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All Journal International Journal of Evaluation and Research in Education (IJERE) Jurnal Komunikasi Pembangunan Jurnal Manajemen dan Organisasi Jurnal Penyuluhan Sodality: Jurnal Sosiologi Pedesaan Jurnal Manajemen dan Agribisnis Jurnal Pustakawan Indonesia Jurnal Kependidikan: Penelitian Inovasi Pembelajaran INFORMASI Jurnal Komunikasi International Journal of Science and Engineering (IJSE) Interaksi : Jurnal Ilmu Komunikasi Jurnal Ilmu Lingkungan Teknotan: Jurnal Industri Teknologi Pertanian Sosiohumaniora Jurnal Ilmu Komunikasi Journal of Education and Learning (EduLearn) KOMUNITAS: INTERNATIONAL JOURNAL OF INDONESIAN SOCIETY AND CULTURE Jurnal Agro Ekonomi Jurnal Perpustakaan Pertanian Jurnal Studi Komunikasi dan Media JAM : Jurnal Aplikasi Manajemen Jurnal Berkala Ilmu Perpustakaan dan Informasi Journal of Nonformal Education Record and Library Journal Jurnal Antropologi: Isu-Isu Sosial budaya JITRO (Jurnal Ilmiah dan Teknologi Peternakan Tropis) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Family Science Edulib Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat AGRARIS: Journal of Agribusiness and Rural Development Research Lentera Pustaka Sosio Konsepsia Jurnal Kajian Informasi & Perpustakaan Jurnal Kajian Komunikasi Jurnal PIKOM (Penelitian Komunikasi dan Pembangunan) JRK (Jurnal Riset Komunikasi) Al Ishlah Jurnal Pendidikan Jurnal Studi Komunikasi Jurnal Sains Komunikasi dan Pengembangan Masyarakat [JSKPM] Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia Caraka Tani: Journal of Sustainable Agriculture Jurnal Komunikasi Informatika Pertanian Jurnal ASPIKOM Jurnal Manajemen Pembangunan Daerah Al-Muzara'ah Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Penelitian Sosial dan Ekonomi Kehutanan Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Jurnal Kebijakan Perikanan Indonesia Wacana: Jurnal Ilmiah Ilmu Komunikasi PRoMEDIA Journal of Agribusiness and Local Wisdom Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan GEMA EKONOMI Jurnal Komunikasi Profesional IMPROVEMENT: Jurnal Ilmiah untuk peningkatan mutu manajemen pendidikan Harmoni Jurnal Ilmiah LISKI (Lingkar Studi Komunikasi) Jurnal Ilmiah RESPATI Jurnal Riset Komunikasi Bricolage : Jurnal Magister Ilmu Komunikasi Perspektif Komunikasi; Jurnal Ilmu Komunikasi dan Komunikasi Bisnis Agriecobis : Journal of Agricultural Socioeconomics and Business Mediakom : Jurnal Ilmu Komunikasi Ekspresi dan Persepsi : Jurnal Ilmu Komunikasi Jurnal Agro Ekonomi Jurnal Pendidikan dan Kebudayaan Jurnal Sosiologi Andalas Jurnal Triton Journal of Management - Small and Medium Enterprises (SME's) International Journal Of Science, Technology & Management (IJSTM) Nivedana : Jurnal Komunikasi dan Bahasa Ilomata International Journal of Management International Journal of Multidisciplinary: Applied Business and Education Research International Journal of Social Service and Research Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Implementasi Manajemen & Kewirausahaan AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) International Journal of Science and Society (IJSOC) CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Jurnal Pustakawan Indonesia SENTRI: Jurnal Riset Ilmiah Business and Entrepreneurial Review Mamangan Social Science Journal Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis Mediator: Jurnal Komunikasi Jurnal Media Penyiaran SOSIO KONSEPSIA: JURNAL PENELITIAN DAN PENGEMBANGAN KESEJAHTERAAN SOSIAL Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Jurnal Penelitian Pendidikan Indonesia Policy Brief Pertanian, Kelautan, dan Biosains Tropika ENDLESS : International Journal of Future Studies BACA: Jurnal Dokumentasi dan Informasi Women, Education, and Social Welfare JHSS (Journal of Humanities and Social Studies) Jurnal Komputer, Informasi dan Teknologi Ettisal: Journal of Communication KANUN: JURNAL ILMU HUKUM
Pudji Muljono
Department Of Communication And Community Development Science, Faculty Of Human Ecology, IPB University, Jl. Kamper Darmaga, Bogor 16680, Indonesia
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An Integrative Model of Media and Psychosocial Factors in Rural Financial Literacy: A Case Study of an Indonesian Forest Farmers Group Yuyun Yuniati Baesusi; Pudji Muljono; Oos M. Anwas; Dwi Retno Hapsari
ETTISAL : Journal of Communication Vol. 11 No. 1 (2026): Ettisal : Journal of Communication
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ettisal.v11i1.84

Abstract

Despite the expansion of mass and digital media into rural areas of emerging economies, financial literacy gaps between urban and rural populations persist. Recent evidence from rural China, Uganda, and Nigeria shows that digital media penetration and fintech adoption have increased substantially; however, improvements in financial literacy remain uneven due to socio-cultural and behavioural constraints. This study examines how integrating media exposure and psychosocial factors shapes financial literacy in rural Indonesia through a development communication lens. Using a qualitative instrumental case study, we conducted five in-depth interviews with the chair of a Forest Farmers Group (Kelompok Tani Hutan) in Sukajaya village, Bogor Regency, who has led the group for five years, complemented by three months of participant observation and document analysis of group cash records, meeting minutes, and WhatsApp exchanges. Reflexive thematic analysis (Braun & Clarke) yielded three principal findings. First, rural communities access financial information through four stratified channel layers: mass media, digital media, interpersonal channels, and traditional collective channels, with influence increasing as channels become more relational. Second, five psychosocial factors, financial self-efficacy, trust, social and gender norms, religious values, and social capital, operate as mediators that determine whether information is translated into behavior. Third, three integrative pathways emerge: mass media as an awareness trigger, community figures as a trust filter, and collective spaces as a learning laboratory. We synthesize these findings into a four-layered Integrative Model context, channels, mediators, and outcomes with a feedback loop. The model challenges the linear "exposure-equals-literacy" assumption that underpins many financial literacy interventions, positions interpersonal and traditional channels as primary rather than supplementary, and offers concrete guidance for designing context-sensitive rural financial literacy programs in Southeast Asia.
State-Society Interaction in Addressing Crisis from the Communication Processes of Resilience Perspective: A Case of Local Government Role in Redeveloping Pandeglang Tourism Business Siti Dewi Sri Ratna Sari; Djuara P Lubis; Pudji Muljono; Nurmala K Pandjaitan
Sodality: Jurnal Sosiologi Pedesaan Vol. 12 No. 1 (2024): Sodality: Jurnal Sosiologi Pedesaan
Publisher : Departement of Communication and Community Development Sciences, Faculty of Human Ecology

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22500/12202447451

Abstract

Tourism has significantly contributed to Indonesia’s GDP despite being vulnerable to crisis. Pandeglang Regency with its 14 tourism villages is one among regions that expects income from tourism which unfortunately attacked by tsunami crisis in the end of December 2018, aggravated by travel restriction policies during COVID-19 pandemic since end of March 2020. State-society interactions become important in addressing those crises. Through the commmunication processes of resilience perspective, this research aims to analyze the state-society interactions in addressing crisis on a case of local government agency’s role to redevelop Pandeglang Regency tourism business after crisis. This study uses quantitative approach, strengthened by qualitative research. This study applies survey research to 144 owners of Tourism MSMEs with descriptive analysis by SPSS 25.0, supported by analysis of interviews, a focus group discussion and field observations. The research results show that local tourism-related government agencies have a significant role in the state-society interactions addressing the crisis to redevelop Pandeglang tourism business where Pandeglang Regency Tourism Office has the most significant role. However, this agency needs to communicate more evenly to all Tourism MSMEs’ owners. It is also found that the communication processes of resilience perspective have led more reciprocal interactions between the state and the society.
LEGAL REFORMS AND ADAPTIVE COMMUNICATION FOR DISABILITY-INCLUSIVE MSME ENTREPRENEURSHIP IN INDONESIA Fachmi Ibrahim; Pudji Muljono; Djuara P. Lubis; Dwi Sadono
KANUN:JURNAL ILMU HUKUM Vol. 28 No. 2: August 2026: Constitutional Law and Global Development
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kjih.v28i2.2839

Abstract

Despite Indonesia's progressive legal framework protecting the rights of Persons with Disabilities (PWDs), significant implementation gaps continue to hinder their participation in micro, small, and medium enterprises (MSMEs). Existing studies predominantly examine disability entrepreneurship from economic, sociological, or communication perspectives, while limited attention has been devoted to explaining how entrepreneurs' adaptive communication experiences can inform legal reform. This study investigates the relationship between adaptive communication, institutional barriers, and disability-inclusive legal governance. Employing an empirical socio-legal approach, the research draws upon in-depth interviews with four entrepreneurs with physical disabilities in the Special Region of Yogyakarta as a reference for other province in Indonesia. The findings demonstrate that adaptive communication functions not merely as an individual survival strategy but also as empirical evidence of implementation deficiencies within licensing systems, financial services, institutional coordination, and public support mechanisms. Rather than recommending entirely new legislation, the study proposes strengthening the implementation of existing disability and MSME regulations through accessible administrative procedures, disability-inclusive financial governance, participatory policymaking, integrated institutional accountability, and inclusive public procurement. The study contributes by operationalising relational justice into an implementation-oriented legal framework that connects entrepreneurs' lived experiences with concrete regulatory reform. Although the empirical evidence is limited to entrepreneurs with physical disabilities in Yogyakarta, the findings provide analytically transferable insights for strengthening disability-inclusive entrepreneurship governance in Indonesia.
Role of Communication in Adaptive Mechanisms of Micro and Small Entrepreneurship for Disabled in Indonesia Fachmi Ibrahim; Djuara P. Lubis; Pudji Muljono; Dwi Sadono
Ilomata International Journal of Management Vol. 6 No. 1 (2025): January 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i1.1391

Abstract

People with disabilities face multiple challenges in entrepreneurship, including physical limitations, accessibility to resources, and social stigma that often hinders their business development. This study aims to explore the challenges and adaptive strategies faced by people with disabilities in entrepreneurship and identify critical factors that can support their business success. Focusing on the use of communication technology and financial support, this research examines how adaptive training and inclusive policies can influence the success of disabled entrepreneurs. The research methodology involves a literature review and data analysis from various sources to understand communication, adaptive mechanisms, micro and small entrepreneurship, and people with disabilities. Relevant data surrounding these variables were collected, summarized, and analyzed. This study underscores the pivotal role of communication in the adaptive mechanisms of micro and small enterprises operated by individuals with disabilities. Through an extensive literature review, it has been demonstrated that effective communication is essential for disabled entrepreneurs to establish robust social networks, engage with customers, and secure vital resources to address various business challenges.
Manajemen komunikasi risiko dalam penanganan Covid-19 berbasis masyarakat Muhamad Hidayat; Pudji Muljono; Syamsul Maarif; Amiruddin Saleh
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 7 No. 4 (2021): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020211373

Abstract

Pandemi Covid-19 berdampak besar pada kesehatan, ekonomi, dan kehidupan sosial masyarakat. Komunikasi merupakan kunci keberhasilan mitigasi bencana, kesiapsiagaan, respon, dan pemulihan. Proses manajemen komunikasi risiko kepada masyarakat umum, pemerintah dan tokoh masyarakat, serta media dapat mengurangi risiko, menyelamatkan nyawa, harta benda, dan mempercepat pemulihan. Penelitian ini bertujuan untuk menganalisis mengenai strategi komunikasi risiko berbasis masyarakat di Provinsi Bali. Penelitian ini menggunkan metode deskriptif kualitatif. Teknik analisis data yang digunakan adalah reduksi data, penyajian data dan penarikan kesimpulan pada saat pra penelitian, selama penelitian, dan pasca penelitian. Pengambilan data dilakukan dengan cara melakukan observasi, wawancara, dan dokumen. Subjek penelitian adalah berbagai unsur yang terlibat dalam penanganan Covid-19 di Provinsi Bali. Hasil dari penelitian ini adalah pada situasi darurat kesehatan manajemen komunikasi risiko merupakan kunci dalam menghadapi risiko yang akan terjadi selama pandemi, kemudian diperlukan perencanaan komunikasi yang melibatkan langsung masyarakat, agar masyarakat dapat mengurangi risiko, dapat segera mengambil tindakan pencegahan dan perlindungan saat pandemi terjadi.
Analisis Loyalitas Pelanggan terhadap Pembelian Produk Madu Multiflora Natasha Karenina Suhadrianto; Pudji Muljono; Irni Rahmayani Johan
Implementasi Manajemen & Kewirausahaan Vol 6 No 1 (2026): IMKA JOURNAL
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/imka.v6i1.746

Abstract

This study analyzes customer loyalty in purchasing multifloral honey across generational cohorts in the Jabodetabek area. Using a quantitative survey of 135 respondents and Customer Loyalty Index (CLI) analysis with Microsoft Excel and SPSS, the results show that overall consumers are categorized as loyal (CLI = 72.32%). Generation Y demonstrates the highest loyalty (74.83%), followed by Generation Z (71.87%), while Baby Boomers and Generation X show comparatively lower loyalty (68.32%). Despite overall loyalty, price sensitivity significantly influences repurchase intention across all generations. Younger generations exhibit stronger attitudinal loyalty, whereas older generations display behavioral loyalty but are more sensitive to price changes. The findings suggest that marketers should maintain price stability and strengthen online sales strategies while ensuring product availability in physical stores to sustain loyalty.
Co-Authors -, Rachmawati . Saharuddin A. Faroby Falatehan Aang Gunaidi Abdul Aziz Abdullah, Ahmad Zakki Abung Supama Wijaya Ade Sintya Kusumawardani Adi Irvansyah Adi, Fajar Adil Basuki Ahza Afira Triaputri Agief Julio Pratama Agus Raharjo Ahmad Aulia Arsyad Aida Vitayala Aida Vitayala Hubeis Aida Vitayala S Hubeis Aida Vitayala S. Hubeis Aira Putri Eri Dasli Akromah, Rahillatul Alfi Rahmawati Alfianita Rakasiwi Putri Alika Kasyaf Rahimah Alvi Nur Yudistira Amilia Lestari Amiruddin Saleh Andin Taryoto Anisa Miftah Fadiyah Anna Fatchiya Anna Fatchiya Anuraga Jayanegara Anwas, E. Oos M. Argasepta Armadhani Arie Wibowo Khurniawan Arif Satria Arlena, Wenny Maya Ary Bakhtiar Azhari, Rafnel Aziz, Abdul Azki, Ahmad Azwar Azwar Bagus Priyo Purwanto Bambang Indriyanto Bambang Indriyanto Bambang Indriyanto Basita Gintin Sugihen Basita Ginting Sugihen Cahyono Tri Wibowo Cahyono Tri Wibowo Cahyono Tri Wibowo Chairita Dan Darwis S Gani Darwis S. Gani Dedeh Kurniasih Delima Hasri Azahari Desi Sekar Wangi Devialina Puspita Diah Amelia, Diah Diah Febrina Dian Noor Tamzis Hanafi Djoko Susanto Djoko Susanto Djoko Susanto Djoko Susanto Djoko Susanto Djoko Susanto Djuara P Lubis Djuara P Lubis Djuara P. Lubis Djuara P. Lubis Dodik Briawan Dwi Firmansyah Dwi Hastuti Dwi Hastuti Dwi Retno Hapsari, Dwi Retno Dwi Sadono Dyah Gandasari Dyah Gandasari E. Oos M. Anwas, E. Oos Edi Puspito Ekawati Sri Wahyuni Ekawati Wahyuni Eko Sri Mulyani Eliz Khalishah Elly Rosana, Elly Ence Oos Mukhamad Anwas Erriani Kristiyaningsih Fachmi Ibrahim Fachmi Ibrahim Fahmi Fuad Cholagi Fahmi Fuad Cholagi Fahmi Fuad Cholagi Fahmi Fuad Cholagi Faiz Ridhan Faroka Faizal Maad Farit M Afendi Firman Ardiansyah Francisca Gita Anjani Fredian Tonny Nasdian Fuad Cholagi, Fahmi Furqon Syarief Hidayatulloh Gondasari, Dyah Gunaidi, Aang Hamzah Hamzah Hana Indriana Hanifah Ihsaniyati Hardinsyah Hari Otang Sasmita Heldi Yunan Ardian Herien Puspitawati Heru Sumaryanto Herwan Junaidi Herwan Junaidi, Herwan Hidayatilloh, Furqon Syarief I Made Sumertajaya Ida Ayu Putu Sri Widnyani Iis Diatin Iis Mardiansyah Ikhsan ikhsan Illah Sailah Imas Sukaesih Sitanggang Ina Irawati Ira Dwi Rachmani, Ira Dwi Irfan Syauqi Beik Irma Febrianis Irma Febrianis Irman Hermadi Irni Rahmayani Johan Irpan Ripa’i Sutowo Irsal Las IRVANSYAH, ADI Irza Farabi Wibowo Ismail Pulungan Ismi Arsilah Rahmawati Istiqlaliyah Muflikhati Iwan Armawan Janti Gristinawati Sujana Joko Santoso Joshua Fernando Juniastuti, Anik Kamilah Dwi Kurniawati Kangko, Danang Dwijo Kartika Mayasari Khrishnarini Matindas Konselia D. Vera Krishnarini Matindas Krishnarini Matindas Kudang Boro Seminar Kusumawardani, Ade Sintya Lailatur Rohmah Sumardji Lala M Kolopaking Larasati, Razita Las, Irsal Leonard Dharmawan Leonita Arshinta Cinara Lilik Noor Yuliati Lilis Syarifah Luna Safitri Salsabil Lymbarski Caesariano M Joko Affandi M. Syamsul Maarif M. Taufik Hidayatullah M.A. Zaim Adzkiya Majida, Inas Makmun Sarma Manalu, Maria B.F. Martua Sihaloho Mawaddah mayasari, kartika Minanto, Rahmat Ageng Mintarti Mintarti Bachtiar Miqdad Miqdad Mochammad Imron Awalludin Muh. Zainal S Muhamad Hidayat Muhamad Hidayat Muhamad Rizal Martua Damanik Muhtadi Muhtadi Mujiburrahmad Mujiburrahmad Mukhamad Najib Mulyandari, Retno Sri Hartati Musa Hubeis Nadia Itona Siregar Nadia Itona Siregar, Nadia Itona Nahri Idris Narso Narso Narso Narso Nasrullah, Muhamad Fatih Natasha Karenina Suhadrianto Navila Amira Dewi Niken Lestari Niken Lestari, Niken Ninuk Purnaningsih Novianty Elizabeth Ayuna novindra . Novrian Nugroho, Ridho Bayu Nunung Lutfiah Nupin, Iswadi Syahrial Nurendra Riastyanto Nurhayati Nurhayati Nurjannah Ramli Nurmala K Pandjaitan Nurmala Katrina Pandjaitan Octaria Intan Cahayani Oktaviana Purnamasari Olih Solihin Oos M. Anwas Pang S Asngari Pang S. Asngari Pera Nurfathiyah Pertamasari, Riko Bintari Prabowo Tjitropranoto Prabowo Tjitropranoto Prabowo Tjitropranoto Prabowo Tjitropranoto Pratiwi Ismayanti, Pratiwi Puja Tania, Sherly Puspitawati , Herien Qodarian Pramukanto R.A. Abdul Qodir S. Rachmad, Teguh Hidayatul Radiantya Saputrie Rafnel Azhari Rafnel Azhari Rakhmani Rakhmani Ratih Kurnia Hidayati Ratih Siti Aminah Ratri Virianita Retno Sri Hartati Mulyandari Retno Sri Hartati Mulyandari, Retno Sri Hartati Rilus Kinseng RINI Rio Fatahillah Chita Putra Risca Ardita Novianti Ristianasari Ristianasari Rita Nur Suhaeti Riyantini, Rini Rosmalia Ahmad Rustono - Salahuddin El Ayyubi Santi Santika Sarwititi Sarwoprasodjo Sarwititi Sarwoprasojo Agung Sasongko, Yohanes Probo SATRIYAS ILYAS Seminar, Annisa Utami Septina Suyanti, Dungdung Setyo, Elsa Dwi Shinta Anggreany Sigit Pamungkas Siska Mulyawaty Siti Amanah Siti Dewi Sri Ratna Sari Siti Syamsiah Solihin, Muhtar Mochamad SOLIHIN, OLIH Solihin, Olih Sri Harijati Sri Harijati, Sri Sri Ramadoan Suherdi Suherdi Sulistyo Basuki Sumardjo Suparman Suratini Suratini Surawijaya, Angga Alan SURYANI Suryani Suryani Syamsul Bakhri Syamsul Maarif Syamsul Maarif Tambunan, Resman Muharul Tintin Prihatiningrum Titania Aulia Titik Sumarti Tjitropranoto, Prabowo Tri Budiarto Ulfa, Kamalia Vina Mahdalena Vina Mahdalena Vitayala S.Hubeis, Aida Wahyu Budi Priatna Wangi, Desi Sekar Wibowo, Dwi Yoga Ari Wichitra Yasya Wisnu Ananta Kusuma Wulandari Wulandari Wulandari Wulandari Yani Nurhadryani Yannefri Bachtiar Yayuk Farida Baliwati Yeti Lis Purnamadewi Yonvitner - Yulianus Viktor Yumelda Sari Yusi Rahmaniar Yusman Syaukat Yuyun Yuniati Baesusi Zahra Namira Wandi