF LITERACY AND SKILLS
Julianti, Nurul Dewi;
Suparno;
Nurjanah, Siti
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 2 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0402.16
This study uses a theoretical research approach to create proposition regarding the performance of Micro, Small, and Medium Enterprises (MSME) in the digital era. This study elaborates several findings from previous research as a reference. Resource Based View Theory and Human Capital Theory are used as supporting theory. To develop a research reference model that explains the relationship between literacy and abilities and MSMEs' performance in the digital era, qualitative research methods utilizing literature studies were conducted. This study also provides suggestions for developing variables and indicators in measuring performance and other variables that influence MSME performance. The result of the study provide recommendations that literacy and skills as references in the development of Micro, Small, and Medium Enterprises in the digital era have an important role in the performance of MSMEs to improve national economic prosperity.
MICROLEARNING VIDEOS THROUGH TECHNOLOGICAL, PEDAGOGICAL, AND CONTENT KNOWLEDGE: THE LENS OF USER EXPERIENCE
Aladawiya, Rabia;
Suparno;
Fidhyallah, Nadya Fadillah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 2 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0402.19
This research aims to explore and understand user experiences in the context of developing technology, pedagogy, and content knowledge-based microlearning videos. Qualitative research methods were employed to gain in-depth insights into how educators and learners utilize and interpret the implementation of Basic Marketing Principles through microlearning videos. The study focused on students in the 10th grade specializing in Marketing at State Vocational High School 12 Jakarta. The research approach involved data collection through in-depth interviews and participatory observations of the use of microlearning videos. The findings indicated that the developed microlearning videos received positive validation from media and content experts. Evaluations from both teachers and students revealed a high level of acceptance of microlearning videos during the learning process. Consequently, this research provides a meaningful learning experience by presenting short, focused learning media that can be easily accessed at various times and locations.
DEVELOPMENT OF MSMEs IN THE CREATIVE ECONOMY SECTOR
Aulia, Mahda Rida;
Suparno;
Lutfia, Annisa
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0403.10
The development of UMKM in the creative economy sector faces several challenges, especially the low use of digital technology and the creativity of enterprise for UMKM actors which can hinder the development of enterprises. This research aims to study and understand the role of financial technology, digital marketing, and business creativity on the development of MSMEs in the creative economy sector through a theoretical study approach. Various findings from previous research are used as references and theory development in this research. The qualitative approach method with literature studies was used in the research to obtain a more detailed amount of data and information regarding the factors that influence the development of MSMEs. The main subjects of this research are MSME players located in the DKI Jakarta area. The results of this study indicate that financial technology, digital marketing, and business creativity can help MSME players to develop their businesses so that they can survive and compete in the global market. In addition, this research can also be used as an illustration for MSME actors to know the importance of implementing technology and developing creativity before running a business.
FACTORS EXPLAINING BUSINESS DEVELOPMENT ON MSME: A THEORETICAL APPROACH
Bryandhito, Irsyad;
Suparno;
Lestari, Fitra Dila
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0403.05
The research aims to develop theoretical modeling of business development in MSME. Various factors that influence business development are analyzed and identified as the main factors in developing MSME businesses, namely economic learning experience and creativity. The research strategy utilized is subjective with writing considers, proposition analyzing speculations and past analysts and deciding the most variables as indicators of business development. Shows that creativity is a mediator of economic learning experiences on business development. Recommendations for other researchers are to test the effect of economic learning experiences on the development of MSME businesses through creativity mediation, either quantitative test, or developed in aspects of other.
REVEALING THE INFLUENCE OF DIGITAL LITERACY ON THE INNOVATIVE PERFOMANCE OF MSMEs: THE ROLE OF ENTREPRENEURIAL SKILLS AS A MEDIATING VARIABLE
Nuruliza, Safira;
Suparno;
Pratama, Aditya
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta
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DOI: 10.21009/jpepa.0501.09
This research was conducted to analyze the effect of digital literacy on Micro, Small and Medium Enterprises (MSMEs) innovative performance in the culinary sectors in the Jakarta area mediated by entrepreneurial skills. This research uses a method of survey in the forms of primary data by disseminating questionnaires to MSMEs entrepreneur in the culinary sector in Jakarta. In testing this research using SEM analysis techniques with Partial Least Square (PLS). The research results show that digital literacy has a positive and significant influence on the innovative performance of MSMEs in the culinary sector directly by 0.443. Furthermore, digital literacy also has a positive and significant effect on the entrepreneurship skills of MSMEs players in the culinary sector directly by 0.648. Entrepreneurial skills have a significant positive effect on the innovative performance of MSMEs in the culinary sector directly by 0.466. Furthermore, there is an indirect significant positive effect of digital literacy on the innovative performance of MSMEs with the entrepreneurial skills as a mediation variable of 0.302.
THE ROLE OF DISTRIBUTIVE JUSTICE COMPENSATION, COMMITMENT AND WORK DISCIPLINE TOWARDS WORK PERFORMANCE
Yusup;
Suparno
Pedagogic Research-Applied Literacy Journal Vol. 1 No. 3 (2024): Volume 1 Number 3 July 2024
Publisher : Suluh Adiluhung Publisher (SAPub)
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DOI: 10.70574/q7qqbs84
This research aims to analyze the influence of distributive justice compensation, commitment and work discipline towards employee work performance. The research method used is a quantitative method with a survey approach. Data was obtained through a questionnaire distributed to employees in CV. Nursa Prima Mojokerto. Data analysis was carried out using multiple linear regression to see the influence of the independent variables (distributive justice compensation, commitment and work discipline) on the dependent variable (work performance). The research results show that these three independent variables significantly increase work performance, both partially and simultaneously. These findings indicate that the company needs to pay attention to aspects of fairness in providing compensation, improve work discipline, and build employee commitment to improve work performance. It is hoped that this research can contribute to the development of effective human resource management strategies in the company.